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Credit union call report ยท Rantoul, IL

Community Plus Federal Credit Union Call Report

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Community Plus Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 249 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Community Plus Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number24751
Federal Reserve RSSD ID1016099

The official copy: search charter number 24751 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Community Plus Federal Credit Union call report, Q2 2026

Statement of Financial Condition (31 items)
Community Plus Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $509K
1b. Cash Items in Process of Collection AS0005 $81K
1c. Total Cash on Hand 730A $589K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $1.8M
2c. Cash on Deposit in Other Financial Institutions 730B2 $288K
2. Cash on Deposit (total) 730B $2.1M
3. Time Deposits in Banks and Credit Unions AS0007 $3.0M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $5.7M
12b. Perpetual Contributed Capital 769B $55K
13. TOTAL OTHER INVESTMENTS AS0017 $55K
15a. Number of Total Loans and Leases 025A 1,527
15b. Total Loans and Leases 025B $21.0M
17. ACL on Loans and Leases AS0048 $305K
19. Land and Building 007 $156K
20. Other Fixed Assets 008 $109K
21. NCUA Share Insurance Capitalization Deposit 794 $208K
22d. Accrued Interest on Loans 009A $71K
22e. Accrued Interest on Investments 009B $6K
22f. All Other Assets 009C $1.0M
22g. Total Other Assets AS0036 $1.1M
23. TOTAL ASSETS 010 $28.1M
Accounts Payable and Other Liabilities 825 $427K
Accrued Dividends and Interest Payable 820A $14K
Borrowings (total) 860C $507K
Member Shares of All Types 013 $21.1M
Nonmember Deposits 880 $1.4M
Total Shares and Deposits 018 $22.5M
Undivided Earnings 940 $4.6M
Total Net Worth 997 $5.2M
Net Worth Ratio 998 18.35%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $28.1M
Statement of Income and Expense (23 items)
Community Plus Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $817K
3. Income from Investments 120 $93K
5. TOTAL INTEREST INCOME 115 $910K
6. Dividends on Shares 380 $106K
8. Interest on Borrowed Money 340 $2K
9. TOTAL INTEREST EXPENSE 350 $107K
10. NET INTEREST INCOME IS0010 $803K
12a. Credit Loss Expense - Loans and Leases IS0011 $75K
12e. Total Credit Loss Expense IS0017 $75K
13. Fee Income 131 $161K
14. Other Operating Income IS0020 $101K
23. TOTAL NON-INTEREST INCOME 117 $262K
24. Employee Compensation and Benefits 210 $296K
25. Travel and Conference 230 $2K
26. Office Occupancy 250 $38K
27. Office Operations 260 $183K
28. Educational and Promotional 270 $20K
29. Loan Servicing 280 $94K
30. Professional and Outside Services 290 $65K
32. Operating Fees 320 $2K
33. Miscellaneous Operating Expense 360 $8K
34. TOTAL NON-INTEREST EXPENSE 671 $707K
35. NET INCOME 661A $284K
Statement pages - all other filed accounts (21 items)

delinquency (21%), credit cards (21%)

