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Credit union call report ยท Enfield, CT

Enfield Community Federal Credit Union Call Report

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Enfield Community Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 242 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Enfield Community Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number1729
Federal Reserve RSSD ID132572

The official copy: search charter number 1729 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Enfield Community Federal Credit Union call report, Q2 2026

Statement of Financial Condition (33 items)
Enfield Community Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $199K
1c. Total Cash on Hand 730A $199K
2a. Cash on Deposit in Corporate Credit Unions 730B1 -$129K
2b. Cash on Deposit in Federal Reserve Bank AS0003 $189K
2. Cash on Deposit (total) 730B $60K
3. Time Deposits in Banks and Credit Unions AS0007 $5.7M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $6.0M
9. Held-to-Maturity Debt Securities AS0073 $21.1M
11. TOTAL INVESTMENT SECURITIES AS0013 $21.1M
12b. Perpetual Contributed Capital 769B $110K
13. TOTAL OTHER INVESTMENTS AS0017 $110K
15a. Number of Total Loans and Leases 025A 1,289
15b. Total Loans and Leases 025B $17.2M
17. ACL on Loans and Leases AS0048 $51K
18c. Foreclosed/Repossessed - Vehicles AS0024 $9K
18e. Foreclosed/Repossessed Assets (total) 798A $9K
19. Land and Building 007 $812K
20. Other Fixed Assets 008 $114K
21. NCUA Share Insurance Capitalization Deposit 794 $397K
22d. Accrued Interest on Loans 009A $44K
22e. Accrued Interest on Investments 009B $72K
22f. All Other Assets 009C $90K
22g. Total Other Assets AS0036 $206K
23. TOTAL ASSETS 010 $45.8M
Accounts Payable and Other Liabilities 825 $124K
Accrued Dividends and Interest Payable 820A $9K
Member Shares of All Types 013 $41.4M
Total Shares and Deposits 018 $41.4M
Undivided Earnings 940 $3.9M
Other Reserves 658 $437K
Total Net Worth 997 $4.3M
Net Worth Ratio 998 9.40%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $45.8M
Statement of Income and Expense (24 items)
Enfield Community Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $539K
3. Income from Investments 120 $396K
5. TOTAL INTEREST INCOME 115 $934K
6. Dividends on Shares 380 $131K
8. Interest on Borrowed Money 340 $2K
9. TOTAL INTEREST EXPENSE 350 $133K
10. NET INTEREST INCOME IS0010 $802K
12a. Credit Loss Expense - Loans and Leases IS0011 $27K
12e. Total Credit Loss Expense IS0017 $27K
13. Fee Income 131 $78K
14. Other Operating Income IS0020 $100K
22. Other Non-Operating Income 440 $9K
23. TOTAL NON-INTEREST INCOME 117 $188K
24. Employee Compensation and Benefits 210 $331K
25. Travel and Conference 230 $900
26. Office Occupancy 250 $67K
27. Office Operations 260 $151K
28. Educational and Promotional 270 $15K
29. Loan Servicing 280 $42K
30. Professional and Outside Services 290 $122K
32. Operating Fees 320 $4K
33. Miscellaneous Operating Expense 360 $9K
34. TOTAL NON-INTEREST EXPENSE 671 $742K
35. NET INCOME 661A $221K
Statement pages - all other filed accounts (23 items)

delinquency (21%), credit cards (21%)

