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Credit union call report ยท Clearwater, FL

City-County Employees Credit Union Call Report

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City-County Employees Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 263 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

City-County Employees Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number67323
Federal Reserve RSSD ID855590

The official copy: search charter number 67323 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

City-County Employees Credit Union call report, Q2 2026

Statement of Financial Condition (30 items)
City-County Employees Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $271K
1c. Total Cash on Hand 730A $271K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $3.3M
2. Cash on Deposit (total) 730B $3.3M
3. Time Deposits in Banks and Credit Unions AS0007 $11.2M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $14.7M
12b. Perpetual Contributed Capital 769B $135K
13. TOTAL OTHER INVESTMENTS AS0017 $135K
15a. Number of Total Loans and Leases 025A 88,262
15b. Total Loans and Leases 025B $26.2M
17. ACL on Loans and Leases AS0048 $444K
18c. Foreclosed/Repossessed - Vehicles AS0024 $76K
18e. Foreclosed/Repossessed Assets (total) 798A $76K
19. Land and Building 007 $748K
20. Other Fixed Assets 008 $44K
21. NCUA Share Insurance Capitalization Deposit 794 $354K
22d. Accrued Interest on Loans 009A $89K
22e. Accrued Interest on Investments 009B $42K
22f. All Other Assets 009C $485K
22g. Total Other Assets AS0036 $616K
23. TOTAL ASSETS 010 $42.5M
Accounts Payable and Other Liabilities 825 -$258K
Accrued Dividends and Interest Payable 820A $518
Member Shares of All Types 013 $39.2M
Total Shares and Deposits 018 $39.2M
Undivided Earnings 940 $3.4M
Net Income (equity) 602 $139K
Total Net Worth 997 $3.5M
Net Worth Ratio 998 8.29%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $42.5M
Statement of Income and Expense (23 items)
City-County Employees Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $972K
3. Income from Investments 120 $239K
5. TOTAL INTEREST INCOME 115 $1.2M
6. Dividends on Shares 380 $21K
7. Interest on Deposits 381 $230K
9. TOTAL INTEREST EXPENSE 350 $251K
10. NET INTEREST INCOME IS0010 $960K
12a. Credit Loss Expense - Loans and Leases IS0011 $154K
12e. Total Credit Loss Expense IS0017 $154K
13. Fee Income 131 $189K
14. Other Operating Income IS0020 $24K
23. TOTAL NON-INTEREST INCOME 117 $213K
24. Employee Compensation and Benefits 210 $329K
25. Travel and Conference 230 $15K
26. Office Occupancy 250 $40K
27. Office Operations 260 $82K
28. Educational and Promotional 270 $15K
29. Loan Servicing 280 $61K
30. Professional and Outside Services 290 $330K
32. Operating Fees 320 $6K
33. Miscellaneous Operating Expense 360 $3K
34. TOTAL NON-INTEREST EXPENSE 671 $881K
35. NET INCOME 661A $139K
Statement pages - all other filed accounts (23 items)

delinquency (21%), credit cards (21%)

City-County Employees Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $266K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $27K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $29K
Loans Granted Year-to-Date 031A $21K
Amount of Loans Granted Year-to-Date 031B $5.9M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $155K
Number of current members (not number of accounts) 083 3,905
Number of potential members 084 956,122
Net Member Business Loan Balance 400A $57K
Interest Rate of Unsecured Credit Card Loans 521 1,668.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,313.00%
Interest Rate of New Vehicle Loans 523 564.00%
Interest Rate of Used Vehicle Loans 524 814.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $148K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $33K
Total Amount of All Other Shares 630 $2.0M
Amount of Regular Shares 657 $17.1M
Amount of Share Drafts 902 $7.0M
IRA/KEOGH Accounts - < 1 Year 906A $1.7M
Share Certificates - < 1 Year 908A $9.8M
Total Amount of Share Certificates 908C $10.4M
Total Amount of Money Market Shares 911 $1.1M
Number of Used Vehicle Loans 968 58,051
NCUA data file FS220A (24 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

