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Credit union call report ยท Hawthorne, NV

Financial Horizons Credit Union Call Report

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Financial Horizons Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 342 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Financial Horizons Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number86755
Federal Reserve RSSD ID964492

The official copy: search charter number 86755 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Financial Horizons Credit Union call report, Q2 2026

Statement of Financial Condition (33 items)
Financial Horizons Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $3.4M
1c. Total Cash on Hand 730A $3.4M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $29.9M
2. Cash on Deposit (total) 730B $29.9M
3. Time Deposits in Banks and Credit Unions AS0007 $13.7M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $47.0M
8. Available-for-Sale Debt Securities AS0067 $79.1M
11. TOTAL INVESTMENT SECURITIES AS0013 $79.1M
12b. Perpetual Contributed Capital 769B $285K
12c. All Other Investments AS0016 $20K
13. TOTAL OTHER INVESTMENTS AS0017 $305K
15a. Number of Total Loans and Leases 025A 6,015
15b. Total Loans and Leases 025B $171.5M
17. ACL on Loans and Leases AS0048 $677K
18d. Foreclosed/Repossessed - Other AS0025 $27K
18e. Foreclosed/Repossessed Assets (total) 798A $27K
19. Land and Building 007 $4.5M
20. Other Fixed Assets 008 $398K
22d. Accrued Interest on Loans 009A $679K
22e. Accrued Interest on Investments 009B $293K
22f. All Other Assets 009C $9.9M
22g. Total Other Assets AS0036 $10.9M
23. TOTAL ASSETS 010 $313.0M
Accounts Payable and Other Liabilities 825 $993K
Accrued Dividends and Interest Payable 820A $23K
Member Shares of All Types 013 $280.2M
Total Shares and Deposits 018 $280.2M
Undivided Earnings 940 $29.1M
Other Reserves 658 $9.3M
Net Income (equity) 602 $2.2M
Total Net Worth 997 $40.6M
Net Worth Ratio 998 12.98%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $313.0M
Statement of Income and Expense (24 items)
Financial Horizons Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $4.8M
3. Income from Investments 120 $1.8M
4. Other Interest Income IS0005 $63K
5. TOTAL INTEREST INCOME 115 $6.7M
6. Dividends on Shares 380 $1.4M
9. TOTAL INTEREST EXPENSE 350 $1.4M
10. NET INTEREST INCOME IS0010 $5.3M
12a. Credit Loss Expense - Loans and Leases IS0011 $60K
12e. Total Credit Loss Expense IS0017 $60K
13. Fee Income 131 $452K
14. Other Operating Income IS0020 $981K
18. Gain (Loss) on Disposition of Fixed Assets 430 $8K
23. TOTAL NON-INTEREST INCOME 117 $1.4M
24. Employee Compensation and Benefits 210 $2.1M
25. Travel and Conference 230 $51K
26. Office Occupancy 250 $183K
27. Office Operations 260 $443K
28. Educational and Promotional 270 $77K
29. Loan Servicing 280 $118K
30. Professional and Outside Services 290 $1.4M
32. Operating Fees 320 $13K
33. Miscellaneous Operating Expense 360 $52K
34. TOTAL NON-INTEREST EXPENSE 671 $4.5M
35. NET INCOME 661A $2.2M
Statement pages - all other filed accounts (22 items)

delinquency (21%), credit cards (21%)

Financial Horizons Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $276K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $88K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $24K
Loans Granted Year-to-Date 031A $936
Amount of Loans Granted Year-to-Date 031B $27.0M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $146K
Number of current members (not number of accounts) 083 14,617
Number of potential members 084 28,500
Net Member Business Loan Balance 400A $19.7M
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,175.00%
Interest Rate of New Vehicle Loans 523 535.00%
Interest Rate of Used Vehicle Loans 524 613.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $439K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $220K
Total Amount of All Other Shares 630 $4.7M
Amount of Regular Shares 657 $67.2M
Amount of Share Drafts 902 $79.5M
IRA/KEOGH Accounts - < 1 Year 906A $5.9M
Share Certificates - < 1 Year 908A $39.1M
Total Amount of Share Certificates 908C $56.9M
Total Amount of Money Market Shares 911 $65.8M
Number of Used Vehicle Loans 968 2,305
NCUA data file FS220A (24 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Financial Horizons Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $262.2M
Total Shares - 1-3 Years 013B1 $17.4M
Total Shares - > 3 Years 013B2 $641K
Total Shares and Deposits - < 1 Year 018A $262.2M
Total Shares and Deposits - 1-3 Years 018B1 $17.4M
Total Shares and Deposits - > 3 Years 018B2 $641K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 9
Amount of Delinquent Indirect Loans 041E $6K
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $46.4M
Amount of New Vehicle Loans 385 $49.2M
Amount of All Other Unsecured Loans/Lines of Credit 397 $7.9M
Share Certificates 451 $762
Number of Accounts for Share Drafts 452 9,195
IRA/KEOGH Accounts 453 $157
Number of Accounts for Regular Shares 454 14,617
All other shares 455 $1K
Money Market Shares 458 $697
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 26,528
Number of credit union employees who are Full-Time (26 hours or more) 564A 54
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 2
Number of Outstanding Indirect Loans 617A 3,045
Total Amount of Outstanding Indirect Loans 618A $80.7M
Total credit lines 881 $25.0M
NCUA data file FS220B (17 items)

