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Credit union call report ยท New Rockford, ND

Community Credit Union Call Report

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Community Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 260 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Community Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number61336
Federal Reserve RSSD ID14593

The official copy: search charter number 61336 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Community Credit Union call report, Q2 2026

Statement of Financial Condition (32 items)
Community Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $598K
1c. Total Cash on Hand 730A $598K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $1.2M
2c. Cash on Deposit in Other Financial Institutions 730B2 $17.3M
2. Cash on Deposit (total) 730B $18.4M
3. Time Deposits in Banks and Credit Unions AS0007 $78.0M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $97.0M
9. Held-to-Maturity Debt Securities AS0073 $43.0M
11. TOTAL INVESTMENT SECURITIES AS0013 $43.0M
12b. Perpetual Contributed Capital 769B $582K
13. TOTAL OTHER INVESTMENTS AS0017 $582K
15a. Number of Total Loans and Leases 025A 888
15b. Total Loans and Leases 025B $28.9M
17. ACL on Loans and Leases AS0048 $1.0M
19. Land and Building 007 $216K
20. Other Fixed Assets 008 $48K
21. NCUA Share Insurance Capitalization Deposit 794 $1.3M
22d. Accrued Interest on Loans 009A $493K
22e. Accrued Interest on Investments 009B $354K
22f. All Other Assets 009C $759K
22g. Total Other Assets AS0036 $1.6M
23. TOTAL ASSETS 010 $171.6M
Accounts Payable and Other Liabilities 825 $648K
Accrued Dividends and Interest Payable 820A $473K
Member Shares of All Types 013 $140.1M
Total Shares and Deposits 018 $140.1M
Undivided Earnings 940 $348K
Other Reserves 658 $28.6M
Net Income (equity) 602 $1.4M
Total Net Worth 997 $30.3M
Net Worth Ratio 998 17.68%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $171.6M
Statement of Income and Expense (22 items)
Community Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $917K
3. Income from Investments 120 $2.5M
5. TOTAL INTEREST INCOME 115 $3.4M
6. Dividends on Shares 380 $242K
7. Interest on Deposits 381 $887K
8. Interest on Borrowed Money 340 $511
9. TOTAL INTEREST EXPENSE 350 $1.1M
10. NET INTEREST INCOME IS0010 $2.3M
13. Fee Income 131 $28K
14. Other Operating Income IS0020 $1K
23. TOTAL NON-INTEREST INCOME 117 $29K
24. Employee Compensation and Benefits 210 $441K
25. Travel and Conference 230 $6K
26. Office Occupancy 250 $26K
27. Office Operations 260 $370K
28. Educational and Promotional 270 $19K
29. Loan Servicing 280 $10K
30. Professional and Outside Services 290 $16K
32. Operating Fees 320 $37K
33. Miscellaneous Operating Expense 360 $18K
34. TOTAL NON-INTEREST EXPENSE 671 $943K
35. NET INCOME 661A $1.4M
Statement pages - all other filed accounts (22 items)

delinquency (21%), credit cards (21%)

Community Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $17K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $1K
Loans Granted Year-to-Date 031A $95
Amount of Loans Granted Year-to-Date 031B $8.6M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $64K
Number of current members (not number of accounts) 083 4,051
Number of potential members 084 10,000
Net Member Business Loan Balance 400A $25.1M
Interest Rate of Unsecured Credit Card Loans 521 1,100.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,100.00%
Interest Rate of New Vehicle Loans 523 625.00%
Interest Rate of Used Vehicle Loans 524 750.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $328
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $74
Total Amount of All Other Shares 630 $146K
Amount of Regular Shares 657 $16.7M
Amount of Share Drafts 902 $30.7M
IRA/KEOGH Accounts - < 1 Year 906A $13.9M
Share Certificates - < 1 Year 908A $49.5M
Total Amount of Share Certificates 908C $50.2M
Total Amount of Money Market Shares 911 $28.4M
Number of Used Vehicle Loans 968 114
NCUA data file FS220A (21 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Community Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $139.4M
Total Shares - 1-3 Years 013B1 $618K
Total Shares - > 3 Years 013B2 $142K
Total Shares and Deposits - < 1 Year 018A $139.4M
Total Shares and Deposits - 1-3 Years 018B1 $618K
Total Shares and Deposits - > 3 Years 018B2 $142K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 3
Effective date of last audit 063 $62K
Amount of Used Vehicle Loans 370 $1.4M
Amount of New Vehicle Loans 385 $457K
Amount of Unsecured Credit Card Loans 396 $455K
Amount of All Other Unsecured Loans/Lines of Credit 397 $91K
Share Certificates 451 $1K
Number of Accounts for Share Drafts 452 2,197
IRA/KEOGH Accounts 453 $386
Number of Accounts for Regular Shares 454 3,631
All other shares 455 $52
Money Market Shares 458 $952
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 8,383
Number of credit union employees who are Full-Time (26 hours or more) 564A 12
Total credit lines 881 $12.0M
NCUA data file FS220B (18 items)

maturity and repricing buckets (40%), credit cards (17%)

