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Credit union call report ยท Glendale, AZ

Credit Union West Call Report

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Credit Union West filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 495 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Credit Union West call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number68421
Federal Reserve RSSD ID440688

The official copy: search charter number 68421 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Credit Union West call report, Q2 2026

Statement of Financial Condition (40 items)
Credit Union West, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $6.2M
1b. Cash Items in Process of Collection AS0005 $1.9M
1c. Total Cash on Hand 730A $8.2M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $118K
2b. Cash on Deposit in Federal Reserve Bank AS0003 $40.2M
2c. Cash on Deposit in Other Financial Institutions 730B2 $732K
2. Cash on Deposit (total) 730B $41.0M
3. Time Deposits in Banks and Credit Unions AS0007 $4.0M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $53.2M
6. Equity Securities AS0055 $3.8M
8. Available-for-Sale Debt Securities AS0067 $113.1M
11. TOTAL INVESTMENT SECURITIES AS0013 $116.9M
12b. Perpetual Contributed Capital 769B $775K
12c. All Other Investments AS0016 $20.2M
13. TOTAL OTHER INVESTMENTS AS0017 $21.0M
15a. Number of Total Loans and Leases 025A 56,900
15b. Total Loans and Leases 025B $1.20B
17. ACL on Loans and Leases AS0048 $12.7M
18c. Foreclosed/Repossessed - Vehicles AS0024 $432K
18d. Foreclosed/Repossessed - Other AS0025 $117K
18e. Foreclosed/Repossessed Assets (total) 798A $549K
19. Land and Building 007 $26.0M
20. Other Fixed Assets 008 $9.4M
21. NCUA Share Insurance Capitalization Deposit 794 $11.3M
22b. Mortgage Servicing Rights 779 $564K
22d. Accrued Interest on Loans 009A $5.6M
22e. Accrued Interest on Investments 009B $439K
22f. All Other Assets 009C $18.1M
22g. Total Other Assets AS0036 $24.7M
23. TOTAL ASSETS 010 $1.45B
Accounts Payable and Other Liabilities 825 $27.3M
Accrued Dividends and Interest Payable 820A $97
Member Shares of All Types 013 $1.28B
Nonmember Deposits 880 $4.0M
Total Shares and Deposits 018 $1.28B
Undivided Earnings 940 $143.2M
Net Income (equity) 602 $4.2M
Total Net Worth 997 $152.5M
Net Worth Ratio 998 10.50%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $1.45B
Statement of Income and Expense (26 items)
Credit Union West, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $41.3M
3. Income from Investments 120 $4.3M
5. TOTAL INTEREST INCOME 115 $45.7M
6. Dividends on Shares 380 $15.3M
8. Interest on Borrowed Money 340 $13
9. TOTAL INTEREST EXPENSE 350 $15.3M
10. NET INTEREST INCOME IS0010 $30.4M
12a. Credit Loss Expense - Loans and Leases IS0011 $5.5M
12e. Total Credit Loss Expense IS0017 $5.5M
13. Fee Income 131 $3.3M
14. Other Operating Income IS0020 $4.7M
15. Gain (Loss) on Equity/Trading Securities IS0046 $154K
18. Gain (Loss) on Disposition of Fixed Assets 430 $7K
22. Other Non-Operating Income 440 $234K
23. TOTAL NON-INTEREST INCOME 117 $8.3M
24. Employee Compensation and Benefits 210 $15.5M
25. Travel and Conference 230 $339K
26. Office Occupancy 250 $1.4M
27. Office Operations 260 $3.8M
28. Educational and Promotional 270 $1.4M
29. Loan Servicing 280 $3.7M
30. Professional and Outside Services 290 $2.7M
32. Operating Fees 320 $38K
33. Miscellaneous Operating Expense 360 $145K
34. TOTAL NON-INTEREST EXPENSE 671 $29.0M
35. NET INCOME 661A $4.2M
Statement pages - all other filed accounts (26 items)

delinquency (21%), credit cards (21%)

