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Credit union call report ยท Las Vegas, NV

Create Credit Union Call Report

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Create Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 497 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Create Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number86752
Federal Reserve RSSD ID328692

The official copy: search charter number 86752 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Create Credit Union call report, Q2 2026

Statement of Financial Condition (37 items)
Create Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $9.1M
1b. Cash Items in Process of Collection AS0005 $3.0M
1c. Total Cash on Hand 730A $12.1M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $3K
2b. Cash on Deposit in Federal Reserve Bank AS0003 $232.5M
2c. Cash on Deposit in Other Financial Institutions 730B2 $10.1M
2. Cash on Deposit (total) 730B $242.6M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $254.7M
8. Available-for-Sale Debt Securities AS0067 $195.9M
11. TOTAL INVESTMENT SECURITIES AS0013 $195.9M
12c. All Other Investments AS0016 $30.1M
13. TOTAL OTHER INVESTMENTS AS0017 $30.1M
14. Loans Held for Sale 003 $139K
15a. Number of Total Loans and Leases 025A 36,693
15b. Total Loans and Leases 025B $1.09B
17. ACL on Loans and Leases AS0048 $12.1M
18b. Foreclosed/Repossessed - Consumer RE AS0023 $391K
18c. Foreclosed/Repossessed - Vehicles AS0024 $282K
18e. Foreclosed/Repossessed Assets (total) 798A $672K
19. Land and Building 007 $15.6M
20. Other Fixed Assets 008 $4.1M
22d. Accrued Interest on Loans 009A $3.6M
22e. Accrued Interest on Investments 009B $1.4M
22f. All Other Assets 009C $54.4M
22g. Total Other Assets AS0036 $59.4M
23. TOTAL ASSETS 010 $1.64B
Accounts Payable and Other Liabilities 825 $13.2M
Accrued Dividends and Interest Payable 820A $7
ACL on Off-Balance-Sheet Exposures LI0003 $231K
Member Shares of All Types 013 $1.45B
Total Shares and Deposits 018 $1.45B
Undivided Earnings 940 $68.4M
Other Reserves 658 $110.9M
Net Income (equity) 602 $11.7M
Total Net Worth 997 $191.0M
Net Worth Ratio 998 11.63%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $1.64B
Statement of Income and Expense (28 items)
Create Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $34.3M
3. Income from Investments 120 $8.9M
5. TOTAL INTEREST INCOME 115 $43.2M
6. Dividends on Shares 380 $16.5M
8. Interest on Borrowed Money 340 $11
9. TOTAL INTEREST EXPENSE 350 $16.5M
10. NET INTEREST INCOME IS0010 $26.7M
12a. Credit Loss Expense - Loans and Leases IS0011 $2.1M
12d. Credit Loss Expense - Off-Balance-Sheet IS0016 $69K
12e. Total Credit Loss Expense IS0017 $2.2M
13. Fee Income 131 $2.5M
14. Other Operating Income IS0020 $3.3M
16. Gain (Loss) on Other Investments IS0047 $3.7M
18. Gain (Loss) on Disposition of Fixed Assets 430 -$46K
20. Gain (Loss) on Sales of Other Real Estate Owned IS0030 $129K
23. TOTAL NON-INTEREST INCOME 117 $9.6M
24. Employee Compensation and Benefits 210 $11.7M
25. Travel and Conference 230 $196K
26. Office Occupancy 250 $766K
27. Office Operations 260 $4.0M
28. Educational and Promotional 270 $1.9M
29. Loan Servicing 280 $335K
30. Professional and Outside Services 290 $3.3M
31. Member Insurance 310 $85K
32. Operating Fees 320 $63K
33. Miscellaneous Operating Expense 360 $81K
34. TOTAL NON-INTEREST EXPENSE 671 $22.5M
35. NET INCOME 661A $11.7M
Statement pages - all other filed accounts (24 items)

delinquency (21%), credit cards (21%)

