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Credit union call report ยท Fairmont, WV

Fairmont Federal Credit Union Call Report

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Fairmont Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 460 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Fairmont Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number3439
Federal Reserve RSSD ID665874

The official copy: search charter number 3439 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Fairmont Federal Credit Union call report, Q2 2026

Statement of Financial Condition (37 items)
Fairmont Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $8.1M
1b. Cash Items in Process of Collection AS0005 $1.4M
1c. Total Cash on Hand 730A $9.5M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $51K
2b. Cash on Deposit in Federal Reserve Bank AS0003 $80.5M
2c. Cash on Deposit in Other Financial Institutions 730B2 $406K
2. Cash on Deposit (total) 730B $81.0M
3. Time Deposits in Banks and Credit Unions AS0007 $3.5M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $93.9M
6. Equity Securities AS0055 $99K
8. Available-for-Sale Debt Securities AS0067 $80.0M
9. Held-to-Maturity Debt Securities AS0073 $3.7M
11. TOTAL INVESTMENT SECURITIES AS0013 $83.7M
12b. Perpetual Contributed Capital 769B $1.0M
12c. All Other Investments AS0016 $1.6M
13. TOTAL OTHER INVESTMENTS AS0017 $2.6M
15a. Number of Total Loans and Leases 025A 10,120
15b. Total Loans and Leases 025B $382.1M
17. ACL on Loans and Leases AS0048 $1.3M
18c. Foreclosed/Repossessed - Vehicles AS0024 $56K
18e. Foreclosed/Repossessed Assets (total) 798A $56K
19. Land and Building 007 $11.9M
20. Other Fixed Assets 008 $1.1M
21. NCUA Share Insurance Capitalization Deposit 794 $4.9M
22d. Accrued Interest on Loans 009A $866K
22e. Accrued Interest on Investments 009B $248K
22f. All Other Assets 009C $22.9M
22g. Total Other Assets AS0036 $24.0M
23. TOTAL ASSETS 010 $603.1M
Accounts Payable and Other Liabilities 825 $6.2M
Accrued Dividends and Interest Payable 820A $242K
Member Shares of All Types 013 $542.4M
Total Shares and Deposits 018 $542.4M
Undivided Earnings 940 $58.5M
Total Net Worth 997 $58.5M
Net Worth Ratio 998 9.97%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $603.1M
Statement of Income and Expense (24 items)
Fairmont Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $8.7M
3. Income from Investments 120 $3.4M
5. TOTAL INTEREST INCOME 115 $12.1M
6. Dividends on Shares 380 $3.0M
9. TOTAL INTEREST EXPENSE 350 $3.0M
10. NET INTEREST INCOME IS0010 $9.1M
12a. Credit Loss Expense - Loans and Leases IS0011 $75K
12e. Total Credit Loss Expense IS0017 $75K
13. Fee Income 131 $769K
14. Other Operating Income IS0020 $2.5M
15. Gain (Loss) on Equity/Trading Securities IS0046 -$12K
20. Gain (Loss) on Sales of Other Real Estate Owned IS0030 -$29K
23. TOTAL NON-INTEREST INCOME 117 $3.2M
24. Employee Compensation and Benefits 210 $4.5M
25. Travel and Conference 230 $7K
26. Office Occupancy 250 $782K
27. Office Operations 260 $3.8M
28. Educational and Promotional 270 $124K
29. Loan Servicing 280 $248K
30. Professional and Outside Services 290 $115K
32. Operating Fees 320 $39K
33. Miscellaneous Operating Expense 360 $15K
34. TOTAL NON-INTEREST EXPENSE 671 $9.7M
35. NET INCOME 661A $2.6M
Statement pages - all other filed accounts (21 items)

delinquency (21%), credit cards (21%)