City-County Employees Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $38.6M
Total Shares - 1-3 Years 013B1 $590K
Total Shares - > 3 Years 013B2 $4K
Total Shares and Deposits - < 1 Year 018A $38.6M
Total Shares and Deposits - 1-3 Years 018B1 $590K
Total Shares and Deposits - > 3 Years 018B2 $4K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 214
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $10.5M
Amount of New Vehicle Loans 385 $5.9M
Amount of Unsecured Credit Card Loans 396 $334K
Amount of All Other Unsecured Loans/Lines of Credit 397 $2.7M
Share Certificates 451 $299
Number of Accounts for Share Drafts 452 1,881
IRA/KEOGH Accounts 453 $54
Number of Accounts for Regular Shares 454 3,544
All other shares 455 $332
Money Market Shares 458 $30
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 6,140
Number of credit union employees who are Full-Time (26 hours or more) 564A 8
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 1
Number of Outstanding Indirect Loans 617A 4
Total Amount of Outstanding Indirect Loans 618A $56K
Total credit lines 881 $2.5M
NCUA data file FS220B (22 items)

maturity and repricing buckets (40%), credit cards (17%)

City-County Employees Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Number - Total Delinquent Credit Card Loans 045A 1
Total Amount of Delinquent Unsecured Credit Card Loans 045B $2K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $3.9M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $3.9M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $35.3M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $122K
All other shares - < 1 Year 630A $2.0M
Amount of Regular Shares - < 1 Year 657A $17.1M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $12K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $25
Amount of Share Drafts - < 1 Year 902A $7.0M
IRA/KEOGH Accounts - > 3 Years 906B2 $4K
Total Amount of IRA/KEOGH Accounts 906C $1.7M
Share Certificates - 1-3 Years 908B1 $590K
Money Market Shares - < 1 Year 911A $1.1M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $246K
Number of New Vehicle Loans 958 28,668
Total Shares 966 $6K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $97K
Number of Unsecured Credit Card Loans 993 327
Number of All Other Unsecured Loans/Lines of Credit 994 1,039
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 22
NCUA data file FS220C (10 items)

charge-offs and recoveries (27%), participation loans (18%)

City-County Employees Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Total Amount of Indirect Loans Charged Off Year-to-Date 550E $14K
Total Amount of All Participation Loans Charged Off Year-to-Date 550F $15K
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $8K
Total Amount of All Year-to-Date Recoveries on Charged-Off Participation Loans 551F $9K
Number of credit union branches (include the main office if member services are conducted at that location) 566 2
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $3.8M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $1.1M
Amount of Participation Loans Purchased Year-to-Date 690 $1.5M
Outstanding balance of brokered certificates of deposit and share certificates 788 $11.2M
NCUA data file FS220D (25 items)

member services and products offered (69%), CUSO relationships (27%)

City-County Employees Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
Does the credit union provide member services through a credit union shared branch services center? 566A $1
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Online Financial Literacy 879B7 $1
Bilingual Services 879C1 $1
No Cost Bill Payer 879C2 $1
Brokered Certificates of Deposits 879N $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Offer Custodial Accounts PP0032 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
CU offer Shared service network PP0058 $1
NCUA data file FS220G (3 items)

loans and leases (32%), participation loans (18%)

City-County Employees Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Outstanding Amount of Participation Loans Purchased By Type 691L $3.7M
Total Value of Investments in CUSOs 851 $12K
Total Credit Lines at Corporate Credit Unions 884 $2.5M
NCUA data file FS220H (3 items)

student loans (43%), delinquency (27%)

City-County Employees Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $2.3M
Total number of TDR loans outstanding 1000F $2
Total amount of TDR loans outstanding 1001F $38K
NCUA data file FS220I (15 items)

vehicle lending (59%), delinquency (44%)

City-County Employees Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $32K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $160K
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $6K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $15K
Number of Reportable Delinquent New Vehicle Loans 035E1 51
Number of Reportable Delinquent Used Vehicle Loans 035E2 147
Amount of Reportable Delinquent New Vehicle Loans 041C1 $19K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $114K
Amount of New Vehicle Loans YTD Charge Offs 550C1 $5K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $88K
Amount of New Vehicle Loans YTD Recoveries 551C1 $3K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $19K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $4K
Amount of Grants Awarded Year-to-Date 926 $2K
Amount of Grants Received Year-to-Date 927 $2K
NCUA data file FS220J (1 item)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

