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Credit union call report ยท Hartsdale, NY

Educational and Governmental Employees Federal Credit Union Call Report

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Educational and Governmental Employees Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 251 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Educational and Governmental Employees Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number2346
Federal Reserve RSSD ID118473

The official copy: search charter number 2346 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Educational and Governmental Employees Federal Credit Union call report, Q2 2026

Statement of Financial Condition (29 items)
Educational and Governmental Employees Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $383K
1c. Total Cash on Hand 730A $383K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $8.8M
2c. Cash on Deposit in Other Financial Institutions 730B2 $260K
2. Cash on Deposit (total) 730B $9.1M
3. Time Deposits in Banks and Credit Unions AS0007 $21.2M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $30.6M
8. Available-for-Sale Debt Securities AS0067 $6.7M
11. TOTAL INVESTMENT SECURITIES AS0013 $6.7M
12b. Perpetual Contributed Capital 769B $102K
13. TOTAL OTHER INVESTMENTS AS0017 $102K
15a. Number of Total Loans and Leases 025A 2,045
15b. Total Loans and Leases 025B $16.0M
17. ACL on Loans and Leases AS0048 $78K
19. Land and Building 007 $56K
20. Other Fixed Assets 008 $60K
21. NCUA Share Insurance Capitalization Deposit 794 $478K
22d. Accrued Interest on Loans 009A $44K
22e. Accrued Interest on Investments 009B $198K
22f. All Other Assets 009C $2.0M
22g. Total Other Assets AS0036 $2.2M
23. TOTAL ASSETS 010 $56.1M
Accounts Payable and Other Liabilities 825 $1.3M
Member Shares of All Types 013 $48.9M
Total Shares and Deposits 018 $48.9M
Undivided Earnings 940 $5.5M
Total Net Worth 997 $6.2M
Net Worth Ratio 998 10.97%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $56.1M
Statement of Income and Expense (23 items)
Educational and Governmental Employees Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $657K
3. Income from Investments 120 $590K
5. TOTAL INTEREST INCOME 115 $1.2M
6. Dividends on Shares 380 $71K
8. Interest on Borrowed Money 340 $71
9. TOTAL INTEREST EXPENSE 350 $71K
10. NET INTEREST INCOME IS0010 $1.2M
12a. Credit Loss Expense - Loans and Leases IS0011 $62K
12e. Total Credit Loss Expense IS0017 $62K
13. Fee Income 131 $75K
14. Other Operating Income IS0020 $96K
23. TOTAL NON-INTEREST INCOME 117 $171K
24. Employee Compensation and Benefits 210 $608K
25. Travel and Conference 230 $5K
26. Office Occupancy 250 $143K
27. Office Operations 260 $180K
28. Educational and Promotional 270 $29K
29. Loan Servicing 280 $46K
30. Professional and Outside Services 290 $303K
32. Operating Fees 320 $5K
33. Miscellaneous Operating Expense 360 $8K
34. TOTAL NON-INTEREST EXPENSE 671 $1.3M
35. NET INCOME 661A -$42K
Statement pages - all other filed accounts (23 items)

delinquency (21%), credit cards (21%)