Credit Union West, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $12.5M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $1.7M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $357K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $383K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $688K
Loans Granted Year-to-Date 031A $8K
Amount of Loans Granted Year-to-Date 031B $259.8M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $4.6M
Number of current members (not number of accounts) 083 99,715
Number of potential members 084 7,623,818
Net Member Business Loan Balance 400A $2.6M
Non-Member Deposits 457 $23
Interest Rate of Unsecured Credit Card Loans 521 1,432.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,263.00%
Interest Rate of New Vehicle Loans 523 722.00%
Interest Rate of Used Vehicle Loans 524 658.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $6.2M
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $507K
Amount of Regular Shares 657 $175.7M
Balance Outstanding of All Interest Only & Payment Option 1st Mortgage Loans. 704C1 $391K
Amount of Share Drafts 902 $273.6M
IRA/KEOGH Accounts - < 1 Year 906A $52.5M
Share Certificates - < 1 Year 908A $417.6M
Total Amount of Share Certificates 908C $433.4M
Total Amount of Money Market Shares 911 $333.9M
Number of Used Vehicle Loans 968 14,159
NCUA form-section FS220A (26 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Credit Union West, NCUA form-section FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $1.25B
Total Shares - 1-3 Years 013B1 $18.3M
Total Shares - > 3 Years 013B2 $3.9M
Total Shares and Deposits - < 1 Year 018A $1.26B
Total Shares and Deposits - 1-3 Years 018B1 $18.3M
Total Shares and Deposits - > 3 Years 018B2 $3.9M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 200
Amount of Delinquent Indirect Loans 041E $1.5M
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $380.1M
Amount of New Vehicle Loans 385 $190.0M
Amount of Unsecured Credit Card Loans 396 $44.8M
Amount of All Other Unsecured Loans/Lines of Credit 397 $108.8M
Share Certificates 451 $9K
Number of Accounts for Share Drafts 452 41,235
IRA/KEOGH Accounts 453 $2K
Number of Accounts for Regular Shares 454 108,004
Money Market Shares 458 $9K
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 171,078
Number of credit union employees who are Full-Time (26 hours or more) 564A 247
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 16
Number of Outstanding Indirect Loans 617A 21,593
Total Amount of Outstanding Indirect Loans 618A $534.9M
Amount of real estate loans sold but serviced by the credit union 779A $58.2M
Total credit lines 881 $251.7M
Other Comprehensive Income (unless already included in item 33 or 34) 945B -$240K
NCUA form-section FS220B (26 items)

maturity and repricing buckets (40%), credit cards (17%)

Credit Union West, NCUA form-section FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $24K
Number - Total Delinquent Credit Card Loans 045A 27
Total Amount of Delinquent Unsecured Credit Card Loans 045B $287K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $120.3M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $120.3M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $1.16B
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $122K
Amount of Regular Shares - < 1 Year 657A $175.7M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $1.3M
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $119K
Non-Member Deposits - < 1 Year 880A $4.0M
Is your credit union a member of a Federal Home Loan Bank? 896 $1
Amount of Share Drafts - < 1 Year 902A $273.6M
IRA/KEOGH Accounts - 1-3 Years 906B1 $5.1M
IRA/KEOGH Accounts - > 3 Years 906B2 $1.3M
Total Amount of IRA/KEOGH Accounts 906C $58.9M
Share Certificates - 1-3 Years 908B1 $13.2M
Share Certificates - > 3 Years 908B2 $2.6M
Money Market Shares - < 1 Year 911A $333.9M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $2.0M
Number of New Vehicle Loans 958 5,304
Total Shares 966 $171K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $11.1M
Number of Unsecured Credit Card Loans 993 14,495
Number of All Other Unsecured Loans/Lines of Credit 994 9,440
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 15
NCUA form-section FS220C (8 items)

charge-offs and recoveries (27%), participation loans (18%)

Credit Union West, NCUA form-section FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Total Amount of Indirect Loans Charged Off Year-to-Date 550E $2.6M
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $245K
Number of credit union branches (include the main office if member services are conducted at that location) 566 15
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $257.7M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $27.6M
Amount of Participation Loans Purchased Year-to-Date 690 $23.3M
Outstanding balance of brokered certificates of deposit and share certificates 788 $249K
NCUA form-section FS220D (32 items)

member services and products offered (69%), CUSO relationships (27%)