Enfield Community Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $12K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $25K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $4K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $561
Loans Granted Year-to-Date 031A $80
Amount of Loans Granted Year-to-Date 031B $2.7M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $49K
Number of current members (not number of accounts) 083 3,394
Number of potential members 084 900,000
Interest Rate of Unsecured Credit Card Loans 521 1,190.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,075.00%
Interest Rate of New Vehicle Loans 523 625.00%
Interest Rate of Used Vehicle Loans 524 825.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $65K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $8K
Amount of Regular Shares 657 $23.1M
Balance Outstanding of All Interest Only & Payment Option 1st Mortgage Loans. 704C1 $1.3M
Amount of Share Drafts 902 $8.3M
IRA/KEOGH Accounts - < 1 Year 906A $1.7M
Share Certificates - < 1 Year 908A $5.5M
Total Amount of Share Certificates 908C $5.5M
Total Amount of Money Market Shares 911 $2.5M
Number of Used Vehicle Loans 968 458
NCUA form-section FS220A (23 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Enfield Community Federal Credit Union, NCUA form-section FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $41.1M
Total Shares - 1-3 Years 013B1 $199K
Total Shares - > 3 Years 013B2 $78K
Total Shares and Deposits - < 1 Year 018A $41.1M
Total Shares and Deposits - 1-3 Years 018B1 $199K
Total Shares and Deposits - > 3 Years 018B2 $78K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 5
Effective date of last audit 063 $62K
Amount of Used Vehicle Loans 370 $4.9M
Amount of New Vehicle Loans 385 $631K
Amount of Unsecured Credit Card Loans 396 $506K
Amount of All Other Unsecured Loans/Lines of Credit 397 $260K
Share Certificates 451 $252
Number of Accounts for Share Drafts 452 1,746
IRA/KEOGH Accounts 453 $68
Number of Accounts for Regular Shares 454 4,177
Money Market Shares 458 $64
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 6,307
Number of credit union employees who are Full-Time (26 hours or more) 564A 7
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 1
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $247K
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,664.00%
Total credit lines 881 $5.0M
NCUA form-section FS220B (20 items)

maturity and repricing buckets (40%), credit cards (17%)

Enfield Community Federal Credit Union, NCUA form-section FS220B, Q2 2026
Line item Account Q2 2026
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $235K
Total Uninsured Shares and Deposits > $250K (F+J) 068A $235K
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $41.2M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $62K
Amount of Regular Shares - < 1 Year 657A $23.1M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $8K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $730
Fair value of Held to Maturity Securities 801 $20.9M
Amount of Share Drafts - < 1 Year 902A $8.3M
IRA/KEOGH Accounts - 1-3 Years 906B1 $184K
IRA/KEOGH Accounts - > 3 Years 906B2 $78K
Total Amount of IRA/KEOGH Accounts 906C $2.0M
Share Certificates - 1-3 Years 908B1 $15K
Money Market Shares - < 1 Year 911A $2.5M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $50K
Number of New Vehicle Loans 958 33
Total Shares 966 $6K
Number of Unsecured Credit Card Loans 993 500
Number of All Other Unsecured Loans/Lines of Credit 994 70
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 5
NCUA form-section FS220C (5 items)

charge-offs and recoveries (27%), participation loans (18%)

Enfield Community Federal Credit Union, NCUA form-section FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Number of credit union branches (include the main office if member services are conducted at that location) 566 1
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $2.1M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $808K
Outstanding balance of brokered certificates of deposit and share certificates 788 $21.1M
NCUA form-section FS220D (14 items)

member services and products offered (69%), CUSO relationships (27%)

Enfield Community Federal Credit Union, NCUA form-section FS220D, Q2 2026
Line item Account Q2 2026
Financial Education 879B2 $1
No Cost Bill Payer 879C2 $1
Student Scholarships 879C4 $1
Deposits and Shares Meeting 703.10(a) 879M $1
Brokered Certificates of Deposits 879N $1
Loan Application 887B $1
Loan Payments 887F $1
Bill Payment 887J $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA form-section FS220G (2 items)

loans and leases (32%), participation loans (18%)

Enfield Community Federal Credit Union, NCUA form-section FS220G, Q2 2026
Line item Account Q2 2026
Number of Outstanding Int Only & Payment Option 1st Mtg Loans 704C2 46
Total Credit Lines at Corporate Credit Unions 884 $5.0M
NCUA form-section FS220H (1 item)

student loans (43%), delinquency (27%)

Enfield Community Federal Credit Union, NCUA form-section FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $4.8M
NCUA form-section FS220I (8 items)

vehicle lending (59%), delinquency (44%)

