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Credit union call report ยท Detroit, MI

Electrical Workers Local #58 Credit Union Call Report

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Electrical Workers Local #58 Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 175 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Electrical Workers Local #58 Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number64267
Federal Reserve RSSD ID334693

The official copy: search charter number 64267 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Electrical Workers Local #58 Credit Union call report, Q2 2026

Statement of Financial Condition (30 items)
Electrical Workers Local #58 Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $50K
1c. Total Cash on Hand 730A $50K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $786K
2. Cash on Deposit (total) 730B $786K
3. Time Deposits in Banks and Credit Unions AS0007 $6.1M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $7.0M
9. Held-to-Maturity Debt Securities AS0073 $8.1M
11. TOTAL INVESTMENT SECURITIES AS0013 $8.1M
12b. Perpetual Contributed Capital 769B $56K
13. TOTAL OTHER INVESTMENTS AS0017 $56K
15a. Number of Total Loans and Leases 025A 438
15b. Total Loans and Leases 025B $5.8M
17. ACL on Loans and Leases AS0048 $34K
19. Land and Building 007 $18K
20. Other Fixed Assets 008 $91K
21. NCUA Share Insurance Capitalization Deposit 794 $172K
22d. Accrued Interest on Loans 009A $35K
22e. Accrued Interest on Investments 009B $86K
22f. All Other Assets 009C $20K
22g. Total Other Assets AS0036 $140K
23. TOTAL ASSETS 010 $21.4M
Accounts Payable and Other Liabilities 825 $66K
Accrued Dividends and Interest Payable 820A $958
Member Shares of All Types 013 $18.7M
Total Shares and Deposits 018 $18.7M
Undivided Earnings 940 $2.4M
Net Income (equity) 602 $202K
Total Net Worth 997 $2.6M
Net Worth Ratio 998 12.24%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $21.4M
Statement of Income and Expense (17 items)
Electrical Workers Local #58 Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $168K
3. Income from Investments 120 $332K
5. TOTAL INTEREST INCOME 115 $500K
7. Interest on Deposits 381 $20K
9. TOTAL INTEREST EXPENSE 350 $20K
10. NET INTEREST INCOME IS0010 $480K
13. Fee Income 131 $40K
23. TOTAL NON-INTEREST INCOME 117 $40K
24. Employee Compensation and Benefits 210 $127K
26. Office Occupancy 250 $26K
27. Office Operations 260 $138K
29. Loan Servicing 280 $11K
30. Professional and Outside Services 290 $8K
32. Operating Fees 320 $3K
33. Miscellaneous Operating Expense 360 $4K
34. TOTAL NON-INTEREST EXPENSE 671 $318K
35. NET INCOME 661A $202K
Statement pages - all other filed accounts (16 items)

delinquency (21%), credit cards (21%)

Electrical Workers Local #58 Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Loans Granted Year-to-Date 031A $77
Amount of Loans Granted Year-to-Date 031B $1.9M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $5K
Number of current members (not number of accounts) 083 1,736
Number of potential members 084 4,400
Interest Rate of Unsecured Credit Card Loans 521 1,099.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 899.00%
Interest Rate of New Vehicle Loans 523 475.00%
Interest Rate of Used Vehicle Loans 524 525.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $5K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $465
Amount of Regular Shares 657 $14.3M
Amount of Share Drafts 902 $3.6M
Share Certificates - < 1 Year 908A $829K
Total Amount of Share Certificates 908C $829K
Number of Used Vehicle Loans 968 165
NCUA form-section FS220A (14 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Electrical Workers Local #58 Credit Union, NCUA form-section FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $18.7M
Total Shares and Deposits - < 1 Year 018A $18.7M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 1
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $2.4M
Amount of New Vehicle Loans 385 $1.3M
Amount of Unsecured Credit Card Loans 396 $203K
Amount of All Other Unsecured Loans/Lines of Credit 397 $187K
Share Certificates 451 $26
Number of Accounts for Share Drafts 452 767
Number of Accounts for Regular Shares 454 1,736
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 2,529
Number of credit union employees who are Full-Time (26 hours or more) 564A 2
Total credit lines 881 $1.3M
NCUA form-section FS220B (15 items)

maturity and repricing buckets (40%), credit cards (17%)

Electrical Workers Local #58 Credit Union, NCUA form-section FS220B, Q2 2026
Line item Account Q2 2026
Number - Total Delinquent Credit Card Loans 045A 1
Total Amount of Delinquent Unsecured Credit Card Loans 045B $5K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $1.2M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $1.2M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $17.4M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $62K
Amount of Regular Shares - < 1 Year 657A $14.3M
Fair value of Held to Maturity Securities 801 $8.1M
Amount of Share Drafts - < 1 Year 902A $3.6M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $622K
Number of New Vehicle Loans 958 47
Total Shares 966 $3K
Number of Unsecured Credit Card Loans 993 91
Number of All Other Unsecured Loans/Lines of Credit 994 71
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 13
NCUA form-section FS220C (4 items)

charge-offs and recoveries (27%), participation loans (18%)

