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Credit union call report ยท Drummond Island, MI

Detour Drummond Community Credit Union Call Report

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Detour Drummond Community Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 246 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Detour Drummond Community Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number62344
Federal Reserve RSSD ID225997

The official copy: search charter number 62344 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Detour Drummond Community Credit Union call report, Q2 2026

Statement of Financial Condition (32 items)
Detour Drummond Community Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $1.2M
1c. Total Cash on Hand 730A $1.2M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $5.9M
2c. Cash on Deposit in Other Financial Institutions 730B2 $148K
2. Cash on Deposit (total) 730B $6.1M
3. Time Deposits in Banks and Credit Unions AS0007 $248K
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $7.5M
8. Available-for-Sale Debt Securities AS0067 $10.6M
9. Held-to-Maturity Debt Securities AS0073 $944K
11. TOTAL INVESTMENT SECURITIES AS0013 $11.5M
12b. Perpetual Contributed Capital 769B $193K
13. TOTAL OTHER INVESTMENTS AS0017 $193K
15a. Number of Total Loans and Leases 025A 726
15b. Total Loans and Leases 025B $17.5M
17. ACL on Loans and Leases AS0048 $42K
19. Land and Building 007 $1.1M
20. Other Fixed Assets 008 $32K
21. NCUA Share Insurance Capitalization Deposit 794 $300K
22d. Accrued Interest on Loans 009A $68K
22e. Accrued Interest on Investments 009B $40K
22f. All Other Assets 009C $398K
22g. Total Other Assets AS0036 $506K
23. TOTAL ASSETS 010 $38.5M
Accounts Payable and Other Liabilities 825 $129K
Accrued Dividends and Interest Payable 820A $15K
Member Shares of All Types 013 $31.5M
Total Shares and Deposits 018 $31.5M
Undivided Earnings 940 $6.7M
Net Income (equity) 602 $226K
Total Net Worth 997 $7.0M
Net Worth Ratio 998 18.05%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $38.5M
Statement of Income and Expense (23 items)
Detour Drummond Community Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $564K
3. Income from Investments 120 $293K
5. TOTAL INTEREST INCOME 115 $857K
6. Dividends on Shares 380 $34K
7. Interest on Deposits 381 $12K
9. TOTAL INTEREST EXPENSE 350 $46K
10. NET INTEREST INCOME IS0010 $810K
12a. Credit Loss Expense - Loans and Leases IS0011 $34K
12e. Total Credit Loss Expense IS0017 $34K
13. Fee Income 131 $29K
14. Other Operating Income IS0020 $52K
23. TOTAL NON-INTEREST INCOME 117 $81K
24. Employee Compensation and Benefits 210 $340K
25. Travel and Conference 230 $13K
26. Office Occupancy 250 $54K
27. Office Operations 260 $123K
28. Educational and Promotional 270 $2K
29. Loan Servicing 280 $8K
30. Professional and Outside Services 290 $78K
32. Operating Fees 320 $4K
33. Miscellaneous Operating Expense 360 $9K
34. TOTAL NON-INTEREST EXPENSE 671 $631K
35. NET INCOME 661A $226K
Statement pages - all other filed accounts (22 items)

delinquency (21%), credit cards (21%)