Educational and Governmental Employees Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $66K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $52K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $90K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $645
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $14K
Loans Granted Year-to-Date 031A $481
Amount of Loans Granted Year-to-Date 031B $3.2M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $166K
Number of current members (not number of accounts) 083 6,215
Number of potential members 084 22,000
Interest Rate of Unsecured Credit Card Loans 521 1,190.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 865.00%
Interest Rate of New Vehicle Loans 523 420.00%
Interest Rate of Used Vehicle Loans 524 590.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $86K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $14K
Amount of Regular Shares 657 $33.5M
Amount of Share Drafts 902 $6.6M
IRA/KEOGH Accounts - < 1 Year 906A $303K
Share Certificates - < 1 Year 908A $447K
Total Amount of Share Certificates 908C $1.9M
Total Amount of Money Market Shares 911 $6.6M
Number of Used Vehicle Loans 968 410
NCUA data file FS220A (21 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Educational and Governmental Employees Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $47.4M
Total Shares - 1-3 Years 013B1 $1.5M
Total Shares and Deposits - < 1 Year 018A $47.4M
Total Shares and Deposits - 1-3 Years 018B1 $1.5M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 19
Effective date of last audit 063 $92K
Amount of Used Vehicle Loans 370 $3.7M
Amount of New Vehicle Loans 385 $1.2M
Amount of Unsecured Credit Card Loans 396 $474K
Amount of All Other Unsecured Loans/Lines of Credit 397 $5.5M
Share Certificates 451 $78
Number of Accounts for Share Drafts 452 2,869
IRA/KEOGH Accounts 453 $51
Number of Accounts for Regular Shares 454 6,484
Money Market Shares 458 $138
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 9,620
Number of credit union employees who are Full-Time (26 hours or more) 564A 10
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 2
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $1.3M
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,662.00%
Total credit lines 881 $5.0M
NCUA data file FS220B (20 items)

maturity and repricing buckets (40%), credit cards (17%)

Educational and Governmental Employees Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $2K
Amount of Delinquent Unsecured Credit Card Loans as of - 6 to less than 12 months delinquent 027B $5K
Number - Total Delinquent Credit Card Loans 045A 4
Total Amount of Delinquent Unsecured Credit Card Loans 045B $9K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $1.1M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $1.1M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $47.8M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $122K
Amount of Regular Shares - < 1 Year 657A $33.5M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $4K
Amount of Share Drafts - < 1 Year 902A $6.6M
Total Amount of IRA/KEOGH Accounts 906C $303K
Share Certificates - 1-3 Years 908B1 $1.5M
Money Market Shares - < 1 Year 911A $6.6M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $22K
Number of New Vehicle Loans 958 90
Total Shares 966 $9K
Number of Unsecured Credit Card Loans 993 451
Number of All Other Unsecured Loans/Lines of Credit 994 1,027
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 3
NCUA data file FS220C (6 items)

charge-offs and recoveries (27%), participation loans (18%)

Educational and Governmental Employees Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Number of credit union branches (include the main office if member services are conducted at that location) 566 2
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $416K
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $145K
Amount of Participation Loans Purchased Year-to-Date 690 $752K
Outstanding balance of brokered certificates of deposit and share certificates 788 $1.7M
NCUA data file FS220D (19 items)

member services and products offered (69%), CUSO relationships (27%)

Educational and Governmental Employees Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
No Cost Bill Payer 879C2 $1
Student Scholarships 879C4 $1
Deposits and Shares Meeting 703.10(a) 879M $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA data file FS220G (5 items)

loans and leases (32%), participation loans (18%)

Educational and Governmental Employees Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Equity Acquired in Merger 658A $486K
Total Outstanding Amount of Participation Loans Purchased By Type 691L $631K
Total Credit Lines at Corporate Credit Unions 884 $5.0M
Current Quarter's Total Adjusted Retained Earnings acquired through Business Combinations 1004 $659K
Prior Quarter-End Adjusted Retained Earnings acquired through Business Combinations 1004A $659K
NCUA data file FS220H (3 items)

student loans (43%), delinquency (27%)

Educational and Governmental Employees Federal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $840K
Total number of TDR loans outstanding 1000F $6
Total amount of TDR loans outstanding 1001F $78K
NCUA data file FS220I (7 items)

vehicle lending (59%), delinquency (44%)

Educational and Governmental Employees Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $10K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $11K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $380
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $85K
Number of Reportable Delinquent Used Vehicle Loans 035E2 6
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $98K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $5K
NCUA data file FS220J (3 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