Electrical Workers Local #58 Credit Union, NCUA form-section FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Number of credit union branches (include the main office if member services are conducted at that location) 566 1
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $204K
Outstanding balance of brokered certificates of deposit and share certificates 788 $14.3M
NCUA form-section FS220D (20 items)

member services and products offered (69%), CUSO relationships (27%)

Electrical Workers Local #58 Credit Union, NCUA form-section FS220D, Q2 2026
Line item Account Q2 2026
Does the credit union provide member services through a credit union shared branch services center? 566A $1
No Cost Share Drafts 879A4 $1
Financial Counseling 879B1 $1
No Cost Bill Payer 879C2 $1
Brokered Certificates of Deposits 879N $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
CU offer Shared service network PP0058 $1
NCUA form-section FS220G (3 items)

loans and leases (32%), participation loans (18%)

Electrical Workers Local #58 Credit Union, NCUA form-section FS220G, Q2 2026
Line item Account Q2 2026
Total Value of Investments in CUSOs 851 $100
Total Aggregate Cash Outlay in CUSOs 853 $100
Total Credit Lines at Corporate Credit Unions 884 $1.3M
NCUA form-section FS220H (1 item)

student loans (43%), delinquency (27%)

Electrical Workers Local #58 Credit Union, NCUA form-section FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $439K
NCUA form-section FS220I (2 items)

vehicle lending (59%), delinquency (44%)

Electrical Workers Local #58 Credit Union, NCUA form-section FS220I, Q2 2026
Line item Account Q2 2026
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $5K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $465
NCUA form-section FS220L (4 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Electrical Workers Local #58 Credit Union, NCUA form-section FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $438
Total Amount of Loans & Leases on Loan Schedule 025B1 $5.8M
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 549.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $1.7M
NCUA form-section FS220M (3 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Electrical Workers Local #58 Credit Union, NCUA form-section FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $439K
Total Unfunded Commitments for Non-Commercial Loans 816T $439K
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 64
NCUA form-section FS220N (6 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Electrical Workers Local #58 Credit Union, NCUA form-section FS220N, Q2 2026
Line item Account Q2 2026
Held-to-Maturity Debt Securities <=1 Year AS0068 $1.6M
Held-to-Maturity Debt Securities >1 and <=3 Years AS0069 $3.3M
Held-to-Maturity Debt Securities >3 and <=5 Years AS0070 $3.2M
Total Liabilities LI0069 $18.8M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $5K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $21.4M
NCUA form-section FS220P (2 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Electrical Workers Local #58 Credit Union, NCUA form-section FS220P, Q2 2026
Line item Account Q2 2026
Unsecured Credit Card Loans DL0002 $5K
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $5K
NCUA form-section FS220Q (21 items)

investment portfolio detail (69%)

Electrical Workers Local #58 Credit Union, NCUA form-section FS220Q, Q2 2026
Line item Account Q2 2026
Held-to-maturity Amortized Cost - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0077 $8.1M
Held-to-maturity Fair Value - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0078 $8.1M
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $8.1M
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $2.4M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $2.1M
Investment Maturity Distribution - Time Deposits - >3-5 Years NV0113 $1.6M
Investment Maturity Distribution - Time Deposits - Total NV0116 $6.1M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $8.1M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >5-10 Years NV0144 $56K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $56K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $4.0M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $5.4M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $4.8M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $56K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $14.3M
RBC Total Equity RB0001 $2.6M
RBC Allowance for Credit Losses RB0002 $34K
RBC Total Additions RB0005 $34K
RBC Total Deductions RB0009 $172K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $2.5M
RBC Risk-Based Capital Numerator RB0012 $2.5M
NCUA form-section FS220R (17 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Electrical Workers Local #58 Credit Union, NCUA form-section FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $8.2M
RBC Schedule Total Consumer Loans RB0060 $5.8M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $34K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $34K
RBC Schedule Total Loans RB0079 $5.8M
RBC Total for Risk Weighting Total Loans RB0081 -$34K
RBC Total Loans 0% Weight RB0082 -$34K
RBC Schedule Total Other Assets RB0088 $421K
RBC Total for Risk Weighting Other Assets RB0090 $172K
RBC Other Assets 0% Weight RB0091 $172K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $21.4M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $138K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $138K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $21.4M
RBC Allowance for Credit Losses (Loans) RB0177 $34K
Total Shares SH0013 $18.7M
Total Shares and Deposits SH0018 $18.7M

Electrical Workers Local #58 Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Electrical Workers Local #58 Credit Union call report?

The Electrical Workers Local #58 Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Electrical Workers Local #58 Credit Union file?

Electrical Workers Local #58 Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Electrical Workers Local #58 Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Electrical Workers Local #58 Credit Union is 64267.

How often does Electrical Workers Local #58 Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Electrical Workers Local #58 Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.