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Credit union call report ยท Jacksonville, FL

First Florida Credit Union Call Report

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First Florida Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 476 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

First Florida Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number61170
Federal Reserve RSSD ID403496

The official copy: search charter number 61170 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

First Florida Credit Union call report, Q2 2026

Statement of Financial Condition (37 items)
First Florida Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $3.6M
1b. Cash Items in Process of Collection AS0005 $2.0M
1c. Total Cash on Hand 730A $5.6M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $366K
2b. Cash on Deposit in Federal Reserve Bank AS0003 $72.4M
2c. Cash on Deposit in Other Financial Institutions 730B2 $10.0M
2. Cash on Deposit (total) 730B $82.8M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $88.4M
8. Available-for-Sale Debt Securities AS0067 $246.2M
11. TOTAL INVESTMENT SECURITIES AS0013 $246.2M
12b. Perpetual Contributed Capital 769B $6.5M
12c. All Other Investments AS0016 $8.2M
13. TOTAL OTHER INVESTMENTS AS0017 $14.7M
14. Loans Held for Sale 003 $375K
15a. Number of Total Loans and Leases 025A 65,048
15b. Total Loans and Leases 025B $1.05B
17. ACL on Loans and Leases AS0048 $7.1M
18b. Foreclosed/Repossessed - Consumer RE AS0023 $495K
18c. Foreclosed/Repossessed - Vehicles AS0024 $451K
18e. Foreclosed/Repossessed Assets (total) 798A $947K
19. Land and Building 007 $30.1M
20. Other Fixed Assets 008 $1.5M
21. NCUA Share Insurance Capitalization Deposit 794 $10.5M
22b. Mortgage Servicing Rights 779 $73K
22d. Accrued Interest on Loans 009A $3.5M
22e. Accrued Interest on Investments 009B $601K
22f. All Other Assets 009C $25.0M
22g. Total Other Assets AS0036 $29.1M
23. TOTAL ASSETS 010 $1.47B
Accounts Payable and Other Liabilities 825 $15.1M
Borrowings (total) 860C $150.0M
Member Shares of All Types 013 $1.14B
Total Shares and Deposits 018 $1.14B
Undivided Earnings 940 $135.4M
Total Net Worth 997 $190.5M
Net Worth Ratio 998 12.95%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $1.47B
Statement of Income and Expense (28 items)
First Florida Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $29.8M
3. Income from Investments 120 $4.2M
5. TOTAL INTEREST INCOME 115 $34.0M
6. Dividends on Shares 380 $1.2M
7. Interest on Deposits 381 $7.5M
8. Interest on Borrowed Money 340 $3.2M
9. TOTAL INTEREST EXPENSE 350 $11.9M
10. NET INTEREST INCOME IS0010 $22.0M
12a. Credit Loss Expense - Loans and Leases IS0011 $2.0M
12e. Total Credit Loss Expense IS0017 $2.0M
13. Fee Income 131 $3.3M
14. Other Operating Income IS0020 $3.4M
15. Gain (Loss) on Equity/Trading Securities IS0046 $398K
16. Gain (Loss) on Other Investments IS0047 -$363K
18. Gain (Loss) on Disposition of Fixed Assets 430 $38K
19. Gain (Loss) on Sale of Loans IS0029 -$8K
23. TOTAL NON-INTEREST INCOME 117 $6.7M
24. Employee Compensation and Benefits 210 $11.4M
25. Travel and Conference 230 $112K
26. Office Occupancy 250 $1.6M
27. Office Operations 260 $3.7M
28. Educational and Promotional 270 $813K
29. Loan Servicing 280 $1.2M
30. Professional and Outside Services 290 $1.9M
32. Operating Fees 320 $105K
33. Miscellaneous Operating Expense 360 $579K
34. TOTAL NON-INTEREST EXPENSE 671 $21.5M
35. NET INCOME 661A $5.2M
Statement pages - all other filed accounts (25 items)

delinquency (21%), credit cards (21%)