maturity and repricing buckets (40%), credit cards (17%)

Financial Horizons Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $122K
All other shares - < 1 Year 630A $4.7M
Amount of Regular Shares - < 1 Year 657A $67.2M
Does you credit union maintain share/deposit insurance coverage other than the NCUSIF? 875 $1
Dollar amount of shares and/or deposits insured by the company named above 877 $24.5M
Amount of Share Drafts - < 1 Year 902A $79.5M
IRA/KEOGH Accounts - 1-3 Years 906B1 $272K
Total Amount of IRA/KEOGH Accounts 906C $6.2M
Share Certificates - 1-3 Years 908B1 $17.1M
Share Certificates - > 3 Years 908B2 $641K
Money Market Shares - < 1 Year 911A $65.8M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $829K
Number of New Vehicle Loans 958 1,425
Total Shares 966 $27K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $65K
Number of All Other Unsecured Loans/Lines of Credit 994 1,144
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 15
NCUA data file FS220C (8 items)

charge-offs and recoveries (27%), participation loans (18%)

Financial Horizons Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Total Amount of Indirect Loans Charged Off Year-to-Date 550E $275K
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $140K
Number of credit union branches (include the main office if member services are conducted at that location) 566 4
Supplemental Share Information - Accts Held by Member Government Depositors 631 $14.6M
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $28.2M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $3.0M
Outstanding balance of brokered certificates of deposit and share certificates 788 $7.0M
NCUA data file FS220D (28 items)

member services and products offered (69%), CUSO relationships (27%)

Financial Horizons Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
Financial Literacy Workshops 879B3 $1
Online Financial Literacy 879B7 $1
Bilingual Services 879C1 $1
No Cost Bill Payer 879C2 $1
Student Scholarships 879C4 $1
Credit Builder 879D1 $1
Brokered Certificates of Deposits 879N $1
International Remittances 879V $1
Member Application 887A $1
Loan Application 887B $1
Loan Payments 887F $1
Bill Payment 887J $1
External or Third-Party Account Aggregation 887M $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Offer Custodial Accounts PP0032 $1
Offer Non-Custodial Accounts PP0033 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA data file FS220G (4 items)

loans and leases (32%), participation loans (18%)

Financial Horizons Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Value of Investments in CUSOs 851 $20K
Total Aggregate Cash Outlay in CUSOs 853 $20K
Assets Pledged to Secure Borrowings 878 $109.7M
Total Credit Lines at Corporate Credit Unions 884 $12.0M
NCUA data file FS220H (3 items)

student loans (43%), delinquency (27%)

Financial Horizons Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $8.9M
Total number of TDR loans outstanding 1000F $3
Total amount of TDR loans outstanding 1001F $80K
NCUA data file FS220I (13 items)

vehicle lending (59%), delinquency (44%)

Financial Horizons Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $83K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $78K
Number of Reportable Delinquent New Vehicle Loans 035E1 1
Number of Reportable Delinquent Used Vehicle Loans 035E2 1
Amount of Reportable Delinquent New Vehicle Loans 041C1 $5K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $1K
Amount of New Vehicle Loans YTD Charge Offs 550C1 $115K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $174K
Amount of New Vehicle Loans YTD Recoveries 551C1 $61K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $95K
Commercial Share Accounts 643 $22.4M
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $36K
Number of International Remittances originated Year-to-Date 928 25
NCUA data file FS220J (2 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