Credit Union West, NCUA form-section FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
Financial Literacy Workshops 879B3 $1
First Time Homebuyer Program 879B4 $1
Bilingual Services 879C1 $1
No Cost Bill Payer 879C2 $1
Student Scholarships 879C4 $1
Credit Builder 879D1 $1
Mortgage Processing 879G $1
Approved Mortgage Seller 879H $1
Brokered Certificates of Deposits 879N $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
External or Third-Party Account Aggregation 887M $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Offer Custodial Accounts PP0032 $1
Offer Non-Custodial Accounts PP0033 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA form-section FS220G (11 items)

loans and leases (32%), participation loans (18%)

Credit Union West, NCUA form-section FS220G, Q2 2026
Line item Account Q2 2026
Equity Acquired in Merger 658A $5.1M
Total Outstanding Amount of Participation Loans Purchased By Type 691L $64.0M
Outstanding Amount of Real Estate Participation Loans Purchased 691L2 $64.0M
Total Outstanding Amount of Participation Loans Sold By Type 691N $785K
Number of Outstanding Int Only & Payment Option 1st Mtg Loans 704C2 19
Total Value of Investments in CUSOs 851 $3.1M
Total Aggregate Cash Outlay in CUSOs 853 $1.9M
Assets Pledged to Secure Borrowings 878 $256.3M
Total Credit Lines at Corporate Credit Unions 884 $67.5M
Current Quarter's Total Adjusted Retained Earnings acquired through Business Combinations 1004 $5.1M
Prior Quarter-End Adjusted Retained Earnings acquired through Business Combinations 1004A $5.1M
NCUA form-section FS220H (3 items)

student loans (43%), delinquency (27%)

Credit Union West, NCUA form-section FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $227.1M
Total number of TDR loans outstanding 1000F $979
Total amount of TDR loans outstanding 1001F $23.6M
NCUA form-section FS220I (17 items)

vehicle lending (59%), delinquency (44%)

Credit Union West, NCUA form-section FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $3.0M
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $5.4M
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $100K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $513K
Amount of New Vehicle Loans Delinquent 180 to 359 days 022C1 $4K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $6K
Number of Reportable Delinquent New Vehicle Loans 035E1 14
Number of Reportable Delinquent Used Vehicle Loans 035E2 54
Amount of Reportable Delinquent New Vehicle Loans 041C1 $432K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $1.1M
Amount of New Vehicle Loans YTD Charge Offs 550C1 $986K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $1.7M
Amount of New Vehicle Loans YTD Recoveries 551C1 $98K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $151K
Commercial Share Accounts 643 $13.6M
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $215K
Amount of Grants Received Year-to-Date 927 $100K
NCUA form-section FS220J (7 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