Detour Drummond Community Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $48K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $84K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $5K
Loans Granted Year-to-Date 031A $121
Amount of Loans Granted Year-to-Date 031B $2.7M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $278K
Number of current members (not number of accounts) 083 2,003
Number of potential members 084 5,500
Net Member Business Loan Balance 400A $42K
Interest Rate of Unsecured Credit Card Loans 521 1,290.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 948.90%
Interest Rate of New Vehicle Loans 523 560.40%
Interest Rate of Used Vehicle Loans 524 886.60%
Total Amount of All Loans Charged Off Year-to-Date 550 $18K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $754
Total Amount of All Other Shares 630 $146K
Amount of Regular Shares 657 $19.5M
Amount of Share Drafts 902 $7.9M
IRA/KEOGH Accounts - < 1 Year 906A $2.1M
Share Certificates - < 1 Year 908A $1.4M
Total Amount of Share Certificates 908C $1.9M
Number of Used Vehicle Loans 968 148
NCUA data file FS220A (18 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Detour Drummond Community Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $31.1M
Total Shares - 1-3 Years 013B1 $479K
Total Shares and Deposits - < 1 Year 018A $31.1M
Total Shares and Deposits - 1-3 Years 018B1 $479K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 9
Effective date of last audit 063 $32K
Amount of Used Vehicle Loans 370 $1.9M
Amount of New Vehicle Loans 385 $965K
Amount of Unsecured Credit Card Loans 396 $86K
Amount of All Other Unsecured Loans/Lines of Credit 397 $942K
Share Certificates 451 $79
Number of Accounts for Share Drafts 452 1,553
IRA/KEOGH Accounts 453 $108
Number of Accounts for Regular Shares 454 2,799
All other shares 455 $129
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 4,668
Number of credit union employees who are Full-Time (26 hours or more) 564A 11
Total credit lines 881 $2.9M
NCUA data file FS220B (18 items)

maturity and repricing buckets (40%), credit cards (17%)

Detour Drummond Community Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $1.4M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $1.4M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $30.1M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $122K
All other shares - < 1 Year 630A $146K
Amount of Regular Shares - < 1 Year 657A $19.5M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $829
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $15
Fair value of Held to Maturity Securities 801 $944K
Amount of Share Drafts - < 1 Year 902A $7.9M
Total Amount of IRA/KEOGH Accounts 906C $2.1M
Share Certificates - 1-3 Years 908B1 $479K
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $127K
Number of New Vehicle Loans 958 48
Total Shares 966 $5K
Number of Unsecured Credit Card Loans 993 102
Number of All Other Unsecured Loans/Lines of Credit 994 198
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 5
NCUA data file FS220C (6 items)

charge-offs and recoveries (27%), participation loans (18%)

Detour Drummond Community Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Number of credit union branches (include the main office if member services are conducted at that location) 566 2
Supplemental Share Information - Accts Held by Member Government Depositors 631 $667K
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $256K
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $252K
Outstanding balance of brokered certificates of deposit and share certificates 788 $11.5M
NCUA data file FS220D (19 items)

member services and products offered (69%), CUSO relationships (27%)

Detour Drummond Community Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
Does the credit union provide member services through a credit union shared branch services center? 566A $1
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
No Cost Bill Payer 879C2 $1
Student Scholarships 879C4 $1
Brokered Certificates of Deposits 879N $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Offer Custodial Accounts PP0032 $1
Offer Non-Custodial Accounts PP0033 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
CU offer Shared service network PP0058 $1
NCUA data file FS220G (3 items)

loans and leases (32%), participation loans (18%)

Detour Drummond Community Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Value of Investments in CUSOs 851 $360K
Total Aggregate Cash Outlay in CUSOs 853 $360K
Total Credit Lines at Corporate Credit Unions 884 $2.9M
NCUA data file FS220H (1 item)

student loans (43%), delinquency (27%)

Detour Drummond Community Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $263K
NCUA data file FS220I (7 items)

vehicle lending (59%), delinquency (44%)