Fairmont Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $757K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $1.0M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $26K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $104K
Loans Granted Year-to-Date 031A $1K
Amount of Loans Granted Year-to-Date 031B $55.9M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $2.6M
Number of current members (not number of accounts) 083 45,768
Number of potential members 084 279,669
Net Member Business Loan Balance 400A $6.3M
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,316.00%
Interest Rate of New Vehicle Loans 523 466.00%
Interest Rate of Used Vehicle Loans 524 522.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $93K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $9K
Amount of Regular Shares 657 $243.8M
Amount of Share Drafts 902 $159.4M
IRA/KEOGH Accounts - < 1 Year 906A $5.4M
Share Certificates - < 1 Year 908A $95.9M
Total Amount of Share Certificates 908C $126.1M
Number of Used Vehicle Loans 968 3,442
NCUA form-section FS220A (25 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Fairmont Federal Credit Union, NCUA form-section FS220A, Q2 2026
Line item Account Q2 2026
The average of the current and three preceding quarter-end balances 010C $587.1M
Total Shares - < 1 Year 013A $504.5M
Total Shares - 1-3 Years 013B1 $35.5M
Total Shares - > 3 Years 013B2 $2.4M
Total Shares and Deposits - < 1 Year 018A $504.5M
Total Shares and Deposits - 1-3 Years 018B1 $35.5M
Total Shares and Deposits - > 3 Years 018B2 $2.4M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 37
Amount of Delinquent Indirect Loans 041E $188K
Effective date of last audit 063 $62K
Amount of Used Vehicle Loans 370 $74.1M
Amount of New Vehicle Loans 385 $104.3M
Amount of All Other Unsecured Loans/Lines of Credit 397 $3.7M
Share Certificates 451 $4K
Number of Accounts for Share Drafts 452 37,179
IRA/KEOGH Accounts 453 $584
Number of Accounts for Regular Shares 454 58,113
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 100,049
Number of credit union employees who are Full-Time (26 hours or more) 564A 111
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $410K
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,776.00%
Number of Outstanding Indirect Loans 617A 5,008
Total Amount of Outstanding Indirect Loans 618A $135.4M
Total credit lines 881 $112.3M
Other Comprehensive Income (unless already included in item 33 or 34) 945B $784K
NCUA form-section FS220B (19 items)

maturity and repricing buckets (40%), credit cards (17%)

Fairmont Federal Credit Union, NCUA form-section FS220B, Q2 2026
Line item Account Q2 2026
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $32.9M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $32.9M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $509.4M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $62K
Amount of Regular Shares - < 1 Year 657A $243.8M
Fair value of Held to Maturity Securities 801 $3.7M
Is your credit union a member of a Federal Home Loan Bank? 896 $1
Amount of Share Drafts - < 1 Year 902A $159.4M
IRA/KEOGH Accounts - 1-3 Years 906B1 $5.8M
IRA/KEOGH Accounts - > 3 Years 906B2 $1.9M
Total Amount of IRA/KEOGH Accounts 906C $13.1M
Share Certificates - 1-3 Years 908B1 $29.7M
Share Certificates - > 3 Years 908B2 $455K
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $568K
Number of New Vehicle Loans 958 3,355
Total Shares 966 $100K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $2.1M
Number of All Other Unsecured Loans/Lines of Credit 994 900
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 18
NCUA form-section FS220C (8 items)

charge-offs and recoveries (27%), participation loans (18%)

Fairmont Federal Credit Union, NCUA form-section FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Total Amount of Indirect Loans Charged Off Year-to-Date 550E $29K
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $1K
Number of credit union branches (include the main office if member services are conducted at that location) 566 9
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $65.6M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $5.0M
Amount of Participation Loans Purchased Year-to-Date 690 $402K
Outstanding balance of brokered certificates of deposit and share certificates 788 $1.2M
NCUA form-section FS220D (27 items)

member services and products offered (69%), CUSO relationships (27%)