Credit Union West, NCUA form-section FS220J, Q2 2026
Line item Account Q2 2026
Securities 789C $3.8M
Other Assets - Split Dollar Life Insurance Arrangements - Collateral Assignment 789E $16.9M
Other Assets - Other Insurance 789E2 $10.9M
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $31.6M
Amounts reported in Asset section of the Statement of Financial Condition to fund Charitable Donation Accounts 789H $6.1M
Total Derivative Transactions Outstanding - Total Derivatives - Total Notional Amount 1030 $50.0M
Total Derivative Transactions Outstanding - Total Derivatives - Net Fair Value Gain (Loss) 1030C $250K
NCUA form-section FS220L (23 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Credit Union West, NCUA form-section FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $57K
Total Amount of Loans & Leases on Loan Schedule 025B1 $1.20B
Total number of commercial loans to members granted or purchased YTD 090A1 $149
Number of Member Unsecured Commercial Loans granted or purchased YTD 090C5 12
Number of Member Unsecured Revolving Lines of Credit granted for Commercial Purposes granted or purchased YTD 090C6 126
Number of Member Commercial and industrial loans granted or purchased YTD 090L2 11
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $211.9M
Total outstanding balance of commercial loans to members 400A1 $2.0M
Outstanding balance of Unsecured Member Commercial Loans 400C5 $514K
Outstanding balance of Unsecured Revolving Lines of Credit Granted to Members for Commercial Purposes 400C6 $987K
Outstanding balance of Member Commercial and Industrial loans 400L2 $510K
Amount of Commercial Loans/Lines of Credit Not Real Estate Secured 400P $2.0M
Outstanding balance of all member and non-member commercial loans 400T1 $2.0M
Total Dollar amount of member commercial loans granted or purchased YTD 475A1 $2.7M
Dollar Amount of Member Unsecured Commercial Loans granted or purchased YTD 475C5 $529K
Dollar Amount of Member Commercial Unsecured Revolving Lines of Credit Granted or purchased YTD 475C6 $1.6M
Dollar Amount of Member Commercial and Industrial loans granted or purchased YTD 475L2 $577K
Interest Rate of Commercial Loans/Lines of Credit Not Real Estate Secured 526 965.00%
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 769.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 596.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 696.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $129.1M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $135.7M
NCUA form-section FS220M (16 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Credit Union West, NCUA form-section FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $82.3M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $106.7M
Total Unfunded Commitments for Commercial Loans 814K $2.0M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $2.5M
Total Other Unfunded Commitments (Non-Commercial) 816B5 $250K
Total Unfunded Commitments for Non-Commercial Loans 816T $225.2M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $33.4M
Total number of member commercial loans 900A1 $194
Number of Member Unsecured Commercial Loans 900C5 12
Number of Member Unsecured Revolving Lines of Credit Granted to Members for Commercial Purposes 900C6 170
Number of Member Commercial and Industrial loans 900L2 12
Number of Commercial Loans/Lines of Credit Not Real Estate Secured 900P 194
Total Number of Member and Nonmember commercial loans 900T1 $194
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 997
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 3,521
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 8,790
NCUA form-section FS220N (10 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Credit Union West, NCUA form-section FS220N, Q2 2026
Line item Account Q2 2026
Equity Securities >3 and <=5 Years AS0052 $3.8M
Available-for-sale Debt Securities <=1 Year AS0062 $36.3M
Available-for-sale Debt Securities >1 and <=3 Years AS0063 $19.3M
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $5.4M
Available-for-sale Debt Securities >5 and <= 10 Years AS0065 $50.2M
Available-for-sale Debt Securities > 10 Years AS0066 $1.8M
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$6.2M
Total Liabilities LI0069 $1.31B
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $3.5M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $1.45B
NCUA form-section FS220P (51 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Credit Union West, NCUA form-section FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $1.7M
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $112K
Loan Loss Information - YTD Charge Offs - All Other Secured Non-Real Estate Loans/Lines of Credit CH0015 $465K
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $26K
Whole or Partial Loans Purchased Under 701.23 - YTD Charge Offs CH0047 $248K
Whole or Partial Loans Purchased Under 701.23 - YTD Recoveries CH0048 $81K
Unsecured Credit Card Loans DL0002 $263K
All Other Unsecured Loans/Lines of Credit DL0022 $780K
All Other Unsecured Loans/Lines of Credit DL0023 $460K
All Other Unsecured Loans/Lines of Credit DL0024 $145K
All Other Unsecured Loans/Lines of Credit DL0025 $9K
All Other Unsecured Loans/Lines of Credit DL0027 $614K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $56
New Vehicle Loans DL0030 $328K
Used Vehicle Loans DL0037 $591K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $1.6M
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $290K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0052 $213K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $503K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $33
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0059 $450K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $450K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $2
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0064 $973K
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0065 $162K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0066 $298K
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0067 $339K
Delinquent Loans by Collateral Type - >=360 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0068 $383K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0069 $1.2M
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0070 $12
Total Dollar Amount of Reportable Delinquency - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0125 $11K
Total Number of Reportable Delinquent Loans - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0126 $1
Dollar Amount of Reportable Delinquency - 60 - 89 Days Delinquent - Commercial Loans/Lines of Credit - Unsecured Revolving Lines of Credit for Commercial DL0135 $3K
Total Dollar Amount of Reportable Delinquency - Commercial Loans/Lines of Credit - Unsecured Revolving Lines of Credit for Commercial DL0139 $3K
Total Number of Reportable Delinquent Loans - Commercial Loans/Lines of Credit - Unsecured Revolving Lines of Credit for Commercial DL0140 $1
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $2.1M
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Participation Loans Purchased under 701.22 DL0142 $700K
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Whole or Partial Loans Purchased under 701.23 DL0144 $155K
Amount of Consumer Loans in Non-Accrual Status DL0145 $2.4M
Dollar Amount of Reportable Delinquency - 60 - 89 Days Delinquent - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0147 $11K
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Number of Modified Loans DL0148 $182
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Amount of Modified Loans DL0149 $4.5M
Interest Rate Derivative Purchased Options Total Notional Amount DT0001 50,000,000.00%
Interest Rate Derivative Purchased Options Net Fair Value Gain (Loss) DT0002 250,000.00%
Number of Indirect Loans - New and Used Vehicle Loans IN0001 13,764
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $420.0M
Number of Indirect Loans - All Other Loans IN0007 7,829
Amount of Indirect Loans - All Other Loans IN0008 $114.9M
Off-Balance Sheet Exposures - Totally Unconditionally Cancelable Unfunded Commitments for All Loan Types LQ0013 $144.8M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Consumer Loans - Secured and Real Estate LQ0015 $82.3M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments -Total LQ0017 $82.3M
NCUA form-section FS220Q (54 items)

