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Credit union call report ยท New York, NY

Elektra Federal Credit Union Call Report

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Elektra Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 151 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Elektra Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number4127
Federal Reserve RSSD ID337573

The official copy: search charter number 4127 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Elektra Federal Credit Union call report, Q2 2026

Statement of Financial Condition (30 items)
Elektra Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $5
1c. Total Cash on Hand 730A $5
2a. Cash on Deposit in Corporate Credit Unions 730B1 $774K
2c. Cash on Deposit in Other Financial Institutions 730B2 $233K
2. Cash on Deposit (total) 730B $1.0M
3. Time Deposits in Banks and Credit Unions AS0007 $18.0M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $19.0M
9. Held-to-Maturity Debt Securities AS0073 $9.9M
11. TOTAL INVESTMENT SECURITIES AS0013 $9.9M
12b. Perpetual Contributed Capital 769B $1K
13. TOTAL OTHER INVESTMENTS AS0017 $1K
15a. Number of Total Loans and Leases 025A 385
15b. Total Loans and Leases 025B $2.6M
17. ACL on Loans and Leases AS0048 $51K
20. Other Fixed Assets 008 $60K
21. NCUA Share Insurance Capitalization Deposit 794 $245K
22d. Accrued Interest on Loans 009A $6K
22e. Accrued Interest on Investments 009B $6K
22f. All Other Assets 009C $23K
22g. Total Other Assets AS0036 $35K
23. TOTAL ASSETS 010 $31.8M
Accounts Payable and Other Liabilities 825 $10
Accrued Dividends and Interest Payable 820A $15K
Member Shares of All Types 013 $24.4M
Total Shares and Deposits 018 $24.4M
Undivided Earnings 940 $7.2M
Net Income (equity) 602 $69K
Total Net Worth 997 $7.3M
Net Worth Ratio 998 23.00%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $31.8M
Statement of Income and Expense (18 items)
Elektra Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $118K
3. Income from Investments 120 $354K
5. TOTAL INTEREST INCOME 115 $471K
6. Dividends on Shares 380 $30K
9. TOTAL INTEREST EXPENSE 350 $30K
10. NET INTEREST INCOME IS0010 $441K
13. Fee Income 131 $66
14. Other Operating Income IS0020 -$36K
23. TOTAL NON-INTEREST INCOME 117 -$36K
24. Employee Compensation and Benefits 210 $199K
26. Office Occupancy 250 $38K
27. Office Operations 260 $48K
29. Loan Servicing 280 $2K
30. Professional and Outside Services 290 $41K
32. Operating Fees 320 $2K
33. Miscellaneous Operating Expense 360 $6K
34. TOTAL NON-INTEREST EXPENSE 671 $336K
35. NET INCOME 661A $69K
Statement pages - all other filed accounts (15 items)

delinquency (21%), credit cards (21%)

Elektra Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $4K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $74K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $135K
Loans Granted Year-to-Date 031A $81
Amount of Loans Granted Year-to-Date 031B $849K
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $230K
Number of current members (not number of accounts) 083 5,749
Number of potential members 084 30,000
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,000.00%
Interest Rate of New Vehicle Loans 523 800.00%
Interest Rate of Used Vehicle Loans 524 1,000.00%
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $9K
Amount of Regular Shares 657 $24.4M
IRA/KEOGH Accounts - < 1 Year 906A $7K
Number of Used Vehicle Loans 968 5
NCUA data file FS220A (12 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Elektra Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $24.4M
Total Shares and Deposits - < 1 Year 018A $24.4M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 47
Effective date of last audit 063 $92K
Amount of Used Vehicle Loans 370 $40K
Amount of New Vehicle Loans 385 $38K
Amount of All Other Unsecured Loans/Lines of Credit 397 $2.5M
IRA/KEOGH Accounts 453 $5
Number of Accounts for Regular Shares 454 5,744
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 5,749
Number of credit union employees who are Full-Time (26 hours or more) 564A 3
Total credit lines 881 $380K
NCUA data file FS220B (8 items)

maturity and repricing buckets (40%), credit cards (17%)

