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Credit union call report ยท Rochester, MN

First Alliance Credit Union Call Report

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First Alliance Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 487 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

First Alliance Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number62872
Federal Reserve RSSD ID828099

The official copy: search charter number 62872 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

First Alliance Credit Union call report, Q2 2026

Statement of Financial Condition (39 items)
First Alliance Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $2.9M
1b. Cash Items in Process of Collection AS0005 $1.6M
1c. Total Cash on Hand 730A $4.5M
2b. Cash on Deposit in Federal Reserve Bank AS0003 $14.7M
2c. Cash on Deposit in Other Financial Institutions 730B2 $4.3M
2. Cash on Deposit (total) 730B $19.0M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $23.5M
8. Available-for-Sale Debt Securities AS0067 $23.3M
9. Held-to-Maturity Debt Securities AS0073 $6.1M
10a. ACL on Held-to-Maturity Debt Securities AS0041 $321
11. TOTAL INVESTMENT SECURITIES AS0013 $29.5M
12c. All Other Investments AS0016 $1.9M
13. TOTAL OTHER INVESTMENTS AS0017 $1.9M
14. Loans Held for Sale 003 $335K
15a. Number of Total Loans and Leases 025A 67,347
15b. Total Loans and Leases 025B $258.4M
17. ACL on Loans and Leases AS0048 $2.9M
18c. Foreclosed/Repossessed - Vehicles AS0024 $57K
18e. Foreclosed/Repossessed Assets (total) 798A $57K
19. Land and Building 007 $10.7M
20. Other Fixed Assets 008 $2.7M
21. NCUA Share Insurance Capitalization Deposit 794 $2.4M
22d. Accrued Interest on Loans 009A $1.0M
22e. Accrued Interest on Investments 009B $141K
22f. All Other Assets 009C $30.6M
22g. Total Other Assets AS0036 $31.8M
23. TOTAL ASSETS 010 $358.5M
Accounts Payable and Other Liabilities 825 $4.6M
Accrued Dividends and Interest Payable 820A $9K
ACL on Off-Balance-Sheet Exposures LI0003 $38K
Borrowings (total) 860C $22.3M
Member Shares of All Types 013 $256.8M
Nonmember Deposits 880 $39.2M
Total Shares and Deposits 018 $296.0M
Undivided Earnings 940 $31.9M
Net Income (equity) 602 $3.2M
Total Net Worth 997 $35.7M
Net Worth Ratio 998 9.95%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $358.5M
Statement of Income and Expense (31 items)
First Alliance Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $8.9M
3. Income from Investments 120 $3.1M
4. Other Interest Income IS0005 $21K
5. TOTAL INTEREST INCOME 115 $12.0M
6. Dividends on Shares 380 $693K
7. Interest on Deposits 381 $1.2M
8. Interest on Borrowed Money 340 $251K
9. TOTAL INTEREST EXPENSE 350 $2.1M
10. NET INTEREST INCOME IS0010 $9.8M
12a. Credit Loss Expense - Loans and Leases IS0011 $657K
12c. Credit Loss Expense - HTM Debt Securities IS0013 -$194
12d. Credit Loss Expense - Off-Balance-Sheet IS0016 $9K
12e. Total Credit Loss Expense IS0017 $667K
13. Fee Income 131 $1.2M
14. Other Operating Income IS0020 $1.6M
16. Gain (Loss) on Other Investments IS0047 -$163K
18. Gain (Loss) on Disposition of Fixed Assets 430 -$62K
22. Other Non-Operating Income 440 $61K
23. TOTAL NON-INTEREST INCOME 117 $2.7M
24. Employee Compensation and Benefits 210 $4.2M
25. Travel and Conference 230 $210K
26. Office Occupancy 250 $422K
27. Office Operations 260 $898K
28. Educational and Promotional 270 $303K
29. Loan Servicing 280 $609K
30. Professional and Outside Services 290 $1.8M
31. Member Insurance 310 $58K
32. Operating Fees 320 $15K
33. Miscellaneous Operating Expense 360 $173K
34. TOTAL NON-INTEREST EXPENSE 671 $8.6M
35. NET INCOME 661A $3.2M
Statement pages - all other filed accounts (27 items)

delinquency (21%), credit cards (21%)