Fairmont Federal Credit Union, NCUA form-section FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Education 879B2 $1
Financial Literacy Workshops 879B3 $1
First Time Homebuyer Program 879B4 $1
Online Financial Literacy 879B7 $1
No Cost Bill Payer 879C2 $1
Student Scholarships 879C4 $1
Mortgage Processing 879G $1
Approved Mortgage Seller 879H $1
Deposits and Shares Meeting 703.10(a) 879M $1
Brokered Certificates of Deposits 879N $1
International Remittances 879V $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
e-Statements 887R $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Offer Non-Custodial Accounts PP0033 $1
NCUA form-section FS220G (3 items)

loans and leases (32%), participation loans (18%)

Fairmont Federal Credit Union, NCUA form-section FS220G, Q2 2026
Line item Account Q2 2026
Total Outstanding Amount of Participation Loans Purchased By Type 691L $7.7M
Assets Pledged to Secure Borrowings 878 $118.6M
Total Credit Lines at Corporate Credit Unions 884 $30.0M
NCUA form-section FS220H (1 item)

student loans (43%), delinquency (27%)

Fairmont Federal Credit Union, NCUA form-section FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $11.9M
NCUA form-section FS220I (14 items)

vehicle lending (59%), delinquency (44%)

Fairmont Federal Credit Union, NCUA form-section FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $297K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $385K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $13K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $25K
Number of Reportable Delinquent New Vehicle Loans 035E1 3
Number of Reportable Delinquent Used Vehicle Loans 035E2 8
Amount of Reportable Delinquent New Vehicle Loans 041C1 $76K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $115K
Amount of New Vehicle Loans YTD Charge Offs 550C1 $6K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $23K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $1K
Commercial Share Accounts 643 $18.7M
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $37K
Number of International Remittances originated Year-to-Date 928 28
NCUA form-section FS220J (4 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