Create Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $9.5M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $1.1M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $1.5M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $844K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $344K
Loans Granted Year-to-Date 031A $3K
Amount of Loans Granted Year-to-Date 031B $151.6M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $5.0M
Number of current members (not number of accounts) 083 61,329
Number of potential members 084 130,000
Net Member Business Loan Balance 400A $386.5M
Interest Rate of Unsecured Credit Card Loans 521 918.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 791.00%
Interest Rate of New Vehicle Loans 523 502.00%
Interest Rate of Used Vehicle Loans 524 603.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $1.9M
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $269K
Amount of Regular Shares 657 $208.0M
Amount of Share Drafts 902 $237.5M
IRA/KEOGH Accounts - < 1 Year 906A $28.9M
Share Certificates - < 1 Year 908A $396.3M
Total Amount of Share Certificates 908C $424.3M
Total Amount of Money Market Shares 911 $545.9M
Number of Used Vehicle Loans 968 11,080
NCUA data file FS220A (23 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Create Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $1.42B
Total Shares - 1-3 Years 013B1 $24.5M
Total Shares - > 3 Years 013B2 $7.7M
Total Shares and Deposits - < 1 Year 018A $1.42B
Total Shares and Deposits - 1-3 Years 018B1 $24.5M
Total Shares and Deposits - > 3 Years 018B2 $7.7M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 183
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $238.6M
Amount of New Vehicle Loans 385 $59.9M
Amount of Unsecured Credit Card Loans 396 $30.6M
Amount of All Other Unsecured Loans/Lines of Credit 397 $10.3M
Share Certificates 451 $9K
Number of Accounts for Share Drafts 452 41,316
IRA/KEOGH Accounts 453 $1K
Number of Accounts for Regular Shares 454 67,856
Money Market Shares 458 $13K
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 132,714
Number of credit union employees who are Full-Time (26 hours or more) 564A 218
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 6
Number of Outstanding Indirect Loans 617A 269
Total Amount of Outstanding Indirect Loans 618A $2.7M
Total credit lines 881 $555.6M
NCUA data file FS220B (26 items)

maturity and repricing buckets (40%), credit cards (17%)

Create Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $108K
Amount of Delinquent Unsecured Credit Card Loans as of - 6 to less than 12 months delinquent 027B $17K
Number - Total Delinquent Credit Card Loans 045A 47
Total Amount of Delinquent Unsecured Credit Card Loans 045B $192K
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $122K
Amount of Regular Shares - < 1 Year 657A $208.0M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $674K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $51K
Total Amount of All First Mortgage Loans which have been sold in the secondary market year-to-date 736 $7.5M
Does you credit union maintain share/deposit insurance coverage other than the NCUSIF? 875 $1
Dollar amount of shares and/or deposits insured by the company named above 877 $1.29B
Is your credit union a member of a Federal Home Loan Bank? 896 $1
Amount of Share Drafts - < 1 Year 902A $237.5M
IRA/KEOGH Accounts - 1-3 Years 906B1 $3.1M
IRA/KEOGH Accounts - > 3 Years 906B2 $1.1M
Total Amount of IRA/KEOGH Accounts 906C $33.1M
Share Certificates - 1-3 Years 908B1 $21.4M
Share Certificates - > 3 Years 908B2 $6.6M
Money Market Shares - < 1 Year 911A $545.9M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $35K
Number of New Vehicle Loans 958 2,151
Total Shares 966 $133K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $11.1M
Number of Unsecured Credit Card Loans 993 12,931
Number of All Other Unsecured Loans/Lines of Credit 994 6,216
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 2
NCUA data file FS220C (6 items)

charge-offs and recoveries (27%), participation loans (18%)

Create Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Total Amount of All Participation Loans Charged Off Year-to-Date 550F $24K
Total Amount of All Year-to-Date Recoveries on Charged-Off Participation Loans 551F $771
Number of credit union branches (include the main office if member services are conducted at that location) 566 6
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $290.3M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $17.0M
NCUA data file FS220D (33 items)

member services and products offered (69%), CUSO relationships (27%)

Create Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
Does the credit union provide member services through a credit union shared branch services center? 566A $1
Does the credit union plan to add any new branches or expand existing facilities in the next 12 months? 566B $1
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
Financial Literacy Workshops 879B3 $1
First Time Homebuyer Program 879B4 $1
Online Financial Literacy 879B7 $1
Bilingual Services 879C1 $1
No Cost Bill Payer 879C2 $1
Student Scholarships 879C4 $1
Mortgage Processing 879G $1
Approved Mortgage Seller 879H $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
External or Third-Party Account Aggregation 887M $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Offer Custodial Accounts PP0032 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
CU offer Shared service network PP0058 $1
NCUA data file FS220G (6 items)

loans and leases (32%), participation loans (18%)