First Florida Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $7.7M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $2.3M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $1.4M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $1.4M
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $145K
Loans Granted Year-to-Date 031A $4K
Amount of Loans Granted Year-to-Date 031B $163.8M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $6.9M
Number of current members (not number of accounts) 083 63,075
Number of potential members 084 10,866,806
Net Member Business Loan Balance 400A $13.0M
Interest Rate of Unsecured Credit Card Loans 521 1,424.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,424.00%
Interest Rate of New Vehicle Loans 523 724.00%
Interest Rate of Used Vehicle Loans 524 724.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $3.8M
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $831K
Total Amount of All Other Shares 630 $16K
Amount of Regular Shares 657 $346.4M
Amount of Share Drafts 902 $238.5M
IRA/KEOGH Accounts - < 1 Year 906A $46.8M
Share Certificates - < 1 Year 908A $316.4M
Total Amount of Share Certificates 908C $370.8M
Total Amount of Money Market Shares 911 $126.3M
Number of Used Vehicle Loans 968 18,876
NCUA data file FS220A (29 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

First Florida Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $1.07B
Total Shares - 1-3 Years 013B1 $59.8M
Total Shares - > 3 Years 013B2 $3.1M
Total Shares and Deposits - < 1 Year 018A $1.07B
Total Shares and Deposits - 1-3 Years 018B1 $59.8M
Total Shares and Deposits - > 3 Years 018B2 $3.1M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 365
Amount of Delinquent Indirect Loans 041E $1.8M
Effective date of last audit 063 $92K
Amount of Used Vehicle Loans 370 $239.5M
Amount of New Vehicle Loans 385 $107.5M
Amount of Unsecured Credit Card Loans 396 $22.2M
Amount of All Other Unsecured Loans/Lines of Credit 397 $74.9M
Share Certificates 451 $9K
Number of Accounts for Share Drafts 452 37,584
IRA/KEOGH Accounts 453 $3K
Number of Accounts for Regular Shares 454 73,628
All other shares 455 $19
Money Market Shares 458 $2K
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 126,428
Number of credit union employees who are Full-Time (26 hours or more) 564A 204
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 6
Number of Outstanding Indirect Loans 617A 9,968
Total Amount of Outstanding Indirect Loans 618A $356.1M
Amount of real estate loans sold but serviced by the credit union 779A $33.0M
Total credit lines 881 $266.9M
Draws against lines of credit, less than 1 year 883A $105.0M
Draws against lines of credit, 1 to 3 years 883B1 $45.0M
Draws against lines of credit, total amount 883C $150.0M
NCUA data file FS220B (30 items)

maturity and repricing buckets (40%), credit cards (17%)

First Florida Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $76K
Amount of Delinquent Unsecured Credit Card Loans as of - 6 to less than 12 months delinquent 027B $10K
Number - Total Delinquent Credit Card Loans 045A 45
Total Amount of Delinquent Unsecured Credit Card Loans 045B $146K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $52.1M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $52.1M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $1.09B
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $62K
All other shares - < 1 Year 630A $16K
Amount of Regular Shares - < 1 Year 657A $346.4M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $365K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $42K
Total Amount of All First Mortgage Loans which have been sold in the secondary market year-to-date 736 $734K
Total Borrowings - < 1 Year 860A $105.0M
Total Borrowings - 1-3 Years 860B1 $45.0M
Is your credit union a member of a Federal Home Loan Bank? 896 $1
Amount of Share Drafts - < 1 Year 902A $238.5M
IRA/KEOGH Accounts - 1-3 Years 906B1 $7.8M
IRA/KEOGH Accounts - > 3 Years 906B2 $721K
Total Amount of IRA/KEOGH Accounts 906C $55.3M
Share Certificates - 1-3 Years 908B1 $52.0M
Share Certificates - > 3 Years 908B2 $2.4M
Money Market Shares - < 1 Year 911A $126.3M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $618K
Number of New Vehicle Loans 958 6,733
Total Shares 966 $126K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $2.3M
Number of Unsecured Credit Card Loans 993 11,007
Number of All Other Unsecured Loans/Lines of Credit 994 22,341
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 18
NCUA data file FS220C (10 items)

charge-offs and recoveries (27%), participation loans (18%)

First Florida Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Total Amount of Indirect Loans Charged Off Year-to-Date 550E $500K
Total Amount of All Participation Loans Charged Off Year-to-Date 550F $640K
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $93K
Total Amount of All Year-to-Date Recoveries on Charged-Off Participation Loans 551F $150K
Number of credit union branches (include the main office if member services are conducted at that location) 566 19
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $185.6M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $21.3M
Amount of Participation Loans Purchased Year-to-Date 690 $31.0M
Outstanding balance of brokered certificates of deposit and share certificates 788 $3.2M
NCUA data file FS220D (29 items)

member services and products offered (69%), CUSO relationships (27%)