Detour Drummond Community Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $43K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $25K
Number of Reportable Delinquent Used Vehicle Loans 035E2 3
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $41K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $550
Commercial Share Accounts 643 $1.7M
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $4K
NCUA data file FS220L (11 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Detour Drummond Community Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $726
Total Amount of Loans & Leases on Loan Schedule 025B1 $17.5M
Total outstanding balance of commercial loans to members 400A1 $42K
Outstanding balance of Member Commercial and Industrial loans 400L2 $42K
Amount of Commercial Loans/Lines of Credit Not Real Estate Secured 400P $42K
Outstanding balance of all member and non-member commercial loans 400T1 $42K
Interest Rate of Commercial Loans/Lines of Credit Not Real Estate Secured 526 300.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 615.30%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 899.70%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $746K
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $12.8M
NCUA data file FS220M (9 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Detour Drummond Community Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $228K
Total Other Unfunded Commitments (Non-Commercial) 816B5 $35K
Total Unfunded Commitments for Non-Commercial Loans 816T $263K
Total number of member commercial loans 900A1 $2
Number of Member Commercial and Industrial loans 900L2 2
Number of Commercial Loans/Lines of Credit Not Real Estate Secured 900P 2
Total Number of Member and Nonmember commercial loans 900T1 $2
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 170
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 58
NCUA data file FS220N (8 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Detour Drummond Community Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Available-for-sale Debt Securities <=1 Year AS0062 $3.2M
Available-for-sale Debt Securities >1 and <=3 Years AS0063 $5.4M
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $2.0M
Held-to-Maturity Debt Securities <=1 Year AS0068 $944K
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$89K
Total Liabilities LI0069 $31.7M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $18K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $38.5M
NCUA data file FS220P (15 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Detour Drummond Community Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $17K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $189
All Other Unsecured Loans/Lines of Credit DL0023 $2K
All Other Unsecured Loans/Lines of Credit DL0024 $8K
All Other Unsecured Loans/Lines of Credit DL0027 $10K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $2
Used Vehicle Loans DL0037 $16K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $55K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $55K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $1
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0058 $121K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0059 $50K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $171K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $3
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $194K
NCUA data file FS220Q (23 items)

investment portfolio detail (69%)

Detour Drummond Community Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Held-to-maturity Amortized Cost - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0073 $944K
Held-to-maturity Fair Value - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0074 $944K
Available-for-sale Amortized Cost - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0079 $10.7M
Available-for-sale Fair Value - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0080 $10.6M
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $944K
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $10.7M
Total Fair Value Available-for-Sale Debt Securities NV0084 $10.6M
Investment Maturity Distribution - Time Deposits - >3-5 Years NV0113 $248K
Investment Maturity Distribution - Time Deposits - Total NV0116 $248K
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $10.6M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $944K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - <=1 Year NV0141 $193K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $193K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $4.3M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $5.4M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $2.2M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $12.0M
RBC Total Equity RB0001 $7.0M
RBC Allowance for Credit Losses RB0002 $42K
RBC Total Additions RB0005 $42K
RBC Total Deductions RB0009 $300K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $6.7M
RBC Risk-Based Capital Numerator RB0012 $6.7M
NCUA data file FS220R (31 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Detour Drummond Community Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $11.7M
RBC Schedule Total Consumer Loans RB0060 $4.6M
RBC Schedule Total Commercial Loans RB0068 $42K
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $42K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $42K
RBC Schedule Total Loans RB0079 $17.4M
RBC Total for Risk Weighting Total Loans RB0081 -$42K
RBC Total Loans 0% Weight RB0082 -$42K
RBC Schedule Total Other Assets RB0088 $1.9M
RBC Total for Risk Weighting Other Assets RB0090 $300K
RBC Other Assets 0% Weight RB0091 $300K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $38.5M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $258K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $258K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $38.5M
RBC Allowance for Credit Losses (Loans) RB0177 $42K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 3.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 98,110.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 86.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 3,851,168.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 53,506.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 81.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 8,847,378.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Adjustable Rate RL0015 1,438,351.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $12.8M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $1.5M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $170
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $12.8M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $1.5M
Total Shares SH0013 $31.5M
Total Shares and Deposits SH0018 $31.5M

Detour Drummond Community Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Detour Drummond Community Credit Union call report?

The Detour Drummond Community Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Detour Drummond Community Credit Union file?

Detour Drummond Community Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Detour Drummond Community Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Detour Drummond Community Credit Union is 62344.

How often does Detour Drummond Community Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Detour Drummond Community Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.