Desert Financial Credit Union: Return on Assets
Data as of · sourced from NCUA 5300 call reports. How we update
Regulator records: NCUA credit union profile (charter 68713) · FFIEC NIC profile (RSSD 622475)
Desert Financial Credit Union reported a return on assets of 1.36% as of Q2 2026. The return on assets is the latest quarter's net income, annualized, as a percent of total assets, how efficiently a credit union turns its balance sheet into earnings that build net worth.
NCUA sets no threshold for the return on assets. The band shown above is a BankRegReports reference band, not a regulatory standard.
6-Quarter Trend
What Return on Assets Means
The latest quarter's net income, annualized, as a percent of total assets, how efficiently a credit union turns its balance sheet into earnings that build net worth.
Full definition & formula →Return on Assets against similar-size credit unions
Compared with 454 credit unions with $1B to $10B in assets, as of Q2 2026. Rank is the estimated share of peers this credit union outperforms.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Return on assets Middle half of peers: 0.59% to 1.25% | 1.36% | 0.89% | 79th top |
Explore more for Desert Financial Credit Union: net worth ratio · delinquency ratio · loan-to-share · or browse all credit unions.