Financial Horizons Credit Union, NCUA data file FS220J, Q2 2026
Line item Account Q2 2026
Other Assets - Split Dollar Life Insurance Arrangements - Collateral Assignment 789E $4.4M
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $4.4M
NCUA data file FS220L (38 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Financial Horizons Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $6K
Total Amount of Loans & Leases on Loan Schedule 025B1 $171.5M
Outstanding Balance of Member Commercial Loans Secured by Farmland 042A5 $118K
Outstanding Balance of Member Commercial Loans to finance agricultural production and other loans to farmers 042A6 $389K
Outstanding Balance of purchased or participation interests in commercial loans Secured by Farmland to nonmembers 042A7 $15.3M
Amount of Agricultural Commercial Loans 042A9 $15.9M
Total number of commercial loans to members granted or purchased YTD 090A1 $1
Total number of purchased commercial loans or participation interests to nonmembers purchased YTD 090B1 $1
Number of purchased or participation interests in commercial and industrial loans to nonmembers purchased YTD 090L3 1
Number of Member commercial Loans to finance agricultural production and other loans to farmers granted or purchased YTD 099A6 1
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $1.2M
Total outstanding balance of commercial loans to members 400A1 $2.4M
Total outstanding balance of nonmember commercial loans 400B1 $17.3M
Outstanding balance of Unsecured Member Commercial Loans 400C5 $5K
Outstanding balance of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 400H2 $1.9M
Outstanding balance of purchased or participation interests in Commercial and Industrial loans to nonmembers 400L3 $2.0M
Amount of Commercial Loans/Lines of Credit Not Real Estate Secured 400P $2.3M
Outstanding balance of all member and non-member commercial loans 400T1 $19.7M
Dollar Amount of Member Commercial loans to finance agricultural production and other loans to farmers granted or purchased YTD 463A6 $27K
Total Dollar amount of member commercial loans granted or purchased YTD 475A1 $27K
Total Dollar amount of nonmember commercial loans purchased YTD 475B1 $854K
Dollar Amount of Purchased or participation interests in Commercial and Industrial loans to nonmembers purchased YTD 475L3 $854K
Interest Rate of Commercial Loans/Lines of Credit Real Estate Secured 525 450.00%
Interest Rate of Commercial Loans/Lines of Credit Not Real Estate Secured 526 450.00%
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 695.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 604.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 627.00%
Number of Commercial Small Business Administration Loans Outstanding 691B1 8
Outstanding Balance of Commercial Small Business Administration Loans 691C1 $2.0M
Guaranteed Portion of Commercial Small Business Administration Loans 691C2 $1.9M
Number of Commercial Other Government Guaranteed Loans Outstanding 691P 32
Outstanding Balance of Commercial Other Government Guaranteed Loans 691P1 $15.3M
Guaranteed Portion of Commercial Other Government Guaranteed Loans 691P2 $14.7M
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $13.1M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $33.8M
Total Outstanding Balance of real estate secured member commercial loans 718A3 $2.0M
Total Outstanding Balance of real estate secured nonmember commercial loans 718A4 $15.3M
Amount of Commercial Loans/Lines of Credit Real Estate Secured 718A5 $17.4M
NCUA data file FS220M (21 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Financial Horizons Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $53K
Total Other Unfunded Commitments (Non-Commercial) 816B5 $7.8M
Total Unfunded Commitments for Non-Commercial Loans 816T $8.9M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $1.0M
Total number of member commercial loans 900A1 $43
Total number of nonmember commercial loans 900B1 $40
Number of Member Unsecured Commercial Loans 900C5 1
Number of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 900H2 9
Total number of real estate secured member commercial loans 900K2 $10
Total number of real estate secured nonmember commercial loans 900K3 $32
Number of Commercial Loans/Lines of Credit Real Estate Secured 900K4 42
Number of purchased or Participation Interest in Commercial and Industrial loans to nonmembers 900L3 8
Number of Commercial Loans/Lines of Credit Not Real Estate Secured 900P 41
Total Number of Member and Nonmember commercial loans 900T1 $83
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 298
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 19
Number of member commercial loans Secured by Farmland 961A5 1
Number of member commercial loans to finance agricultural production and other loans to farmers 961A6 32
Number of purchased or participation interests in commercial loans secured by Farmland to nonmembers 961A7 32
Number of Agricultural Commercial Loans 961A9 65
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 741
NCUA data file FS220N (8 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Financial Horizons Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Available-for-sale Debt Securities <=1 Year AS0062 $10.7M
Available-for-sale Debt Securities >1 and <=3 Years AS0063 $7.0M
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $36.6M
Available-for-sale Debt Securities >5 and <= 10 Years AS0065 $24.0M
Available-for-sale Debt Securities > 10 Years AS0066 $800K
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$8.8M
Total Liabilities LI0069 $281.2M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $313.0M
NCUA data file FS220P (25 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Financial Horizons Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $66K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $19K
Loan Loss Information - YTD Charge Offs - All Other Secured Non-Real Estate Loans/Lines of Credit CH0015 $85K
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $45K
Amount of real estate loans included in Accounts 718A3 and 718A4 above that contractually refinance, reprice, or mature within the next 5 years. CM0099 $653K
All Other Unsecured Loans/Lines of Credit DL0022 $25K
All Other Unsecured Loans/Lines of Credit DL0023 $27K
All Other Unsecured Loans/Lines of Credit DL0024 $21K
All Other Unsecured Loans/Lines of Credit DL0027 $48K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $5
New Vehicle Loans DL0030 $5K
Used Vehicle Loans DL0037 $1K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $89K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0059 $67K
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0060 $24K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $91K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $2
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $33K
Amount of Consumer Loans in Non-Accrual Status DL0145 $91K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 2,712
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $74.3M
Number of Indirect Loans - Commercial Loans IN0005 32
Amount of Indirect Loans - Commercial Loans IN0006 $389K
Number of Indirect Loans - All Other Loans IN0007 301
Amount of Indirect Loans - All Other Loans IN0008 $6.0M
NCUA data file FS220Q (32 items)

