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Credit union call report ยท New Castle, IN

Eastern Indiana Federal Credit Union Call Report

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Eastern Indiana Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 247 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Eastern Indiana Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number7066
Federal Reserve RSSD ID264585

The official copy: search charter number 7066 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Eastern Indiana Federal Credit Union call report, Q2 2026

Statement of Financial Condition (29 items)
Eastern Indiana Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $1.5M
1c. Total Cash on Hand 730A $1.5M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $4.4M
2. Cash on Deposit (total) 730B $4.4M
3. Time Deposits in Banks and Credit Unions AS0007 $17.0M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $22.8M
12b. Perpetual Contributed Capital 769B $58K
13. TOTAL OTHER INVESTMENTS AS0017 $58K
15a. Number of Total Loans and Leases 025A 1,842
15b. Total Loans and Leases 025B $20.5M
17. ACL on Loans and Leases AS0048 $369K
19. Land and Building 007 $476K
20. Other Fixed Assets 008 $59K
21. NCUA Share Insurance Capitalization Deposit 794 $359K
22d. Accrued Interest on Loans 009A $62K
22e. Accrued Interest on Investments 009B $61K
22f. All Other Assets 009C $365K
22g. Total Other Assets AS0036 $488K
23. TOTAL ASSETS 010 $44.4M
Accounts Payable and Other Liabilities 825 $145K
Accrued Dividends and Interest Payable 820A $40K
Member Shares of All Types 013 $38.2M
Total Shares and Deposits 018 $38.2M
Undivided Earnings 940 $4.9M
Other Reserves 658 $655K
Net Income (equity) 602 $381K
Total Net Worth 997 $6.0M
Net Worth Ratio 998 13.49%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $44.4M
Statement of Income and Expense (22 items)
Eastern Indiana Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $694K
3. Income from Investments 120 $352K
5. TOTAL INTEREST INCOME 115 $1.0M
6. Dividends on Shares 380 $69K
9. TOTAL INTEREST EXPENSE 350 $69K
10. NET INTEREST INCOME IS0010 $978K
12a. Credit Loss Expense - Loans and Leases IS0011 $42K
12e. Total Credit Loss Expense IS0017 $42K
13. Fee Income 131 $126K
14. Other Operating Income IS0020 $149K
23. TOTAL NON-INTEREST INCOME 117 $275K
24. Employee Compensation and Benefits 210 $397K
25. Travel and Conference 230 $3K
26. Office Occupancy 250 $40K
27. Office Operations 260 $89K
28. Educational and Promotional 270 $23K
29. Loan Servicing 280 $57K
30. Professional and Outside Services 290 $203K
32. Operating Fees 320 $3K
33. Miscellaneous Operating Expense 360 $15K
34. TOTAL NON-INTEREST EXPENSE 671 $830K
35. NET INCOME 661A $381K
Statement pages - all other filed accounts (22 items)

delinquency (21%), credit cards (21%)

Eastern Indiana Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $188K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $32K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $24K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $5K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $559
Loans Granted Year-to-Date 031A $154
Amount of Loans Granted Year-to-Date 031B $2.9M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $214K
Number of current members (not number of accounts) 083 5,302
Number of potential members 084 369,844
Interest Rate of Unsecured Credit Card Loans 521 1,350.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,025.00%
Interest Rate of New Vehicle Loans 523 599.00%
Interest Rate of Used Vehicle Loans 524 624.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $48K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $3K
Amount of Regular Shares 657 $25.2M
Amount of Share Drafts 902 $8.9M
IRA/KEOGH Accounts - < 1 Year 906A $687K
Share Certificates - < 1 Year 908A $3.3M
Total Amount of Share Certificates 908C $3.4M
Number of Used Vehicle Loans 968 817
NCUA data file FS220A (23 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Eastern Indiana Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $38.0M
Total Shares - 1-3 Years 013B1 $182K
Total Shares and Deposits - < 1 Year 018A $38.0M
Total Shares and Deposits - 1-3 Years 018B1 $182K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 15
Amount of Delinquent Indirect Loans 041E $66K
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $9.8M
Amount of New Vehicle Loans 385 $1.8M
Amount of Unsecured Credit Card Loans 396 $252K
Amount of All Other Unsecured Loans/Lines of Credit 397 $383K
Share Certificates 451 $96
Number of Accounts for Share Drafts 452 2,452
IRA/KEOGH Accounts 453 $51
Number of Accounts for Regular Shares 454 4,895
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 7,494
Number of credit union employees who are Full-Time (26 hours or more) 564A 7
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 5
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $397K
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,624.20%
Number of Outstanding Indirect Loans 617A 89
Total Amount of Outstanding Indirect Loans 618A $1.2M
Total credit lines 881 $2.9M
NCUA data file FS220B (18 items)

maturity and repricing buckets (40%), credit cards (17%)