Enfield Community Federal Credit Union, NCUA form-section FS220I, Q2 2026
Line item Account Q2 2026
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $11K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $19K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $4K
Number of Reportable Delinquent Used Vehicle Loans 035E2 4
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $41K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $43K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $5K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $9K
NCUA form-section FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Enfield Community Federal Credit Union, NCUA form-section FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $1K
Total Amount of Loans & Leases on Loan Schedule 025B1 $17.2M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $6.2M
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 750.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 700.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 350.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $214K
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $4.6M
NCUA form-section FS220M (7 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Enfield Community Federal Credit Union, NCUA form-section FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $2.7M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $1.2M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $805K
Total Unfunded Commitments for Non-Commercial Loans 816T $4.8M
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 59
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 146
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 23
NCUA form-section FS220N (5 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Enfield Community Federal Credit Union, NCUA form-section FS220N, Q2 2026
Line item Account Q2 2026
Held-to-Maturity Debt Securities <=1 Year AS0068 $7.7M
Held-to-Maturity Debt Securities >1 and <=3 Years AS0069 $6.9M
Held-to-Maturity Debt Securities >3 and <=5 Years AS0070 $6.4M
Total Liabilities LI0069 $41.5M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $45.8M
NCUA form-section FS220P (10 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Enfield Community Federal Credit Union, NCUA form-section FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $14K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $3K
All Other Unsecured Loans/Lines of Credit DL0022 $882
All Other Unsecured Loans/Lines of Credit DL0023 $2K
All Other Unsecured Loans/Lines of Credit DL0024 $6K
All Other Unsecured Loans/Lines of Credit DL0027 $7K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $1
Used Vehicle Loans DL0037 $18K
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $20K
Amount of Consumer Loans in Non-Accrual Status DL0145 $29K
NCUA form-section FS220Q (20 items)

investment portfolio detail (69%)

Enfield Community Federal Credit Union, NCUA form-section FS220Q, Q2 2026
Line item Account Q2 2026
Held-to-maturity Amortized Cost - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0077 $21.1M
Held-to-maturity Fair Value - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0078 $20.9M
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $21.1M
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $2.5M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $2.7M
Investment Maturity Distribution - Time Deposits - >3-5 Years NV0113 $498K
Investment Maturity Distribution - Time Deposits - Total NV0116 $5.7M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $21.1M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - <=1 Year NV0141 $110K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $110K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $10.3M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $9.7M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $6.9M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $26.9M
RBC Total Equity RB0001 $4.3M
RBC Allowance for Credit Losses RB0002 $51K
RBC Total Additions RB0005 $51K
RBC Total Deductions RB0009 $397K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $4.0M
RBC Risk-Based Capital Numerator RB0012 $4.0M
NCUA form-section FS220R (39 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Enfield Community Federal Credit Union, NCUA form-section FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $21.2M
RBC Schedule Total Consumer Loans RB0060 $6.5M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $51K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $51K
RBC Schedule Total Loans RB0079 $17.2M
RBC Total for Risk Weighting Total Loans RB0081 -$51K
RBC Total Loans 0% Weight RB0082 -$51K
RBC Schedule Total Other Assets RB0088 $1.5M
RBC Total for Risk Weighting Other Assets RB0090 $397K
RBC Other Assets 0% Weight RB0091 $397K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $45.8M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $345K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $345K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $45.8M
RBC Allowance for Credit Losses (Loans) RB0177 $51K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 5.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 827,823.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 150,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 53.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 3,752,277.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 250,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $4.6M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $400K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 93.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 4,558,108.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 843,400.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Adjustable Rate RL0021 7.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Adjustable Rate RL0022 262,387.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 46.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 1,337,114.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 230,950.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $6.2M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $1.1M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $204
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $10.7M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $1.5M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $2.4M
Total Shares SH0013 $41.4M
Total Shares and Deposits SH0018 $41.4M

Enfield Community Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Enfield Community Federal Credit Union call report?

The Enfield Community Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Enfield Community Federal Credit Union file?

Enfield Community Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Enfield Community Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Enfield Community Federal Credit Union is 1729.

How often does Enfield Community Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Enfield Community Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.