Create Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Outstanding Amount of Participation Loans Purchased By Type 691L $21.5M
Total Outstanding Amount of Participation Loans Sold By Type 691N $26.2M
Total Value of Investments in CUSOs 851 $1.7M
Total Amount Loaned to CUSOs 852 $906
Total Aggregate Cash Outlay in CUSOs 853 $1.1M
Assets Pledged to Secure Borrowings 878 $947.9M
NCUA data file FS220H (3 items)

student loans (43%), delinquency (27%)

Create Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $190.1M
Total number of TDR loans outstanding 1000F $13
Total amount of TDR loans outstanding 1001F $5.0M
NCUA data file FS220I (16 items)

vehicle lending (59%), delinquency (44%)

Create Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $387K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $1.8M
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $46K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $356K
Amount of New Vehicle Loans Delinquent 180 to 359 days 022C1 $66K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $402K
Amount of New Vehicle Loans Delinquent >=360 days 023C1 $27K
Amount of Used Vehicle Loans Delinquent >=360 days 023C2 $134K
Number of Reportable Delinquent New Vehicle Loans 035E1 12
Number of Reportable Delinquent Used Vehicle Loans 035E2 78
Amount of Reportable Delinquent New Vehicle Loans 041C1 $227K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $1.4M
Amount of New Vehicle Loans YTD Charge Offs 550C1 $66K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $653K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $24K
Commercial Share Accounts 643 $71.5M
NCUA data file FS220J (4 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