Fairmont Federal Credit Union, NCUA form-section FS220J, Q2 2026
Line item Account Q2 2026
Securities 789C $7.8M
Other Assets - Split Dollar Life Insurance Arrangements - Collateral Assignment 789E $6.3M
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $14.1M
Amounts reported in Asset section of the Statement of Financial Condition to fund Charitable Donation Accounts 789H $1.1M
NCUA form-section FS220L (44 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Fairmont Federal Credit Union, NCUA form-section FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $10K
Total Amount of Loans & Leases on Loan Schedule 025B1 $382.1M
Total number of commercial loans to members granted or purchased YTD 090A1 $5
Total number of purchased commercial loans or participation interests to nonmembers purchased YTD 090B1 $2
Number of member commercial loans Secured by Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 090H2 4
Number of member commercial loans Secured by Non-Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 090J2 1
Number of purchased or participation interests in commercial loans secured by non-owner occupied non-farm, non-residential property to nonmembers purchased YTD 090J3 1
Total Number of member commercial real estate secured loans granted or purchased YTD 090K2 $5
Total Number of purchased or participation interests in commercial loans secured by real estate to nonmembers YTD 090K3 $2
Number of purchased or participation interests in commercial loans secured by Multifamily property to nonmembers purchased YTD 090M1 1
Number of purchased or participation interests in commercial loans secured by construction and development property to nonmembers 143A4 1
Outstanding balance of purchased or participation interests in commercial loans secured by construction and development property to nonmembers 143B4 $190K
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $9.3M
Amount of All Other Real Estate Loans/Lines of Credit 386B $1.0M
Total outstanding balance of commercial loans to members 400A1 $6.3M
Total outstanding balance of nonmember commercial loans 400B1 $7.7M
Outstanding balance of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 400H2 $2.8M
Outstanding balance of purchased or participation interests in commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 400H3 $882K
Outstanding balance of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 400J2 $2.1M
Outstanding balance of purchased or participation interests in commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 400J3 $5.5M
Outstanding balance of member commercial loans Secured Multifamily Property 400M $1.3M
Outstanding balance of purchased or participation interests in commercial loans to nonmembers Secured by Multifamily Property 400M1 $1.2M
Outstanding balance of all member and non-member commercial loans 400T1 $14.0M
Total Dollar amount of member commercial loans granted or purchased YTD 475A1 $596K
Total Dollar amount of nonmember commercial loans purchased YTD 475B1 $402K
Dollar Amount of Member Commercial loans Secured by Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 475H2 $433K
Dollar Amount of Member Commercial loans Secured by Non-Owner Occupied Non-Farm, Non-Residential Property granted or purchased YTD 475J2 $163K
Dollar Amount of Purchased or participation interests in commercial loans to nonmembers Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property purchased YTD 475J3 $102K
Total Dollar amount of real estate secured member commercial loans granted or purchased YTD 475K2 $596K
Total Dollar amount of real estate secured commercial loans to nonmembers purchased YTD 475K3 $402K
Dollar Amount of Purchased or participation interests in commercial loans to nonmembers Secured by Multifamily Property purchased YTD 475M1 $300K
Interest Rate of Commercial Loans/Lines of Credit Real Estate Secured 525 545.00%
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 511.00%
Interest Rate of All Other Real Estate Loans/Lines of Credit 562B 480.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 453.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 563.00%
Outstanding Amount of Commercial Loans Excluding C&D Participation Loans Purchased 691L8 $7.5M
Outstanding Amount of Commercial Construction & Development Loans Purchased 691L9 $190K
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $9.6M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $165.9M
Balance Outstanding of 1st Mtg Residential construction Loans - Excluding Commercial Purpose 704A2 $150K
Total Outstanding Balance of real estate secured member commercial loans 718A3 $6.3M
Total Outstanding Balance of real estate secured nonmember commercial loans 718A4 $7.7M
Amount of Commercial Loans/Lines of Credit Real Estate Secured 718A5 $14.0M
NCUA form-section FS220M (20 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Fairmont Federal Credit Union, NCUA form-section FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $9.6M
