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Credit union call report ยท Pawtucket, RI

COASTAL1 Credit Union Call Report

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COASTAL1 Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 469 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

COASTAL1 Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number67278
Federal Reserve RSSD ID50694

The official copy: search charter number 67278 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

COASTAL1 Credit Union call report, Q2 2026

Statement of Financial Condition (40 items)
COASTAL1 Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $6.7M
1b. Cash Items in Process of Collection AS0005 $6.1M
1c. Total Cash on Hand 730A $12.9M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $1.6M
2b. Cash on Deposit in Federal Reserve Bank AS0003 $196.7M
2c. Cash on Deposit in Other Financial Institutions 730B2 $1.5M
2. Cash on Deposit (total) 730B $199.8M
3. Time Deposits in Banks and Credit Unions AS0007 $30.7M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $243.4M
8. Available-for-Sale Debt Securities AS0067 $113.5M
9. Held-to-Maturity Debt Securities AS0073 $75.5M
11. TOTAL INVESTMENT SECURITIES AS0013 $189.0M
12c. All Other Investments AS0016 $17.1M
13. TOTAL OTHER INVESTMENTS AS0017 $17.1M
14. Loans Held for Sale 003 $520K
15a. Number of Total Loans and Leases 025A 58,147
15b. Total Loans and Leases 025B $2.97B
17. ACL on Loans and Leases AS0048 $12.5M
18c. Foreclosed/Repossessed - Vehicles AS0024 $703K
18e. Foreclosed/Repossessed Assets (total) 798A $703K
19. Land and Building 007 $23.0M
20. Other Fixed Assets 008 $7.2M
21. NCUA Share Insurance Capitalization Deposit 794 $24.6M
22b. Mortgage Servicing Rights 779 $1.0M
22d. Accrued Interest on Loans 009A $9.9M
22e. Accrued Interest on Investments 009B $1.1M
22f. All Other Assets 009C $17.3M
22g. Total Other Assets AS0036 $29.4M
23. TOTAL ASSETS 010 $3.49B
Accounts Payable and Other Liabilities 825 $15.6M
Accrued Dividends and Interest Payable 820A $2.5M
ACL on Off-Balance-Sheet Exposures LI0003 $245K
Borrowings (total) 860C $378.0M
Member Shares of All Types 013 $2.72B
Nonmember Deposits 880 $20.3M
Total Shares and Deposits 018 $2.74B
Undivided Earnings 940 $371.2M
Total Net Worth 997 $371.2M
Net Worth Ratio 998 10.71%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $3.49B
Statement of Income and Expense (28 items)
COASTAL1 Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $69.8M
3. Income from Investments 120 $7.5M
5. TOTAL INTEREST INCOME 115 $77.3M
6. Dividends on Shares 380 $218K
7. Interest on Deposits 381 $32.8M
8. Interest on Borrowed Money 340 $8.0M
9. TOTAL INTEREST EXPENSE 350 $41.1M
10. NET INTEREST INCOME IS0010 $36.2M
12a. Credit Loss Expense - Loans and Leases IS0011 $1.3M
12d. Credit Loss Expense - Off-Balance-Sheet IS0016 $6K
12e. Total Credit Loss Expense IS0017 $1.4M
13. Fee Income 131 $3.3M
14. Other Operating Income IS0020 $5.8M
16. Gain (Loss) on Other Investments IS0047 $14K
18. Gain (Loss) on Disposition of Fixed Assets 430 -$23K
19. Gain (Loss) on Sale of Loans IS0029 $87K
23. TOTAL NON-INTEREST INCOME 117 $9.2M
24. Employee Compensation and Benefits 210 $17.0M
25. Travel and Conference 230 $250K
26. Office Occupancy 250 $2.4M
27. Office Operations 260 $4.4M
28. Educational and Promotional 270 $965K
29. Loan Servicing 280 $1.0M
30. Professional and Outside Services 290 $3.2M
32. Operating Fees 320 $33K
33. Miscellaneous Operating Expense 360 $2.0M
34. TOTAL NON-INTEREST EXPENSE 671 $31.4M
35. NET INCOME 661A $12.7M
Statement pages - all other filed accounts (25 items)

delinquency (21%), credit cards (21%)

