Education Personnel Federal Credit Union: Loan-to-Share Ratio
50.74% Meets the NCUA threshold
Data as of · sourced from NCUA 5300 call reports. How we update
Regulator records: NCUA credit union profile (charter 1969) · FFIEC NIC profile (RSSD 14472)
Education Personnel Federal Credit Union reported a loan-to-share ratio of 50.74% as of Q2 2026. The loan-to-share ratio is total loans as a percent of total shares (deposits), the credit-union analog of loan-to-deposit, a core liquidity and lending-appetite gauge.
12-Quarter Trend
Q1 2025 Latest
Q2 202650.74%
Q1 202644.88%
Q4 202547.66%
Q3 202548.55%
Q2 202549.04%
Q1 202547.58%
What Loan-to-Share Ratio Means
Total loans as a percent of total shares (deposits), the credit-union analog of loan-to-deposit, a core liquidity and lending-appetite gauge.
Full definition & formula →Explore more for Education Personnel Federal Credit Union: net worth ratio · delinquency ratio · return on assets · or browse all credit unions.