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Credit union call report ยท Oklahoma City, OK

Credit Union One of Oklahoma Call Report

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Credit Union One of Oklahoma filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 266 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Credit Union One of Oklahoma call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number64850
Federal Reserve RSSD ID238698

The official copy: search charter number 64850 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Credit Union One of Oklahoma call report, Q2 2026

Statement of Financial Condition (34 items)
Credit Union One of Oklahoma, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $438K
1c. Total Cash on Hand 730A $438K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $4.3M
2b. Cash on Deposit in Federal Reserve Bank AS0003 $348K
2c. Cash on Deposit in Other Financial Institutions 730B2 $16K
2. Cash on Deposit (total) 730B $4.6M
3. Time Deposits in Banks and Credit Unions AS0007 $1.8M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $6.8M
8. Available-for-Sale Debt Securities AS0067 $31K
11. TOTAL INVESTMENT SECURITIES AS0013 $31K
12b. Perpetual Contributed Capital 769B $50K
12c. All Other Investments AS0016 $128K
13. TOTAL OTHER INVESTMENTS AS0017 $178K
15a. Number of Total Loans and Leases 025A 12,873
15b. Total Loans and Leases 025B $29.3M
17. ACL on Loans and Leases AS0048 $181K
18c. Foreclosed/Repossessed - Vehicles AS0024 $136K
18e. Foreclosed/Repossessed Assets (total) 798A $136K
19. Land and Building 007 $2.7M
20. Other Fixed Assets 008 $153K
21. NCUA Share Insurance Capitalization Deposit 794 $330K
22d. Accrued Interest on Loans 009A $122K
22e. Accrued Interest on Investments 009B $5K
22f. All Other Assets 009C $285K
22g. Total Other Assets AS0036 $412K
23. TOTAL ASSETS 010 $39.9M
Accounts Payable and Other Liabilities 825 $237K
Member Shares of All Types 013 $33.7M
Total Shares and Deposits 018 $33.7M
Undivided Earnings 940 $1.8M
Other Reserves 658 $4.1M
Total Net Worth 997 $5.9M
Net Worth Ratio 998 14.87%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $39.9M
Statement of Income and Expense (24 items)
Credit Union One of Oklahoma, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $981K
3. Income from Investments 120 $104K
5. TOTAL INTEREST INCOME 115 $1.1M
6. Dividends on Shares 380 $49K
8. Interest on Borrowed Money 340 $106
9. TOTAL INTEREST EXPENSE 350 $49K
10. NET INTEREST INCOME IS0010 $1.0M
12a. Credit Loss Expense - Loans and Leases IS0011 $97K
12e. Total Credit Loss Expense IS0017 $97K
13. Fee Income 131 $242K
14. Other Operating Income IS0020 $63K
18. Gain (Loss) on Disposition of Fixed Assets 430 -$3K
23. TOTAL NON-INTEREST INCOME 117 $302K
24. Employee Compensation and Benefits 210 $483K
25. Travel and Conference 230 $11K
26. Office Occupancy 250 $100K
27. Office Operations 260 $381K
28. Educational and Promotional 270 $49K
29. Loan Servicing 280 $133K
30. Professional and Outside Services 290 $32K
32. Operating Fees 320 $3K
33. Miscellaneous Operating Expense 360 $30K
34. TOTAL NON-INTEREST EXPENSE 671 $1.2M
35. NET INCOME 661A $17K
Statement pages - all other filed accounts (22 items)

delinquency (21%), credit cards (21%)