Elektra Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $24.4M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $52K
Amount of Regular Shares - < 1 Year 657A $24.4M
Fair value of Held to Maturity Securities 801 $9.5M
Total Amount of IRA/KEOGH Accounts 906C $7K
Number of New Vehicle Loans 958 2
Total Shares 966 $6K
Number of All Other Unsecured Loans/Lines of Credit 994 372
NCUA data file FS220C (3 items)

charge-offs and recoveries (27%), participation loans (18%)

Elektra Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $4
Number of credit union branches (include the main office if member services are conducted at that location) 566 1
Outstanding balance of brokered certificates of deposit and share certificates 788 $9.9M
NCUA data file FS220D (2 items)

member services and products offered (69%), CUSO relationships (27%)

Elektra Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
Deposits and Shares Meeting 703.10(a) 879M $1
Brokered Certificates of Deposits 879N $1
NCUA data file FS220G (1 item)

loans and leases (32%), participation loans (18%)

Elektra Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Credit Lines at Corporate Credit Unions 884 $380K
NCUA data file FS220I (6 items)

vehicle lending (59%), delinquency (44%)

Elektra Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent >=360 days 023C1 $23K
Amount of Used Vehicle Loans Delinquent >=360 days 023C2 $5K
Number of Reportable Delinquent New Vehicle Loans 035E1 1
Number of Reportable Delinquent Used Vehicle Loans 035E2 1
Amount of Reportable Delinquent New Vehicle Loans 041C1 $23K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $5K
NCUA data file FS220L (4 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Elektra Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $385
Total Amount of Loans & Leases on Loan Schedule 025B1 $2.6M
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 700.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $52K
NCUA data file FS220M (1 item)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Elektra Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 6
NCUA data file FS220N (5 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Elektra Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Held-to-Maturity Debt Securities <=1 Year AS0068 $2.0M
Held-to-Maturity Debt Securities >1 and <=3 Years AS0069 $6.0M
Held-to-Maturity Debt Securities >3 and <=5 Years AS0070 $1.8M
Total Liabilities LI0069 $24.5M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $31.8M
NCUA data file FS220P (9 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Elektra Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Recoveries - All Other (Non-Commercial) Real Estate Loans/Lines of Credit CH0022 $9K
All Other Unsecured Loans/Lines of Credit DL0022 $4K
All Other Unsecured Loans/Lines of Credit DL0023 $21K
All Other Unsecured Loans/Lines of Credit DL0025 $74K
All Other Unsecured Loans/Lines of Credit DL0026 $108K
All Other Unsecured Loans/Lines of Credit DL0027 $203K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $45
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $21K
Amount of Consumer Loans in Non-Accrual Status DL0145 $205K
NCUA data file FS220Q (20 items)

investment portfolio detail (69%)

Elektra Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Held-to-maturity Amortized Cost - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0077 $9.9M
Held-to-maturity Fair Value - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0078 $9.5M
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $9.9M
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $6.5M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $7.1M
Investment Maturity Distribution - Time Deposits - >3-5 Years NV0113 $4.4M
Investment Maturity Distribution - Time Deposits - Total NV0116 $18.0M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $9.9M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - <=1 Year NV0141 $1K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $1K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $8.5M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $13.1M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $6.3M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $27.9M
RBC Total Equity RB0001 $7.3M
RBC Allowance for Credit Losses RB0002 $51K
RBC Total Additions RB0005 $51K
RBC Total Deductions RB0009 $245K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $7.1M
RBC Risk-Based Capital Numerator RB0012 $7.1M
NCUA data file FS220R (17 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Elektra Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $9.9M
RBC Schedule Total Consumer Loans RB0060 $2.6M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $51K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $51K
RBC Schedule Total Loans RB0079 $2.5M
RBC Total for Risk Weighting Total Loans RB0081 -$51K
RBC Total Loans 0% Weight RB0082 -$51K
RBC Schedule Total Other Assets RB0088 $339K
RBC Total for Risk Weighting Other Assets RB0090 $245K
RBC Other Assets 0% Weight RB0091 $245K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $31.8M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $193K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $193K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $31.8M
RBC Allowance for Credit Losses (Loans) RB0177 $51K
Total Shares SH0013 $24.4M
Total Shares and Deposits SH0018 $24.4M

Elektra Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Elektra Federal Credit Union call report?

The Elektra Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Elektra Federal Credit Union file?

Elektra Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Elektra Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Elektra Federal Credit Union is 4127.

How often does Elektra Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Elektra Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.