Skip to main content

Crane Credit Union

BankRegReports is independent of Crane Credit Union and never asks for online banking logins or passwords.

Odon, IN Credit Union Est. 1955 NCUA #68672 NCUA

Data as of · sourced from NCUA 5300 call reports. How we update

Latest · June 30, 2026

Crane Credit Union is a federally insured credit union headquartered in Odon, IN, established in 1955. As of June 30, 2026, it served 68,095 members and reported total assets of $1.21B. All figures are standardized from the credit union's NCUA 5300 call report.

Frequently asked about Crane Credit Union

How big is Crane Credit Union?

Crane Credit Union reported approximately $1.21B in total assets and 68,095 members as of Q2 2026.

Is Crane Credit Union well capitalized?

Its net worth ratio was 12.78%. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.

Credit Union Profile

Headquarters
Odon, IN 47562
Charter Type
State-chartered credit union
Primary Regulator
NCUA
Insurance
NCUSIF
Established
1955
NCUA Charter #
68672
RSSD ID
181084
Members
68,095
Potential members
2,294,117

Size & Membership

Total assets $1.21B
Total shares & deposits $1.01B
Total loans $837.1M
Members 68,095

Profitability

Return on assets (ROA) 1.43%
Return on equity (ROE) 11.17%
Net interest margin 3.71%
Efficiency ratio 61.77%
Cost of funds 1.42%

Capital & Asset Quality

Net worth $155.3M
Net worth ratio 12.78%
Net worth category Well capitalized
Delinquency ratio 1.69%
Loan-to-share ratio 82.78%
Yield on assets 5.13%

Net worth category is computed by BankRegReports from the net worth ratio, using NCUA's 7, 6, 4 and 2 percent thresholds. It is not NCUA's determination, which can differ.

Peer comparison: credit unions of similar size

Crane Credit Union ranks against 454 credit unions with $1B to $10B in assets, as of Q2 2026. It is in the top quartile on 4 of 7 ranked measures and in the bottom quartile on 1. Rank is the estimated share of peers this credit union outperforms; the tag compares it with the median peer. Percentiles are interpolated from the peer group's 10th, 25th, 50th, 75th and 90th percentile values.

Metric This credit union Peer median Rank among peers
Net worth ratio Middle half of peers: 9.81% to 12.63% 12.78% 10.89% 76th top
Return on assets Middle half of peers: 0.59% to 1.25% 1.43% 0.89% 82nd top
Return on equity Middle half of peers: 5.37% to 10.92% 11.17% 8.07% 76th top
Net interest margin Middle half of peers: 3.05% to 3.80% 3.71% 3.45% 68th above
Efficiency ratio Middle half of peers: 63.16% to 77.23% 61.77% 70.59% 78th top
Cost of funds Middle half of peers: 1.37% to 1.99% 1.42% 1.68% 71st above
Delinquency ratio Middle half of peers: 0.45% to 1.05% 1.69% 0.68% under 10th bottom
Yield on assets Middle half of peers: 4.70% to 5.46% 5.13% 5.12% 51st position only
Loan-to-share ratio Middle half of peers: 78.23% to 95.19% 82.78% 88.03% 37th position only

Quarterly trends

Last 6 quarters from this credit union's own NCUA 5300 call reports. Balances are as of each quarter end; ratios are annualized.

Assets, loans and shares

Balances at each quarter end. Shares are the credit-union term for member deposits.

Net worth

Balances at each quarter end. Net worth is the credit-union equivalent of equity capital.

Net worth ratio

Net worth over total assets. NCUA calls a credit union well capitalized at 7% and undercapitalized below 6%.

Loan-to-share ratio

Loans over shares and deposits: how much of member money is lent out rather than invested or held in cash.

Delinquency ratio

Loans 60 or more days past due as a share of total loans.

Return on assets and return on equity

Annualized, so each point is a rate rather than a running total.

Net interest margin

Annualized. Interest income less interest expense, over average earning assets.

Members

Reported member count at each quarter end.

Quarterly trend: last 6 quarters

Quarter-over-quarter movement in the four ratios NCUA watches most, from Crane Credit Union's own NCUA 5300 call report filings.

Quarter Net worth ratio ROA Delinquency Loan-to-share
June 30, 2026 12.78% 1.43% 1.69% 82.78%
March 31, 2026 12.72% 1.46% 1.15% 83.81%
December 31, 2025 12.74% 1.44% 1.31% 85.80%
September 30, 2025 12.74% 1.29% 1.22% 86.32%
June 30, 2025 12.68% 0.96% 1.48% 85.91%
March 31, 2025 12.56% 1.14% 0.42% 84.93%

Scroll sideways to see every column.

Watch flags

Automated conditions triggered on this credit union's latest NCUA 5300 filing. Advisory only, not a prediction. Each flag is tagged Regulatory when it cites an official NCUA threshold, or BRR analysis when it's our own band.

Delinquency at 1.69%, above industry norm BRR analysis What does this mean? →

Loans 60+ days delinquent exceed 1% of the loan book, above the typical credit-union range. Worth watching the trend in coming quarters. BankRegReports early-warning band.

Source: NCUA 5300 Call Report, standardized by BankRegReports. Credit unions are insured by the National Credit Union Share Insurance Fund (NCUSIF), not the FDIC. See how often this data updates or learn more about our data.