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Credit union call report ยท Jeannette, PA

Elliott Community Federal Credit Union Call Report

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Elliott Community Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 248 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Elliott Community Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number390
Federal Reserve RSSD ID727370

The official copy: search charter number 390 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Elliott Community Federal Credit Union call report, Q2 2026

Statement of Financial Condition (32 items)
Elliott Community Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $654K
1c. Total Cash on Hand 730A $654K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $1.1M
2c. Cash on Deposit in Other Financial Institutions 730B2 $2.8M
2. Cash on Deposit (total) 730B $3.9M
3. Time Deposits in Banks and Credit Unions AS0007 $4.6M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $9.2M
9. Held-to-Maturity Debt Securities AS0073 $9.6M
11. TOTAL INVESTMENT SECURITIES AS0013 $9.6M
12b. Perpetual Contributed Capital 769B $227K
12c. All Other Investments AS0016 $127K
13. TOTAL OTHER INVESTMENTS AS0017 $354K
15a. Number of Total Loans and Leases 025A 2,617
15b. Total Loans and Leases 025B $33.3M
17. ACL on Loans and Leases AS0048 $176K
19. Land and Building 007 $598K
20. Other Fixed Assets 008 $67K
21. NCUA Share Insurance Capitalization Deposit 794 $444K
22d. Accrued Interest on Loans 009A $63K
22e. Accrued Interest on Investments 009B $91K
22f. All Other Assets 009C $167K
22g. Total Other Assets AS0036 $321K
23. TOTAL ASSETS 010 $53.7M
Accounts Payable and Other Liabilities 825 -$96K
Accrued Dividends and Interest Payable 820A $5K
Member Shares of All Types 013 $45.6M
Total Shares and Deposits 018 $45.6M
Undivided Earnings 940 $4.7M
Net Income (equity) 602 $124K
Total Net Worth 997 $8.1M
Net Worth Ratio 998 15.15%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $53.7M
Statement of Income and Expense (20 items)
Elliott Community Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $896K
3. Income from Investments 120 $382K
5. TOTAL INTEREST INCOME 115 $1.3M
6. Dividends on Shares 380 $75K
9. TOTAL INTEREST EXPENSE 350 $75K
10. NET INTEREST INCOME IS0010 $1.2M
13. Fee Income 131 $40K
14. Other Operating Income IS0020 $52K
23. TOTAL NON-INTEREST INCOME 117 $92K
24. Employee Compensation and Benefits 210 $690K
25. Travel and Conference 230 $12K
26. Office Occupancy 250 $67K
27. Office Operations 260 $85K
28. Educational and Promotional 270 $23K
29. Loan Servicing 280 $9K
30. Professional and Outside Services 290 $158K
32. Operating Fees 320 $4K
33. Miscellaneous Operating Expense 360 $14K
34. TOTAL NON-INTEREST EXPENSE 671 $1.1M
35. NET INCOME 661A $232K
Statement pages - all other filed accounts (22 items)

delinquency (21%), credit cards (21%)

Elliott Community Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $235K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $48K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $71K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $6K
Loans Granted Year-to-Date 031A $267
Amount of Loans Granted Year-to-Date 031B $6.7M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $126K
Number of current members (not number of accounts) 083 7,110
Number of potential members 084 287,767
Interest Rate of Unsecured Credit Card Loans 521 999.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 999.00%
Interest Rate of New Vehicle Loans 523 506.00%
Interest Rate of Used Vehicle Loans 524 553.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $14K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $17K
Amount of Regular Shares 657 $27.3M
Amount of Share Drafts 902 $9.2M
IRA/KEOGH Accounts - < 1 Year 906A $772K
Share Certificates - < 1 Year 908A $3.2M
Total Amount of Share Certificates 908C $3.5M
Total Amount of Money Market Shares 911 $4.5M
Number of Used Vehicle Loans 968 836
NCUA form-section FS220A (21 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Elliott Community Federal Credit Union, NCUA form-section FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $45.0M
Total Shares - 1-3 Years 013B1 $592K
Total Shares and Deposits - < 1 Year 018A $45.0M
Total Shares and Deposits - 1-3 Years 018B1 $592K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 8
Effective date of last audit 063 $32K
Amount of Used Vehicle Loans 370 $14.5M
Amount of New Vehicle Loans 385 $7.7M
Amount of Unsecured Credit Card Loans 396 $885K
Amount of All Other Unsecured Loans/Lines of Credit 397 $267K
Share Certificates 451 $195
Number of Accounts for Share Drafts 452 252
IRA/KEOGH Accounts 453 $81
Number of Accounts for Regular Shares 454 7,918
Money Market Shares 458 $253
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 8,699
Number of credit union employees who are Full-Time (26 hours or more) 564A 20
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 6
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $222
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,575.00%
Total credit lines 881 $2.0M
NCUA form-section FS220B (20 items)