Create Credit Union, NCUA data file FS220J, Q2 2026
Line item Account Q2 2026
Other Assets - Split Dollar Life Insurance Arrangements - Collateral Assignment 789E $11.2M
Other Assets - Other Non-insurance 789F $673
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $11.2M
Amounts reported in Asset section of the Statement of Financial Condition to fund Charitable Donation Accounts 789H $7.1M
NCUA data file FS220L (45 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Create Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $37K
Total Amount of Loans & Leases on Loan Schedule 025B1 $1.09B
Total number of commercial loans to members granted or purchased YTD 090A1 $24
Number of member commercial loans Secured by Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 090H2 12
Number of member commercial loans Secured by Non-Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 090J2 6
Total Number of member commercial real estate secured loans granted or purchased YTD 090K2 $19
Number of Member Commercial and industrial loans granted or purchased YTD 090L2 5
Number of member construction and development commercial loans 143A3 8
Number of purchased or participation interests in commercial loans secured by construction and development property to nonmembers 143A4 4
Outstanding balance of member construction and development commercial loans 143B3 $8.8M
Outstanding balance of purchased or participation interests in commercial loans secured by construction and development property to nonmembers 143B4 $18.7M
Number of member construction and development commercial loans granted or purchased YTD 143C3 1
Dollar Amount of member construction and development commercial loans granted or purchased YTD 143D3 $33K
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $140.2M
Amount of All Other Real Estate Loans/Lines of Credit 386B $4.5M
Total outstanding balance of commercial loans to members 400A1 $351.8M
Total outstanding balance of nonmember commercial loans 400B1 $18.7M
Outstanding balance of Unsecured Revolving Lines of Credit Granted to Members for Commercial Purposes 400C6 $200K
Outstanding balance of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 400H2 $150.0M
Outstanding balance of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 400J2 $180.1M
Outstanding balance of Member Commercial and Industrial loans 400L2 $12.4M
Outstanding balance of member commercial loans Secured Multifamily Property 400M $340K
Amount of Commercial Loans/Lines of Credit Not Real Estate Secured 400P $12.6M
Outstanding balance of all member and non-member commercial loans 400T1 $370.6M
Total Dollar amount of member commercial loans granted or purchased YTD 475A1 $28.5M
Dollar Amount of Member Commercial loans Secured by Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 475H2 $15.7M
Dollar Amount of Member Commercial loans Secured by Non-Owner Occupied Non-Farm, Non-Residential Property granted or purchased YTD 475J2 $10.9M
Total Dollar amount of real estate secured member commercial loans granted or purchased YTD 475K2 $26.6M
Dollar Amount of Member Commercial and Industrial loans granted or purchased YTD 475L2 $1.9M
Interest Rate of Commercial Loans/Lines of Credit Real Estate Secured 525 640.00%
Interest Rate of Commercial Loans/Lines of Credit Not Real Estate Secured 526 811.00%
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 739.00%
Interest Rate of All Other Real Estate Loans/Lines of Credit 562B 839.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 520.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 1,039.00%
Outstanding Amount of Commercial Construction & Development Loans Purchased 691L9 $18.7M
Outstanding Amount of Commercial Loans Excluding C&D Participation Loans Sold 691N8 $26.2M
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $1.6M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $237.0M
Balance Outstanding of 1st Mtg Residential construction Loans - Excluding Commercial Purpose 704A2 $334K
Total Outstanding Balance of real estate secured member commercial loans 718A3 $339.2M
Total Outstanding Balance of real estate secured nonmember commercial loans 718A4 $18.7M
Amount of Commercial Loans/Lines of Credit Real Estate Secured 718A5 $357.9M
Amount of Outstanding commercial participations sold but retained servicing (including unfunded commitments) 1061 $22.5M
Number of Outstanding commercial participations sold but retained servicing (including unfunded commitments) 1061A 7
NCUA data file FS220M (22 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Create Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $61.6M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $58.9M
Total Unfunded Commitments for Commercial Loans 814K $34.7M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $3.4M
Total Unfunded Commitments for Non-Commercial Loans 816T $155.3M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $31.4M
Total number of member commercial loans 900A1 $267
Total number of nonmember commercial loans 900B1 $4
Number of Member Unsecured Revolving Lines of Credit Granted to Members for Commercial Purposes 900C6 1
Number of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 900H2 140
Number of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 900J2 79
Total number of real estate secured member commercial loans 900K2 $228
Total number of real estate secured nonmember commercial loans 900K3 $4
Number of Commercial Loans/Lines of Credit Real Estate Secured 900K4 232