First Alliance Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $5.9M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $1.3M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $368K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $357K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $278K
Loans Granted Year-to-Date 031A $2K
Amount of Loans Granted Year-to-Date 031B $61.1M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $3.1M
Number of current members (not number of accounts) 083 21,902
Number of potential members 084 661,764
Net Member Business Loan Balance 400A $28.9M
Non-Member Deposits 457 $21K
Interest Rate of Unsecured Credit Card Loans 521 1,335.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,054.00%
Interest Rate of New Vehicle Loans 523 549.00%
Interest Rate of Used Vehicle Loans 524 699.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $829K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $138K
Total Amount of All Other Shares 630 $8.3M
Amount of Regular Shares 657 $66.5M
Balance Outstanding of All Interest Only & Payment Option 1st Mortgage Loans. 704C1 $7.0M
Amount of Share Drafts 902 $63.2M
IRA/KEOGH Accounts - < 1 Year 906A $4.3M
Share Certificates - < 1 Year 908A $45.3M
Total Amount of Share Certificates 908C $46.8M
Total Amount of Money Market Shares 911 $67.4M
Number of Used Vehicle Loans 968 41,303
NCUA data file FS220A (27 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

First Alliance Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $255.0M
Total Shares - 1-3 Years 013B1 $1.3M
Total Shares - > 3 Years 013B2 $480K
Total Shares and Deposits - < 1 Year 018A $262.1M
Total Shares and Deposits - 1-3 Years 018B1 $3.3M
Total Shares and Deposits - > 3 Years 018B2 $30.6M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 480
Amount of Delinquent Indirect Loans 041E $475K
Effective date of last audit 063 $32K
Amount of Used Vehicle Loans 370 $73.4M
Amount of New Vehicle Loans 385 $19.8M
Amount of Unsecured Credit Card Loans 396 $8.6M
Amount of All Other Unsecured Loans/Lines of Credit 397 $13.7M
Share Certificates 451 $2K
Number of Accounts for Share Drafts 452 14,924
IRA/KEOGH Accounts 453 $461
Number of Accounts for Regular Shares 454 22,408
All other shares 455 $2K
Money Market Shares 458 $1K
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 64,430
Number of credit union employees who are Full-Time (26 hours or more) 564A 79
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 2
Number of Outstanding Indirect Loans 617A 2,570
Total Amount of Outstanding Indirect Loans 618A $41.5M
Total credit lines 881 $166.5M
Draws against lines of credit, less than 1 year 883A $22.3M
Draws against lines of credit, total amount 883C $22.3M
NCUA data file FS220B (33 items)

maturity and repricing buckets (40%), credit cards (17%)

First Alliance Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $112K
Amount of Delinquent Unsecured Credit Card Loans as of - 6 to less than 12 months delinquent 027B $46K
Number - Total Delinquent Credit Card Loans 045A 69
Total Amount of Delinquent Unsecured Credit Card Loans 045B $237K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $13.3M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $13.3M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $282.7M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $122K
All other shares - < 1 Year 630A $8.3M
Amount of Regular Shares - < 1 Year 657A $66.5M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $142K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $18K
Total Amount of All First Mortgage Loans which have been sold in the secondary market year-to-date 736 $1.2M
Fair value of Held to Maturity Securities 801 $5.7M
Total Borrowings - < 1 Year 860A $22.3M
Non-Member Deposits - < 1 Year 880A $7.1M
Non-Member Deposits - 1-3 Years 880B1 $2.0M
Non-Member Deposits - > 3 Years 880B2 $30.1M
Is your credit union a member of a Federal Home Loan Bank? 896 $1
Amount of Share Drafts - < 1 Year 902A $63.2M
IRA/KEOGH Accounts - 1-3 Years 906B1 $257K
IRA/KEOGH Accounts - > 3 Years 906B2 $53K
Total Amount of IRA/KEOGH Accounts 906C $4.6M
Share Certificates - 1-3 Years 908B1 $1.0M
Share Certificates - > 3 Years 908B2 $426K
Money Market Shares - < 1 Year 911A $67.4M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $250K
Number of New Vehicle Loans 958 17,414
Total Shares 966 $43K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $425K
Number of Unsecured Credit Card Loans 993 4,126
Number of All Other Unsecured Loans/Lines of Credit 994 2,437
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 15
NCUA data file FS220C (9 items)