First Florida Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
Does the credit union provide member services through a credit union shared branch services center? 566A $1
No Cost Share Drafts 879A4 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
Financial Literacy Workshops 879B3 $1
Bilingual Services 879C1 $1
No Cost Bill Payer 879C2 $1
Mortgage Processing 879G $1
Approved Mortgage Seller 879H $1
Brokered Certificates of Deposits 879N $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
External or Third-Party Account Aggregation 887M $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Point-of-sale-Processing PI0012 $1
Offer Custodial Accounts PP0032 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
CU offer Shared service network PP0058 $1
NCUA data file FS220G (9 items)

loans and leases (32%), participation loans (18%)

First Florida Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Equity Acquired in Merger 658A $59.5M
Total Outstanding Amount of Participation Loans Purchased By Type 691L $186.9M
Outstanding Amount of Real Estate Participation Loans Purchased 691L2 $49.7M
Total Value of Investments in CUSOs 851 $2.6M
Total Aggregate Cash Outlay in CUSOs 853 $810K
Assets Pledged to Secure Borrowings 878 $245.9M
Total Credit Lines at Corporate Credit Unions 884 $21.0M
Current Quarter's Total Adjusted Retained Earnings acquired through Business Combinations 1004 $53.5M
Prior Quarter-End Adjusted Retained Earnings acquired through Business Combinations 1004A $53.5M
NCUA data file FS220H (6 items)

student loans (43%), delinquency (27%)

First Florida Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Interest Rate on Non-Federally Guaranteed Student Loans 595A 500.00%
Amount of Non-Federally Guaranteed Student Loans 698A $9K
Total Unfunded Commitments for all loan types 816A $131.7M
Number of Non-Federally Guaranteed Student Loans 963A 1
Total number of TDR loans outstanding 1000F $12
Total amount of TDR loans outstanding 1001F $64K
NCUA data file FS220I (18 items)

vehicle lending (59%), delinquency (44%)

First Florida Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $464K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $2.1M
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $186K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $704K
Amount of New Vehicle Loans Delinquent 180 to 359 days 022C1 $16K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $31K
Number of Reportable Delinquent New Vehicle Loans 035E1 15
Number of Reportable Delinquent Used Vehicle Loans 035E2 105
Amount of Reportable Delinquent New Vehicle Loans 041C1 $302K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $1.3M
Amount of New Vehicle Loans YTD Charge Offs 550C1 $304K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $1.5M
Amount of New Vehicle Loans YTD Recoveries 551C1 $27K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $345K
Commercial Share Accounts 643 $10.4M
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $531K
Draws Against LOCs from FHLB 885A3 $150.0M
Total Draws Againts LOCs 885A4 $150.0M
NCUA data file FS220J (2 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

First Florida Credit Union, NCUA data file FS220J, Q2 2026
Line item Account Q2 2026
Other Assets - Split Dollar Life Insurance Arrangements - Collateral Assignment 789E $4.9M
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $4.9M
NCUA data file FS220L (46 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