Credit Union One of Oklahoma, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $659K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $71K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $376K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $503
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $20K
Loans Granted Year-to-Date 031A $4K
Amount of Loans Granted Year-to-Date 031B $7.0M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $514K
Number of current members (not number of accounts) 083 3,407
Number of potential members 084 10,221
Interest Rate of Unsecured Credit Card Loans 521 799.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 999.00%
Interest Rate of New Vehicle Loans 523 499.00%
Interest Rate of Used Vehicle Loans 524 599.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $201K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $28K
Amount of Regular Shares 657 $19.0M
Amount of Share Drafts 902 $11.8M
IRA/KEOGH Accounts - < 1 Year 906A $577K
Share Certificates - < 1 Year 908A $1.7M
Total Amount of Share Certificates 908C $2.2M
Number of Used Vehicle Loans 968 7,488
NCUA data file FS220A (22 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Credit Union One of Oklahoma, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $33.1M
Total Shares - 1-3 Years 013B1 $612K
Total Shares - > 3 Years 013B2 $39K
Total Shares and Deposits - < 1 Year 018A $33.1M
Total Shares and Deposits - 1-3 Years 018B1 $612K
Total Shares and Deposits - > 3 Years 018B2 $39K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 153
Amount of Delinquent Indirect Loans 041E $65K
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $14.1M
Amount of New Vehicle Loans 385 $5.9M
Amount of Unsecured Credit Card Loans 396 $816K
Amount of All Other Unsecured Loans/Lines of Credit 397 $1.3M
Share Certificates 451 $91
Number of Accounts for Share Drafts 452 1,459
IRA/KEOGH Accounts 453 $75
Number of Accounts for Regular Shares 454 3,779
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 5,404
Number of credit union employees who are Full-Time (26 hours or more) 564A 10
Number of Outstanding Indirect Loans 617A 250
Total Amount of Outstanding Indirect Loans 618A $6.2M
Total credit lines 881 $3.5M
NCUA data file FS220B (19 items)

maturity and repricing buckets (40%), credit cards (17%)

Credit Union One of Oklahoma, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $1.4M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $1.4M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $32.3M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $92K
Amount of Regular Shares - < 1 Year 657A $19.0M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $21K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $1K
Amount of Share Drafts - < 1 Year 902A $11.8M
IRA/KEOGH Accounts - 1-3 Years 906B1 $84K
Total Amount of IRA/KEOGH Accounts 906C $662K
Share Certificates - 1-3 Years 908B1 $528K
Share Certificates - > 3 Years 908B2 $39K
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $66K
Number of New Vehicle Loans 958 1,997
Total Shares 966 $5K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $113K
Number of Unsecured Credit Card Loans 993 455
Number of All Other Unsecured Loans/Lines of Credit 994 1,709
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 7
NCUA data file FS220C (9 items)

charge-offs and recoveries (27%), participation loans (18%)

Credit Union One of Oklahoma, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $4
Total Amount of Indirect Loans Charged Off Year-to-Date 550E $38K
Total Amount of All Participation Loans Charged Off Year-to-Date 550F $48K
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $6K
Total Amount of All Year-to-Date Recoveries on Charged-Off Participation Loans 551F $7K
Number of credit union branches (include the main office if member services are conducted at that location) 566 3
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $990K
Amount of Participation Loans Purchased Year-to-Date 690 $999K
Outstanding balance of brokered certificates of deposit and share certificates 788 $1.8M
NCUA data file FS220D (22 items)

member services and products offered (69%), CUSO relationships (27%)

Credit Union One of Oklahoma, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
Does the credit union provide member services through a credit union shared branch services center? 566A $1
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Education 879B2 $1
No Cost Bill Payer 879C2 $1
Brokered Certificates of Deposits 879N $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
CU offer Shared service network PP0058 $1
NCUA data file FS220G (5 items)

loans and leases (32%), participation loans (18%)

Credit Union One of Oklahoma, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Outstanding Amount of Participation Loans Purchased By Type 691L $7.4M
Outstanding Amount of Real Estate Participation Loans Purchased 691L2 $1.1M
Total Value of Investments in CUSOs 851 $50K
Total Aggregate Cash Outlay in CUSOs 853 $50K
Total Credit Lines at Corporate Credit Unions 884 $3.5M
NCUA data file FS220H (1 item)

student loans (43%), delinquency (27%)

Credit Union One of Oklahoma, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $1.5M
NCUA data file FS220I (17 items)

vehicle lending (59%), delinquency (44%)