charge-offs and recoveries (27%), participation loans (18%)

First Alliance Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Total Amount of Indirect Loans Charged Off Year-to-Date 550E $277K
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $31K
Number of credit union branches (include the main office if member services are conducted at that location) 566 7
Supplemental Share Information - Accts Held by Member Government Depositors 631 $232K
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $41.7M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $1.0M
Supplemental Share Information - Dollar Amount of Share Drafts Swept to Regular Shares or Money Market Accounts as Part of an Official Sweep Program. 641 $13K
Other Contingent Liabilities 818A $232K
NCUA data file FS220D (35 items)

member services and products offered (69%), CUSO relationships (27%)

First Alliance Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
Financial Literacy Workshops 879B3 $1
First Time Homebuyer Program 879B4 $1
Credit Management and Repair 879B6 $1
Online Financial Literacy 879B7 $1
Bilingual Services 879C1 $1
No Cost Bill Payer 879C2 $1
Credit Builder 879D1 $1
Mortgage Processing 879G $1
Approved Mortgage Seller 879H $1
Brokered Deposits (All deposits acquired through a third party) 879T $1
International Remittances 879V $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
External or Third-Party Account Aggregation 887M $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Point-of-sale-Processing PI0012 $1
Offer Custodial Accounts PP0032 $1
Offer Non-Custodial Accounts PP0033 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA data file FS220G (7 items)

loans and leases (32%), participation loans (18%)

First Alliance Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Equity Acquired in Merger 658A $597K
Total Outstanding Amount of Participation Loans Purchased By Type 691L $3.2M
Number of Outstanding Int Only & Payment Option 1st Mtg Loans 704C2 12
Amount of Outstanding Int Only & Payment Option 1st Mtg Loans Granted YTD 704C3 $6.5M
Assets Pledged to Secure Borrowings 878 $70.9M
Current Quarter's Total Adjusted Retained Earnings acquired through Business Combinations 1004 $597K
Prior Quarter-End Adjusted Retained Earnings acquired through Business Combinations 1004A $597K
NCUA data file FS220H (3 items)

student loans (43%), delinquency (27%)

First Alliance Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $57.0M
Total number of TDR loans outstanding 1000F $532
Total amount of TDR loans outstanding 1001F $43K
NCUA data file FS220I (21 items)

vehicle lending (59%), delinquency (44%)

First Alliance Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $127K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $1.7M
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $19K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $484K
Amount of New Vehicle Loans Delinquent 180 to 359 days 022C1 $28K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $71K
Amount of New Vehicle Loans Delinquent >=360 days 023C1 $20K
Amount of Used Vehicle Loans Delinquent >=360 days 023C2 $9K
Number of Reportable Delinquent New Vehicle Loans 035E1 62
Number of Reportable Delinquent Used Vehicle Loans 035E2 222
Amount of Reportable Delinquent New Vehicle Loans 041C1 $108K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $853K
Amount of New Vehicle Loans YTD Charge Offs 550C1 $12K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $431K
Amount of New Vehicle Loans YTD Recoveries 551C1 $7K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $59K
Commercial Share Accounts 643 $17.0M
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $293K
Draws Against LOCs from FHLB 885A3 $22.3M
Total Draws Againts LOCs 885A4 $22.3M
Number of International Remittances originated Year-to-Date 928 10
NCUA data file FS220J (5 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