Community Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $12.4M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $12.4M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $127.8M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $62K
All other shares - < 1 Year 630A $146K
Amount of Regular Shares - < 1 Year 657A $16.7M
Fair value of Held to Maturity Securities 801 $43.0M
Amount of Share Drafts - < 1 Year 902A $30.7M
Total Amount of IRA/KEOGH Accounts 906C $13.9M
Share Certificates - 1-3 Years 908B1 $618K
Share Certificates - > 3 Years 908B2 $142K
Money Market Shares - < 1 Year 911A $28.4M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $1.0M
Number of New Vehicle Loans 958 20
Total Shares 966 $8K
Number of Unsecured Credit Card Loans 993 430
Number of All Other Unsecured Loans/Lines of Credit 994 27
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 4
NCUA data file FS220C (5 items)

charge-offs and recoveries (27%), participation loans (18%)

Community Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Number of credit union branches (include the main office if member services are conducted at that location) 566 3
Supplemental Share Information - Accts Held by Member Government Depositors 631 $1.7M
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $27.5M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $8.5M
NCUA data file FS220D (13 items)

member services and products offered (69%), CUSO relationships (27%)

Community Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Education 879B2 $1
No Cost Bill Payer 879C2 $1
Mortgage Processing 879G $1
Low-cost wire transfers 879W $1
Loan Payments 887F $1
Bill Payment 887J $1
e-Statements 887R $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
NCUA data file FS220G (3 items)

loans and leases (32%), participation loans (18%)

Community Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Value of Investments in CUSOs 851 $12
Total Aggregate Cash Outlay in CUSOs 853 $12
Total Credit Lines at Corporate Credit Unions 884 $10.0M
NCUA data file FS220H (1 item)

student loans (43%), delinquency (27%)

Community Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $4.3M
NCUA data file FS220I (4 items)

vehicle lending (59%), delinquency (44%)