investment portfolio detail (69%)

Credit Union West, NCUA form-section FS220Q, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Corporate Credit Unions LQ0035 $16.1M
Borrowing Arrangements - Line of Credit Limit - Federal Home Loan Bank LQ0040 $181.1M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Federal Home Loan Bank LQ0043 $236.6M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - FRB LQ0047 $3.6M
Available-for-sale Amortized Cost - US Government Obligations NV0003 $6.1M
Available-for-sale Fair Value - US Government Obligations NV0004 $5.8M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0015 $3.0M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0016 $3.0M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0019 $101.3M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0020 $95.8M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0023 $104.3M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0024 $98.8M
Available-for-sale Amortized Cost - Non-Federal Agency Asset-Backed Securities - Senior Tranches - Privately Issued Commercial Mortgage Related Securities NV0043 $1.0M
Available-for-sale Fair Value - Non-Federal Agency Asset-Backed Securities - Senior Tranches - Privately Issued Commercial Mortgage Related Securities NV0044 $987K
Available-for-sale Amortized Cost - Non-Federal Agency Asset-Backed Securities - Senior Tranches - Total NV0051 $1.0M
Available-for-sale Fair Value - Non-Federal Agency Asset-Backed Securities - Senior Tranches - Total NV0052 $987K
Available-for-sale Amortized Cost - Securities Issued by States and Political Subdivisions in the U.S. NV0071 $7.9M
Available-for-sale Fair Value - Securities Issued by States and Political Subdivisions in the U.S. NV0072 $7.5M
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $119.3M
Total Fair Value Available-for-Sale Debt Securities NV0084 $113.1M
Trading Investments - Equity Securities - Other Equities NV0108 $3.8M
Trading Investments - Equity Securities - Total Equity Securities NV0109 $3.8M
Total Trading Debt and Equity Securities NV0110 $3.8M
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $4.0M
Investment Maturity Distribution - Time Deposits - Total NV0116 $4.0M
Investment Maturity Distribution - Equity Securities - Total NV0122 $3.8M
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $113.1M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - <=1 Year NV0141 $10.3M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >5-10 Years NV0144 $10.6M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $21.0M
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $50.6M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $19.3M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $9.2M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $60.9M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $1.8M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $141.8M
Assets Used to Fund Employee Benefit or Deferred Compensation Plans - Collateral Assignment - Remaining Premiums NV0169 $11.2M
Assets Used to Fund Employee Benefit or Deferred Compensation Plans - Collateral Assignment - Cash Surrender Value NV0170 $3.1M
RBC Total Equity RB0001 $152.5M
RBC Allowance for Credit Losses RB0002 $12.7M
RBC Total Additions RB0005 $12.7M
RBC Total Deductions RB0009 $11.3M
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $153.9M
RBC Risk-Based Capital Numerator RB0012 $153.9M
RBC Total for Risk Weighting Cash and Deposits in Financial Institutions or Reserve Banks RB0014 $53.2M
RBC Cash and Deposits in Financial Institutions or Reserve Banks 0% Weight RB0015 $50.5M
RBC Cash, Cash Equivalents, Deposits in Financial Institutions or Reserve Banks 20% Weight RB0016 $2.7M
RBC Total for Risk Weighting Securities RB0019 $116.9M
RBC Securities 0% Weight RB0020 $5.8M
RBC Securities 20% Weight RB0021 $106.3M
RBC Securities 50% Weight RB0022 $987K
RBC Securities 300% Weight RB0024 $3.8M
Participation Loans: Participations Sold - Retained Balance Outstanding - Vehicle-Non-commercial SL0038 $785K