COASTAL1 Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $9.2M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $2.0M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $601K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $900K
Loans Granted Year-to-Date 031A $8K
Amount of Loans Granted Year-to-Date 031B $428.6M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $6.4M
Number of current members (not number of accounts) 083 145,728
Number of potential members 084 500,000
Net Member Business Loan Balance 400A $275.7M
Non-Member Deposits 457 $3
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,049.00%
Interest Rate of New Vehicle Loans 523 617.00%
Interest Rate of Used Vehicle Loans 524 708.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $2.4M
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $1.5M
Total Amount of All Other Shares 630 $7.0M
Amount of Regular Shares 657 $386.5M
Balance Outstanding of All Interest Only & Payment Option 1st Mortgage Loans. 704C1 $71.8M
Amount of Share Drafts 902 $335.8M
IRA/KEOGH Accounts - < 1 Year 906A $117.7M
Share Certificates - < 1 Year 908A $1.25B
Total Amount of Share Certificates 908C $1.32B
Total Amount of Money Market Shares 911 $527.1M
Number of Used Vehicle Loans 968 31,353
NCUA data file FS220A (32 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

COASTAL1 Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Average of Daily Assets over the calendar quarter 010A $3.47B
Total Shares - < 1 Year 013A $2.62B
Total Shares - 1-3 Years 013B1 $85.2M
Total Shares - > 3 Years 013B2 $8.8M
Total Shares and Deposits - < 1 Year 018A $2.62B
Total Shares and Deposits - 1-3 Years 018B1 $105.6M
Total Shares and Deposits - > 3 Years 018B2 $8.8M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 230
Amount of Delinquent Indirect Loans 041E $2.4M
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $551.1M
Amount of New Vehicle Loans 385 $201.1M
Amount of All Other Unsecured Loans/Lines of Credit 397 $5.9M
Share Certificates 451 $25K
Number of Accounts for Share Drafts 452 43,760
IRA/KEOGH Accounts 453 $5K
Number of Accounts for Regular Shares 454 150,245
All other shares 455 $5K
Money Market Shares 458 $9K
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 237,823
Number of credit union employees who are Full-Time (26 hours or more) 564A 281
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 7
Number of Outstanding Indirect Loans 617A 41,301
Total Amount of Outstanding Indirect Loans 618A $944.6M
Amount of real estate loans sold but serviced by the credit union 779A $133.4M
Amount of Borrowings Subject to Early Repayment at Lender's Option 865A $65.0M
Total credit lines 881 $1.45B
Draws against lines of credit, less than 1 year 883A $165.0M
Draws against lines of credit, 1 to 3 years 883B1 $193.0M
Draws against lines of credit, more than 3 years 883B2 $20.0M
Draws against lines of credit, total amount 883C $378.0M
Accumulated Unrealized Net Gains (Losses) on Cash Flow Hedges 945A $28K
NCUA data file FS220B (26 items)

maturity and repricing buckets (40%), credit cards (17%)

COASTAL1 Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $221.4M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $221.4M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $2.51B
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $102K
All other shares - < 1 Year 630A $7.0M
Amount of Regular Shares - < 1 Year 657A $386.5M
Total Amount of All First Mortgage Loans which have been sold in the secondary market year-to-date 736 $3.6M
Fair value of Held to Maturity Securities 801 $67.3M
Total Borrowings - < 1 Year 860A $165.0M
Total Borrowings - 1-3 Years 860B1 $193.0M
Total Borrowings - > 3 Years 860B2 $20.0M
Non-Member Deposits - 1-3 Years 880B1 $20.3M
Is your credit union a member of a Federal Home Loan Bank? 896 $1
Amount of Share Drafts - < 1 Year 902A $335.8M
IRA/KEOGH Accounts - 1-3 Years 906B1 $17.8M
IRA/KEOGH Accounts - > 3 Years 906B2 $2.2M
Total Amount of IRA/KEOGH Accounts 906C $137.7M
Share Certificates - 1-3 Years 908B1 $67.4M
Share Certificates - > 3 Years 908B2 $6.7M
Money Market Shares - < 1 Year 911A $527.1M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $749K
Number of New Vehicle Loans 958 9,872
Total Shares 966 $238K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $5.3M
Number of All Other Unsecured Loans/Lines of Credit 994 2,280
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 7
NCUA data file FS220C (8 items)

charge-offs and recoveries (27%), participation loans (18%)

COASTAL1 Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Total Amount of Indirect Loans Charged Off Year-to-Date 550E $2.2M
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $1.2M
Number of credit union branches (include the main office if member services are conducted at that location) 566 19
Supplemental Share Information - Accts Held by Member Government Depositors 631 $1.2M
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $833.4M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $58.3M
Amount of Participation Loans Purchased Year-to-Date 690 $7.0M
NCUA data file FS220D (25 items)

member services and products offered (69%), CUSO relationships (27%)