Community Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $16K
Number of Reportable Delinquent Used Vehicle Loans 035E2 2
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $20K
Total Other Credit Lines 884D $2.0M
NCUA data file FS220L (32 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Community Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $888
Total Amount of Loans & Leases on Loan Schedule 025B1 $28.9M
Outstanding Balance of Member Commercial Loans Secured by Farmland 042A5 $12.9M
Outstanding Balance of Member Commercial Loans to finance agricultural production and other loans to farmers 042A6 $6.0M
Amount of Agricultural Commercial Loans 042A9 $18.9M
Total number of commercial loans to members granted or purchased YTD 090A1 $31
Number of member commercial loans Secured by Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 090H2 2
Total Number of member commercial real estate secured loans granted or purchased YTD 090K2 $6
Number of Member Commercial and industrial loans granted or purchased YTD 090L2 1
Number of Member Commercial loans Secured by Farmland granted or purchased YTD 099A5 4
Number of Member commercial Loans to finance agricultural production and other loans to farmers granted or purchased YTD 099A6 24
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $44K
Total outstanding balance of commercial loans to members 400A1 $22.5M
Outstanding balance of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 400H2 $3.4M
Outstanding balance of Member Commercial and Industrial loans 400L2 $182K
Amount of Commercial Loans/Lines of Credit Not Real Estate Secured 400P $6.2M
Outstanding balance of all member and non-member commercial loans 400T1 $22.5M
Dollar Amount of Member Commercial loans Secured by Farmland granted or purchased YTD 463A5 $961K
Dollar Amount of Member Commercial loans to finance agricultural production and other loans to farmers granted or purchased YTD 463A6 $5.9M
Total Dollar amount of member commercial loans granted or purchased YTD 475A1 $7.1M
Dollar Amount of Member Commercial loans Secured by Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 475H2 $200K
Total Dollar amount of real estate secured member commercial loans granted or purchased YTD 475K2 $1.2M
Dollar Amount of Member Commercial and Industrial loans granted or purchased YTD 475L2 $80K
Interest Rate of Commercial Loans/Lines of Credit Real Estate Secured 525 700.00%
Interest Rate of Commercial Loans/Lines of Credit Not Real Estate Secured 526 700.00%
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 700.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 700.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 675.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $1.0M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $2.8M
Total Outstanding Balance of real estate secured member commercial loans 718A3 $16.3M
Amount of Commercial Loans/Lines of Credit Real Estate Secured 718A5 $16.3M
NCUA data file FS220M (17 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Community Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $1.7M
Total Unfunded Commitments for Commercial Loans 814K $2.5M
Total Other Unfunded Commitments (Non-Commercial) 816B5 $73K
Total Unfunded Commitments for Non-Commercial Loans 816T $1.7M
Total number of member commercial loans 900A1 $176
Number of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 900H2 34
Total number of real estate secured member commercial loans 900K2 $94
Number of Commercial Loans/Lines of Credit Real Estate Secured 900K4 94
Number of Member Commercial and Industrial loans 900L2 6
Number of Commercial Loans/Lines of Credit Not Real Estate Secured 900P 82
Total Number of Member and Nonmember commercial loans 900T1 $176
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 51
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 2
Number of member commercial loans Secured by Farmland 961A5 60
Number of member commercial loans to finance agricultural production and other loans to farmers 961A6 76
Number of Agricultural Commercial Loans 961A9 136
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 68
NCUA data file FS220N (5 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Community Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Held-to-Maturity Debt Securities <=1 Year AS0068 $6.0M
Held-to-Maturity Debt Securities >1 and <=3 Years AS0069 $26.0M
Held-to-Maturity Debt Securities >3 and <=5 Years AS0070 $11.0M
Total Liabilities LI0069 $141.3M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $171.6M
NCUA data file FS220P (8 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Community Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $328
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $74
Amount of real estate loans included in Accounts 718A3 and 718A4 above that contractually refinance, reprice, or mature within the next 5 years. CM0099 $14.0M
Used Vehicle Loans DL0037 $20K
Dollar Amount of Reportable Delinquency - 60 - 89 Days Delinquent - Commercial Loans/Lines of Credit - Loans to finance agricultural production and other loans to farmers DL0114 $43K
Total Dollar Amount of Reportable Delinquency - Commercial Loans/Lines of Credit - Loans to finance agricultural production and other loans to farmers DL0118 $43K
Total Number of Reportable Delinquent Loans - Commercial Loans/Lines of Credit - Loans to finance agricultural production and other loans to farmers DL0119 $1
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $64K
NCUA data file FS220Q (22 items)

investment portfolio detail (69%)

Community Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0017 $43.0M
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0018 $43.0M
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0021 $43.0M
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0022 $43.0M
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $43.0M
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $44.9M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $31.9M
Investment Maturity Distribution - Time Deposits - >3-5 Years NV0113 $1.2M
Investment Maturity Distribution - Time Deposits - Total NV0116 $78.0M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $43.0M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >1-3 Years NV0142 $582K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $582K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $50.9M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $58.4M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $12.2M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $121.6M
RBC Total Equity RB0001 $30.3M
RBC Allowance for Credit Losses RB0002 $1.0M
RBC Total Additions RB0005 $1.0M
RBC Total Deductions RB0009 $1.3M
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $30.1M
RBC Risk-Based Capital Numerator RB0012 $30.1M
NCUA data file FS220R (32 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Community Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $43.6M
RBC Schedule Total Consumer Loans RB0060 $3.5M
RBC Schedule Total Commercial Loans RB0068 $22.5M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $1.0M
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $1.0M
RBC Schedule Total Loans RB0079 $27.8M
RBC Total for Risk Weighting Total Loans RB0081 -$1.0M
RBC Total Loans 0% Weight RB0082 -$1.0M
RBC Schedule Total Other Assets RB0088 $3.2M
RBC Total for Risk Weighting Other Assets RB0090 $1.3M
RBC Other Assets 0% Weight RB0091 $1.3M
RBC Total from Schedule On-Balance Sheet Assets RB0099 $171.6M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $260K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $260K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $171.6M
RBC Allowance for Credit Losses (Loans) RB0177 $1.0M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 1.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 15,083.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 50.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 2,804,561.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Adjustable Rate RL0015 285,881.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $2.8M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $286K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Adjustable Rate RL0021 2.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Adjustable Rate RL0022 44,445.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $44K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $53
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $2.9M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $286K
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $2.5M
Total Shares SH0013 $140.1M
Total Shares and Deposits SH0018 $140.1M
NCUA data file FS220S (3 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Community Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Auto Lending PP0038 $1
Communication PP0047 $1

Community Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Community Credit Union call report?

The Community Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Community Credit Union file?

Community Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Community Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Community Credit Union is 61336.

How often does Community Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Community Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.