Participation Loans: Participations Purchased - Purchased Year-To-Date - Amount - 1- to 4-Family Residential Property SL0045 $23.3M
NCUA form-section FS220R (110 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Credit Union West, NCUA form-section FS220R, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Total Borrowing Capacity at Federal Reserve Bank LQ0061 $3.1M
CCULR Off-Balance sheet exposures LR0002 $82.3M
CCULR Off-Balance sheet exposures ratio LR0003 566.00%
RBC Total for Risk Weighting Other Investments RB0029 $21.0M
RBC Other Investments 20% Weight RB0031 $3.2M
RBC Other Investments 100% Weight RB0032 $17.0M
RBC Other Investments 150% Weight RB0033 $775K
RBC Schedule Total Investments RB0039 $137.9M
RBC Total for Risk Weighting Total Investments RB0041 $137.9M
RBC Total Investments 0% Weight RB0042 $5.8M
RBC Total Investments 20% Weight RB0043 $109.5M
RBC Total Investments 50% Weight RB0044 $987K
RBC Total Investments 100% Weight RB0045 $17.0M
RBC Total Investments 150% Weight RB0046 $775K
RBC Total Investments 300% Weight RB0047 $3.8M
RBC Total for Risk Weighting First Lien Residential Real Estate Loans RB0052 $135.7M
RBC First Lien Residential Real Estate Loans 50% Weight RB0053 $135.2M
RBC First Lien Residential Real Estate Loans 100% Weight RB0055 $450K
RBC Total for Risk Weighting Junior Lien Residential Real Estate Loans RB0057 $211.9M
RBC Junior Lien Residential Real Estate Loans 100% Weight RB0058 $210.7M
RBC Junior Lien Residential Real Estate Loans 150% Weight RB0059 $1.2M
RBC Schedule Total Consumer Loans RB0060 $852.9M
RBC Total for Risk Weighting Consumer Loans RB0062 $852.9M
RBC Consumer Loans 0% Weight RB0063 $1.5M
RBC Consumer Loans 75% Weight RB0065 $740.7M
RBC Consumer Loans 100% Weight RB0066 $107.6M
RBC Consumer Loans 150% Weight RB0067 $3.0M
RBC Schedule Total Commercial Loans RB0068 $2.0M
RBC Total for Risk Weighting Commercial Loans RB0070 $2.0M
RBC Commercial Loans 100% Weight RB0073 $2.0M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $12.7M
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $12.7M
RBC Schedule Total Loans RB0079 $1.19B
RBC Total for Risk Weighting Total Loans RB0081 $1.19B
RBC Total Loans 0% Weight RB0082 -$11.1M
RBC Total Loans 50% Weight RB0084 $135.2M
RBC Total Loans 75% Weight RB0085 $740.7M
RBC Total Loans 100% Weight RB0086 $320.8M
RBC Total Loans 150% Weight RB0087 $4.1M
RBC Schedule Total Other Assets RB0088 $71.9M
RBC Total for Risk Weighting Other Assets RB0090 $71.9M
RBC Other Assets 0% Weight RB0091 $11.3M
RBC Other Assets 100% Weight RB0092 $56.9M
RBC Other Assets 150% Weight RB0093 $3.1M
RBC Other Assets 250% Weight RB0094 $564K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $1.45B
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $1.45B
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $56.5M
RBC Total Risk Weighted On-Balance Sheet Assets 20% Weight RB0102 $112.2M
RBC Total Risk Weighted On-Balance Sheet Assets 50% Weight RB0103 $136.2M
RBC Total Risk Weighted On-Balance Sheet Assets 75% Weight RB0104 $740.7M
RBC Total Risk Weighted On-Balance Sheet Assets 100% Weight RB0105 $394.8M
RBC Total Risk Weighted On-Balance Sheet Assets 150% Weight RB0106 $8.0M
RBC Total Risk Weighted On-Balance Sheet Assets 250% Weight RB0107 $564K
RBC Total Risk Weighted On-Balance Sheet Assets 300% Weight RB0108 $3.8M
RBC Schedule Total Risk Weighted Assets - On-Balance Sheet RB0112 $1.07B
RBC Total Risk Weighted Assets - On-Balance Sheet 20% Weight RB0113 $22.4M
RBC Total Risk Weighted Assets On-Balance Sheet 50% Weight RB0114 $68.1M
RBC Total Risk Weighted Assets On-Balance Sheet 75% Weight RB0115 $555.5M
RBC Total Risk Weighted Assets On-Balance Sheet 100% Weight RB0116 $394.8M
RBC Total Risk Weighted Assets On-Balance Sheet 150% Weight RB0117 $12.0M
RBC Total Risk Weighted Assets On-Balance Sheet 250% Weight RB0118 $1.4M
RBC Total Risk Weighted Assets On-Balance Sheet 300% Weight RB0119 $11.4M
RBC Unfunded Commitment Secured Consumer Loans Credit Equivalent Amount RB0125 $8.2M
RBC Unfunded Commitment Secured Consumer Loans 100% Weight RB0128 $8.2M