COASTAL1 Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Financial Literacy Workshops 879B3 $1
First Time Homebuyer Program 879B4 $1
Bilingual Services 879C1 $1
No Cost Bill Payer 879C2 $1
Student Scholarships 879C4 $1
Mortgage Processing 879G $1
Approved Mortgage Seller 879H $1
Brokered Deposits (All deposits acquired through a third party) 879T $1
International Remittances 879V $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Point-of-sale-Processing PI0012 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA data file FS220G (7 items)

loans and leases (32%), participation loans (18%)

COASTAL1 Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Outstanding Amount of Participation Loans Purchased By Type 691L $31.3M
Total Outstanding Amount of Participation Loans Sold By Type 691N $10.7M
Number of Outstanding Int Only & Payment Option 1st Mtg Loans 704C2 634
Amount of Outstanding Int Only & Payment Option 1st Mtg Loans Granted YTD 704C3 $33.3M
Total Value of Investments in CUSOs 851 $20K
Total Aggregate Cash Outlay in CUSOs 853 $20K
Assets Pledged to Secure Borrowings 878 $2.16B
NCUA data file FS220H (1 item)

student loans (43%), delinquency (27%)

COASTAL1 Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $432.2M
NCUA data file FS220I (23 items)

vehicle lending (59%), delinquency (44%)

COASTAL1 Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $1.4M
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $6.8M
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $197K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $598K
Amount of New Vehicle Loans Delinquent 180 to 359 days 022C1 $64K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $29K
Amount of New Vehicle Loans Delinquent >=360 days 023C1 $4K
Amount of Used Vehicle Loans Delinquent >=360 days 023C2 $23K
Number of Reportable Delinquent New Vehicle Loans 035E1 36
Number of Reportable Delinquent Used Vehicle Loans 035E2 157
Amount of Reportable Delinquent New Vehicle Loans 041C1 $532K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $1.9M
Amount of New Vehicle Loans YTD Charge Offs 550C1 $367K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $1.9M
Amount of New Vehicle Loans YTD Recoveries 551C1 $376K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $844K
Commercial Share Accounts 643 $163.7M
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $245K
Total Other Credit Lines 884D $15.0M
Draws Against LOCs from FHLB 885A3 $378.0M
Total Draws Againts LOCs 885A4 $378.0M
Amount of Grants Received Year-to-Date 927 $16K
Number of International Remittances originated Year-to-Date 928 249
NCUA data file FS220J (6 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

COASTAL1 Credit Union, NCUA data file FS220J, Q2 2026
Line item Account Q2 2026
Other Assets - Split Dollar Life Insurance Arrangements - Collateral Assignment 789E $27.4M
Other Assets - Other Insurance 789E2 $3.3M
Other Assets - Other Non-insurance 789F $3.8M
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $34.6M
Total Derivative Transactions Outstanding - Total Derivatives - Total Notional Amount 1030 $40.0M
Total Derivative Transactions Outstanding - Total Derivatives - Net Fair Value Gain (Loss) 1030C $190K
NCUA data file FS220L (48 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