maturity and repricing buckets (40%), credit cards (17%)

Elliott Community Federal Credit Union, NCUA form-section FS220B, Q2 2026
Line item Account Q2 2026
Number - Total Delinquent Credit Card Loans 045A 1
Total Amount of Delinquent Unsecured Credit Card Loans 045B $2K
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $45.6M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $122K
Amount of Regular Shares - < 1 Year 657A $27.3M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $6K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $813
Fair value of Held to Maturity Securities 801 $9.6M
Amount of Share Drafts - < 1 Year 902A $9.2M
IRA/KEOGH Accounts - 1-3 Years 906B1 $285K
Total Amount of IRA/KEOGH Accounts 906C $1.1M
Share Certificates - 1-3 Years 908B1 $307K
Money Market Shares - < 1 Year 911A $4.5M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $277K
Number of New Vehicle Loans 958 269
Total Shares 966 $9K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $88K
Number of Unsecured Credit Card Loans 993 1,076
Number of All Other Unsecured Loans/Lines of Credit 994 119
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 16
NCUA form-section FS220C (5 items)

charge-offs and recoveries (27%), participation loans (18%)

Elliott Community Federal Credit Union, NCUA form-section FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Number of credit union branches (include the main office if member services are conducted at that location) 566 5
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $1.2M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $628K
Outstanding balance of brokered certificates of deposit and share certificates 788 $12.8M
NCUA form-section FS220D (25 items)

member services and products offered (69%), CUSO relationships (27%)

Elliott Community Federal Credit Union, NCUA form-section FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Education 879B2 $1
Financial Literacy Workshops 879B3 $1
No Cost Bill Payer 879C2 $1
Student Scholarships 879C4 $1
Payday Alternative Loans (PAL loans) (FCU Only) 879D9 $1
Deposits and Shares Meeting 703.10(a) 879M $1
Brokered Certificates of Deposits 879N $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Offer Custodial Accounts PP0032 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA form-section FS220G (4 items)

loans and leases (32%), participation loans (18%)

Elliott Community Federal Credit Union, NCUA form-section FS220G, Q2 2026
Line item Account Q2 2026
Equity Acquired in Merger 658A $3.3M
Total Credit Lines at Corporate Credit Unions 884 $2.0M
Current Quarter's Total Adjusted Retained Earnings acquired through Business Combinations 1004 $3.3M
Prior Quarter-End Adjusted Retained Earnings acquired through Business Combinations 1004A $3.3M
NCUA form-section FS220H (3 items)

student loans (43%), delinquency (27%)

Elliott Community Federal Credit Union, NCUA form-section FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $2.8M
Total number of TDR loans outstanding 1000F $1
Total amount of TDR loans outstanding 1001F $6K
NCUA form-section FS220I (13 items)

vehicle lending (59%), delinquency (44%)