Credit Union One of Oklahoma, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $57K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $417K
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $10K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $59K
Amount of New Vehicle Loans Delinquent 180 to 359 days 022C1 $6K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $10K
Amount of New Vehicle Loans Delinquent >=360 days 023C1 $137
Amount of Used Vehicle Loans Delinquent >=360 days 023C2 $366
Number of Reportable Delinquent New Vehicle Loans 035E1 24
Number of Reportable Delinquent Used Vehicle Loans 035E2 109
Amount of Reportable Delinquent New Vehicle Loans 041C1 $19K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $120K
Amount of New Vehicle Loans YTD Charge Offs 550C1 $32K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $78K
Amount of New Vehicle Loans YTD Recoveries 551C1 $1K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $14K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $18K
NCUA data file FS220L (6 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Credit Union One of Oklahoma, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $13K
Total Amount of Loans & Leases on Loan Schedule 025B1 $29.3M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $6.0M
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 649.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 310.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $1.3M
NCUA data file FS220M (6 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Credit Union One of Oklahoma, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $1.2M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $322K
Total Unfunded Commitments for Non-Commercial Loans 816T $1.5M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $2K
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 493
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 731
NCUA data file FS220N (6 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Credit Union One of Oklahoma, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Available-for-sale Debt Securities <=1 Year AS0062 $7K
Available-for-sale Debt Securities >5 and <= 10 Years AS0065 $24K
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$647
Total Liabilities LI0069 $34.0M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $294K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $39.9M
NCUA data file FS220P (24 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Credit Union One of Oklahoma, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $51K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $11K
Loan Loss Information - YTD Charge Offs - All Other Secured Non-Real Estate Loans/Lines of Credit CH0015 $20K
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $335
Whole or Partial Loans Purchased Under 701.23 - YTD Recoveries CH0048 $5K
All Other Unsecured Loans/Lines of Credit DL0022 $15K
All Other Unsecured Loans/Lines of Credit DL0023 $3K
All Other Unsecured Loans/Lines of Credit DL0024 $2K
All Other Unsecured Loans/Lines of Credit DL0027 $5K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $18
New Vehicle Loans DL0030 $2K
Used Vehicle Loans DL0037 $51K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $24K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $11K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $11K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $1
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0064 $126K
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0067 $360K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0069 $360K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0070 $1
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $67K
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Participation Loans Purchased under 701.22 DL0142 $78K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 250
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $6.2M
NCUA data file FS220Q (22 items)

investment portfolio detail (69%)

Credit Union One of Oklahoma, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Available-for-sale Amortized Cost - US Government Obligations NV0003 $314
Available-for-sale Fair Value - US Government Obligations NV0004 $31K
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $314
Total Fair Value Available-for-Sale Debt Securities NV0084 $31K
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $1.8M
Investment Maturity Distribution - Time Deposits - Total NV0116 $1.8M
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $31K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - <=1 Year NV0141 $178K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $178K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $1.9M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $24K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $2.0M
RBC Total Equity RB0001 $5.9M
RBC Allowance for Credit Losses RB0002 $181K
RBC Total Additions RB0005 $181K
RBC Total Deductions RB0009 $330K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $5.8M
RBC Risk-Based Capital Numerator RB0012 $5.8M
Participation Loans: Participations Purchased - Outstanding Balance - Amount - Vehicle - Non-commercial SL0036 $5.1M
Participation Loans: Participations Purchased - Purchased Year-To-Date - Amount - Vehicle - Non-commercial SL0037 $500K
Participation Loans: Participations Purchased - Outstanding Balance - Amount - All Other SL0056 $1.1M
Participation Loans: Participations Purchased - Purchased Year-To-Date - Amount - All Other SL0057 $499K
NCUA data file FS220R (27 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Credit Union One of Oklahoma, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $209K
RBC Schedule Total Consumer Loans RB0060 $23.4M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $181K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $181K
RBC Schedule Total Loans RB0079 $29.1M
RBC Total for Risk Weighting Total Loans RB0081 -$181K
RBC Total Loans 0% Weight RB0082 -$181K
RBC Schedule Total Other Assets RB0088 $3.7M
RBC Total for Risk Weighting Other Assets RB0090 $330K
RBC Other Assets 0% Weight RB0091 $330K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $39.9M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $149K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $149K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $39.9M
RBC Allowance for Credit Losses (Loans) RB0177 $181K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 493.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 5,958,819.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 542,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $6.0M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $542K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $493
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $6.0M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $542K
Total Shares SH0013 $33.7M
Total Shares and Deposits SH0018 $33.7M
Number of Outstanding Loans Purchased from Other Sources SL0020 5
Amount of Outstanding Loans Purchased from Other Sources SL0021 $8K

Credit Union One of Oklahoma call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Credit Union One of Oklahoma call report?

The Credit Union One of Oklahoma call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Credit Union One of Oklahoma file?

Credit Union One of Oklahoma files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Credit Union One of Oklahoma call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Credit Union One of Oklahoma is 64850.

How often does Credit Union One of Oklahoma file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Credit Union One of Oklahoma financials and ratios →

New to the 5300? What the NCUA 5300 call report is.