Number of Member Commercial and Industrial loans 900L2 38
Number of member commercial loans Secured by Multifamily Property 900M 1
Number of Commercial Loans/Lines of Credit Not Real Estate Secured 900P 39
Total Number of Member and Nonmember commercial loans 900T1 $271
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 734
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 2,485
Number of All Other Real Estate Loans/Lines of Credit 960B 29
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 796
NCUA data file FS220N (8 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Create Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Available-for-sale Debt Securities <=1 Year AS0062 $25.5M
Available-for-sale Debt Securities >1 and <=3 Years AS0063 $34.1M
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $31.7M
Available-for-sale Debt Securities >5 and <= 10 Years AS0065 $67.8M
Available-for-sale Debt Securities > 10 Years AS0066 $36.8M
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$11.5M
Total Liabilities LI0069 $1.46B
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $1.64B
NCUA data file FS220P (51 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Create Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $441K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $43K
Loan Loss Information - YTD Charge Offs - All Other Secured Non-Real Estate Loans/Lines of Credit CH0015 $14
Loan Loss Information - YTD Charge Offs - Commercial Loans/Lines of Credit Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property CH0031 $34K
Loan Loss Information - YTD Recoveries - Commercial Loans/Lines of Credit Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property CH0032 $150K
Amount of real estate loans included in Accounts 718A3 and 718A4 above that contractually refinance, reprice, or mature within the next 5 years. CM0099 $241.3M
Unsecured Credit Card Loans DL0002 $67K
All Other Unsecured Loans/Lines of Credit DL0022 $99K
All Other Unsecured Loans/Lines of Credit DL0023 $77K
All Other Unsecured Loans/Lines of Credit DL0024 $70K
All Other Unsecured Loans/Lines of Credit DL0027 $147K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $21
New Vehicle Loans DL0030 $89K
Used Vehicle Loans DL0037 $546K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $71K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $22K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0052 $34K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $56K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $5
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0057 $3.1M
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0058 $110K
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0060 $964K
Delinquent Loans by Collateral Type - >=360 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0061 $612K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $1.7M
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $5
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0064 $1.6M
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0065 $314K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0066 $488K
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0067 $38K
Delinquent Loans by Collateral Type - >=360 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0068 $14K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0069 $854K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0070 $11
Dollar Amount of Reportable Delinquency - 30 - 59 Days Delinquent - All Other (Non-Commercial) Real Estate Loans/Lines of Credit DL0071 $157K
Dollar Amount of Reportable Delinquency - 90 - 179 Days Delinquent - All Other (Non-Commercial) Real Estate Loans/Lines of Credit DL0073 $21K
Dollar Amount of Reportable Delinquency - >=360 Days Delinquent - All Other (Non-Commercial) Real Estate Loans/Lines of Credit DL0075 $56K
Total Dollar Amount of Reportable Delinquency - All Other (Non-Commercial) Real Estate Loans/Lines of Credit DL0076 $77K
Total Number of Reportable Delinquent Loans - All Other (Non-Commercial) Real Estate Loans/Lines of Credit DL0077 $2
Dollar Amount of Reportable Delinquency - 30 - 59 Days Delinquent - Commercial Loans/Lines of Credit Secured by Owner Occupied, Non-Farm, Non-Residential Property DL0099 $1.9M
Total Dollar Amount of Reportable Delinquency - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0125 $298K
Total Number of Reportable Delinquent Loans - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0126 $2
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $1.5M
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Participation Loans Purchased under 701.22 DL0142 $117K
Amount of Consumer Loans in Non-Accrual Status DL0145 $3.4M
Dollar Amount of Reportable Delinquency - 60 - 89 Days Delinquent - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0147 $298K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 269
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $2.7M
Off-Balance Sheet Exposures - Totally Unconditionally Cancelable Unfunded Commitments for All Loan Types LQ0013 $90.3M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Commercial Loans LQ0014 $34.7M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Consumer Loans - Secured and Real Estate LQ0015 $61.6M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Consumer Loans - Unsecured LQ0016 $3.4M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments -Total LQ0017 $99.7M
NCUA data file FS220Q (45 items)

