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Credit union call report ยท Boston, MA

City of Boston Credit Union Call Report

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City of Boston Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 473 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

City of Boston Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number67841
Federal Reserve RSSD ID176099

The official copy: search charter number 67841 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

City of Boston Credit Union call report, Q2 2026

Statement of Financial Condition (34 items)
City of Boston Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $3.1M
1c. Total Cash on Hand 730A $3.1M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $93.3M
2c. Cash on Deposit in Other Financial Institutions 730B2 $195K
2. Cash on Deposit (total) 730B $93.4M
3. Time Deposits in Banks and Credit Unions AS0007 $1.2M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $97.7M
8. Available-for-Sale Debt Securities AS0067 $52.3M
9. Held-to-Maturity Debt Securities AS0073 $660
11. TOTAL INVESTMENT SECURITIES AS0013 $52.3M
12b. Perpetual Contributed Capital 769B $671K
12c. All Other Investments AS0016 $1.6M
13. TOTAL OTHER INVESTMENTS AS0017 $2.3M
15a. Number of Total Loans and Leases 025A 12,373
15b. Total Loans and Leases 025B $368.1M
17. ACL on Loans and Leases AS0048 $5.0M
19. Land and Building 007 $15.1M
20. Other Fixed Assets 008 $1.7M
21. NCUA Share Insurance Capitalization Deposit 794 $4.3M
22d. Accrued Interest on Loans 009A $1.1M
22e. Accrued Interest on Investments 009B $419K
22f. All Other Assets 009C $6.4M
22g. Total Other Assets AS0036 $8.0M
23. TOTAL ASSETS 010 $544.5M
Accounts Payable and Other Liabilities 825 $7.6M
Borrowings (total) 860C $30.0M
Member Shares of All Types 013 $462.5M
Nonmember Deposits 880 $4.1M
Total Shares and Deposits 018 $466.6M
Undivided Earnings 940 $45.0M
Net Income (equity) 602 $1.1M
Total Net Worth 997 $49.4M
Net Worth Ratio 998 9.07%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $544.5M
Statement of Income and Expense (22 items)
City of Boston Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $9.7M
3. Income from Investments 120 $1.9M
5. TOTAL INTEREST INCOME 115 $11.6M
6. Dividends on Shares 380 $2.8M
8. Interest on Borrowed Money 340 $656K
9. TOTAL INTEREST EXPENSE 350 $3.4M
10. NET INTEREST INCOME IS0010 $8.2M
13. Fee Income 131 $643K
14. Other Operating Income IS0020 $704K
18. Gain (Loss) on Disposition of Fixed Assets 430 -$16K
23. TOTAL NON-INTEREST INCOME 117 $1.3M
24. Employee Compensation and Benefits 210 $4.0M
25. Travel and Conference 230 $19K
26. Office Occupancy 250 $932K
27. Office Operations 260 $2.5M
28. Educational and Promotional 270 $38K
29. Loan Servicing 280 $333K
30. Professional and Outside Services 290 $468K
32. Operating Fees 320 $80K
33. Miscellaneous Operating Expense 360 $29K
34. TOTAL NON-INTEREST EXPENSE 671 $8.5M
35. NET INCOME 661A $1.1M
Statement pages - all other filed accounts (27 items)

delinquency (21%), credit cards (21%)

City of Boston Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $1.6M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $2.5M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $1.4M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $1.2M
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $208K
Loans Granted Year-to-Date 031A $662
Amount of Loans Granted Year-to-Date 031B $19.4M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $7.2M
Number of current members (not number of accounts) 083 31,261
Number of potential members 084 3,108,912
Net Member Business Loan Balance 400A $239K
Non-Member Deposits 457 $1
Interest Rate of Unsecured Credit Card Loans 521 1,524.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,185.00%
Interest Rate of New Vehicle Loans 523 484.00%
Interest Rate of Used Vehicle Loans 524 582.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $868K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $231K
Total Amount of All Other Shares 630 $1.7M
Amount of Regular Shares 657 $178.3M
Balance Outstanding of All Interest Only & Payment Option 1st Mortgage Loans. 704C1 $7.8M
Amount of Share Drafts 902 $82.4M
IRA/KEOGH Accounts - < 1 Year 906A $7.3M
Share Certificates - < 1 Year 908A $97.2M
Total Amount of Share Certificates 908C $132.2M
Total Amount of Money Market Shares 911 $55.2M
Number of Used Vehicle Loans 968 1,263
NCUA form-section FS220A (29 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