Educational and Governmental Employees Federal Credit Union, NCUA data file FS220J, Q2 2026
Line item Account Q2 2026
Securities 789C $774K
Other Assets - Split Dollar Life Insurance Arrangements - Collateral Assignment 789E $750K
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $1.5M
NCUA data file FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Educational and Governmental Employees Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $2K
Total Amount of Loans & Leases on Loan Schedule 025B1 $16.0M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $2.2M
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 550.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 375.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 321.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $239K
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $2.8M
NCUA data file FS220M (6 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Educational and Governmental Employees Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $827K
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $13K
Total Unfunded Commitments for Non-Commercial Loans 816T $840K
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 21
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 25
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 21
NCUA data file FS220N (7 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Educational and Governmental Employees Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Available-for-sale Debt Securities <=1 Year AS0062 $3.5M
Available-for-sale Debt Securities >1 and <=3 Years AS0063 $2.0M
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $1.2M
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$36K
Total Liabilities LI0069 $50.2M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $67K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $56.1M
NCUA data file FS220P (13 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Educational and Governmental Employees Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $82K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $14K
Unsecured Credit Card Loans DL0002 $2K
All Other Unsecured Loans/Lines of Credit DL0022 $31K
All Other Unsecured Loans/Lines of Credit DL0023 $8K
All Other Unsecured Loans/Lines of Credit DL0024 $50K
All Other Unsecured Loans/Lines of Credit DL0026 $645
All Other Unsecured Loans/Lines of Credit DL0027 $59K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $9
Used Vehicle Loans DL0037 $13K
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $24K
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Participation Loans Purchased under 701.22 DL0142 $25K
Amount of Consumer Loans in Non-Accrual Status DL0145 $143K
NCUA data file FS220Q (28 items)

investment portfolio detail (69%)

Educational and Governmental Employees Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0019 $5.0M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0020 $5.0M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0023 $5.0M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0024 $5.0M
Available-for-sale Amortized Cost - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0079 $1.7M
Available-for-sale Fair Value - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0080 $1.7M
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $6.7M
Total Fair Value Available-for-Sale Debt Securities NV0084 $6.7M
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $8.2M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $11.9M
Investment Maturity Distribution - Time Deposits - >3-5 Years NV0113 $1.0M
Investment Maturity Distribution - Time Deposits - Total NV0116 $21.2M
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $6.7M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $102K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $102K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $11.7M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $13.9M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $2.2M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $102K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $28.0M
RBC Total Equity RB0001 $6.0M
RBC Allowance for Credit Losses RB0002 $78K
RBC Total Additions RB0005 $78K
RBC Total Deductions RB0009 $478K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $5.6M
RBC Risk-Based Capital Numerator RB0012 $5.6M
Participation Loans: Participations Purchased - Outstanding Balance - Amount - Vehicle - Non-commercial SL0036 $631K
Participation Loans: Participations Purchased - Purchased Year-To-Date - Amount - All Other SL0057 $752K
NCUA data file FS220R (30 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Educational and Governmental Employees Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $6.8M
RBC Schedule Total Consumer Loans RB0060 $11.0M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $78K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $78K
RBC Schedule Total Loans RB0079 $15.9M
RBC Total for Risk Weighting Total Loans RB0081 -$78K
RBC Total Loans 0% Weight RB0082 -$78K
RBC Schedule Total Other Assets RB0088 $2.8M
RBC Total for Risk Weighting Other Assets RB0090 $478K
RBC Other Assets 0% Weight RB0091 $478K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $56.1M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $400K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $400K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $56.1M
RBC Allowance for Credit Losses (Loans) RB0177 $78K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 10.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 1,670,311.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 11.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 1,092,570.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $2.8M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 25.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 2,154,578.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 545,775.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $2.2M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $546K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $46
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $4.9M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $546K
Total Shares SH0013 $48.9M
Total Shares and Deposits SH0018 $48.9M

Educational and Governmental Employees Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Educational and Governmental Employees Federal Credit Union call report?

The Educational and Governmental Employees Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Educational and Governmental Employees Federal Credit Union file?

Educational and Governmental Employees Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Educational and Governmental Employees Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Educational and Governmental Employees Federal Credit Union is 2346.

How often does Educational and Governmental Employees Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Educational and Governmental Employees Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.