Community Plus Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $74K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $14K
Loans Granted Year-to-Date 031A $288
Amount of Loans Granted Year-to-Date 031B $4.2M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $108K
Number of current members (not number of accounts) 083 3,565
Number of potential members 084 236,073
Non-Member Deposits 457 $6
Interest Rate of Unsecured Credit Card Loans 521 999.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,325.00%
Interest Rate of New Vehicle Loans 523 650.00%
Interest Rate of Used Vehicle Loans 524 650.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $77K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $6K
Amount of Regular Shares 657 $9.6M
Amount of Share Drafts 902 $4.6M
IRA/KEOGH Accounts - < 1 Year 906A $1.6M
Share Certificates - < 1 Year 908A $2.7M
Total Amount of Share Certificates 908C $3.1M
Total Amount of Money Market Shares 911 $2.1M
Number of Used Vehicle Loans 968 892
NCUA data file FS220A (24 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Community Plus Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $20.6M
Total Shares - 1-3 Years 013B1 $373K
Total Shares - > 3 Years 013B2 $193K
Total Shares and Deposits - < 1 Year 018A $21.9M
Total Shares and Deposits - 1-3 Years 018B1 $373K
Total Shares and Deposits - > 3 Years 018B2 $193K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 6
Effective date of last audit 063 $92K
Amount of Used Vehicle Loans 370 $13.1M
Amount of New Vehicle Loans 385 $1.4M
Amount of Unsecured Credit Card Loans 396 $316K
Amount of All Other Unsecured Loans/Lines of Credit 397 $704K
Share Certificates 451 $100
Number of Accounts for Share Drafts 452 1,586
IRA/KEOGH Accounts 453 $94
Number of Accounts for Regular Shares 454 3,811
Money Market Shares 458 $36
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 5,633
Number of credit union employees who are Full-Time (26 hours or more) 564A 8
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 2
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $2.4M
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,741.00%
Total credit lines 881 $3.3M
Total Subordinated Debt included in Net Worth 925A $507K
NCUA data file FS220B (26 items)

maturity and repricing buckets (40%), credit cards (17%)

Community Plus Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $921K
Total Uninsured Nonmember Shares and Deposits > $250K (G+H+I) 067A2 $12K
Total Uninsured Shares and Deposits > $250K (F+J) 068A $934K
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $21.6M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $92K
Amount of Regular Shares - < 1 Year 657A $9.6M
Total Borrowings - < 1 Year 860A $46K
Total Borrowings - > 3 Years 860B2 $461K
Subordinated Debt - < 1 Year 867A $46K
Subordinated Debt - > 3 Years 867B2 $461K
Total Amount of Subordinated Debt 867C $507K
Non-Member Deposits - < 1 Year 880A $1.4M
Amount of Share Drafts - < 1 Year 902A $4.6M
IRA/KEOGH Accounts - 1-3 Years 906B1 $136K
IRA/KEOGH Accounts - > 3 Years 906B2 $27K
Total Amount of IRA/KEOGH Accounts 906C $1.8M
Share Certificates - 1-3 Years 908B1 $238K
Share Certificates - > 3 Years 908B2 $166K
Money Market Shares - < 1 Year 911A $2.1M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $390K
Number of New Vehicle Loans 958 52
Total Shares 966 $6K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $84K
Number of Unsecured Credit Card Loans 993 186
Number of All Other Unsecured Loans/Lines of Credit 994 222
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 4
NCUA data file FS220C (5 items)

charge-offs and recoveries (27%), participation loans (18%)

Community Plus Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $4
Number of credit union branches (include the main office if member services are conducted at that location) 566 1
Supplemental Share Information - Accts Held by Member Government Depositors 631 $8K
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $2.9M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $924K
NCUA data file FS220D (19 items)

member services and products offered (69%), CUSO relationships (27%)

Community Plus Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
Financial Literacy Workshops 879B3 $1
No Cost Bill Payer 879C2 $1
Low-cost wire transfers 879W $1
Loan Application 887B $1
Loan Payments 887F $1
Bill Payment 887J $1
e-Statements 887R $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Offer Custodial Accounts PP0032 $1
Offer Non-Custodial Accounts PP0033 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA data file FS220G (1 item)

loans and leases (32%), participation loans (18%)

Community Plus Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Credit Lines at Corporate Credit Unions 884 $2.8M
NCUA data file FS220H (10 items)

student loans (43%), delinquency (27%)