City of Boston Credit Union, NCUA form-section FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $422.1M
Total Shares - 1-3 Years 013B1 $38.7M
Total Shares - > 3 Years 013B2 $1.8M
Total Shares and Deposits - < 1 Year 018A $426.2M
Total Shares and Deposits - 1-3 Years 018B1 $38.7M
Total Shares and Deposits - > 3 Years 018B2 $1.8M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 119
Amount of Delinquent Indirect Loans 041E $66K
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $16.1M
Amount of New Vehicle Loans 385 $13.0M
Amount of Unsecured Credit Card Loans 396 $4.0M
Amount of All Other Unsecured Loans/Lines of Credit 397 $34.2M
Share Certificates 451 $2K
Number of Accounts for Share Drafts 452 17,009
IRA/KEOGH Accounts 453 $625
Number of Accounts for Regular Shares 454 34,351
All other shares 455 $333
Money Market Shares 458 $1K
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 55,694
Number of credit union employees who are Full-Time (26 hours or more) 564A 63
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 1
Number of Outstanding Indirect Loans 617A 2,261
Total Amount of Outstanding Indirect Loans 618A $11.4M
Amount of real estate loans sold but serviced by the credit union 779A $26.6M
Total credit lines 881 $164.5M
Draws against lines of credit, 1 to 3 years 883B1 $20.0M
Draws against lines of credit, more than 3 years 883B2 $10.0M
Draws against lines of credit, total amount 883C $30.0M
NCUA form-section FS220B (33 items)

maturity and repricing buckets (40%), credit cards (17%)

City of Boston Credit Union, NCUA form-section FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $14K
Amount of Delinquent Unsecured Credit Card Loans as of - 6 to less than 12 months delinquent 027B $15K
Number - Total Delinquent Credit Card Loans 045A 12
Total Amount of Delinquent Unsecured Credit Card Loans 045B $60K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $57.3M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $57.3M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $409.3M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $122K
All other shares - < 1 Year 630A $1.7M
Amount of Regular Shares - < 1 Year 657A $178.3M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $143K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $23K
Fair value of Held to Maturity Securities 801 $658
Total Borrowings - 1-3 Years 860B1 $20.0M
Total Borrowings - > 3 Years 860B2 $10.0M
Does you credit union maintain share/deposit insurance coverage other than the NCUSIF? 875 $1
Dollar amount of shares and/or deposits insured by the company named above 877 $57.3M
Non-Member Deposits - < 1 Year 880A $4.1M
Is your credit union a member of a Federal Home Loan Bank? 896 $1
Amount of Share Drafts - < 1 Year 902A $82.4M
IRA/KEOGH Accounts - 1-3 Years 906B1 $5.3M
IRA/KEOGH Accounts - > 3 Years 906B2 $200K
Total Amount of IRA/KEOGH Accounts 906C $12.7M
Share Certificates - 1-3 Years 908B1 $33.4M
Share Certificates - > 3 Years 908B2 $1.6M
Money Market Shares - < 1 Year 911A $55.2M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $856K
Number of New Vehicle Loans 958 851
Total Shares 966 $56K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $77K
Number of Unsecured Credit Card Loans 993 2,240
Number of All Other Unsecured Loans/Lines of Credit 994 4,942
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 12
NCUA form-section FS220C (8 items)

charge-offs and recoveries (27%), participation loans (18%)

City of Boston Credit Union, NCUA form-section FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Total Amount of Indirect Loans Charged Off Year-to-Date 550E $74K
Total Amount of All Participation Loans Charged Off Year-to-Date 550F $19K
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $2K
Total Amount of All Year-to-Date Recoveries on Charged-Off Participation Loans 551F $725
Number of credit union branches (include the main office if member services are conducted at that location) 566 6
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $92.3M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $5.3M
NCUA form-section FS220D (29 items)

member services and products offered (69%), CUSO relationships (27%)

City of Boston Credit Union, NCUA form-section FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
Financial Literacy Workshops 879B3 $1
First Time Homebuyer Program 879B4 $1
Bilingual Services 879C1 $1
No Cost Bill Payer 879C2 $1
Student Scholarships 879C4 $1
Mortgage Processing 879G $1
Approved Mortgage Seller 879H $1
Brokered Certificates of Deposits 879N $1
Brokered Deposits (All deposits acquired through a third party) 879T $1
International Remittances 879V $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Offer Custodial Accounts PP0032 $1
Offer Non-Custodial Accounts PP0033 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA form-section FS220G (12 items)

loans and leases (32%), participation loans (18%)

