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Credit union call report ยท Chandler, AZ

First Credit Union Call Report

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First Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 502 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

First Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number68444
Federal Reserve RSSD ID911571

The official copy: search charter number 68444 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

First Credit Union call report, Q2 2026

Statement of Financial Condition (39 items)
First Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $1.9M
1b. Cash Items in Process of Collection AS0005 $1.1M
1c. Total Cash on Hand 730A $3.1M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $22.3M
2b. Cash on Deposit in Federal Reserve Bank AS0003 $53.0M
2c. Cash on Deposit in Other Financial Institutions 730B2 $5.0M
2. Cash on Deposit (total) 730B $80.3M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $83.3M
6. Equity Securities AS0055 $42K
8. Available-for-Sale Debt Securities AS0067 $143.5M
11. TOTAL INVESTMENT SECURITIES AS0013 $143.5M
12b. Perpetual Contributed Capital 769B $540K
12c. All Other Investments AS0016 $2.7M
13. TOTAL OTHER INVESTMENTS AS0017 $3.2M
14. Loans Held for Sale 003 $378K
15a. Number of Total Loans and Leases 025A 22,321
15b. Total Loans and Leases 025B $517.5M
17. ACL on Loans and Leases AS0048 $7.8M
18c. Foreclosed/Repossessed - Vehicles AS0024 $1.0M
18e. Foreclosed/Repossessed Assets (total) 798A $1.0M
19. Land and Building 007 $13.4M
20. Other Fixed Assets 008 $6.3M
21. NCUA Share Insurance Capitalization Deposit 794 $6.4M
22d. Accrued Interest on Loans 009A $2.9M
22e. Accrued Interest on Investments 009B $764K
22f. All Other Assets 009C $40.7M
22g. Total Other Assets AS0036 $44.3M
23. TOTAL ASSETS 010 $811.6M
Accounts Payable and Other Liabilities 825 $12.2M
Accrued Dividends and Interest Payable 820A $5K
ACL on Off-Balance-Sheet Exposures LI0003 $42K
Borrowings (total) 860C $45.0M
Member Shares of All Types 013 $684.0M
Nonmember Deposits 880 $5.0M
Total Shares and Deposits 018 $689.0M
Undivided Earnings 940 $71.8M
Total Net Worth 997 $73.9M
Net Worth Ratio 998 9.37%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $811.6M
Statement of Income and Expense (24 items)
First Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $15.7M
3. Income from Investments 120 $4.6M
5. TOTAL INTEREST INCOME 115 $20.2M
6. Dividends on Shares 380 $4.3M
8. Interest on Borrowed Money 340 $450K
9. TOTAL INTEREST EXPENSE 350 $4.7M
10. NET INTEREST INCOME IS0010 $15.5M
12a. Credit Loss Expense - Loans and Leases IS0011 $3.3M
12e. Total Credit Loss Expense IS0017 $3.3M
13. Fee Income 131 $1.8M
14. Other Operating Income IS0020 $1.9M
22. Other Non-Operating Income 440 $2K
23. TOTAL NON-INTEREST INCOME 117 $3.7M
24. Employee Compensation and Benefits 210 $7.2M
25. Travel and Conference 230 $154K
26. Office Occupancy 250 $1.2M
27. Office Operations 260 $3.7M
28. Educational and Promotional 270 $608K
29. Loan Servicing 280 $1.1M
30. Professional and Outside Services 290 $726K
32. Operating Fees 320 $22K
33. Miscellaneous Operating Expense 360 $140K
34. TOTAL NON-INTEREST EXPENSE 671 $14.9M
35. NET INCOME 661A $991K
Statement pages - all other filed accounts (25 items)

delinquency (21%), credit cards (21%)

First Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $5.5M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $1.2M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $629K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $18K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $276K
Loans Granted Year-to-Date 031A $5K
Amount of Loans Granted Year-to-Date 031B $116.6M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $2.8M
Number of current members (not number of accounts) 083 44,684
Number of potential members 084 4,920,000
Non-Member Deposits 457 $5K
Interest Rate of Unsecured Credit Card Loans 521 490.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,800.00%
Interest Rate of New Vehicle Loans 523 499.00%
Interest Rate of Used Vehicle Loans 524 524.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $3.4M
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $227K
Total Amount of All Other Shares 630 $516K
Amount of Regular Shares 657 $197.3M
Amount of Share Drafts 902 $173.6M
IRA/KEOGH Accounts - < 1 Year 906A $21.7M
Share Certificates - < 1 Year 908A $163.0M
Total Amount of Share Certificates 908C $169.5M
Total Amount of Money Market Shares 911 $118.7M
Number of Used Vehicle Loans 968 9,534
NCUA data file FS220A (29 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

First Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
The average of the current and three preceding quarter-end balances 010C $788.7M
Total Shares - < 1 Year 013A $674.8M
Total Shares - 1-3 Years 013B1 $7.6M
Total Shares - > 3 Years 013B2 $1.7M
Total Shares and Deposits - < 1 Year 018A $674.8M
Total Shares and Deposits - 1-3 Years 018B1 $7.6M
Total Shares and Deposits - > 3 Years 018B2 $6.6M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 141
Amount of Delinquent Indirect Loans 041E $1.5M
Effective date of last audit 063 $62K
Amount of Used Vehicle Loans 370 $196.3M
Amount of New Vehicle Loans 385 $64.5M
Amount of Unsecured Credit Card Loans 396 $18.6M
Amount of All Other Unsecured Loans/Lines of Credit 397 $9.9M
Share Certificates 451 $5K
Number of Accounts for Share Drafts 452 22,414
IRA/KEOGH Accounts 453 $2K
Number of Accounts for Regular Shares 454 50,379
All other shares 455 $120
Money Market Shares 458 $3K
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 87,688
Number of credit union employees who are Full-Time (26 hours or more) 564A 149
Number of Outstanding Indirect Loans 617A 9,679
Total Amount of Outstanding Indirect Loans 618A $220.5M
Total credit lines 881 $248.3M
Draws against lines of credit, less than 1 year 883A $30.0M
Draws against lines of credit, 1 to 3 years 883B1 $15.0M
Draws against lines of credit, total amount 883C $45.0M
Other Comprehensive Income (unless already included in item 33 or 34) 945B $370K
NCUA data file FS220B (29 items)

maturity and repricing buckets (40%), credit cards (17%)

First Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Number - Total Delinquent Credit Card Loans 045A 17
Total Amount of Delinquent Unsecured Credit Card Loans 045B $102K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $41.0M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $41.0M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $648.0M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $32K
All other shares - < 1 Year 630A $516K
Amount of Regular Shares - < 1 Year 657A $197.3M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $502K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $43K
Total Amount of All First Mortgage Loans which have been sold in the secondary market year-to-date 736 $2.0M
Total Borrowings - < 1 Year 860A $30.0M
Total Borrowings - 1-3 Years 860B1 $15.0M
Non-Member Deposits - > 3 Years 880B2 $5.0M
Is your credit union a member of a Federal Home Loan Bank? 896 $1
Amount of Share Drafts - < 1 Year 902A $173.6M
IRA/KEOGH Accounts - 1-3 Years 906B1 $2.6M
IRA/KEOGH Accounts - > 3 Years 906B2 $139K
Total Amount of IRA/KEOGH Accounts 906C $24.4M
Share Certificates - 1-3 Years 908B1 $5.0M
Share Certificates - > 3 Years 908B2 $1.5M
Money Market Shares - < 1 Year 911A $118.7M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $31K
Number of New Vehicle Loans 958 2,073
Total Shares 966 $83K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $1.7M
Number of Unsecured Credit Card Loans 993 4,206
Number of All Other Unsecured Loans/Lines of Credit 994 4,080
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 5
NCUA data file FS220C (8 items)

charge-offs and recoveries (27%), participation loans (18%)

First Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Total Amount of Indirect Loans Charged Off Year-to-Date 550E $2.1M
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $95K
Number of credit union branches (include the main office if member services are conducted at that location) 566 9
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $79.7M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $6.7M
Amount of Participation Loans Purchased Year-to-Date 690 $14.5M
Outstanding balance of brokered certificates of deposit and share certificates 788 $5.0M
NCUA data file FS220D (34 items)

member services and products offered (69%), CUSO relationships (27%)

First Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
Does the credit union provide member services through a credit union shared branch services center? 566A $1
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
Financial Literacy Workshops 879B3 $1
Online Financial Literacy 879B7 $1
Bilingual Services 879C1 $1
No Cost Bill Payer 879C2 $1
Student Scholarships 879C4 $1
Credit Builder 879D1 $1
Mortgage Processing 879G $1
Approved Mortgage Seller 879H $1
Brokered Certificates of Deposits 879N $1
International Remittances 879V $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
External or Third-Party Account Aggregation 887M $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Offer Custodial Accounts PP0032 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
CU offer Shared service network PP0058 $1
NCUA data file FS220G (8 items)

loans and leases (32%), participation loans (18%)

First Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Equity Acquired in Merger 658A $2.1M
Total Outstanding Amount of Participation Loans Purchased By Type 691L $90.3M
Total Value of Investments in CUSOs 851 $755K
Total Aggregate Cash Outlay in CUSOs 853 $316K
Assets Pledged to Secure Borrowings 878 $216.0M
Total Credit Lines at Corporate Credit Unions 884 $36.0M
Current Quarter's Total Adjusted Retained Earnings acquired through Business Combinations 1004 $2.1M
Prior Quarter-End Adjusted Retained Earnings acquired through Business Combinations 1004A $2.1M
NCUA data file FS220H (3 items)

student loans (43%), delinquency (27%)

First Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $99.1M
Total number of TDR loans outstanding 1000F $78
Total amount of TDR loans outstanding 1001F $1.8M
NCUA data file FS220I (20 items)

vehicle lending (59%), delinquency (44%)

First Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $608K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $3.7M
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $47K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $461K
Amount of New Vehicle Loans Delinquent 180 to 359 days 022C1 $110K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $444K
Amount of Used Vehicle Loans Delinquent >=360 days 023C2 $18K
Number of Reportable Delinquent New Vehicle Loans 035E1 8
Number of Reportable Delinquent Used Vehicle Loans 035E2 81
Amount of Reportable Delinquent New Vehicle Loans 041C1 $181K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $1.5M
Amount of New Vehicle Loans YTD Charge Offs 550C1 $218K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $2.2M
Amount of New Vehicle Loans YTD Recoveries 551C1 $50K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $71K
Commercial Share Accounts 643 $12.8M
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $152K
Draws Against LOCs from FHLB 885A3 $45.0M
Total Draws Againts LOCs 885A4 $45.0M
Number of International Remittances originated Year-to-Date 928 62
NCUA data file FS220J (4 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

First Credit Union, NCUA data file FS220J, Q2 2026
Line item Account Q2 2026
Other Assets - Split Dollar Life Insurance Arrangements - Collateral Assignment 789E $14.7M
Other Assets - Other Insurance 789E2 $3.2M
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $17.9M
Amounts reported in Asset section of the Statement of Financial Condition to fund Charitable Donation Accounts 789H $3.3M
NCUA data file FS220L (35 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

First Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $22K
Total Amount of Loans & Leases on Loan Schedule 025B1 $517.5M
Outstanding Balance of purchased or participation interests in commercial loans Secured by Farmland to nonmembers 042A7 $50.6M
Amount of Agricultural Commercial Loans 042A9 $50.6M
Total number of purchased commercial loans or participation interests to nonmembers purchased YTD 090B1 $16
Number of purchased or participation interests in commercial loans secured by non-owner occupied non-farm, non-residential property to nonmembers purchased YTD 090J3 5
Total Number of purchased or participation interests in commercial loans secured by real estate to nonmembers YTD 090K3 $16
Number of purchased or participation interests in commercial loans secured by farmland to nonmembers purchased YTD 099A7 11
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $32.7M
Amount of All Other Real Estate Loans/Lines of Credit 386B $34K
Total outstanding balance of nonmember commercial loans 400B1 $90.2M
Outstanding balance of purchased or participation interests in commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 400H3 $18.5M
Outstanding balance of purchased or participation interests in commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 400J3 $17.0M
Outstanding balance of purchased or participation interests in Commercial and Industrial loans to nonmembers 400L3 $3.4M
Outstanding balance of purchased or participation interests in commercial loans to nonmembers Secured by Multifamily Property 400M1 $782K
Amount of Commercial Loans/Lines of Credit Not Real Estate Secured 400P $3.4M
Outstanding balance of all member and non-member commercial loans 400T1 $90.2M
Dollar Amount of Commercial loans or participation interests to nonmembers Secured by Farmland purchased YTD 463A7 $8.8M
Total Dollar amount of nonmember commercial loans purchased YTD 475B1 $14.5M
Dollar Amount of Purchased or participation interests in commercial loans to nonmembers Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property purchased YTD 475J3 $5.7M
Total Dollar amount of real estate secured commercial loans to nonmembers purchased YTD 475K3 $14.5M
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 675.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 650.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 770.00%
Number of Commercial Small Business Administration Loans Outstanding 691B1 8
Outstanding Balance of Commercial Small Business Administration Loans 691C1 $5.4M
Guaranteed Portion of Commercial Small Business Administration Loans 691C2 $5.6M
Outstanding Amount of Commercial Loans Excluding C&D Participation Loans Purchased 691L8 $90.3M
Number of Commercial Other Government Guaranteed Loans Outstanding 691P 141
Outstanding Balance of Commercial Other Government Guaranteed Loans 691P1 $84.9M
Guaranteed Portion of Commercial Other Government Guaranteed Loans 691P2 $85.3M
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $21.7M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $83.5M
Total Outstanding Balance of real estate secured nonmember commercial loans 718A4 $86.8M
Amount of Commercial Loans/Lines of Credit Real Estate Secured 718A5 $86.8M
NCUA data file FS220M (20 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

First Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $24.4M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $53.3M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $18.7M
Total Unfunded Commitments for Non-Commercial Loans 816T $99.1M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $2.7M
Total number of nonmember commercial loans 900B1 $149
Number of purchased or participation interests in commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 900H3 27
Number of purchased or participation interests in commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 900J3 21
Total number of real estate secured nonmember commercial loans 900K3 $142
Number of Commercial Loans/Lines of Credit Real Estate Secured 900K4 142
Number of purchased or Participation Interest in Commercial and Industrial loans to nonmembers 900L3 7
Number of purchased or participation interests in commercial loans Secured by Multifamily Property to nonmembers 900M1 1
Number of Commercial Loans/Lines of Credit Not Real Estate Secured 900P 7
Total Number of Member and Nonmember commercial loans 900T1 $149
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 536
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 609
Number of All Other Real Estate Loans/Lines of Credit 960B 1
Number of purchased or participation interests in commercial loans secured by Farmland to nonmembers 961A7 93
Number of Agricultural Commercial Loans 961A9 93
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 1,133
NCUA data file FS220N (13 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

First Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Equity Securities <=1 Year AS0050 $42K
Available-for-sale Debt Securities <=1 Year AS0062 $44.5M
Available-for-sale Debt Securities >1 and <=3 Years AS0063 $17.6M
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $43.4M
Available-for-sale Debt Securities >5 and <= 10 Years AS0065 $37.1M
Available-for-sale Debt Securities > 10 Years AS0066 $973K
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$8.9M
Total Liabilities LI0069 $746.2M
Number of Non-Commercial Other Government Guaranteed Loans LN0053 1
Outstanding Balance of Non-Commercial Other Government Guaranteed Loans LN0054 $34K
Guaranteed Portion of Non-Commercial Other Government Guaranteed Loans LN0055 $34K
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $2.6M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $811.6M
NCUA data file FS220P (39 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

First Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $374K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $32K
Loan Loss Information - YTD Charge Offs - All Other Secured Non-Real Estate Loans/Lines of Credit CH0015 $174K
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $178
Loan Loss Information - YTD Recoveries - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien CH0020 $30K
Amount of real estate loans included in Accounts 718A3 and 718A4 above that contractually refinance, reprice, or mature within the next 5 years. CM0099 $11.5M
Unsecured Credit Card Loans DL0002 $102K
All Other Unsecured Loans/Lines of Credit DL0022 $95K
All Other Unsecured Loans/Lines of Credit DL0023 $70K
All Other Unsecured Loans/Lines of Credit DL0024 $14K
All Other Unsecured Loans/Lines of Credit DL0027 $84K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $27
New Vehicle Loans DL0030 $23K
Used Vehicle Loans DL0037 $533K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $395K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $6K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0052 $27K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0053 $29K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $61K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $4
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0064 $428K
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0065 $195K
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0067 $46K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0069 $241K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0070 $3
Dollar Amount of Reportable Delinquency - 90 - 179 Days Delinquent - Commercial Loans/Lines of Credit Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property DL0108 $640K
Total Dollar Amount of Reportable Delinquency - Commercial Loans/Lines of Credit Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property DL0111 $640K
Total Number of Reportable Delinquent Loans - Commercial Loans/Lines of Credit Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property DL0112 $1
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $929K
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Participation Loans Purchased under 701.22 DL0142 $640K
Amount of Consumer Loans in Non-Accrual Status DL0145 $1.2M
Amount of Commercial Loans in Non-Accrual Status DL0146 $640K
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Number of Modified Loans DL0148 $11
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Amount of Modified Loans DL0149 $440K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 9,679
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $220.5M
Off-Balance Sheet Exposures - Totally Unconditionally Cancelable Unfunded Commitments for All Loan Types LQ0013 $74.7M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Consumer Loans - Secured and Real Estate LQ0015 $24.4M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments -Total LQ0017 $24.4M
NCUA data file FS220Q (52 items)

investment portfolio detail (69%)

First Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Line of Credit Limit - Federal Home Loan Bank LQ0040 $196.4M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Federal Home Loan Bank LQ0043 $200.2M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - FRB LQ0047 $15.8M
Total Borrowings LQ0860 $45.0M
Available-for-sale Amortized Cost - US Government Obligations NV0003 $3.9M
Available-for-sale Fair Value - US Government Obligations NV0004 $3.6M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0019 $112.2M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0020 $105.3M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0023 $112.2M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0024 $105.3M
Available-for-sale Amortized Cost - Non-Federal Agency Asset-Backed Securities - Senior Tranches - Privately Issued Residential Mortgage Related Securities NV0039 $8.7M
Available-for-sale Fair Value - Non-Federal Agency Asset-Backed Securities - Senior Tranches - Privately Issued Residential Mortgage Related Securities NV0040 $8.6M
Available-for-sale Amortized Cost - Non-Federal Agency Asset-Backed Securities - Senior Tranches - Privately Issued Commercial Mortgage Related Securities NV0043 $5.5M
Available-for-sale Fair Value - Non-Federal Agency Asset-Backed Securities - Senior Tranches - Privately Issued Commercial Mortgage Related Securities NV0044 $5.3M
Available-for-sale Amortized Cost - Non-Federal Agency Asset-Backed Securities - Senior Tranches - Total NV0051 $14.2M
Available-for-sale Fair Value - Non-Federal Agency Asset-Backed Securities - Senior Tranches - Total NV0052 $13.9M
Available-for-sale Amortized Cost - Securities Issued by States and Political Subdivisions in the U.S. NV0071 $19.9M
Available-for-sale Fair Value - Securities Issued by States and Political Subdivisions in the U.S. NV0072 $18.7M
Available-for-sale Amortized Cost - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0079 $2.0M
Available-for-sale Fair Value - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0080 $2.0M
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $152.2M
Total Fair Value Available-for-Sale Debt Securities NV0084 $143.5M
Trading Investments - Equity Securities - Registered Investment Companies NV0107 $42K
Trading Investments - Equity Securities - Total Equity Securities NV0109 $42K
Total Trading Debt and Equity Securities NV0110 $42K
Investment Maturity Distribution - Equity Securities - Total NV0122 $42K
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $143.5M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >1-3 Years NV0142 $3.2M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $3.2M
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $44.5M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $20.8M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $43.4M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $37.1M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $973K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $146.8M
Assets Used to Fund Employee Benefit or Deferred Compensation Plans - Collateral Assignment - Cash Surrender Value NV0170 $12.7M
RBC Total Equity RB0001 $73.9M
RBC Allowance for Credit Losses RB0002 $7.8M
RBC Total Additions RB0005 $7.8M
RBC Total Deductions RB0009 $6.4M
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $75.3M
RBC Risk-Based Capital Numerator RB0012 $75.3M
RBC Total for Risk Weighting Cash and Deposits in Financial Institutions or Reserve Banks RB0014 $83.3M
RBC Cash and Deposits in Financial Institutions or Reserve Banks 0% Weight RB0015 $55.2M
RBC Cash, Cash Equivalents, Deposits in Financial Institutions or Reserve Banks 20% Weight RB0016 $28.2M
RBC Total for Risk Weighting Securities RB0019 $143.5M
RBC Securities 0% Weight RB0020 $64.5M
RBC Securities 20% Weight RB0021 $60.7M
RBC Securities 50% Weight RB0022 $2.0M
RBC Securities 100% Weight RB0023 $16.2M
RBC Securities 300% Weight RB0024 $42K
Participation Loans: Participations Purchased - Purchased Year-To-Date - Amount - Commercial Loans excluding Construction & Development SL0049 $14.5M
NCUA data file FS220R (110 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

First Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Total Borrowing Capacity at Federal Reserve Bank LQ0061 $15.8M
CCULR Off-Balance sheet exposures LR0002 $24.4M
CCULR Off-Balance sheet exposures ratio LR0003 300.00%
RBC Total for Risk Weighting Other Investments RB0029 $3.2M
RBC Other Investments 20% Weight RB0031 $2.7M
RBC Other Investments 150% Weight RB0033 $540K
RBC Schedule Total Investments RB0039 $146.8M
RBC Total for Risk Weighting Total Investments RB0041 $146.8M
RBC Total Investments 0% Weight RB0042 $64.5M
RBC Total Investments 20% Weight RB0043 $63.4M
RBC Total Investments 50% Weight RB0044 $2.0M
RBC Total Investments 100% Weight RB0045 $16.2M
RBC Total Investments 150% Weight RB0046 $540K
RBC Total Investments 300% Weight RB0047 $42K
RBC Adjustments to First Lien Residential Real Estate Loans RB0051 $2.2M
RBC Total for Risk Weighting First Lien Residential Real Estate Loans RB0052 $85.7M
RBC First Lien Residential Real Estate Loans 50% Weight RB0053 $85.7M
RBC Adjustments to Junior Lien Residential Real Estate Loans RB0056 -$1.8M
RBC Total for Risk Weighting Junior Lien Residential Real Estate Loans RB0057 $30.9M
RBC Junior Lien Residential Real Estate Loans 100% Weight RB0058 $30.3M
RBC Junior Lien Residential Real Estate Loans 150% Weight RB0059 $586K
RBC Schedule Total Consumer Loans RB0060 $311.1M
RBC Adjustments to Consumer Loans RB0061 -$34K
RBC Total for Risk Weighting Consumer Loans RB0062 $311.1M
RBC Consumer Loans 0% Weight RB0063 $499K
RBC Consumer Loans 75% Weight RB0065 $279.7M
RBC Consumer Loans 100% Weight RB0066 $28.4M
RBC Consumer Loans 150% Weight RB0067 $2.4M
RBC Schedule Total Commercial Loans RB0068 $90.2M
RBC Adjustments to Commercial Loans RB0069 $34K
RBC Total for Risk Weighting Commercial Loans RB0070 $90.3M
RBC Commercial Loans 0% Weight RB0071 $90.3M
RBC Adjustments to Loans Held for Sale RB0075 -$378K
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $7.8M
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $7.8M
RBC Schedule Total Loans RB0079 $510.1M
RBC Total for Risk Weighting Total Loans RB0081 $510.1M
RBC Total Loans 0% Weight RB0082 $83.0M
RBC Total Loans 50% Weight RB0084 $85.7M
RBC Total Loans 75% Weight RB0085 $279.7M
RBC Total Loans 100% Weight RB0086 $58.7M
RBC Total Loans 150% Weight RB0087 $3.0M
RBC Schedule Total Other Assets RB0088 $71.4M
RBC Total for Risk Weighting Other Assets RB0090 $71.4M
RBC Other Assets 0% Weight RB0091 $6.4M
RBC Other Assets 100% Weight RB0092 $65.0M
RBC Total from Schedule On-Balance Sheet Assets RB0099 $811.6M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $811.6M
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $209.1M
RBC Total Risk Weighted On-Balance Sheet Assets 20% Weight RB0102 $91.5M
RBC Total Risk Weighted On-Balance Sheet Assets 50% Weight RB0103 $87.7M
RBC Total Risk Weighted On-Balance Sheet Assets 75% Weight RB0104 $279.7M
RBC Total Risk Weighted On-Balance Sheet Assets 100% Weight RB0105 $140.0M
RBC Total Risk Weighted On-Balance Sheet Assets 150% Weight RB0106 $3.5M
RBC Total Risk Weighted On-Balance Sheet Assets 300% Weight RB0108 $42K
RBC Schedule Total Risk Weighted Assets - On-Balance Sheet RB0112 $417.3M
RBC Total Risk Weighted Assets - On-Balance Sheet 20% Weight RB0113 $18.3M
RBC Total Risk Weighted Assets On-Balance Sheet 50% Weight RB0114 $43.8M
RBC Total Risk Weighted Assets On-Balance Sheet 75% Weight RB0115 $209.8M
RBC Total Risk Weighted Assets On-Balance Sheet 100% Weight RB0116 $140.0M
RBC Total Risk Weighted Assets On-Balance Sheet 150% Weight RB0117 $5.2M
RBC Total Risk Weighted Assets On-Balance Sheet 300% Weight RB0119 $125K
RBC Unfunded Commitment Secured Consumer Loans Credit Equivalent Amount RB0125 $2.4M
RBC Unfunded Commitment Secured Consumer Loans 100% Weight RB0128 $2.4M
RBC Total Off-Balance Sheet and Derivative Credit Equivalent Amount RB0153 $2.4M
RBC Total Off-Balance Sheet and Derivative 100% Weight RB0160 $2.4M