Total Other Unfunded Commitments (Non-Commercial) 816B5 $2.1M
Total Unfunded Commitments for Non-Commercial Loans 816T $11.9M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $163K
Total number of member commercial loans 900A1 $40
Total number of nonmember commercial loans 900B1 $38
Number of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 900H2 21
Number of purchased or participation interests in commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 900H3 6
Number of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 900J2 14
Number of purchased or participation interests in commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 900J3 27
Total number of real estate secured member commercial loans 900K2 $40
Total number of real estate secured nonmember commercial loans 900K3 $38
Number of Commercial Loans/Lines of Credit Real Estate Secured 900K4 78
Number of member commercial loans Secured by Multifamily Property 900M 5
Number of purchased or participation interests in commercial loans Secured by Multifamily Property to nonmembers 900M1 4
Total Number of Member and Nonmember commercial loans 900T1 $78
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 1,551
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 351
Number of All Other Real Estate Loans/Lines of Credit 960B 29
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 414
NCUA form-section FS220N (13 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Fairmont Federal Credit Union, NCUA form-section FS220N, Q2 2026
Line item Account Q2 2026
Equity Securities <=1 Year AS0050 $99K
Available-for-sale Debt Securities <=1 Year AS0062 $21.2M
Available-for-sale Debt Securities >1 and <=3 Years AS0063 $13.4M
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $18.5M
Available-for-sale Debt Securities >5 and <= 10 Years AS0065 $25.2M
Available-for-sale Debt Securities > 10 Years AS0066 $1.8M
Held-to-Maturity Debt Securities <=1 Year AS0068 $248K
Held-to-Maturity Debt Securities >1 and <=3 Years AS0069 $3.2M
Held-to-Maturity Debt Securities >3 and <=5 Years AS0070 $248K
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$5.0M
Total Liabilities LI0069 $548.8M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $880K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $603.1M
NCUA form-section FS220P (36 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Fairmont Federal Credit Union, NCUA form-section FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $63K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $8K
Loan Loss Information - YTD Charge Offs - All Other Secured Non-Real Estate Loans/Lines of Credit CH0015 $233
Amount of real estate loans included in Accounts 718A3 and 718A4 above that contractually refinance, reprice, or mature within the next 5 years. CM0099 $7.1M
All Other Unsecured Loans/Lines of Credit DL0022 $28K
All Other Unsecured Loans/Lines of Credit DL0023 $13K
All Other Unsecured Loans/Lines of Credit DL0024 $436
All Other Unsecured Loans/Lines of Credit DL0027 $14K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $4
New Vehicle Loans DL0030 $76K
Used Vehicle Loans DL0037 $76K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $40K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $154
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $154
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $1
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0058 $1.2M
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0059 $939K
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0060 $1K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $2.2M
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $18
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0064 $6K
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0065 $94K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0066 $59K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0069 $153K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0070 $2
Dollar Amount of Reportable Delinquency - >=360 Days Delinquent - Commercial Loans/Lines of Credit Construction and Development Loans DL0082 $104K
Total Dollar Amount of Reportable Delinquency - Commercial Loans/Lines of Credit Construction and Development Loans DL0083 $104K
Total Number of Reportable Delinquent Loans - Commercial Loans/Lines of Credit Construction and Development Loans DL0084 $1
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $1.5M
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Participation Loans Purchased under 701.22 DL0142 $104K
Amount of Consumer Loans in Non-Accrual Status DL0145 $980K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 5,008
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $135.4M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Consumer Loans - Secured and Real Estate LQ0015 $11.6M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Consumer Loans - Unsecured LQ0016 $264K
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments -Total LQ0017 $11.9M
NCUA form-section FS220Q (52 items)