First Alliance Credit Union, NCUA data file FS220J, Q2 2026
Line item Account Q2 2026
Other Assets - Split Dollar Life Insurance Arrangements - Collateral Assignment 789E $845K
Other Assets - Split Dollar Life Insurance Arrangements Endorsement - Endorsement 789E1 $1.7M
Other Assets - Other Non-insurance 789F $2.7M
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $5.2M
Amounts reported in Asset section of the Statement of Financial Condition to fund Charitable Donation Accounts 789H $1.0M
NCUA data file FS220L (49 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

First Alliance Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $67K
Total Amount of Loans & Leases on Loan Schedule 025B1 $258.4M
Total number of commercial loans to members granted or purchased YTD 090A1 $32
Number of Member Unsecured Commercial Loans granted or purchased YTD 090C5 3
Number of Member Unsecured Revolving Lines of Credit granted for Commercial Purposes granted or purchased YTD 090C6 9
Number of member commercial loans Secured by Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 090H2 2
Number of member commercial loans Secured by Non-Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 090J2 9
Total Number of member commercial real estate secured loans granted or purchased YTD 090K2 $17
Number of Member Commercial and industrial loans granted or purchased YTD 090L2 3
Number of member commercial loans Secured by Multifamily Property granted or purchased YTD 090M 2
Number of member construction and development commercial loans 143A3 5
Outstanding balance of member construction and development commercial loans 143B3 $3.1M
Number of member construction and development commercial loans granted or purchased YTD 143C3 4
Dollar Amount of member construction and development commercial loans granted or purchased YTD 143D3 $1.1M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $37.7M
Total outstanding balance of commercial loans to members 400A1 $27.8M
Total outstanding balance of nonmember commercial loans 400B1 $283K
Outstanding balance of Unsecured Member Commercial Loans 400C5 $787K
Outstanding balance of Unsecured Revolving Lines of Credit Granted to Members for Commercial Purposes 400C6 $532K
Outstanding balance of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 400H2 $11.2M
Outstanding balance of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 400J2 $5.2M
Outstanding balance of purchased or participation interests in commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 400J3 $283K
Outstanding balance of Member Commercial and Industrial loans 400L2 $2.8M
Outstanding balance of member commercial loans Secured Multifamily Property 400M $4.2M
Amount of Commercial Loans/Lines of Credit Not Real Estate Secured 400P $4.1M
Outstanding balance of all member and non-member commercial loans 400T1 $28.1M
Total Dollar amount of member commercial loans granted or purchased YTD 475A1 $7.7M
Dollar Amount of Member Unsecured Commercial Loans granted or purchased YTD 475C5 $107K
Dollar Amount of Member Commercial Unsecured Revolving Lines of Credit Granted or purchased YTD 475C6 $492K
Dollar Amount of Member Commercial loans Secured by Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 475H2 $2.0M
Dollar Amount of Member Commercial loans Secured by Non-Owner Occupied Non-Farm, Non-Residential Property granted or purchased YTD 475J2 $2.2M
Total Dollar amount of real estate secured member commercial loans granted or purchased YTD 475K2 $7.0M
Dollar Amount of Member Commercial and Industrial loans granted or purchased YTD 475L2 $99K
Dollar Amount of Member Commercial loans Secured by Multifamily Property granted or purchased YTD 475M $1.6M
Interest Rate of Commercial Loans/Lines of Credit Real Estate Secured 525 630.00%
Interest Rate of Commercial Loans/Lines of Credit Not Real Estate Secured 526 1,055.00%
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 724.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 633.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 742.00%
Number of Commercial Small Business Administration Loans Outstanding 691B1 2
Outstanding Balance of Commercial Small Business Administration Loans 691C1 $1.4M
Guaranteed Portion of Commercial Small Business Administration Loans 691C2 $1.0M
Outstanding Amount of Commercial Loans Excluding C&D Participation Loans Purchased 691L8 $283K
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $20.7M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $56.4M
Balance Outstanding of 1st Mtg Residential construction Loans - Excluding Commercial Purpose 704A2 $6.7M
Total Outstanding Balance of real estate secured member commercial loans 718A3 $23.7M
Total Outstanding Balance of real estate secured nonmember commercial loans 718A4 $283K
Amount of Commercial Loans/Lines of Credit Real Estate Secured 718A5 $24.0M
NCUA data file FS220M (24 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