First Florida Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $65K
Total Amount of Loans & Leases on Loan Schedule 025B1 $1.05B
Total number of commercial loans to members granted or purchased YTD 090A1 $1
Total number of purchased commercial loans or participation interests to nonmembers purchased YTD 090B1 $1
Number of member commercial loans Secured by Non-Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 090J2 1
Total Number of member commercial real estate secured loans granted or purchased YTD 090K2 $1
Total Number of purchased or participation interests in commercial loans secured by real estate to nonmembers YTD 090K3 $1
Number of purchased or participation interests in commercial loans secured by construction and development property to nonmembers 143A4 2
Outstanding balance of purchased or participation interests in commercial loans secured by construction and development property to nonmembers 143B4 $1.8M
Number of purchased or participation interests in commercial loans secured by construction and development property to nonmembers purchased YTD 143C4 1
Dollar Amount of purchased or participation interests in commercial loans secured by construction and development property to nonmembers purchased YTD 143D4 $1.0M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $68.3M
Amount of All Other Real Estate Loans/Lines of Credit 386B $30.7M
Total outstanding balance of commercial loans to members 400A1 $13.0M
Total outstanding balance of nonmember commercial loans 400B1 $20.0M
Outstanding balance of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 400H2 $2.9M
Outstanding balance of purchased or participation interests in commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 400H3 $2.0M
Outstanding balance of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 400J2 $9.9M
Outstanding balance of purchased or participation interests in commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 400J3 $16.2M
Outstanding balance of Member Commercial and Industrial loans 400L2 $202K
Amount of Commercial Loans/Lines of Credit Not Real Estate Secured 400P $202K
Outstanding balance of all member and non-member commercial loans 400T1 $33.0M
Total Dollar amount of member commercial loans granted or purchased YTD 475A1 $200K
Total Dollar amount of nonmember commercial loans purchased YTD 475B1 $1.0M
Dollar Amount of Member Commercial loans Secured by Non-Owner Occupied Non-Farm, Non-Residential Property granted or purchased YTD 475J2 $200K
Total Dollar amount of real estate secured member commercial loans granted or purchased YTD 475K2 $200K
Total Dollar amount of real estate secured commercial loans to nonmembers purchased YTD 475K3 $1.0M
Interest Rate of Commercial Loans/Lines of Credit Real Estate Secured 525 603.00%
Interest Rate of Commercial Loans/Lines of Credit Not Real Estate Secured 526 603.00%
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 841.00%
Interest Rate of All Other Real Estate Loans/Lines of Credit 562B 1,049.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 700.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 750.00%
Number of Commercial Small Business Administration Loans Outstanding 691B1 3
Outstanding Balance of Commercial Small Business Administration Loans 691C1 $355K
Outstanding Amount of Commercial Loans Excluding C&D Participation Loans Purchased 691L8 $18.3M
Outstanding Amount of Commercial Construction & Development Loans Purchased 691L9 $1.8M
Number of Commercial Other Government Guaranteed Loans Outstanding 691P 1
Outstanding Balance of Commercial Other Government Guaranteed Loans 691P1 $1.8M
Guaranteed Portion of Commercial Other Government Guaranteed Loans 691P2 $1.4M
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $111.7M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $367.0M
Balance Outstanding of 1st Mtg Residential construction Loans - Excluding Commercial Purpose 704A2 $857K
Total Outstanding Balance of real estate secured member commercial loans 718A3 $12.8M
Total Outstanding Balance of real estate secured nonmember commercial loans 718A4 $20.0M
Amount of Commercial Loans/Lines of Credit Real Estate Secured 718A5 $32.8M
NCUA data file FS220M (23 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

First Florida Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $32.1M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $41.8M
Total Unfunded Commitments for Commercial Loans 814K $495K
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $15.7M
Total Other Unfunded Commitments (Non-Commercial) 816B5 $9.2M
Total Unfunded Commitments for Non-Commercial Loans 816T $131.2M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $32.5M
Total number of member commercial loans 900A1 $31
Total number of nonmember commercial loans 900B1 $20
Number of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 900H2 12
Number of purchased or participation interests in commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 900H3 2
Number of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 900J2 16
Number of purchased or participation interests in commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 900J3 16
Total number of real estate secured member commercial loans 900K2 $28
Total number of real estate secured nonmember commercial loans 900K3 $20
Number of Commercial Loans/Lines of Credit Real Estate Secured 900K4 48
Number of Member Commercial and Industrial loans 900L2 3
Number of Commercial Loans/Lines of Credit Not Real Estate Secured 900P 3
Total Number of Member and Nonmember commercial loans 900T1 $51
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 1,864
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 1,130
Number of All Other Real Estate Loans/Lines of Credit 960B 194
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 2,851
NCUA data file FS220N (11 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

First Florida Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Available-for-sale Debt Securities <=1 Year AS0062 $4.1M
Available-for-sale Debt Securities >1 and <=3 Years AS0063 $33.5M
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $111.8M
Available-for-sale Debt Securities >5 and <= 10 Years AS0065 $95.7M
Available-for-sale Debt Securities > 10 Years AS0066 $1.1M
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$27.5M
Total Liabilities LI0069 $1.30B
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $4.5M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $1.47B
Number of Loans Purchased from Other Financial Institutions YTD (Whole or partial loans) SL0014 25
Amount of Loans Purchased from Other Financial Institutions YTD (Whole or partial loans) SL0015 $26.3M
NCUA data file FS220P (53 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