Eastern Indiana Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $489K
Total Uninsured Shares and Deposits > $250K (F+J) 068A $489K
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $37.7M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $62K
Amount of Regular Shares - < 1 Year 657A $25.2M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $458
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $100
Amount of Share Drafts - < 1 Year 902A $8.9M
IRA/KEOGH Accounts - 1-3 Years 906B1 $50K
Total Amount of IRA/KEOGH Accounts 906C $737K
Share Certificates - 1-3 Years 908B1 $131K
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $269K
Number of New Vehicle Loans 958 80
Total Shares 966 $7K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $201K
Number of Unsecured Credit Card Loans 993 434
Number of All Other Unsecured Loans/Lines of Credit 994 252
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 11
NCUA data file FS220C (7 items)

charge-offs and recoveries (27%), participation loans (18%)

Eastern Indiana Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Total Amount of Indirect Loans Charged Off Year-to-Date 550E $15K
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $1K
Number of credit union branches (include the main office if member services are conducted at that location) 566 1
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $1.6M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $151K
Outstanding balance of brokered certificates of deposit and share certificates 788 $6.5M
NCUA data file FS220D (24 items)

member services and products offered (69%), CUSO relationships (27%)

Eastern Indiana Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
No Cost Bill Payer 879C2 $1
Student Scholarships 879C4 $1
Credit Builder 879D1 $1
Deposits and Shares Meeting 703.10(a) 879M $1
Brokered Certificates of Deposits 879N $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Offer Non-Custodial Accounts PP0033 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA data file FS220G (3 items)

loans and leases (32%), participation loans (18%)

Eastern Indiana Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Outstanding Amount of Participation Loans Purchased By Type 691L $3.6M
Total Value of Investments in CUSOs 851 $43K
Total Credit Lines at Corporate Credit Unions 884 $2.9M
NCUA data file FS220H (3 items)

student loans (43%), delinquency (27%)

Eastern Indiana Federal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $4.4M
Total number of TDR loans outstanding 1000F $8
Total amount of TDR loans outstanding 1001F $112K
NCUA data file FS220I (10 items)

vehicle lending (59%), delinquency (44%)

Eastern Indiana Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $92K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $32K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $24K
Amount of Used Vehicle Loans Delinquent >=360 days 023C2 $5K
Number of Reportable Delinquent Used Vehicle Loans 035E2 14
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $146K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $42K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $3K
Commercial Share Accounts 643 $576K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $18K
NCUA data file FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Eastern Indiana Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $2K
Total Amount of Loans & Leases on Loan Schedule 025B1 $20.5M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $3.0M
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 624.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 362.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 863.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $571K
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $4.6M
NCUA data file FS220M (7 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Eastern Indiana Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $2.7M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $1.4M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $242K
Total Unfunded Commitments for Non-Commercial Loans 816T $4.4M
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 118
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 84
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 57
NCUA data file FS220N (3 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Eastern Indiana Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Total Liabilities LI0069 $38.4M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $34K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $44.4M
NCUA data file FS220P (11 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Eastern Indiana Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $6K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $320
Used Vehicle Loans DL0037 $86K
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0058 $68K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $68K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $1
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0064 $95K
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $154K
Amount of Consumer Loans in Non-Accrual Status DL0145 $29K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 89
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $1.2M
NCUA data file FS220Q (17 items)

investment portfolio detail (69%)

Eastern Indiana Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $4.1M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $6.9M
Investment Maturity Distribution - Time Deposits - >3-5 Years NV0113 $6.0M
Investment Maturity Distribution - Time Deposits - Total NV0116 $17.0M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - <=1 Year NV0141 $58K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $58K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $4.1M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $6.9M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $6.0M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $17.0M
RBC Total Equity RB0001 $6.0M
RBC Allowance for Credit Losses RB0002 $369K
RBC Total Additions RB0005 $369K
RBC Total Deductions RB0009 $359K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $6.0M
RBC Risk-Based Capital Numerator RB0012 $6.0M
Participation Loans: Participations Purchased - Outstanding Balance - Amount - Vehicle - Non-commercial SL0036 $3.6M
NCUA data file FS220R (40 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Eastern Indiana Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $58K
RBC Schedule Total Consumer Loans RB0060 $12.8M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $369K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $369K
RBC Schedule Total Loans RB0079 $20.1M
RBC Total for Risk Weighting Total Loans RB0081 -$369K
RBC Total Loans 0% Weight RB0082 -$369K
RBC Schedule Total Other Assets RB0088 $1.4M
RBC Total for Risk Weighting Other Assets RB0090 $359K
RBC Other Assets 0% Weight RB0091 $359K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $44.4M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 -$11K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 -$11K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $44.4M
RBC Allowance for Credit Losses (Loans) RB0177 $369K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 19.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 1,535,510.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 96,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 33.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 1,321,872.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 66.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 1,780,702.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Adjustable Rate RL0015 185,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $4.6M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $281K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 2.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 47,728.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 82.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 2,989,771.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 555,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $3.0M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $555K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $202
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $7.7M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $836K
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $4.8M
Total Shares SH0013 $38.2M
Total Shares and Deposits SH0018 $38.2M
Number of Outstanding Loans Purchased from Other Financial Institutions SL0018 203
Amount of Outstanding Loans Purchased from Other Financial Institutions SL0019 $3.6M

Eastern Indiana Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Eastern Indiana Federal Credit Union call report?

The Eastern Indiana Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Eastern Indiana Federal Credit Union file?

Eastern Indiana Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Eastern Indiana Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Eastern Indiana Federal Credit Union is 7066.

How often does Eastern Indiana Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Eastern Indiana Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.