City of Boston Credit Union, NCUA form-section FS220G, Q2 2026
Line item Account Q2 2026
Equity Acquired in Merger 658A $3.3M
Total Outstanding Amount of Participation Loans Purchased By Type 691L $8.8M
Outstanding Amount of Real Estate Participation Loans Purchased 691L2 $4.8M
Total Outstanding Amount of Participation Loans Sold By Type 691N $77K
Number of Outstanding Int Only & Payment Option 1st Mtg Loans 704C2 88
Amount of Outstanding Int Only & Payment Option 1st Mtg Loans Granted YTD 704C3 $7.8M
Total Value of Investments in CUSOs 851 $25K
Total Aggregate Cash Outlay in CUSOs 853 $25K
Assets Pledged to Secure Borrowings 878 $223.8M
Total Credit Lines at Corporate Credit Unions 884 $44.2M
Current Quarter's Total Adjusted Retained Earnings acquired through Business Combinations 1004 $3.3M
Prior Quarter-End Adjusted Retained Earnings acquired through Business Combinations 1004A $3.3M
NCUA form-section FS220H (14 items)

student loans (43%), delinquency (27%)

City of Boston Credit Union, NCUA form-section FS220H, Q2 2026
Line item Account Q2 2026
Amount of Non-Federally Guaranteed Student Loans - 1 to <2 months 020T $5K
Amount of Non-Federally Guaranteed Student Loans - 2 to <6 months 021T $10K
Total Amount of Reportable Delinquency Non-Federally Guaranteed Student Loans 041T $47K
Total number of reportable Non-Federally Guaranteed Student Loans delinquent 053E $10
Non-Federally Guaranteed Student Loans YTD Charge Offs 550T $31K
Non-Federally Guaranteed Student Loans YTD Recoveries 551T $725
Interest Rate on Non-Federally Guaranteed Student Loans 595A 725.00%
Outstanding Amount of Non-Federally Guaranteed Student Loans Participations Purchased 691L7 $2.2M
Outstanding Amount of Non-Federally Guaranteed Student Loans Participations Sold 691N7 $77K
Amount of Non-Federally Guaranteed Student Loans 698A $4.2M
Total Unfunded Commitments for all loan types 816A $28.9M
Number of Non-Federally Guaranteed Student Loans 963A 1,532
Total number of TDR loans outstanding 1000F $4
Total amount of TDR loans outstanding 1001F $15K
NCUA form-section FS220I (20 items)

vehicle lending (59%), delinquency (44%)

City of Boston Credit Union, NCUA form-section FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $160K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $437K
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $45K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $68K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $26K
Number of Reportable Delinquent New Vehicle Loans 035E1 4
Number of Reportable Delinquent Used Vehicle Loans 035E2 11
Amount of Reportable Delinquent New Vehicle Loans 041C1 $78K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $161K
Amount of New Vehicle Loans YTD Charge Offs 550C1 $88K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $103K
Amount of New Vehicle Loans YTD Recoveries 551C1 $300
Amount of Used Vehicle Loans YTD Recoveries 551C2 $8K
Commercial Share Accounts 643 $19.0M
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $18K
Draws Against LOCs from FHLB 885A3 $30.0M
Total Draws Againts LOCs 885A4 $30.0M
Amount of Grants Awarded Year-to-Date 926 $72K
Amount of Grants Received Year-to-Date 927 $18K
Number of International Remittances originated Year-to-Date 928 48
NCUA form-section FS220L (20 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

City of Boston Credit Union, NCUA form-section FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $12K
Total Amount of Loans & Leases on Loan Schedule 025B1 $368.1M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $49.0M
Total outstanding balance of commercial loans to members 400A1 $239K
Total outstanding balance of nonmember commercial loans 400B1 $526K
Outstanding balance of Unsecured Revolving Lines of Credit Granted to Members for Commercial Purposes 400C6 $31K
Outstanding balance of Member Commercial and Industrial loans 400L2 $208K
Outstanding balance of purchased or participation interests in Commercial and Industrial loans to nonmembers 400L3 $526K
Amount of Commercial Loans/Lines of Credit Not Real Estate Secured 400P $764K
Outstanding balance of all member and non-member commercial loans 400T1 $764K
Interest Rate of Commercial Loans/Lines of Credit Not Real Estate Secured 526 700.00%
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 675.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 375.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 320.00%
Number of Commercial Small Business Administration Loans Outstanding 691B1 2
Outstanding Balance of Commercial Small Business Administration Loans 691C1 $526K
Guaranteed Portion of Commercial Small Business Administration Loans 691C2 $447K
Outstanding Amount of Commercial Loans Excluding C&D Participation Loans Purchased 691L8 $526K
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $780K
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $246.0M
NCUA form-section FS220M (16 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