COASTAL1 Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $58K
Total Amount of Loans & Leases on Loan Schedule 025B1 $2.97B
Outstanding Balance of Member Commercial Loans Secured by Farmland 042A5 $177K
Amount of Agricultural Commercial Loans 042A9 $177K
Total number of commercial loans to members granted or purchased YTD 090A1 $17
Number of member commercial loans Secured by Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 090H2 6
Number of member commercial loans Secured by Non-Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 090J2 3
Total Number of member commercial real estate secured loans granted or purchased YTD 090K2 $12
Number of Member Commercial and industrial loans granted or purchased YTD 090L2 5
Number of member commercial loans Secured by Multifamily Property granted or purchased YTD 090M 1
Number of member construction and development commercial loans 143A3 8
Outstanding balance of member construction and development commercial loans 143B3 $19.4M
Number of member construction and development commercial loans granted or purchased YTD 143C3 2
Dollar Amount of member construction and development commercial loans granted or purchased YTD 143D3 $17.4M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $277.8M
Amount of All Other Real Estate Loans/Lines of Credit 386B $3.1M
Total outstanding balance of commercial loans to members 400A1 $232.4M
Outstanding balance of Unsecured Revolving Lines of Credit Granted to Members for Commercial Purposes 400C6 $130K
Outstanding balance of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 400H2 $49.1M
Outstanding balance of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 400J2 $73.7M
Outstanding balance of Member Commercial and Industrial loans 400L2 $33.0M
Outstanding balance of member commercial loans Secured Multifamily Property 400M $56.9M
Amount of Commercial Loans/Lines of Credit Not Real Estate Secured 400P $33.1M
Outstanding balance of all member and non-member commercial loans 400T1 $232.4M
Total Dollar amount of member commercial loans granted or purchased YTD 475A1 $39.8M
Dollar Amount of Member Commercial loans Secured by Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 475H2 $5.4M
Dollar Amount of Member Commercial loans Secured by Non-Owner Occupied Non-Farm, Non-Residential Property granted or purchased YTD 475J2 $9.4M
Total Dollar amount of real estate secured member commercial loans granted or purchased YTD 475K2 $32.5M
Dollar Amount of Member Commercial and Industrial loans granted or purchased YTD 475L2 $7.3M
Dollar Amount of Member Commercial loans Secured by Multifamily Property granted or purchased YTD 475M $319K
Interest Rate of Commercial Loans/Lines of Credit Real Estate Secured 525 775.00%
Interest Rate of Commercial Loans/Lines of Credit Not Real Estate Secured 526 875.00%
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 599.00%
Interest Rate of All Other Real Estate Loans/Lines of Credit 562B 775.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 613.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 599.00%
Number of Commercial Small Business Administration Loans Outstanding 691B1 25
Outstanding Balance of Commercial Small Business Administration Loans 691C1 $16.2M
Guaranteed Portion of Commercial Small Business Administration Loans 691C2 $3.1M
Outstanding Amount of Commercial Loans Excluding C&D Participation Loans Purchased 691L8 $21.2M
Outstanding Amount of Commercial Construction & Development Loans Purchased 691L9 $10.2M
Outstanding Amount of Commercial Loans Excluding C&D Participation Loans Sold 691N8 $10.7M
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $236.5M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $1.46B
Balance Outstanding of 1st Mtg Residential construction Loans - Excluding Commercial Purpose 704A2 $8.7M
Total Outstanding Balance of real estate secured member commercial loans 718A3 $199.2M
Amount of Commercial Loans/Lines of Credit Real Estate Secured 718A5 $199.2M
Amount of Outstanding commercial participations sold but retained servicing (including unfunded commitments) 1061 $7.6M
NCUA data file FS220M (22 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

COASTAL1 Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $358.6M
Total Unfunded Commitments for Commercial Loans 814K $30.8M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $3.4M
Total Other Unfunded Commitments (Non-Commercial) 816B5 $10.6M
Total Unfunded Commitments for Non-Commercial Loans 816T $401.4M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $28.9M
Total number of member commercial loans 900A1 $341
Number of Member Unsecured Revolving Lines of Credit Granted to Members for Commercial Purposes 900C6 1
Number of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 900H2 105
Number of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 900J2 83
Total number of real estate secured member commercial loans 900K2 $306
Number of Commercial Loans/Lines of Credit Real Estate Secured 900K4 303
Number of Member Commercial and Industrial loans 900L2 34
Number of member commercial loans Secured by Multifamily Property 900M 109
Number of Commercial Loans/Lines of Credit Not Real Estate Secured 900P 35
Total Number of Member and Nonmember commercial loans 900T1 $341
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 8,819
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 4,217
Number of All Other Real Estate Loans/Lines of Credit 960B 5
Number of member commercial loans Secured by Farmland 961A5 1
Number of Agricultural Commercial Loans 961A9 1
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 1,263
NCUA data file FS220N (15 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

COASTAL1 Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Available-for-sale Debt Securities <=1 Year AS0062 $14.8M
Available-for-sale Debt Securities >1 and <=3 Years AS0063 $35.8M
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $18.5M
Available-for-sale Debt Securities >5 and <= 10 Years AS0065 $44.5M
Held-to-Maturity Debt Securities <=1 Year AS0068 $12.4M
Held-to-Maturity Debt Securities >1 and <=3 Years AS0069 $15.3M
Held-to-Maturity Debt Securities >3 and <=5 Years AS0070 $9.4M
Held-to-Maturity Debt Securities >5 and <= 10 Years AS0071 $38.4M
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$11.8M
Total Liabilities LI0069 $3.13B
Number of Non-Commercial Small Business Administration Loans LN0050 1
Outstanding Balance of Non-Commercial Small Business Administration Loans LN0051 $30K
Guaranteed Portion of Non-Commercial Small Business Administration Loans LN0052 $26K
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $4.9M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $3.49B
NCUA data file FS220P (45 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