investment portfolio detail (69%)

Financial Horizons Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Corporate Credit Unions LQ0035 $95.7M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - FRB LQ0047 $14.0M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0015 $32.7M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0016 $29.6M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0019 $55.2M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0020 $49.5M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0023 $87.9M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0024 $79.1M
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $87.9M
Total Fair Value Available-for-Sale Debt Securities NV0084 $79.1M
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $5.0M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $7.7M
Investment Maturity Distribution - Time Deposits - >3-5 Years NV0113 $747K
Investment Maturity Distribution - Time Deposits - >5-10 Years NV0114 $245K
Investment Maturity Distribution - Time Deposits - Total NV0116 $13.7M
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $79.1M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >1-3 Years NV0142 $285K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >5-10 Years NV0144 $20K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $305K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $15.7M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $15.0M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $37.3M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $24.3M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $800K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $93.1M
Assets Used to Fund Employee Benefit or Deferred Compensation Plans - Collateral Assignment - Remaining Premiums NV0169 $370K
Assets Used to Fund Employee Benefit or Deferred Compensation Plans - Collateral Assignment - Cash Surrender Value NV0170 $2.6M
RBC Total Equity RB0001 $40.6M
RBC Allowance for Credit Losses RB0002 $677K
RBC Total Additions RB0005 $677K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $41.3M
RBC Risk-Based Capital Numerator RB0012 $41.3M
NCUA data file FS220R (38 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Financial Horizons Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Total Borrowing Capacity at Federal Reserve Bank LQ0061 $13.0M
RBC Schedule Total Investments RB0039 $79.4M
RBC Schedule Total Consumer Loans RB0060 $116.7M
RBC Schedule Total Commercial Loans RB0068 $19.7M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $677K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $677K
RBC Schedule Total Loans RB0079 $170.8M
RBC Total for Risk Weighting Total Loans RB0081 -$677K
RBC Total Loans 0% Weight RB0082 -$677K
RBC Schedule Total Other Assets RB0088 $15.8M
RBC Total from Schedule On-Balance Sheet Assets RB0099 $313.0M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 -$677K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 -$677K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $313.0M
RBC Allowance for Credit Losses (Loans) RB0177 $677K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 130.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 22,622,425.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 2,394,737.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 25.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 1,476,297.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 69,357.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid >5 Years RL0007 $129
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0008 $8.9M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 14.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 830,631.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $33.8M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $2.5M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 19.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 1,230,017.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 578,892.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $1.2M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $579K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $317
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $35.1M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $3.0M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $1.7M
Total Shares SH0013 $280.2M
Total Shares and Deposits SH0018 $280.2M
NCUA data file FS220S (2 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Financial Horizons Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Auto Lending PP0038 $1

Financial Horizons Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Financial Horizons Credit Union call report?

The Financial Horizons Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Financial Horizons Credit Union file?

Financial Horizons Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Financial Horizons Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Financial Horizons Credit Union is 86755.

How often does Financial Horizons Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Financial Horizons Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.