City of Boston Credit Union, NCUA form-section FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $14.1M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $14.6M
Total Unfunded Commitments for Commercial Loans 814K $181K
Total Other Unfunded Commitments (Non-Commercial) 816B5 $27K
Total Unfunded Commitments for Non-Commercial Loans 816T $28.7M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $49K
Total number of member commercial loans 900A1 $33
Total number of nonmember commercial loans 900B1 $2
Number of Member Unsecured Revolving Lines of Credit Granted to Members for Commercial Purposes 900C6 15
Number of Member Commercial and Industrial loans 900L2 18
Number of purchased or Participation Interest in Commercial and Industrial loans to nonmembers 900L3 2
Number of Commercial Loans/Lines of Credit Not Real Estate Secured 900P 35
Total Number of Member and Nonmember commercial loans 900T1 $35
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 799
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 631
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 80
NCUA form-section FS220N (10 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

City of Boston Credit Union, NCUA form-section FS220N, Q2 2026
Line item Account Q2 2026
Available-for-sale Debt Securities <=1 Year AS0062 $2.5M
Available-for-sale Debt Securities >1 and <=3 Years AS0063 $5.6M
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $12.1M
Available-for-sale Debt Securities >5 and <= 10 Years AS0065 $24.0M
Available-for-sale Debt Securities > 10 Years AS0066 $8.0M
Held-to-Maturity Debt Securities <=1 Year AS0068 $660
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$9.1M
Total Liabilities LI0069 $504.2M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $3.4M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $544.5M
NCUA form-section FS220P (39 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

City of Boston Credit Union, NCUA form-section FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $502K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $198K
Unsecured Credit Card Loans DL0002 $31K
Non-Federally Guaranteed Student Loans DL0016 $37K
All Other Unsecured Loans/Lines of Credit DL0022 $476K
All Other Unsecured Loans/Lines of Credit DL0023 $202K
All Other Unsecured Loans/Lines of Credit DL0024 $153K
All Other Unsecured Loans/Lines of Credit DL0025 $46K
All Other Unsecured Loans/Lines of Credit DL0027 $401K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $55
New Vehicle Loans DL0030 $33K
Used Vehicle Loans DL0037 $66K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $10K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $1K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $1K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $1
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0058 $1.5M
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0059 $1.8M
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0060 $405K
Delinquent Loans by Collateral Type - >=360 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0061 $1.2M
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $4.9M
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $13
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0064 $292K
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0065 $269K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0066 $428K
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0067 $861K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0069 $1.6M
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0070 $13
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $2.1M
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Participation Loans Purchased under 701.22 DL0142 $67K
Amount of Consumer Loans in Non-Accrual Status DL0145 $7.2M
Number of Indirect Loans - New and Used Vehicle Loans IN0001 844
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $8.0M
Number of Indirect Loans - All Other Loans IN0007 1,417
Amount of Indirect Loans - All Other Loans IN0008 $3.4M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Commercial Loans LQ0014 $181K
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Consumer Loans - Secured and Real Estate LQ0015 $14.1M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Consumer Loans - Unsecured LQ0016 $14.7M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments -Total LQ0017 $28.9M
NCUA form-section FS220Q (48 items)

investment portfolio detail (69%)