First Florida Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $1.2M
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $384K
Loan Loss Information - YTD Charge Offs - All Other Secured Non-Real Estate Loans/Lines of Credit CH0015 $421K
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $34K
Whole or Partial Loans Purchased Under 701.23 - YTD Charge Offs CH0047 $453K
Whole or Partial Loans Purchased Under 701.23 - YTD Recoveries CH0048 $232K
Amount of real estate loans included in Accounts 718A3 and 718A4 above that contractually refinance, reprice, or mature within the next 5 years. CM0099 $32.0M
Unsecured Credit Card Loans DL0002 $60K
All Other Unsecured Loans/Lines of Credit DL0022 $391K
All Other Unsecured Loans/Lines of Credit DL0023 $270K
All Other Unsecured Loans/Lines of Credit DL0024 $383K
All Other Unsecured Loans/Lines of Credit DL0025 $47K
All Other Unsecured Loans/Lines of Credit DL0027 $700K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $162
New Vehicle Loans DL0030 $100K
Used Vehicle Loans DL0037 $561K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $1.1M
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $289K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0052 $211K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0053 $501K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $1.0M
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $20
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0057 $2.9M
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0058 $592K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0059 $580K
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0060 $663K
Delinquent Loans by Collateral Type - >=360 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0061 $1.1M
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $3.0M
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $13
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0064 $479K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0066 $114K
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0067 $116K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0069 $231K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0070 $3
Dollar Amount of Reportable Delinquency - 30 - 59 Days Delinquent - All Other (Non-Commercial) Real Estate Loans/Lines of Credit DL0071 $65K
Dollar Amount of Reportable Delinquency - >=360 Days Delinquent - All Other (Non-Commercial) Real Estate Loans/Lines of Credit DL0075 $235K
Total Dollar Amount of Reportable Delinquency - All Other (Non-Commercial) Real Estate Loans/Lines of Credit DL0076 $235K
Total Number of Reportable Delinquent Loans - All Other (Non-Commercial) Real Estate Loans/Lines of Credit DL0077 $2
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $1.9M
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Participation Loans Purchased under 701.22 DL0142 $1.0M
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Whole or Partial Loans Purchased under 701.23 DL0144 $214K
Amount of Consumer Loans in Non-Accrual Status DL0145 $5.0M
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Number of Modified Loans DL0148 $1
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Amount of Modified Loans DL0149 $16K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 5,401
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $121.5M
Number of Indirect Loans - First Lien and Junio Lien Residential Loans IN0003 111
Amount of Indirect Loans - First Lien and Junio Lien Residential Loans IN0004 $105.0M
Number of Indirect Loans - All Other Loans IN0007 4,456
Amount of Indirect Loans - All Other Loans IN0008 $129.6M
Off-Balance Sheet Exposures - Totally Unconditionally Cancelable Unfunded Commitments for All Loan Types LQ0013 $131.6M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Consumer Loans - Secured and Real Estate LQ0015 $63K
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments -Total LQ0017 $63K
NCUA data file FS220Q (38 items)

investment portfolio detail (69%)

First Florida Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Line of Credit Limit - Federal Home Loan Bank LQ0040 $243.2M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Federal Home Loan Bank LQ0043 $243.2M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - FRB LQ0047 $2.7M
Total Borrowings LQ0860 $150.0M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0019 $270.5M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0020 $243.1M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0023 $270.5M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0024 $243.1M
Available-for-sale Amortized Cost - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0075 $3.2M
Available-for-sale Fair Value - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0076 $3.2M
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $273.7M
Total Fair Value Available-for-Sale Debt Securities NV0084 $246.2M
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $246.2M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - <=1 Year NV0141 $6.0M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >1-3 Years NV0142 $2.1M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $6.5M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $14.7M
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $10.1M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $35.6M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $111.8M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $95.7M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $7.6M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $260.9M
Investment - Memoranda - Realized Gains (Losses) - Realized Gains (Losses) on Available for Sale Securities NV0160 -$367K
Investment - Memoranda - Realized Gains (Losses) - Realized Gains (Losses) on all other investments NV0161 $4K
Total Gain (Loss) on Investments NV0162 -$363K
Assets Used to Fund Employee Benefit or Deferred Compensation Plans - Collateral Assignment - Remaining Premiums NV0169 $8.3M
Assets Used to Fund Employee Benefit or Deferred Compensation Plans - Collateral Assignment - Cash Surrender Value NV0170 $6.1M
RBC Total Equity RB0001 $194.9M
RBC Allowance for Credit Losses RB0002 $7.1M
RBC Total Additions RB0005 $7.1M
RBC Total Deductions RB0009 $10.5M
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $191.5M
RBC Risk-Based Capital Numerator RB0012 $191.5M
Participation Loans: Participations Purchased - Outstanding Balance - Amount - Vehicle - Non-commercial SL0036 $84.1M
Participation Loans: Participations Purchased - Purchased Year-To-Date - Amount - Vehicle - Non-commercial SL0037 $28.4M
Participation Loans: Participations Purchased - Outstanding Balance - Amount - All Other SL0056 $33.2M
Participation Loans: Participations Purchased - Purchased Year-To-Date - Amount - All Other SL0057 $2.7M
NCUA data file FS220R (68 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