Community Plus Federal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Number of Payday Alternative Loans (PAL loans) Granted Year-to-Date (FCU only) 031C 11
Amount of Payday Alternative Loans (PAL loans) Granted Year-to-Date (FCU only) 031D $13K
YTD Charge Offs of Payday Alternative Loans (PAL loans) (FCU only) 136 $2K
YTD Recoveries of Payday Alternative Loans (PAL loans) (FCU only) 137 $1K
Amount of Payday Alternative Loans (PAL loans) 397A $9K
Interest Rate of Payday Alternative Loans (PAL loans) 522A 2,700.00%
Total Unfunded Commitments for all loan types 816A $1.4M
Number of Payday Alternative Loans (PAL loans) 994A 14
Total number of TDR loans outstanding 1000F $2
Total amount of TDR loans outstanding 1001F $56K
NCUA data file FS220I (10 items)

vehicle lending (59%), delinquency (44%)

Community Plus Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $74K
Number of Reportable Delinquent Used Vehicle Loans 035E2 5
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $94K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $71K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $4K
Commercial Share Accounts 643 $244K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $12K
Total Other Credit Lines 884D $507K
Draws Against LOCs from Other Sources 885A2 $507K
Total Draws Againts LOCs 885A4 $507K
NCUA data file FS220J (2 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

Community Plus Federal Credit Union, NCUA data file FS220J, Q2 2026
Line item Account Q2 2026
Other Assets - Split Dollar Life Insurance Arrangements - Collateral Assignment 789E $331K
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $331K
NCUA data file FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Community Plus Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $2K
Total Amount of Loans & Leases on Loan Schedule 025B1 $21.0M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $920K
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 800.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 750.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 590.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $349K
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $4.2M
NCUA data file FS220M (8 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Community Plus Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $444K
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $788K
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $28K
Total Unfunded Commitments for Non-Commercial Loans 816T $1.4M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $142K
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 49
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 38
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 74
NCUA data file FS220N (2 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Community Plus Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Total Liabilities LI0069 $23.4M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $28.1M
NCUA data file FS220P (8 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Community Plus Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $5K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $1K
Used Vehicle Loans DL0037 $94K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0066 $14K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0069 $14K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0070 $1
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $94K
Amount of Consumer Loans in Non-Accrual Status DL0145 $14K
NCUA data file FS220Q (15 items)

investment portfolio detail (69%)

Community Plus Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Total Borrowings LQ0860 $507K
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $3.0M
Investment Maturity Distribution - Time Deposits - Total NV0116 $3.0M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $55K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $55K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $3.0M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $55K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $3.0M
Assets Used to Fund Employee Benefit or Deferred Compensation Plans - Collateral Assignment - Cash Surrender Value NV0170 $390K
RBC Total Equity RB0001 $4.6M
RBC Allowance for Credit Losses RB0002 $305K
RBC Total Additions RB0005 $305K
RBC Total Deductions RB0009 $208K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $4.7M
RBC Risk-Based Capital Numerator RB0012 $4.7M
NCUA data file FS220R (34 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Community Plus Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $55K
RBC Schedule Total Consumer Loans RB0060 $15.9M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $305K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $305K
RBC Schedule Total Loans RB0079 $20.7M
RBC Total for Risk Weighting Total Loans RB0081 -$305K
RBC Total Loans 0% Weight RB0082 -$305K
RBC Schedule Total Other Assets RB0088 $1.6M
RBC Total for Risk Weighting Other Assets RB0090 $208K
RBC Other Assets 0% Weight RB0091 $208K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $28.1M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 -$97K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 -$97K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $28.1M
RBC Allowance for Credit Losses (Loans) RB0177 $305K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 31.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 3,264,696.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 19.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 908,779.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $4.2M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 6.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 234,226.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 37.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 685,310.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 75,870.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $920K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $76K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $93
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $5.1M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $76K
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $1.0M
Total Shares SH0013 $21.1M
Total Shares and Deposits SH0018 $22.5M
Total Non-Member Deposits SH0880 $1.4M
NCUA data file FS220S (2 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Community Plus Federal Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Unsecured personal loans PP0041 $1

Community Plus Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Community Plus Federal Credit Union call report?

The Community Plus Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Community Plus Federal Credit Union file?

Community Plus Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Community Plus Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Community Plus Federal Credit Union is 24751.

How often does Community Plus Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Community Plus Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.