COASTAL1 Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $156K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $83K
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $62K
Loan Loss Information - YTD Recoveries - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien CH0018 $6K
Loan Loss Information - YTD Charge Offs - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien CH0019 $14K
Loan Loss Information - YTD Recoveries - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien CH0020 $101K
Amount of real estate loans included in Accounts 718A3 and 718A4 above that contractually refinance, reprice, or mature within the next 5 years. CM0099 $179.1M
All Other Unsecured Loans/Lines of Credit DL0022 $17K
All Other Unsecured Loans/Lines of Credit DL0023 $39K
All Other Unsecured Loans/Lines of Credit DL0024 $9K
All Other Unsecured Loans/Lines of Credit DL0027 $48K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $5
New Vehicle Loans DL0030 $267K
Used Vehicle Loans DL0037 $1.2M
Delinquent Loans by Collateral Type - >=360 days - All Other Secured Non-Real Estate Loans/Lines of Credit DL0054 $25K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $25K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $1
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0057 $346K
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0058 $954K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0059 $820K
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0060 $272K
Delinquent Loans by Collateral Type - >=360 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0061 $686K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $2.7M
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $15
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0064 $374K
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0065 $433K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0066 $378K
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0067 $235K
Delinquent Loans by Collateral Type - >=360 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0068 $162K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0069 $1.2M
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0070 $16
Dollar Amount of Reportable Delinquency - 30 - 59 Days Delinquent - Commercial Loans/Lines of Credit Secured by Multifamily DL0092 $250K
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $2.9M
Amount of Consumer Loans in Non-Accrual Status DL0145 $3.5M
Interest Rate Derivative Purchased Options Total Notional Amount DT0001 40,000,000.00%
Interest Rate Derivative Purchased Options Net Fair Value Gain (Loss) DT0002 190,168.00%
Number of Indirect Loans - New and Used Vehicle Loans IN0001 40,258
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $738.3M
Number of Indirect Loans - All Other Loans IN0007 1,043
Amount of Indirect Loans - All Other Loans IN0008 $206.3M
Off-Balance Sheet Exposures - Totally Unconditionally Cancelable Unfunded Commitments for All Loan Types LQ0013 $28.9M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Commercial Loans LQ0014 $30.8M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Consumer Loans - Secured and Real Estate LQ0015 $365.0M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Consumer Loans - Unsecured LQ0016 $7.6M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments -Total LQ0017 $403.3M
NCUA data file FS220Q (49 items)

investment portfolio detail (69%)

COASTAL1 Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Off-Balance Sheet Exposures - Loans transferred with limited recourse or other seller-provided credit enhancements (net of any related valuation allowance) - Commercial Loans LQ0018 $7.6M
Off-Balance Sheet Exposures - Loans transferred with limited recourse or other seller-provided credit enhancements (net of any related valuation allowance) - Consumer Loans LQ0019 $567K
Off-Balance Sheet Exposures - Loans transferred with limited recourse or other seller-provided credit enhancements (net of any related valuation allowance) - Total LQ0020 $8.2M
Off-Balance Sheet Exposures - Loans Transferred under the FHLB MPF program LQ0021 $16.1M
Borrowing Arrangements - Line of Credit Limit - Federal Home Loan Bank LQ0040 $1.15B
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Federal Home Loan Bank LQ0043 $1.71B
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - FRB LQ0047 $448.6M
Total Borrowings LQ0860 $378.0M
Held-to-maturity Amortized Cost - US Government Obligations NV0001 $12.9M
Held-to-maturity Fair Value - US Government Obligations NV0002 $11.9M
Available-for-sale Amortized Cost - US Government Obligations NV0003 $39.0M
Available-for-sale Fair Value - US Government Obligations NV0004 $38.5M
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0013 $20.3M
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0014 $19.9M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0015 $35.9M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0016 $35.5M
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0017 $42.3M
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0018 $35.5M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0019 $50.5M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0020 $39.6M
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0021 $62.6M
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0022 $55.4M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0023 $86.4M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0024 $75.1M
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $75.5M
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $125.3M
Total Fair Value Available-for-Sale Debt Securities NV0084 $113.5M
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $30.7M
Investment Maturity Distribution - Time Deposits - Total NV0116 $30.7M
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $113.5M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $75.5M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >1-3 Years NV0142 $17.0M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $110K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $17.1M
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $57.9M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $68.1M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $27.9M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $82.8M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $110K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $236.8M
Investment - Memoranda - Realized Gains (Losses) - Realized Gains (Losses) on all other investments NV0161 $14K
Total Gain (Loss) on Investments NV0162 $14K
RBC Total Equity RB0001 $371.2M
RBC Allowance for Credit Losses RB0002 $12.7M
RBC Total Additions RB0005 $12.7M
RBC Total Deductions RB0009 $24.6M
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $359.3M
RBC Risk-Based Capital Numerator RB0012 $359.3M
Participation Loans: Participations Purchased - Purchased Year-To-Date - Amount - Commercial Loans excluding Construction & Development SL0049 $7.0M
NCUA data file FS220R (66 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