First Alliance Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $21.9M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $22.4M
Total Unfunded Commitments for Commercial Loans 814K $3.2M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $5.5M
Total Other Unfunded Commitments (Non-Commercial) 816B5 $86K
Total Unfunded Commitments for Non-Commercial Loans 816T $53.8M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $4.0M
Total number of member commercial loans 900A1 $161
Total number of nonmember commercial loans 900B1 $1
Number of Member Unsecured Commercial Loans 900C5 14
Number of Member Unsecured Revolving Lines of Credit Granted to Members for Commercial Purposes 900C6 32
Number of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 900H2 28
Number of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 900J2 22
Number of purchased or participation interests in commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 900J3 1
Total number of real estate secured member commercial loans 900K2 $64
Total number of real estate secured nonmember commercial loans 900K3 $1
Number of Commercial Loans/Lines of Credit Real Estate Secured 900K4 66
Number of Member Commercial and Industrial loans 900L2 51
Number of member commercial loans Secured by Multifamily Property 900M 9
Number of Commercial Loans/Lines of Credit Not Real Estate Secured 900P 96
Total Number of Member and Nonmember commercial loans 900T1 $162
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 313
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 743
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 849
NCUA data file FS220N (12 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

First Alliance Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Available-for-sale Debt Securities <=1 Year AS0062 $16K
Available-for-sale Debt Securities >1 and <=3 Years AS0063 $1.6M
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $5.3M
Available-for-sale Debt Securities >5 and <= 10 Years AS0065 $12.7M
Available-for-sale Debt Securities > 10 Years AS0066 $3.6M
Held-to-Maturity Debt Securities <=1 Year AS0068 $910K
Held-to-Maturity Debt Securities >1 and <=3 Years AS0069 $2.0M
Held-to-Maturity Debt Securities >3 and <=5 Years AS0070 $3.2M
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$127K
Total Liabilities LI0069 $322.9M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $723K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $358.5M
NCUA data file FS220P (58 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

