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Credit union call report ยท Memphis, TN

Fedtrust Federal Credit Union Call Report

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Fedtrust Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 255 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Fedtrust Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number13233
Federal Reserve RSSD ID618683

The official copy: search charter number 13233 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Fedtrust Federal Credit Union call report, Q2 2026

Statement of Financial Condition (29 items)
Fedtrust Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $646K
1c. Total Cash on Hand 730A $646K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $1.5M
2. Cash on Deposit (total) 730B $1.5M
3. Time Deposits in Banks and Credit Unions AS0007 $10.2M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $12.3M
12b. Perpetual Contributed Capital 769B $261K
13. TOTAL OTHER INVESTMENTS AS0017 $261K
15a. Number of Total Loans and Leases 025A 1,822
15b. Total Loans and Leases 025B $42.0M
17. ACL on Loans and Leases AS0048 $277K
18c. Foreclosed/Repossessed - Vehicles AS0024 $20K
18e. Foreclosed/Repossessed Assets (total) 798A $20K
20. Other Fixed Assets 008 $220K
21. NCUA Share Insurance Capitalization Deposit 794 $494K
22d. Accrued Interest on Loans 009A $136K
22e. Accrued Interest on Investments 009B $38K
22f. All Other Assets 009C $114K
22g. Total Other Assets AS0036 $288K
23. TOTAL ASSETS 010 $55.3M
Accounts Payable and Other Liabilities 825 $173K
Accrued Dividends and Interest Payable 820A $150K
Member Shares of All Types 013 $51.0M
Total Shares and Deposits 018 $51.0M
Undivided Earnings 940 $3.8M
Net Income (equity) 602 $157K
Total Net Worth 997 $4.0M
Net Worth Ratio 998 7.17%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $55.3M
Statement of Income and Expense (22 items)
Fedtrust Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $1.2M
3. Income from Investments 120 $247K
5. TOTAL INTEREST INCOME 115 $1.5M
6. Dividends on Shares 380 $388K
8. Interest on Borrowed Money 340 $20
9. TOTAL INTEREST EXPENSE 350 $388K
10. NET INTEREST INCOME IS0010 $1.1M
13. Fee Income 131 $207K
14. Other Operating Income IS0020 $19K
18. Gain (Loss) on Disposition of Fixed Assets 430 -$42K
23. TOTAL NON-INTEREST INCOME 117 $184K
24. Employee Compensation and Benefits 210 $496K
25. Travel and Conference 230 $234
26. Office Occupancy 250 $47K
27. Office Operations 260 $288K
28. Educational and Promotional 270 $9K
29. Loan Servicing 280 $65K
30. Professional and Outside Services 290 $149K
32. Operating Fees 320 $9K
33. Miscellaneous Operating Expense 360 $54K
34. TOTAL NON-INTEREST EXPENSE 671 $1.1M
35. NET INCOME 661A $157K
Statement pages - all other filed accounts (23 items)

delinquency (21%), credit cards (21%)

Fedtrust Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $317K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $181K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $9K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $4K
Loans Granted Year-to-Date 031A $168
Amount of Loans Granted Year-to-Date 031B $4.9M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $218K
Number of current members (not number of accounts) 083 2,953
Number of potential members 084 8,859
Interest Rate of Unsecured Credit Card Loans 521 1,100.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 925.00%
Interest Rate of New Vehicle Loans 523 425.00%
Interest Rate of Used Vehicle Loans 524 475.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $89K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $63K
Total Amount of All Other Shares 630 $58K
Amount of Regular Shares 657 $21.3M
Amount of Share Drafts 902 $8.9M
IRA/KEOGH Accounts - < 1 Year 906A $1.9M
Share Certificates - < 1 Year 908A $15.6M
Total Amount of Share Certificates 908C $15.6M
Total Amount of Money Market Shares 911 $3.2M
Number of Used Vehicle Loans 968 508
NCUA data file FS220A (23 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Fedtrust Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $50.9M
Total Shares - 1-3 Years 013B1 $80K
Total Shares - > 3 Years 013B2 $53
Total Shares and Deposits - < 1 Year 018A $50.9M
Total Shares and Deposits - 1-3 Years 018B1 $80K
Total Shares and Deposits - > 3 Years 018B2 $53
Number of Total Delinquent Loans & Leases (Two or more months) 041A 28
Effective date of last audit 063 $32K
Amount of Used Vehicle Loans 370 $10.5M
Amount of New Vehicle Loans 385 $2.4M
Amount of Unsecured Credit Card Loans 396 $1.0M
Amount of All Other Unsecured Loans/Lines of Credit 397 $2.0M
Share Certificates 451 $450
Number of Accounts for Share Drafts 452 2,021
IRA/KEOGH Accounts 453 $95
Number of Accounts for Regular Shares 454 3,646
All other shares 455 $38
Money Market Shares 458 $91
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 6,341
Number of credit union employees who are Full-Time (26 hours or more) 564A 13
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $177K
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,647.00%
Total credit lines 881 $3.0M
NCUA data file FS220B (25 items)

maturity and repricing buckets (40%), credit cards (17%)