COASTAL1 Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Total Borrowing Capacity at Federal Reserve Bank LQ0061 $290.8M
CCULR Election to opt into the Complex Credit Union Leverage Ratio LR0001 1.00%
CCULR Off-Balance sheet exposures LR0002 $427.6M
CCULR Off-Balance sheet exposures ratio LR0003 1,224.00%
RBC Schedule Total Investments RB0039 $206.1M
RBC Schedule Total Consumer Loans RB0060 $997.8M
RBC Schedule Total Commercial Loans RB0068 $232.4M
RBC Adjustments to Loans Held for Sale RB0075 -$520K
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $12.5M
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $12.5M
RBC Schedule Total Loans RB0079 $2.96B
RBC Adjustments to Total Loans RB0080 -$520K
RBC Total for Risk Weighting Total Loans RB0081 -$12.5M
RBC Total Loans 0% Weight RB0082 -$12.5M
RBC Schedule Total Other Assets RB0088 $85.0M
RBC Total for Risk Weighting Other Assets RB0090 $24.6M
RBC Other Assets 0% Weight RB0091 $24.6M
RBC Total from Schedule On-Balance Sheet Assets RB0099 $3.49B
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $12.2M
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $12.2M
RBC All other off-balance sheet exposures RB0133 $8.2M
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $3.49B
RBC Allowance for Credit Losses (Loans) RB0177 $12.5M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 3,940.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 809,849,502.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 25,840,774.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 3,120.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 226,828,980.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 3,735,200.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid >5 Years RL0007 $613
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0008 $190.3M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0009 $14.5M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0010 $521
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0011 $170.0M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Balloon/Hybrid 5 Years or Less RL0012 $22.4M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 624.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 64,282,273.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Adjustable Rate RL0015 20,936,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $1.46B
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $87.4M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 840.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 36,912,034.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 1,517,803.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 3,382.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 240,895,327.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 57,410,527.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $277.8M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $58.9M
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Number of Loans Outstanding RL0032 1.00%
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Amount of Loans Outstanding RL0033 38,526.00%
All Other (Non-commercial) Real Estate - Open-End - Fixed Rate - Number of Loans Outstanding RL0038 4.00%
All Other (Non-commercial) Real Estate - Open-End - Fixed Rate - Amount of Loans Outstanding RL0039 3,018,980.00%
All Other (Non-commercial) Real Estate - Amount of Loans Outstanding - Total RL0044 $3.1M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $13K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $1.74B
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $146.3M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $548.1M
Total Shares SH0013 $2.72B
Total Shares and Deposits SH0018 $2.74B
Total Non-Member Deposits SH0880 $20.3M
Number of Loans Sold, Year-to-date SL0022 14
Amount of Loans Sold, Year-to-date SL0023 $3.6M
Number of First Mortgage loans sold on the secondary market, Year-to-date SL0024 14
Number of Real Estate Loans Sold with Servicing Retained, Year-to-date SL0028 14
Amount of Real Estate Loans Sold with Servicing Retained, Year-to-date SL0029 $3.6M
Number of Outstanding Real Estate Loans Sold with Servicing Retained SL0030 796
NCUA data file FS220S (3 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

COASTAL1 Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Located in Metropolitan Statistical Area (MSA) PR0001 $1
home purchase loan or refinanced a home purchase loan PR0002 $1
Originated closed-end mortgages in each of the two preceding calendar years or originated open-end lines of credit in each of the two preceding calendar years in excess of the HMDA Loan-Volume Threshold? PR0003 $1

COASTAL1 Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the COASTAL1 Credit Union call report?

The COASTAL1 Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does COASTAL1 Credit Union file?

COASTAL1 Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the COASTAL1 Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for COASTAL1 Credit Union is 67278.

How often does COASTAL1 Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

COASTAL1 Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.