RBC Over-the-Counter Derivatives Credit Equivalent Amount RB0140 $241K
RBC Over-the-Counter Derivatives 2% Weight RB0142 $241K
RBC Total Off-Balance Sheet and Derivative Credit Equivalent Amount RB0153 $8.5M
RBC Total Off-Balance Sheet and Derivative 2% Weight RB0155 $241K
RBC Total Off-Balance Sheet and Derivative 100% Weight RB0160 $8.2M
RBC Total Risk-Weighted Assets Off-Balance-Sheet and Derivative RB0162 $8.2M
RBC Total Risk-Weighted Assets Off-Balance-Sheet and Derivative 2% Weight RB0163 $5K
RBC Total Risk-Weighted Assets Off-Balance-Sheet and Derivative 100% Weight RB0168 $8.2M
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $1.46B
RBC Total Risk-Weighted Assets RB0171 $1.07B
RBC Total Risk Based Capital Ratio RB0172 1,433.00%
RBC Allowance for Credit Losses (Loans) RB0177 $12.7M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 528.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 100,586,717.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 9,938,417.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 388.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 27,029,973.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 2,441,403.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 20.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 8,074,285.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Adjustable Rate RL0015 1,352,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $135.7M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $13.7M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 1,315.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 84,726,844.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 10,452,086.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 2,201.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 127,196,767.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 3,924,108.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $211.9M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $14.4M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $4K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $347.6M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $28.1M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $2.9M
Total Shares SH0013 $1.28B
Total Shares and Deposits SH0018 $1.28B
Total Non-Member Deposits SH0880 $4.0M
Number of Outstanding Loans Purchased from Other Sources SL0020 646
Amount of Outstanding Loans Purchased from Other Sources SL0021 $2.9M
Number of Loans Sold, Year-to-date SL0022 15
Amount of Loans Sold, Year-to-date SL0023 $3.9M
Number of Real Estate Loans Sold with Servicing Retained, Year-to-date SL0028 15
Amount of Real Estate Loans Sold with Servicing Retained, Year-to-date SL0029 $3.9M
Number of Outstanding Real Estate Loans Sold with Servicing Retained SL0030 488
NCUA form-section FS220S (9 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Credit Union West, NCUA form-section FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Auto Lending PP0038 $1
Mortgage Lending PP0039 $1
Unsecured personal loans PP0041 $1
Acquire participation loans PP0044 $1
Person-to-Person payments PP0045 $1
Located in Metropolitan Statistical Area (MSA) PR0001 $1
home purchase loan or refinanced a home purchase loan PR0002 $1
Originated closed-end mortgages in each of the two preceding calendar years or originated open-end lines of credit in each of the two preceding calendar years in excess of the HMDA Loan-Volume Threshold? PR0003 $1

Credit Union West call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Credit Union West call report?

The Credit Union West call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Credit Union West file?

Credit Union West files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Credit Union West call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Credit Union West is 68421.

How often does Credit Union West file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Credit Union West financials and ratios →

New to the 5300? What the NCUA 5300 call report is.