First Alliance Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $226K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $41K
Loan Loss Information - YTD Charge Offs - All Other Secured Non-Real Estate Loans/Lines of Credit CH0015 $289
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $12K
Loan Loss Information - YTD Charge Offs - Commercial Loans/Lines of Credit - Unsecured Commercial Loans CH0037 $16K
Whole or Partial Loans Purchased Under 701.23 - YTD Charge Offs CH0047 $33K
Whole or Partial Loans Purchased Under 701.23 - YTD Recoveries CH0048 $23K
Amount of real estate loans included in Accounts 718A3 and 718A4 above that contractually refinance, reprice, or mature within the next 5 years. CM0099 $19.2M
Unsecured Credit Card Loans DL0002 $80K
All Other Unsecured Loans/Lines of Credit DL0022 $389K
All Other Unsecured Loans/Lines of Credit DL0023 $116K
All Other Unsecured Loans/Lines of Credit DL0024 $144K
All Other Unsecured Loans/Lines of Credit DL0025 $74K
All Other Unsecured Loans/Lines of Credit DL0027 $334K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $92
New Vehicle Loans DL0030 $40K
Used Vehicle Loans DL0037 $290K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $395K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $69K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0052 $287K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0053 $50K
Delinquent Loans by Collateral Type - >=360 days - All Other Secured Non-Real Estate Loans/Lines of Credit DL0054 $43K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $448K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $21
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0057 $1.3M
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0058 $221K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0059 $194K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $415K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $2
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0064 $464K
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0065 $133K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0066 $26K
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0067 $77K
Delinquent Loans by Collateral Type - >=360 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0068 $164K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0069 $399K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0070 $7
Dollar Amount of Reportable Delinquency - 30 - 59 Days Delinquent - Commercial Loans/Lines of Credit Secured by Owner Occupied, Non-Farm, Non-Residential Property DL0099 $1.3M
Dollar Amount of Reportable Delinquency - 180 - 359 Days Delinquent - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0123 $23K
Dollar Amount of Reportable Delinquency - >=360 Days Delinquent - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0124 $121K
Total Dollar Amount of Reportable Delinquency - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0125 $231K
Total Number of Reportable Delinquent Loans - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0126 $3
Dollar Amount of Reportable Delinquency - 90 - 179 Days Delinquent - Commercial Loans/Lines of Credit - Unsecured Commercial Loans DL0129 $13K
Total Dollar Amount of Reportable Delinquency - Commercial Loans/Lines of Credit - Unsecured Commercial Loans DL0132 $13K
Total Number of Reportable Delinquent Loans - Commercial Loans/Lines of Credit - Unsecured Commercial Loans DL0133 $1
Dollar Amount of Reportable Delinquency - 90 - 179 Days Delinquent - Commercial Loans/Lines of Credit - Unsecured Revolving Lines of Credit for Commercial DL0136 $30K
Total Dollar Amount of Reportable Delinquency - Commercial Loans/Lines of Credit - Unsecured Revolving Lines of Credit for Commercial DL0139 $30K
Total Number of Reportable Delinquent Loans - Commercial Loans/Lines of Credit - Unsecured Revolving Lines of Credit for Commercial DL0140 $1
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $1.0M
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Participation Loans Purchased under 701.22 DL0142 $13K
Amount of Consumer Loans in Non-Accrual Status DL0145 $1.7M
Amount of Commercial Loans in Non-Accrual Status DL0146 $158K
Dollar Amount of Reportable Delinquency - 60 - 89 Days Delinquent - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0147 $86K
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Number of Modified Loans DL0148 $199
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Amount of Modified Loans DL0149 $361
Number of Indirect Loans - New and Used Vehicle Loans IN0001 2,443
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $40.2M
Number of Indirect Loans - All Other Loans IN0007 127
Amount of Indirect Loans - All Other Loans IN0008 $1.4M
NCUA data file FS220Q (40 items)

investment portfolio detail (69%)

First Alliance Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Line of Credit Limit - Federal Home Loan Bank LQ0040 $33.8M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Federal Home Loan Bank LQ0043 $63.4M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - FRB LQ0047 $7.5M
Total Borrowings LQ0860 $22.3M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0015 $731K
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0016 $721K
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0019 $14.0M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0020 $13.1M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0023 $14.7M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0024 $13.9M
Held-to-maturity Amortized Cost - Securities Issued by States and Political Subdivisions in the U.S. NV0069 $6.1M
Held-to-maturity Fair Value - Securities Issued by States and Political Subdivisions in the U.S. NV0070 $5.7M
Available-for-sale Amortized Cost - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0075 $8.8M
Available-for-sale Fair Value - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0076 $9.5M
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $6.1M
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $23.5M
Total Fair Value Available-for-Sale Debt Securities NV0084 $23.3M
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $23.3M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $6.1M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - <=1 Year NV0141 $693K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >1-3 Years NV0142 $1.2M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $1.9M
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $1.6M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $4.8M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $8.6M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $12.7M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $3.6M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $31.4M
Investment - Memoranda - Realized Gains (Losses) - Realized Gains (Losses) on Available for Sale Securities NV0160 -$163K
Total Gain (Loss) on Investments NV0162 -$163K
Assets Used to Fund Employee Benefit or Deferred Compensation Plans - Collateral Assignment - Remaining Premiums NV0169 $4.2M
Assets Used to Fund Employee Benefit or Deferred Compensation Plans - Collateral Assignment - Cash Surrender Value NV0170 $390K
Assets Used to Fund Employee Benefit or Deferred Compensation Plans - Endorsement - Cash Surrender Value NV0173 $1.7M
RBC Total Equity RB0001 $35.7M
RBC Allowance for Credit Losses RB0002 $2.9M
RBC Total Additions RB0005 $2.9M
RBC Total Deductions RB0009 $2.4M
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $36.2M
RBC Risk-Based Capital Numerator RB0012 $36.2M
Participation Loans: Participations Purchased - Outstanding Balance - Amount - Vehicle - Non-commercial SL0036 $2.9M
NCUA data file FS220R (54 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