investment portfolio detail (69%)

Fairmont Federal Credit Union, NCUA form-section FS220Q, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Line of Credit Limit - Federal Home Loan Bank LQ0040 $82.3M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Federal Home Loan Bank LQ0043 $118.6M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0015 $3.0M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0016 $2.9M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0019 $71.3M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0020 $67.1M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0023 $74.3M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0024 $70.0M
Available-for-sale Amortized Cost - Securities Issued by States and Political Subdivisions in the U.S. NV0071 $96K
Available-for-sale Fair Value - Securities Issued by States and Political Subdivisions in the U.S. NV0072 $85K
Held-to-maturity Amortized Cost - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0073 $3.7M
Held-to-maturity Fair Value - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0074 $3.7M
Available-for-sale Amortized Cost - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0075 $2.2M
Available-for-sale Fair Value - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0076 $2.2M
Available-for-sale Amortized Cost - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0079 $8.3M
Available-for-sale Fair Value - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0080 $7.6M
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $3.7M
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $85.0M
Total Fair Value Available-for-Sale Debt Securities NV0084 $80.0M
Trading Investments - Equity Securities - Registered Investment Companies NV0107 $99K
Trading Investments - Equity Securities - Total Equity Securities NV0109 $99K
Total Trading Debt and Equity Securities NV0110 $99K
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $992K
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $2.5M
Investment Maturity Distribution - Time Deposits - Total NV0116 $3.5M
Investment Maturity Distribution - Equity Securities - Total NV0122 $99K
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $80.0M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $3.7M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >1-3 Years NV0142 $1.6M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $1.0M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $2.6M
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $22.5M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $20.7M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $18.7M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $25.2M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $2.8M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $89.8M
RBC Total Equity RB0001 $58.5M
RBC Allowance for Credit Losses RB0002 $1.3M
RBC Total Additions RB0005 $1.3M
RBC Total Deductions RB0009 $4.9M
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $54.9M
RBC Risk-Based Capital Numerator RB0012 $54.9M
RBC Total for Risk Weighting Cash and Deposits in Financial Institutions or Reserve Banks RB0014 $93.9M
RBC Cash and Deposits in Financial Institutions or Reserve Banks 0% Weight RB0015 $93.5M
RBC Cash, Cash Equivalents, Deposits in Financial Institutions or Reserve Banks 20% Weight RB0016 $297K
RBC Cash and Deposits in Financial Institutions or Reserve Banks 100% Weight RB0017 $104K
RBC Total for Risk Weighting Securities RB0019 $83.7M
RBC Securities 0% Weight RB0020 $49.7M
RBC Securities 20% Weight RB0021 $25.2M
RBC Securities 100% Weight RB0023 $8.8M
Participation Loans: Participations Purchased - Purchased Year-To-Date - Amount - Commercial Loans excluding Construction & Development SL0049 $402K
NCUA form-section FS220R (109 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Fairmont Federal Credit Union, NCUA form-section FS220R, Q2 2026
Line item Account Q2 2026
CCULR Off-Balance sheet exposures LR0002 $11.9M
CCULR Off-Balance sheet exposures ratio LR0003 196.00%
RBC Total for Risk Weighting Other Investments RB0029 $2.6M
RBC Other Investments 0% Weight RB0030 $1.4M
RBC Other Investments 20% Weight RB0031 $205K
RBC Other Investments 100% Weight RB0032 $1.0M
RBC Schedule Total Investments RB0039 $86.4M
RBC Total for Risk Weighting Total Investments RB0041 $86.4M
RBC Total Investments 0% Weight RB0042 $51.1M
RBC Total Investments 20% Weight RB0043 $25.4M
RBC Total Investments 100% Weight RB0045 $9.8M
RBC Total for Risk Weighting First Lien Residential Real Estate Loans RB0052 $165.9M
RBC First Lien Residential Real Estate Loans 50% Weight RB0053 $165.0M
RBC First Lien Residential Real Estate Loans 100% Weight RB0055 $941K
RBC Total for Risk Weighting Junior Lien Residential Real Estate Loans RB0057 $9.3M
RBC Junior Lien Residential Real Estate Loans 100% Weight RB0058 $9.3M
RBC Junior Lien Residential Real Estate Loans 150% Weight RB0059 $59K
RBC Schedule Total Consumer Loans RB0060 $192.8M
RBC Total for Risk Weighting Consumer Loans RB0062 $192.8M
RBC Consumer Loans 0% Weight RB0063 $6.8M
RBC Consumer Loans 75% Weight RB0065 $182.2M
RBC Consumer Loans 100% Weight RB0066 $3.7M
RBC Consumer Loans 150% Weight RB0067 $39K
RBC Schedule Total Commercial Loans RB0068 $14.0M
RBC Total for Risk Weighting Commercial Loans RB0070 $14.0M
RBC Commercial Loans 20% Weight RB0072 $13.9M
RBC Commercial Loans 150% Weight RB0074 $104K
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $1.3M
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $1.3M
RBC Schedule Total Loans RB0079 $380.8M
RBC Total for Risk Weighting Total Loans RB0081 $380.8M
RBC Total Loans 0% Weight RB0082 $5.6M
RBC Total Loans 20% Weight RB0083 $13.9M
RBC Total Loans 50% Weight RB0084 $165.0M
RBC Total Loans 75% Weight RB0085 $182.2M
RBC Total Loans 100% Weight RB0086 $13.9M
RBC Total Loans 150% Weight RB0087 $202K
RBC Schedule Total Other Assets RB0088 $42.0M