investment portfolio detail (69%)

Create Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Off-Balance Sheet Exposures - Loans transferred with limited recourse or other seller-provided credit enhancements (net of any related valuation allowance) - Commercial Loans LQ0018 $22.5M
Off-Balance Sheet Exposures - Loans transferred with limited recourse or other seller-provided credit enhancements (net of any related valuation allowance) - Consumer Loans LQ0019 $7.5M
Off-Balance Sheet Exposures - Loans transferred with limited recourse or other seller-provided credit enhancements (net of any related valuation allowance) - Total LQ0020 $30.0M
Borrowing Arrangements - Line of Credit Limit - Federal Home Loan Bank LQ0040 $334.2M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Federal Home Loan Bank LQ0043 $640.9M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - FRB LQ0047 $307.0M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0015 $44.0M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0016 $43.3M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0019 $90.3M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0020 $83.8M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0023 $134.3M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0024 $127.1M
Available-for-sale Amortized Cost - Non-Federal Agency Asset-Backed Securities - Senior Tranches - Other Asset-Backed Securities NV0047 $1.7M
Available-for-sale Fair Value - Non-Federal Agency Asset-Backed Securities - Senior Tranches - Other Asset-Backed Securities NV0048 $1.7M
Available-for-sale Amortized Cost - Non-Federal Agency Asset-Backed Securities - Senior Tranches - Total NV0051 $1.7M
Available-for-sale Fair Value - Non-Federal Agency Asset-Backed Securities - Senior Tranches - Total NV0052 $1.7M
Available-for-sale Amortized Cost - Securities Issued by States and Political Subdivisions in the U.S. NV0071 $71.4M
Available-for-sale Fair Value - Securities Issued by States and Political Subdivisions in the U.S. NV0072 $67.1M
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $207.4M
Total Fair Value Available-for-Sale Debt Securities NV0084 $195.9M
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $195.9M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >5-10 Years NV0144 $22.3M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $7.9M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $30.1M
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $25.5M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $34.1M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $31.7M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $90.0M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $44.7M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $226.0M
Investment - Memoranda - Realized Gains (Losses) - Realized Gains (Losses) on Available for Sale Securities NV0160 $909
Investment - Memoranda - Realized Gains (Losses) - Realized Gains (Losses) on all other investments NV0161 $3.7M
Total Gain (Loss) on Investments NV0162 $3.7M
Assets Used to Fund Employee Benefit or Deferred Compensation Plans - Collateral Assignment - Cash Surrender Value NV0170 $10.0M
RBC Total Equity RB0001 $191.0M
RBC Allowance for Credit Losses RB0002 $12.3M
RBC Total Additions RB0005 $12.3M
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $203.3M
RBC Risk-Based Capital Numerator RB0012 $203.3M
RBC Total for Risk Weighting Cash and Deposits in Financial Institutions or Reserve Banks RB0014 $254.7M
RBC Cash and Deposits in Financial Institutions or Reserve Banks 0% Weight RB0015 $244.9M
RBC Cash, Cash Equivalents, Deposits in Financial Institutions or Reserve Banks 20% Weight RB0016 $9.8M
RBC Total for Risk Weighting Securities RB0019 $195.9M
RBC Securities 0% Weight RB0020 $195.9M
Participation Loans: Participations Purchased - Outstanding Balance - Amount - Vehicle - Non-commercial SL0036 $2.7M
NCUA data file FS220R (108 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Create Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Total Borrowing Capacity at Federal Reserve Bank LQ0061 $221.4M
CCULR Off-Balance sheet exposures LR0002 $129.7M
CCULR Off-Balance sheet exposures ratio LR0003 790.00%
RBC Total for Risk Weighting Other Investments RB0029 $30.1M
RBC Other Investments 20% Weight RB0031 $28.9M
RBC Other Investments 400% Weight RB0035 $1.2M
RBC Schedule Total Investments RB0039 $226.0M
RBC Total for Risk Weighting Total Investments RB0041 $226.0M
RBC Total Investments 0% Weight RB0042 $195.9M
RBC Total Investments 20% Weight RB0043 $28.9M
RBC Total Investments 400% Weight RB0048 $1.2M
RBC Adjustments to First Lien Residential Real Estate Loans RB0051 $139K
RBC Total for Risk Weighting First Lien Residential Real Estate Loans RB0052 $237.1M
RBC First Lien Residential Real Estate Loans 50% Weight RB0053 $235.5M
RBC First Lien Residential Real Estate Loans 100% Weight RB0055 $1.6M
RBC Total for Risk Weighting Junior Lien Residential Real Estate Loans RB0057 $140.2M
RBC Junior Lien Residential Real Estate Loans 100% Weight RB0058 $139.7M
RBC Junior Lien Residential Real Estate Loans 150% Weight RB0059 $540K
RBC Schedule Total Consumer Loans RB0060 $345.5M
RBC Total for Risk Weighting Consumer Loans RB0062 $345.5M
RBC Consumer Loans 0% Weight RB0063 $1.6M
RBC Consumer Loans 75% Weight RB0065 $301.9M
RBC Consumer Loans 100% Weight RB0066 $40.7M
RBC Consumer Loans 150% Weight RB0067 $1.3M
RBC Schedule Total Commercial Loans RB0068 $370.6M
RBC Total for Risk Weighting Commercial Loans RB0070 $370.6M
RBC Commercial Loans 100% Weight RB0073 $370.6M
RBC Adjustments to Loans Held for Sale RB0075 -$139K
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $12.1M
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $12.1M
RBC Schedule Total Loans RB0079 $1.08B
RBC Total for Risk Weighting Total Loans RB0081 $1.08B
RBC Total Loans 0% Weight RB0082 -$10.4M
RBC Total Loans 50% Weight RB0084 $235.5M
RBC Total Loans 75% Weight RB0085 $301.9M
RBC Total Loans 100% Weight RB0086 $552.5M