Elliott Community Federal Credit Union, NCUA form-section FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $3K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $63K
Amount of New Vehicle Loans Delinquent 180 to 359 days 022C1 $33K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $14K
Amount of Used Vehicle Loans Delinquent >=360 days 023C2 $34K
Number of Reportable Delinquent New Vehicle Loans 035E1 1
Number of Reportable Delinquent Used Vehicle Loans 035E2 4
Amount of Reportable Delinquent New Vehicle Loans 041C1 $33K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $53K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $8K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $16K
Commercial Share Accounts 643 $147K
Number of International Remittances originated Year-to-Date 928 7
NCUA form-section FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Elliott Community Federal Credit Union, NCUA form-section FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $3K
Total Amount of Loans & Leases on Loan Schedule 025B1 $33.3M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $96K
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 500.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 500.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 578.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $2.5M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $7.3M
NCUA form-section FS220M (5 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Elliott Community Federal Credit Union, NCUA form-section FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $2.8M
Total Unfunded Commitments for Non-Commercial Loans 816T $2.8M
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 123
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 2
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 192
NCUA form-section FS220N (6 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Elliott Community Federal Credit Union, NCUA form-section FS220N, Q2 2026
Line item Account Q2 2026
Held-to-Maturity Debt Securities <=1 Year AS0068 $5.5M
Held-to-Maturity Debt Securities >1 and <=3 Years AS0069 $3.4M
Held-to-Maturity Debt Securities >3 and <=5 Years AS0070 $100K
Held-to-Maturity Debt Securities >5 and <= 10 Years AS0071 $508K
Total Liabilities LI0069 $45.5M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $53.7M
NCUA form-section FS220P (8 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Elliott Community Federal Credit Union, NCUA form-section FS220P, Q2 2026
Line item Account Q2 2026
Unsecured Credit Card Loans DL0002 $2K
Used Vehicle Loans DL0037 $6K
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0057 $163K
Delinquent Loans by Collateral Type - >=360 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0061 $38K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $38K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $2
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $7K
Amount of Consumer Loans in Non-Accrual Status DL0145 $119K
NCUA form-section FS220Q (24 items)

investment portfolio detail (69%)

Elliott Community Federal Credit Union, NCUA form-section FS220Q, Q2 2026
Line item Account Q2 2026
Held-to-maturity Amortized Cost - US Government Obligations NV0001 $508K
Held-to-maturity Fair Value - US Government Obligations NV0002 $494K
Held-to-maturity Amortized Cost - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0073 $9.1M
Held-to-maturity Fair Value - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0074 $9.1M
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $9.6M
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $3.6M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $1.0M
Investment Maturity Distribution - Time Deposits - Total NV0116 $4.6M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $9.6M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >1-3 Years NV0142 $127K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $227K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $354K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $9.2M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $4.5M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $100K
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $508K
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $227K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $14.6M
RBC Total Equity RB0001 $8.1M
RBC Allowance for Credit Losses RB0002 $176K
RBC Total Additions RB0005 $176K
RBC Total Deductions RB0009 $444K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $7.9M
RBC Risk-Based Capital Numerator RB0012 $7.9M
NCUA form-section FS220R (32 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Elliott Community Federal Credit Union, NCUA form-section FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $9.9M
RBC Schedule Total Consumer Loans RB0060 $25.8M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $176K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $176K
RBC Schedule Total Loans RB0079 $33.1M
RBC Total for Risk Weighting Total Loans RB0081 -$176K
RBC Total Loans 0% Weight RB0082 -$176K
RBC Schedule Total Other Assets RB0088 $1.4M
RBC Total for Risk Weighting Other Assets RB0090 $444K
RBC Other Assets 0% Weight RB0091 $444K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $53.7M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $269K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $269K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $53.7M
RBC Allowance for Credit Losses (Loans) RB0177 $176K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 65.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 5,794,593.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 142,452.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 54.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 1,525,696.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 65,994.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $7.3M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $208K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 2.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 96,304.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $96K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $121
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $7.4M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $208K
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $164K
Total Shares SH0013 $45.6M
Total Shares and Deposits SH0018 $45.6M

Elliott Community Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Elliott Community Federal Credit Union call report?

The Elliott Community Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Elliott Community Federal Credit Union file?

Elliott Community Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Elliott Community Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Elliott Community Federal Credit Union is 390.

How often does Elliott Community Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Elliott Community Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.