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Credit union call report ยท Evadale, TX

Eastex Credit Union Call Report

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Eastex Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 243 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Eastex Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number97098
Federal Reserve RSSD ID882381

The official copy: search charter number 97098 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Eastex Credit Union call report, Q2 2026

Statement of Financial Condition (28 items)
Eastex Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $2.3M
1c. Total Cash on Hand 730A $2.3M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $246K
2c. Cash on Deposit in Other Financial Institutions 730B2 $43K
2. Cash on Deposit (total) 730B $289K
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $2.6M
9. Held-to-Maturity Debt Securities AS0073 $54.5M
11. TOTAL INVESTMENT SECURITIES AS0013 $54.5M
12b. Perpetual Contributed Capital 769B $89K
13. TOTAL OTHER INVESTMENTS AS0017 $89K
15a. Number of Total Loans and Leases 025A 4,769
15b. Total Loans and Leases 025B $65.6M
17. ACL on Loans and Leases AS0048 $614K
19. Land and Building 007 $2.8M
20. Other Fixed Assets 008 $665K
22d. Accrued Interest on Loans 009A $153K
22e. Accrued Interest on Investments 009B $368K
22f. All Other Assets 009C $5.5M
22g. Total Other Assets AS0036 $6.0M
23. TOTAL ASSETS 010 $131.7M
Accounts Payable and Other Liabilities 825 $883K
Accrued Dividends and Interest Payable 820A $49
Member Shares of All Types 013 $115.6M
Total Shares and Deposits 018 $115.6M
Undivided Earnings 940 $15.2M
Total Net Worth 997 $15.2M
Net Worth Ratio 998 11.54%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $131.7M
Statement of Income and Expense (23 items)
Eastex Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $1.9M
3. Income from Investments 120 $1.2M
5. TOTAL INTEREST INCOME 115 $3.2M
6. Dividends on Shares 380 $608K
8. Interest on Borrowed Money 340 $36
9. TOTAL INTEREST EXPENSE 350 $608K
10. NET INTEREST INCOME IS0010 $2.6M
12a. Credit Loss Expense - Loans and Leases IS0011 $159K
12e. Total Credit Loss Expense IS0017 $159K
13. Fee Income 131 $1.0M
14. Other Operating Income IS0020 $126K
23. TOTAL NON-INTEREST INCOME 117 $1.2M
24. Employee Compensation and Benefits 210 $1.2M
25. Travel and Conference 230 $30K
26. Office Occupancy 250 $196K
27. Office Operations 260 $732K
28. Educational and Promotional 270 $122K
29. Loan Servicing 280 $203K
30. Professional and Outside Services 290 $212K
32. Operating Fees 320 $14K
33. Miscellaneous Operating Expense 360 $74K
34. TOTAL NON-INTEREST EXPENSE 671 $2.8M
35. NET INCOME 661A $723K
Statement pages - all other filed accounts (23 items)

delinquency (21%), credit cards (21%)

Eastex Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $75K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $32K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $29K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $37K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $7K
Loans Granted Year-to-Date 031A $781
Amount of Loans Granted Year-to-Date 031B $15.9M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $105K
Number of current members (not number of accounts) 083 11,410
Number of potential members 084 18,000
Interest Rate of Unsecured Credit Card Loans 521 690.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,089.00%
Interest Rate of New Vehicle Loans 523 456.00%
Interest Rate of Used Vehicle Loans 524 546.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $110K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $29K
Amount of Regular Shares 657 $55.3M
Amount of Share Drafts 902 $25.5M
IRA/KEOGH Accounts - < 1 Year 906A $6.1M
Share Certificates - < 1 Year 908A $20.2M
Total Amount of Share Certificates 908C $20.9M
Total Amount of Money Market Shares 911 $7.1M
Number of Used Vehicle Loans 968 1,036
NCUA data file FS220A (19 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Eastex Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $114.3M
Total Shares - 1-3 Years 013B1 $1.4M
Total Shares and Deposits - < 1 Year 018A $114.3M
Total Shares and Deposits - 1-3 Years 018B1 $1.4M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 7
Effective date of last audit 063 $92K
Amount of Used Vehicle Loans 370 $23.2M
Amount of New Vehicle Loans 385 $13.6M
Amount of Unsecured Credit Card Loans 396 $1.9M
Amount of All Other Unsecured Loans/Lines of Credit 397 $5.3M
Share Certificates 451 $447
Number of Accounts for Share Drafts 452 8,307
IRA/KEOGH Accounts 453 $137
Number of Accounts for Regular Shares 454 11,410
Money Market Shares 458 $105
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 20,406
Number of credit union employees who are Full-Time (26 hours or more) 564A 33
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 2
Total credit lines 881 $6.1M
NCUA data file FS220B (22 items)

maturity and repricing buckets (40%), credit cards (17%)

Eastex Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $7K
Number - Total Delinquent Credit Card Loans 045A 1
Total Amount of Delinquent Unsecured Credit Card Loans 045B $7K
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $32K
Amount of Regular Shares - < 1 Year 657A $55.3M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $18K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $16K
Fair value of Held to Maturity Securities 801 $54.1M
Does you credit union maintain share/deposit insurance coverage other than the NCUSIF? 875 $1
Dollar amount of shares and/or deposits insured by the company named above 877 $112.7M
Amount of Share Drafts - < 1 Year 902A $25.5M
IRA/KEOGH Accounts - 1-3 Years 906B1 $661K
Total Amount of IRA/KEOGH Accounts 906C $6.8M
Share Certificates - 1-3 Years 908B1 $721K
Money Market Shares - < 1 Year 911A $7.1M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $884K
Number of New Vehicle Loans 958 410
Total Shares 966 $20K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $18K
Number of Unsecured Credit Card Loans 993 990
Number of All Other Unsecured Loans/Lines of Credit 994 1,335
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 34
NCUA data file FS220C (5 items)

charge-offs and recoveries (27%), participation loans (18%)