First Alliance Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Total Borrowing Capacity at Central Liquidity Facility LQ0060 $125.9M
Borrowing Arrangements - Total Borrowing Capacity at Federal Reserve Bank LQ0061 $6.8M
RBC Schedule Total Investments RB0039 $31.4M
RBC Schedule Total Consumer Loans RB0060 $136.3M
RBC Schedule Total Commercial Loans RB0068 $28.1M
RBC Adjustments to Loans Held for Sale RB0075 -$335K
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $2.9M
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $2.9M
RBC Schedule Total Loans RB0079 $255.9M
RBC Adjustments to Total Loans RB0080 -$335K
RBC Total for Risk Weighting Total Loans RB0081 -$2.9M
RBC Total Loans 0% Weight RB0082 -$2.9M
RBC Schedule Total Other Assets RB0088 $47.7M
RBC Total for Risk Weighting Other Assets RB0090 $2.4M
RBC Other Assets 0% Weight RB0091 $2.4M
RBC Total from Schedule On-Balance Sheet Assets RB0099 $358.5M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 -$466K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 -$466K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $358.5M
RBC Allowance for Credit Losses (Loans) RB0177 $2.9M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 101.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 16,289,650.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 30,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 74.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 14,335,107.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 6,099,673.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid >5 Years RL0007 $66
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0008 $11.9M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0009 $3.6M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0010 $34
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0011 $4.8M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 38.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 9,061,870.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Adjustable Rate RL0015 2,356,880.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $56.4M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $12.1M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 255.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 14,814,472.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 4,685,032.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 488.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 22,869,404.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 392,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $37.7M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $5.1M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $1K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $94.1M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $17.2M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $58.5M
Total Shares SH0013 $256.8M
Total Shares and Deposits SH0018 $296.0M
Total Non-Member Deposits SH0880 $39.2M
Number of Loans Sold, Year-to-date SL0022 4
Amount of Loans Sold, Year-to-date SL0023 $1.2M
Number of First Mortgage loans sold on the secondary market, Year-to-date SL0024 4
NCUA data file FS220S (13 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

First Alliance Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Auto Lending PP0038 $1
Mortgage Lending PP0039 $1
Secured personal loans PP0040 $1
Unsecured personal loans PP0041 $1
Lead generation for new members PP0042 $1
Lead generation for share accounts PP0043 $1
Acquire participation loans PP0044 $1
Person-to-Person payments PP0045 $1
Communication PP0047 $1
Located in Metropolitan Statistical Area (MSA) PR0001 $1
home purchase loan or refinanced a home purchase loan PR0002 $1
Originated closed-end mortgages in each of the two preceding calendar years or originated open-end lines of credit in each of the two preceding calendar years in excess of the HMDA Loan-Volume Threshold? PR0003 $1

First Alliance Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the First Alliance Credit Union call report?

The First Alliance Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does First Alliance Credit Union file?

First Alliance Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the First Alliance Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for First Alliance Credit Union is 62872.

How often does First Alliance Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

First Alliance Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.