Essential Credit Union: Return on Assets
Data as of · sourced from NCUA 5300 call reports. How we update
Regulator records: NCUA credit union profile (charter 68736) · FFIEC NIC profile (RSSD 693989)
Essential Credit Union reported a return on assets of 0.44% as of Q2 2026. The return on assets is the latest quarter's net income, annualized, as a percent of total assets, how efficiently a credit union turns its balance sheet into earnings that build net worth.
NCUA sets no threshold for the return on assets. The band shown above is a BankRegReports reference band, not a regulatory standard.
6-Quarter Trend
What Return on Assets Means
The latest quarter's net income, annualized, as a percent of total assets, how efficiently a credit union turns its balance sheet into earnings that build net worth.
Full definition & formula →Return on Assets against similar-size credit unions
Compared with 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. Rank is the estimated share of peers this credit union outperforms.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Return on assets Middle half of peers: 0.43% to 1.23% | 0.44% | 0.81% | 26th below |
Explore more for Essential Credit Union: net worth ratio · delinquency ratio · loan-to-share · or browse all credit unions.