Eastex Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Number of credit union branches (include the main office if member services are conducted at that location) 566 5
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $11.5M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $4.6M
Outstanding balance of brokered certificates of deposit and share certificates 788 $54.5M
NCUA data file FS220D (23 items)

member services and products offered (69%), CUSO relationships (27%)

Eastex Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
Does the credit union plan to add any new branches or expand existing facilities in the next 12 months? 566B $1
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
No Cost Bill Payer 879C2 $1
Student Scholarships 879C4 $1
Brokered Certificates of Deposits 879N $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Offer Custodial Accounts PP0032 $1
Offer Non-Custodial Accounts PP0033 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
CU offer Shared service network PP0058 $1
NCUA data file FS220G (1 item)

loans and leases (32%), participation loans (18%)

Eastex Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Credit Lines at Corporate Credit Unions 884 $6.1M
NCUA data file FS220H (3 items)

student loans (43%), delinquency (27%)

Eastex Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $4.2M
Total number of TDR loans outstanding 1000F $6
Total amount of TDR loans outstanding 1001F $102K
NCUA data file FS220I (12 items)

vehicle lending (59%), delinquency (44%)

Eastex Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $58K
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $19K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $29K
Number of Reportable Delinquent New Vehicle Loans 035E1 1
Number of Reportable Delinquent Used Vehicle Loans 035E2 2
Amount of Reportable Delinquent New Vehicle Loans 041C1 $19K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $34K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $61K
Amount of New Vehicle Loans YTD Recoveries 551C1 $2K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $3K
Commercial Share Accounts 643 $10.8M
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $45K
NCUA data file FS220J (2 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

Eastex Credit Union, NCUA data file FS220J, Q2 2026
Line item Account Q2 2026
Other Assets - Other Insurance 789E2 $3.1M
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $3.1M
NCUA data file FS220L (7 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Eastex Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $5K
Total Amount of Loans & Leases on Loan Schedule 025B1 $65.6M
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 447.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 601.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $16.9M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $4.8M
Balance Outstanding of 1st Mtg Residential construction Loans - Excluding Commercial Purpose 704A2 $11K
NCUA data file FS220M (5 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Eastex Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $2.7M
Total Unfunded Commitments for Non-Commercial Loans 816T $4.2M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $1.5M
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 33
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 965
NCUA data file FS220N (8 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Eastex Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Held-to-Maturity Debt Securities <=1 Year AS0068 $10.5M
Held-to-Maturity Debt Securities >1 and <=3 Years AS0069 $15.8M
Held-to-Maturity Debt Securities >3 and <=5 Years AS0070 $4.2M
Held-to-Maturity Debt Securities >5 and <= 10 Years AS0071 $16.8M
Held-to-Maturity Debt Securities > 10 Years AS0072 $7.2M
Total Liabilities LI0069 $116.5M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $98K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $131.7M
NCUA data file FS220P (16 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Eastex Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $23K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $6K
Loan Loss Information - YTD Charge Offs - All Other Secured Non-Real Estate Loans/Lines of Credit CH0015 $8K
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $2K
All Other Unsecured Loans/Lines of Credit DL0022 $3K
All Other Unsecured Loans/Lines of Credit DL0023 $1K
All Other Unsecured Loans/Lines of Credit DL0024 $6K
All Other Unsecured Loans/Lines of Credit DL0027 $7K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $2
Used Vehicle Loans DL0037 $5K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $8K
Delinquent Loans by Collateral Type - >=360 days - All Other Secured Non-Real Estate Loans/Lines of Credit DL0054 $37K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $37K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $1
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $6K
Amount of Consumer Loans in Non-Accrual Status DL0145 $99K
NCUA data file FS220Q (21 items)

investment portfolio detail (69%)

Eastex Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0013 $29.1M
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0014 $28.7M
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0021 $29.1M
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0022 $28.7M
Held-to-maturity Amortized Cost - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0073 $25.5M
Held-to-maturity Fair Value - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0074 $25.4M
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $54.5M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $54.5M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $89K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $89K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $10.5M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $15.8M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $4.2M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $16.8M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $7.3M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $54.6M
RBC Total Equity RB0001 $15.2M
RBC Allowance for Credit Losses RB0002 $614K
RBC Total Additions RB0005 $614K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $15.8M
RBC Risk-Based Capital Numerator RB0012 $15.8M
NCUA data file FS220R (25 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Eastex Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $54.6M
RBC Schedule Total Consumer Loans RB0060 $60.9M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $614K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $614K
RBC Schedule Total Loans RB0079 $65.0M
RBC Total for Risk Weighting Total Loans RB0081 -$614K
RBC Total Loans 0% Weight RB0082 -$614K
RBC Schedule Total Other Assets RB0088 $9.5M
RBC Total from Schedule On-Balance Sheet Assets RB0099 $131.7M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 -$614K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 -$614K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $131.7M
RBC Allowance for Credit Losses (Loans) RB0177 $614K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 26.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 4,336,126.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 832,200.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 7.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 416,333.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $4.8M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $832K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $33
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $4.8M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $832K
Total Shares SH0013 $115.6M
Total Shares and Deposits SH0018 $115.6M

Eastex Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Eastex Credit Union call report?

The Eastex Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Eastex Credit Union file?

Eastex Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Eastex Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Eastex Credit Union is 97098.

How often does Eastex Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Eastex Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.