City of Boston Credit Union, NCUA form-section FS220Q, Q2 2026
Line item Account Q2 2026
Off-Balance Sheet Exposures - Loans Transferred under the FHLB MPF program LQ0021 $26.6M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Corporate Credit Unions LQ0035 $44.2M
Borrowing Arrangements - Line of Credit Limit - Federal Home Loan Bank LQ0040 $117.1M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Federal Home Loan Bank LQ0043 $176.2M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - FRB LQ0047 $3.5M
Total Borrowings LQ0860 $30.0M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0015 $4.5M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0016 $4.2M
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0017 $660
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0018 $658
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0019 $45.5M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0020 $38.5M
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0021 $660
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0022 $658
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0023 $50.0M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0024 $42.7M
Available-for-sale Amortized Cost - Securities Issued by States and Political Subdivisions in the U.S. NV0071 $11.4M
Available-for-sale Fair Value - Securities Issued by States and Political Subdivisions in the U.S. NV0072 $9.6M
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $660
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $61.4M
Total Fair Value Available-for-Sale Debt Securities NV0084 $52.3M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $1.2M
Investment Maturity Distribution - Time Deposits - Total NV0116 $1.2M
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $52.3M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $660
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >1-3 Years NV0142 $1.6M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $671K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $2.3M
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $2.5M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $8.4M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $12.1M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $24.0M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $8.7M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $55.7M
RBC Total Equity RB0001 $49.4M
RBC Allowance for Credit Losses RB0002 $5.0M
RBC Total Additions RB0005 $5.0M
RBC Total Deductions RB0009 $4.3M
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $50.1M
RBC Risk-Based Capital Numerator RB0012 $50.1M
RBC Total for Risk Weighting Cash and Deposits in Financial Institutions or Reserve Banks RB0014 $97.7M
RBC Cash and Deposits in Financial Institutions or Reserve Banks 0% Weight RB0015 $96.4M
RBC Cash, Cash Equivalents, Deposits in Financial Institutions or Reserve Banks 20% Weight RB0016 $1.4M
RBC Total for Risk Weighting Securities RB0019 $52.3M
RBC Securities 0% Weight RB0020 $11.3M
RBC Securities 20% Weight RB0021 $36.2M
RBC Securities 50% Weight RB0022 $4.8M
Participation Loans: Participations Purchased - Outstanding Balance - Amount - Vehicle - Non-commercial SL0036 $1.3M
NCUA form-section FS220R (107 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