RBC Total for Risk Weighting Other Assets RB0090 $42.0M
RBC Other Assets 0% Weight RB0091 $4.9M
RBC Other Assets 100% Weight RB0092 $37.1M
RBC Total from Schedule On-Balance Sheet Assets RB0099 $603.1M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $603.1M
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $155.1M
RBC Total Risk Weighted On-Balance Sheet Assets 20% Weight RB0102 $39.7M
RBC Total Risk Weighted On-Balance Sheet Assets 50% Weight RB0103 $165.0M
RBC Total Risk Weighted On-Balance Sheet Assets 75% Weight RB0104 $182.2M
RBC Total Risk Weighted On-Balance Sheet Assets 100% Weight RB0105 $60.9M
RBC Total Risk Weighted On-Balance Sheet Assets 150% Weight RB0106 $202K
RBC Schedule Total Risk Weighted Assets - On-Balance Sheet RB0112 $288.3M
RBC Total Risk Weighted Assets - On-Balance Sheet 20% Weight RB0113 $7.9M
RBC Total Risk Weighted Assets On-Balance Sheet 50% Weight RB0114 $82.5M
RBC Total Risk Weighted Assets On-Balance Sheet 75% Weight RB0115 $136.6M
RBC Total Risk Weighted Assets On-Balance Sheet 100% Weight RB0116 $60.9M
RBC Total Risk Weighted Assets On-Balance Sheet 150% Weight RB0117 $303K
RBC Unfunded Commitment Secured Consumer Loans Credit Equivalent Amount RB0125 $1.2M
RBC Unfunded Commitment Secured Consumer Loans 50% Weight RB0126 $203K
RBC Unfunded Commitment Secured Consumer Loans 100% Weight RB0128 $957K
RBC Unfunded Commitment Unsecured Consumer Loans Credit Equivalent Amount RB0129 $26K
RBC Unfunded Commitment Unsecured Consumer Loans 100% Weight RB0130 $26K
RBC Total Off-Balance Sheet and Derivative Credit Equivalent Amount RB0153 $1.2M
RBC Total Off-Balance Sheet and Derivative 50% Weight RB0158 $203K
RBC Total Off-Balance Sheet and Derivative 100% Weight RB0160 $983K
RBC Total Risk-Weighted Assets Off-Balance-Sheet and Derivative RB0162 $1.1M
RBC Total Risk-Weighted Assets Off-Balance-Sheet and Derivative 50% Weight RB0166 $102K
RBC Total Risk-Weighted Assets Off-Balance-Sheet and Derivative 100% Weight RB0168 $983K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $604.2M
RBC Total Risk-Weighted Assets RB0171 $289.3M
RBC Total Risk Based Capital Ratio RB0172 1,896.00%
RBC Allowance for Credit Losses (Loans) RB0177 $1.3M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 333.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 48,039,251.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 1,877,350.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 103.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 5,653,450.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 308,850.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid >5 Years RL0007 $244
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0008 $27.8M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0009 $378K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0010 $871
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0011 $84.4M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Balloon/Hybrid 5 Years or Less RL0012 $5.5M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $165.9M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $8.0M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 17.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 690,297.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 147,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Adjustable Rate RL0021 83.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Adjustable Rate RL0022 4,405,079.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Adjustable Rate RL0023 434,080.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 251.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 4,251,141.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 857.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $9.3M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $582K
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Number of Loans Outstanding RL0032 23.00%
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Amount of Loans Outstanding RL0033 876,554.00%
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Amount of Loans Granted YTD RL0034 110,511.00%
All Other (Non-commercial) Real Estate - Open-End - Fixed Rate - Number of Loans Outstanding RL0038 6.00%
All Other (Non-commercial) Real Estate - Open-End - Fixed Rate - Amount of Loans Outstanding RL0039 134,013.00%
All Other (Non-commercial) Real Estate - Open-End - Fixed Rate - Amount of Loans Granted YTD RL0040 17,544.00%
All Other (Non-commercial) Real Estate - Amount of Loans Outstanding - Total RL0044 $1.0M
All Other (Non-commercial) Real Estate - Amount of Loans Granted YTD - Total RL0045 $128K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $2K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $176.2M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $8.7M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $113.9M
Total Shares SH0013 $542.4M
Total Shares and Deposits SH0018 $542.4M
NCUA form-section FS220S (3 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Fairmont Federal Credit Union, NCUA form-section FS220S, Q2 2026
Line item Account Q2 2026
Located in Metropolitan Statistical Area (MSA) PR0001 $1
home purchase loan or refinanced a home purchase loan PR0002 $1
Originated closed-end mortgages in each of the two preceding calendar years or originated open-end lines of credit in each of the two preceding calendar years in excess of the HMDA Loan-Volume Threshold? PR0003 $1

Fairmont Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Fairmont Federal Credit Union call report?

The Fairmont Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Fairmont Federal Credit Union file?

Fairmont Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Fairmont Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Fairmont Federal Credit Union is 3439.

How often does Fairmont Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Fairmont Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.