City-County Employees Credit Union, NCUA data file FS220J, Q2 2026
Line item Account Q2 2026
Investments Not Authorized by the FCU Act or NCUA Rules and Regulations (SCU ONLY). Exclude investments listed in Line 20 a. or b. (below). 784A $11.2M
NCUA data file FS220L (6 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

City-County Employees Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $88K
Total Amount of Loans & Leases on Loan Schedule 025B1 $26.2M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $5.5M
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 791.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 528.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $1.2M
NCUA data file FS220M (6 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

City-County Employees Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $1.0M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $446K
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $842K
Total Unfunded Commitments for Non-Commercial Loans 816T $2.3M
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 120
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 57
NCUA data file FS220N (3 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

City-County Employees Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Total Liabilities LI0069 $38.9M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $58K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $42.5M
NCUA data file FS220P (18 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

City-County Employees Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $44K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $10K
Loan Loss Information - YTD Recoveries - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien CH0020 $5
Unsecured Credit Card Loans DL0002 $2K
All Other Unsecured Loans/Lines of Credit DL0022 $46K
All Other Unsecured Loans/Lines of Credit DL0023 $15K
All Other Unsecured Loans/Lines of Credit DL0024 $5K
All Other Unsecured Loans/Lines of Credit DL0027 $21K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $15
New Vehicle Loans DL0030 $12K
Used Vehicle Loans DL0037 $98K
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $128K
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Participation Loans Purchased under 701.22 DL0142 $5K
Amount of Consumer Loans in Non-Accrual Status DL0145 $27K
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Number of Modified Loans DL0148 $1
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Amount of Modified Loans DL0149 $20K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 4
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $56K
NCUA data file FS220Q (19 items)

investment portfolio detail (69%)

City-County Employees Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $3.6M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $4.6M
Investment Maturity Distribution - Time Deposits - >3-5 Years NV0113 $2.9M
Investment Maturity Distribution - Time Deposits - Total NV0116 $11.2M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $135K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $135K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $3.6M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $4.6M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $2.9M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $135K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $11.3M
RBC Total Equity RB0001 $3.5M
RBC Allowance for Credit Losses RB0002 $444K
RBC Total Additions RB0005 $444K
RBC Total Deductions RB0009 $354K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $3.6M
RBC Risk-Based Capital Numerator RB0012 $3.6M
Participation Loans: Participations Purchased - Outstanding Balance - Amount - Vehicle - Non-commercial SL0036 $3.7M
Participation Loans: Participations Purchased - Purchased Year-To-Date - Amount - Vehicle - Non-commercial SL0037 $1.5M
NCUA data file FS220R (29 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

City-County Employees Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $135K
RBC Schedule Total Consumer Loans RB0060 $20.7M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $444K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $444K
RBC Schedule Total Loans RB0079 $25.7M
RBC Total for Risk Weighting Total Loans RB0081 -$444K
RBC Total Loans 0% Weight RB0082 -$444K
RBC Schedule Total Other Assets RB0088 $1.8M
RBC Total for Risk Weighting Other Assets RB0090 $354K
RBC Other Assets 0% Weight RB0091 $354K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $42.5M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 -$90K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 -$90K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $42.5M
RBC Allowance for Credit Losses (Loans) RB0177 $444K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 80.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 3,957,023.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 702,100.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 44.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 1,550,742.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 650,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $5.5M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $1.4M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $124
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $5.5M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $1.4M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $1.9M
Total Shares SH0013 $39.2M
Total Shares and Deposits SH0018 $39.2M
NCUA data file FS220S (3 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

City-County Employees Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Acquire participation loans PP0044 $1
Person-to-Person payments PP0045 $1

City-County Employees Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the City-County Employees Credit Union call report?

The City-County Employees Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does City-County Employees Credit Union file?

City-County Employees Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the City-County Employees Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for City-County Employees Credit Union is 67323.

How often does City-County Employees Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

City-County Employees Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.