RBC Total Risk-Weighted Assets Off-Balance-Sheet and Derivative RB0162 $2.4M
RBC Total Risk-Weighted Assets Off-Balance-Sheet and Derivative 100% Weight RB0168 $2.4M
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $814.0M
RBC Total Risk-Weighted Assets RB0171 $419.8M
RBC Total Risk Based Capital Ratio RB0172 1,794.00%
RBC Allowance for Credit Losses (Loans) RB0177 $7.8M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 315.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 66,522,968.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 8,475,800.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 159.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 12,660,614.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 1,681,650.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid >5 Years RL0007 $1
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0008 $155K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0010 $1
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0011 $76K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 60.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 4,083,726.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Adjustable Rate RL0015 1,260,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $83.5M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $11.4M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 309.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 14,886,751.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 1,408,600.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Fixed Rate RL0024 3.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Fixed Rate RL0025 414,483.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 297.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 17,374,141.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 5,093,550.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $32.7M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $6.5M
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Number of Loans Outstanding RL0032 1.00%
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Amount of Loans Outstanding RL0033 34,465.00%
All Other (Non-commercial) Real Estate - Amount of Loans Outstanding - Total RL0044 $34K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $1K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $116.2M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $17.9M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $23.4M
Total Shares SH0013 $684.0M
Total Shares and Deposits SH0018 $689.0M
Total Non-Member Deposits SH0880 $5.0M
Number of Loans Sold, Year-to-date SL0022 6
Amount of Loans Sold, Year-to-date SL0023 $2.0M
Number of First Mortgage loans sold on the secondary market, Year-to-date SL0024 6
NCUA data file FS220S (10 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

First Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Auto Lending PP0038 $1
Mortgage Lending PP0039 $1
Secured personal loans PP0040 $1
Unsecured personal loans PP0041 $1
Person-to-Person payments PP0045 $1
Communication PP0047 $1
Located in Metropolitan Statistical Area (MSA) PR0001 $1
home purchase loan or refinanced a home purchase loan PR0002 $1
Originated closed-end mortgages in each of the two preceding calendar years or originated open-end lines of credit in each of the two preceding calendar years in excess of the HMDA Loan-Volume Threshold? PR0003 $1

First Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the First Credit Union call report?

The First Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does First Credit Union file?

First Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the First Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for First Credit Union is 68444.

How often does First Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

First Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.