Fedtrust Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $15K
Amount of Delinquent Unsecured Credit Card Loans as of - 6 to less than 12 months delinquent 027B $6K
Number - Total Delinquent Credit Card Loans 045A 4
Total Amount of Delinquent Unsecured Credit Card Loans 045B $22K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $2.4M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $2.4M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $48.6M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $32K
All other shares - < 1 Year 630A $58K
Amount of Regular Shares - < 1 Year 657A $21.3M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $11K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $913
Amount of Share Drafts - < 1 Year 902A $8.9M
IRA/KEOGH Accounts - 1-3 Years 906B1 $50K
IRA/KEOGH Accounts - > 3 Years 906B2 $53
Total Amount of IRA/KEOGH Accounts 906C $1.9M
Share Certificates - 1-3 Years 908B1 $30K
Money Market Shares - < 1 Year 911A $3.2M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $1.1M
Number of New Vehicle Loans 958 94
Total Shares 966 $6K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $45K
Number of Unsecured Credit Card Loans 993 312
Number of All Other Unsecured Loans/Lines of Credit 994 607
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 19
NCUA data file FS220C (4 items)

charge-offs and recoveries (27%), participation loans (18%)

Fedtrust Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Number of credit union branches (include the main office if member services are conducted at that location) 566 4
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $7.1M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $165K
NCUA data file FS220D (26 items)

member services and products offered (69%), CUSO relationships (27%)

Fedtrust Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
Does the credit union provide member services through a credit union shared branch services center? 566A $1
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
First Time Homebuyer Program 879B4 $1
Bilingual Services 879C1 $1
No Cost Bill Payer 879C2 $1
Credit Builder 879D1 $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
External or Third-Party Account Aggregation 887M $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
CU offer Shared service network PP0058 $1
NCUA data file FS220G (1 item)

loans and leases (32%), participation loans (18%)

Fedtrust Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Credit Lines at Corporate Credit Unions 884 $3.0M
NCUA data file FS220H (2 items)

student loans (43%), delinquency (27%)

Fedtrust Federal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $4.9M
Total amount of TDR loans outstanding 1001F $27K
NCUA data file FS220I (11 items)

vehicle lending (59%), delinquency (44%)

Fedtrust Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $113K
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $9K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $78K
Number of Reportable Delinquent New Vehicle Loans 035E1 1
Number of Reportable Delinquent Used Vehicle Loans 035E2 5
Amount of Reportable Delinquent New Vehicle Loans 041C1 $9K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $88K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $61K
Amount of New Vehicle Loans YTD Recoveries 551C1 $509
Amount of Used Vehicle Loans YTD Recoveries 551C2 $45K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $16K
NCUA data file FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Fedtrust Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $2K
Total Amount of Loans & Leases on Loan Schedule 025B1 $42.0M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $4.2M
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 712.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 499.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 500.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $1.3M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $20.5M
NCUA data file FS220M (9 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Fedtrust Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $3.0M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $1.5M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $214
Total Other Unfunded Commitments (Non-Commercial) 816B5 $203K
Total Unfunded Commitments for Non-Commercial Loans 816T $4.9M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $190K
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 142
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 100
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 59
NCUA data file FS220N (3 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Fedtrust Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Total Liabilities LI0069 $51.3M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $71K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $55.3M
NCUA data file FS220P (18 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Fedtrust Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $17K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $11K
Loan Loss Information - YTD Recoveries - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien CH0018 $6K
Unsecured Credit Card Loans DL0002 $672
All Other Unsecured Loans/Lines of Credit DL0022 $4K
All Other Unsecured Loans/Lines of Credit DL0023 $16K
All Other Unsecured Loans/Lines of Credit DL0024 $50K
All Other Unsecured Loans/Lines of Credit DL0025 $4K
All Other Unsecured Loans/Lines of Credit DL0027 $70K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $16
Used Vehicle Loans DL0037 $9K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $107K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0052 $29K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $29K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $2
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0064 $89K
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $27K
Amount of Consumer Loans in Non-Accrual Status DL0145 $191K
NCUA data file FS220Q (13 items)

investment portfolio detail (69%)

Fedtrust Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $10.2M
Investment Maturity Distribution - Time Deposits - Total NV0116 $10.2M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $261K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $261K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $10.2M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $261K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $10.4M
RBC Total Equity RB0001 $4.0M
RBC Allowance for Credit Losses RB0002 $277K
RBC Total Additions RB0005 $277K
RBC Total Deductions RB0009 $494K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $3.7M
RBC Risk-Based Capital Numerator RB0012 $3.7M
NCUA data file FS220R (38 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Fedtrust Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $261K
RBC Schedule Total Consumer Loans RB0060 $17.3M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $277K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $277K
RBC Schedule Total Loans RB0079 $41.7M
RBC Total for Risk Weighting Total Loans RB0081 -$277K
RBC Total Loans 0% Weight RB0082 -$277K
RBC Schedule Total Other Assets RB0088 $1.0M
RBC Total for Risk Weighting Other Assets RB0090 $494K
RBC Other Assets 0% Weight RB0091 $494K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $55.3M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $216K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $216K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $55.3M
RBC Allowance for Credit Losses (Loans) RB0177 $277K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 8.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 179,409.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 60.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 5,650,460.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 385,611.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid >5 Years RL0007 $9
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0008 $787K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0010 $65
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0011 $13.9M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Balloon/Hybrid 5 Years or Less RL0012 $982K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $20.5M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $1.4M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 100.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 4,160,734.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 192,265.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $4.2M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $192K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $242
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $24.7M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $1.6M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $24.7M
Total Shares SH0013 $51.0M
Total Shares and Deposits SH0018 $51.0M

Fedtrust Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Fedtrust Federal Credit Union call report?

The Fedtrust Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Fedtrust Federal Credit Union file?

Fedtrust Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Fedtrust Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Fedtrust Federal Credit Union is 13233.

How often does Fedtrust Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Fedtrust Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.