RBC Total Loans 150% Weight RB0087 $1.8M
RBC Schedule Total Other Assets RB0088 $79.8M
RBC Total for Risk Weighting Other Assets RB0090 $79.8M
RBC Other Assets 100% Weight RB0092 $79.8M
RBC Total from Schedule On-Balance Sheet Assets RB0099 $1.64B
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $1.64B
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $430.3M
RBC Total Risk Weighted On-Balance Sheet Assets 20% Weight RB0102 $38.7M
RBC Total Risk Weighted On-Balance Sheet Assets 50% Weight RB0103 $235.5M
RBC Total Risk Weighted On-Balance Sheet Assets 75% Weight RB0104 $301.9M
RBC Total Risk Weighted On-Balance Sheet Assets 100% Weight RB0105 $632.2M
RBC Total Risk Weighted On-Balance Sheet Assets 150% Weight RB0106 $1.8M
RBC Total Risk Weighted On-Balance Sheet Assets 400% Weight RB0109 $1.2M
RBC Schedule Total Risk Weighted Assets - On-Balance Sheet RB0112 $991.9M
RBC Total Risk Weighted Assets - On-Balance Sheet 20% Weight RB0113 $7.7M
RBC Total Risk Weighted Assets On-Balance Sheet 50% Weight RB0114 $117.8M
RBC Total Risk Weighted Assets On-Balance Sheet 75% Weight RB0115 $226.4M
RBC Total Risk Weighted Assets On-Balance Sheet 100% Weight RB0116 $632.2M
RBC Total Risk Weighted Assets On-Balance Sheet 150% Weight RB0117 $2.7M
RBC Total Risk Weighted Assets On-Balance Sheet 400% Weight RB0120 $5.0M
RBC Unfunded Commitment Commercial Loans Credit Equivalent Amount RB0123 $17.4M
RBC Unfunded Commitment Commercial Loans 100% Weight RB0124 $17.4M
RBC Unfunded Commitment Secured Consumer Loans Credit Equivalent Amount RB0125 $6.2M
RBC Unfunded Commitment Secured Consumer Loans 100% Weight RB0128 $6.2M
RBC Unfunded Commitment Unsecured Consumer Loans Credit Equivalent Amount RB0129 $345K
RBC Unfunded Commitment Unsecured Consumer Loans 100% Weight RB0130 $345K
RBC All other off-balance sheet exposures RB0133 $30.0M
RBC All other off-balance sheet exposures Credit Equivalent Amount RB0134 $30.0M
RBC All other off-balance sheet exposures 50% Weight RB0135 $7.5M
RBC All other off-balance sheet exposures 100% Weight RB0137 $22.5M
RBC Total Off-Balance Sheet and Derivative Credit Equivalent Amount RB0153 $53.8M
RBC Total Off-Balance Sheet and Derivative 50% Weight RB0158 $7.5M
RBC Total Off-Balance Sheet and Derivative 100% Weight RB0160 $46.4M
RBC Total Risk-Weighted Assets Off-Balance-Sheet and Derivative RB0162 $50.1M
RBC Total Risk-Weighted Assets Off-Balance-Sheet and Derivative 50% Weight RB0166 $3.7M
RBC Total Risk-Weighted Assets Off-Balance-Sheet and Derivative 100% Weight RB0168 $46.4M
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $1.70B
RBC Total Risk-Weighted Assets RB0171 $1.04B
RBC Total Risk Based Capital Ratio RB0172 1,951.00%
RBC Allowance for Credit Losses (Loans) RB0177 $12.1M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 523.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 158,864,500.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 17,348,086.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 56.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 6,684,340.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 154.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 71,433,279.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Adjustable Rate RL0015 27,871,455.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $237.0M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $45.2M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 184.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 13,411,644.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 1,869,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 2,300.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 126,797,990.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 23,506,400.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $140.2M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $25.4M
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Number of Loans Outstanding RL0032 29.00%
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Amount of Loans Outstanding RL0033 4,456,486.00%
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Amount of Loans Granted YTD RL0034 310,000.00%
All Other (Non-commercial) Real Estate - Amount of Loans Outstanding - Total RL0044 $4.5M
All Other (Non-commercial) Real Estate - Amount of Loans Granted YTD - Total RL0045 $310K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $3K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $381.6M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $70.9M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $198.9M
Total Shares SH0013 $1.45B
Total Shares and Deposits SH0018 $1.45B
Number of Loans Sold, Year-to-date SL0022 20
Amount of Loans Sold, Year-to-date SL0023 $7.5M
Number of First Mortgage loans sold on the secondary market, Year-to-date SL0024 20
NCUA data file FS220S (12 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Create Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Auto Lending PP0038 $1
Mortgage Lending PP0039 $1
Secured personal loans PP0040 $1
Unsecured personal loans PP0041 $1
Acquire participation loans PP0044 $1
Person-to-Person payments PP0045 $1
Investment security exchange services PP0046 $1
Communication PP0047 $1
Located in Metropolitan Statistical Area (MSA) PR0001 $1
home purchase loan or refinanced a home purchase loan PR0002 $1
Originated closed-end mortgages in each of the two preceding calendar years or originated open-end lines of credit in each of the two preceding calendar years in excess of the HMDA Loan-Volume Threshold? PR0003 $1

Create Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Create Credit Union call report?

The Create Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Create Credit Union file?

Create Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Create Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Create Credit Union is 86752.

How often does Create Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Create Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.