City of Boston Credit Union, NCUA form-section FS220R, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Total Borrowing Capacity at Federal Reserve Bank LQ0061 $3.3M
CCULR Off-Balance sheet exposures LR0002 $55.5M
CCULR Off-Balance sheet exposures ratio LR0003 1,018.00%
RBC Total for Risk Weighting Other Investments RB0029 $2.3M
RBC Other Investments 20% Weight RB0031 $1.6M
RBC Other Investments 150% Weight RB0033 $671K
RBC Schedule Total Investments RB0039 $54.6M
RBC Total for Risk Weighting Total Investments RB0041 $54.6M
RBC Total Investments 0% Weight RB0042 $11.3M
RBC Total Investments 20% Weight RB0043 $37.8M
RBC Total Investments 50% Weight RB0044 $4.8M
RBC Total Investments 150% Weight RB0046 $671K
RBC Total for Risk Weighting First Lien Residential Real Estate Loans RB0052 $246.0M
RBC First Lien Residential Real Estate Loans 50% Weight RB0053 $190.6M
RBC First Lien Residential Real Estate Loans 75% Weight RB0054 $52.1M
RBC First Lien Residential Real Estate Loans 100% Weight RB0055 $3.4M
RBC Total for Risk Weighting Junior Lien Residential Real Estate Loans RB0057 $49.0M
RBC Junior Lien Residential Real Estate Loans 100% Weight RB0058 $47.7M
RBC Junior Lien Residential Real Estate Loans 150% Weight RB0059 $1.3M
RBC Schedule Total Consumer Loans RB0060 $72.4M
RBC Total for Risk Weighting Consumer Loans RB0062 $72.4M
RBC Consumer Loans 0% Weight RB0063 $647K
RBC Consumer Loans 75% Weight RB0065 $29.1M
RBC Consumer Loans 100% Weight RB0066 $42.2M
RBC Consumer Loans 150% Weight RB0067 $377K
RBC Schedule Total Commercial Loans RB0068 $764K
RBC Total for Risk Weighting Commercial Loans RB0070 $764K
RBC Commercial Loans 100% Weight RB0073 $764K
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $5.0M
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $5.0M
RBC Schedule Total Loans RB0079 $363.1M
RBC Total for Risk Weighting Total Loans RB0081 $363.1M
RBC Total Loans 0% Weight RB0082 -$4.4M
RBC Total Loans 50% Weight RB0084 $190.6M
RBC Total Loans 75% Weight RB0085 $81.2M
RBC Total Loans 100% Weight RB0086 $94.0M
RBC Total Loans 150% Weight RB0087 $1.7M
RBC Schedule Total Other Assets RB0088 $29.1M
RBC Total for Risk Weighting Other Assets RB0090 $29.1M
RBC Other Assets 0% Weight RB0091 $4.3M
RBC Other Assets 100% Weight RB0092 $24.8M
RBC Total from Schedule On-Balance Sheet Assets RB0099 $544.5M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $544.5M
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $107.5M
RBC Total Risk Weighted On-Balance Sheet Assets 20% Weight RB0102 $39.2M
RBC Total Risk Weighted On-Balance Sheet Assets 50% Weight RB0103 $195.4M
RBC Total Risk Weighted On-Balance Sheet Assets 75% Weight RB0104 $81.2M
RBC Total Risk Weighted On-Balance Sheet Assets 100% Weight RB0105 $118.8M
RBC Total Risk Weighted On-Balance Sheet Assets 150% Weight RB0106 $2.3M
RBC Schedule Total Risk Weighted Assets - On-Balance Sheet RB0112 $288.8M
RBC Total Risk Weighted Assets - On-Balance Sheet 20% Weight RB0113 $7.8M
RBC Total Risk Weighted Assets On-Balance Sheet 50% Weight RB0114 $97.7M
RBC Total Risk Weighted Assets On-Balance Sheet 75% Weight RB0115 $60.9M
RBC Total Risk Weighted Assets On-Balance Sheet 100% Weight RB0116 $118.8M
RBC Total Risk Weighted Assets On-Balance Sheet 150% Weight RB0117 $3.5M
RBC Unfunded Commitment Commercial Loans Credit Equivalent Amount RB0123 $91K
RBC Unfunded Commitment Commercial Loans 100% Weight RB0124 $91K
RBC Unfunded Commitment Secured Consumer Loans Credit Equivalent Amount RB0125 $1.4M
RBC Unfunded Commitment Secured Consumer Loans 100% Weight RB0128 $1.4M
RBC Unfunded Commitment Unsecured Consumer Loans Credit Equivalent Amount RB0129 $1.5M
RBC Unfunded Commitment Unsecured Consumer Loans 100% Weight RB0130 $1.5M
RBC Federal Home Loan Bank MPF Program Credit Equivalent Amount RB0131 $5.3M
RBC Federal Home Loan Bank MPF Program 50% Weight RB0132 $5.3M
RBC Total Off-Balance Sheet and Derivative Credit Equivalent Amount RB0153 $8.3M
RBC Total Off-Balance Sheet and Derivative 50% Weight RB0158 $5.3M
RBC Total Off-Balance Sheet and Derivative 100% Weight RB0160 $3.0M
RBC Total Risk-Weighted Assets Off-Balance-Sheet and Derivative RB0162 $5.6M
RBC Total Risk-Weighted Assets Off-Balance-Sheet and Derivative 50% Weight RB0166 $2.7M
RBC Total Risk-Weighted Assets Off-Balance-Sheet and Derivative 100% Weight RB0168 $3.0M
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $552.8M
RBC Total Risk-Weighted Assets RB0171 $294.4M
RBC Total Risk Based Capital Ratio RB0172 1,702.00%
RBC Allowance for Credit Losses (Loans) RB0177 $5.0M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 661.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 217,444,823.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 1,715,250.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 93.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 14,096,222.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 305,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid >5 Years RL0007 $30
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0008 $13.1M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0010 $7
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0011 $572K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Balloon/Hybrid 5 Years or Less RL0012 $520K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 8.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 793,352.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Adjustable Rate RL0015 210,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $246.0M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $2.8M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 276.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 19,226,442.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 781,200.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 352.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 29,734,703.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 7,248,152.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $49.0M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $8.0M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $1K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $295.0M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $10.8M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $21.4M
Total Shares SH0013 $462.5M
Total Shares and Deposits SH0018 $466.6M
Total Non-Member Deposits SH0880 $4.1M
Number of Outstanding Loans Purchased from Other Financial Institutions SL0018 120
Amount of Outstanding Loans Purchased from Other Financial Institutions SL0019 $76.3M
Number of Outstanding Real Estate Loans Sold with Servicing Retained SL0030 112
NCUA form-section FS220S (5 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

City of Boston Credit Union, NCUA form-section FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Communication PP0047 $1
Located in Metropolitan Statistical Area (MSA) PR0001 $1
home purchase loan or refinanced a home purchase loan PR0002 $1
Originated closed-end mortgages in each of the two preceding calendar years or originated open-end lines of credit in each of the two preceding calendar years in excess of the HMDA Loan-Volume Threshold? PR0003 $1

City of Boston Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the City of Boston Credit Union call report?

The City of Boston Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does City of Boston Credit Union file?

City of Boston Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the City of Boston Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for City of Boston Credit Union is 67841.

How often does City of Boston Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

City of Boston Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.