First Florida Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Total Borrowing Capacity at Federal Reserve Bank LQ0061 $2.7M
CCULR Election to opt into the Complex Credit Union Leverage Ratio LR0001 1.00%
CCULR Off-Balance sheet exposures LR0002 $63K
CECL Transition Provision (as determined under 702.703(c)) NW0004 $1.5M
RBC Schedule Total Investments RB0039 $260.9M
RBC Schedule Total Consumer Loans RB0060 $586.5M
RBC Schedule Total Commercial Loans RB0068 $33.0M
RBC Adjustments to Loans Held for Sale RB0075 -$375K
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $7.1M
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $7.1M
RBC Schedule Total Loans RB0079 $1.05B
RBC Adjustments to Total Loans RB0080 -$375K
RBC Total for Risk Weighting Total Loans RB0081 -$7.1M
RBC Total Loans 0% Weight RB0082 -$7.1M
RBC Schedule Total Other Assets RB0088 $72.3M
RBC Total for Risk Weighting Other Assets RB0090 $10.5M
RBC Other Assets 0% Weight RB0091 $10.5M
RBC Total from Schedule On-Balance Sheet Assets RB0099 $1.47B
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $3.4M
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $3.4M
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $1.47B
RBC Allowance for Credit Losses (Loans) RB0177 $7.1M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 759.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 149,368,370.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 9,806,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 645.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 44,320,707.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 1,150,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid >5 Years RL0007 $110
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0008 $68.9M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0009 $2.7M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0010 $132
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0011 $94.1M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Balloon/Hybrid 5 Years or Less RL0012 $22.9M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 218.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 10,331,137.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Adjustable Rate RL0015 3,692,438.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $367.0M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $40.2M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 385.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 28,616,573.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 853,966.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 745.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 39,655,626.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 6,751,829.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $68.3M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $7.6M
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Number of Loans Outstanding RL0032 194.00%
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Amount of Loans Outstanding RL0033 30,712,681.00%
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Amount of Loans Granted YTD RL0034 1,771,657.00%
All Other (Non-commercial) Real Estate - Amount of Loans Outstanding - Total RL0044 $30.7M
All Other (Non-commercial) Real Estate - Amount of Loans Granted YTD - Total RL0045 $1.8M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $3K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $466.0M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $49.6M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $143.9M
Total Shares SH0013 $1.14B
Total Shares and Deposits SH0018 $1.14B
Number of Outstanding Loans Purchased from Other Financial Institutions SL0018 111
Amount of Outstanding Loans Purchased from Other Financial Institutions SL0019 $105.0M
Number of Outstanding Loans Purchased from Other Sources SL0020 2,977
Amount of Outstanding Loans Purchased from Other Sources SL0021 $4.7M
Number of Loans Sold, Year-to-date SL0022 4
Amount of Loans Sold, Year-to-date SL0023 $734K
Number of First Mortgage loans sold on the secondary market, Year-to-date SL0024 4
Number of Real Estate Loans Sold with Servicing Retained, Year-to-date SL0028 4
Amount of Real Estate Loans Sold with Servicing Retained, Year-to-date SL0029 $734K
Number of Outstanding Real Estate Loans Sold with Servicing Retained SL0030 278
NCUA data file FS220S (14 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

First Florida Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Auto Lending PP0038 $1
Mortgage Lending PP0039 $1
Secured personal loans PP0040 $1
Unsecured personal loans PP0041 $1
Lead generation for new members PP0042 $1
Lead generation for share accounts PP0043 $1
Acquire participation loans PP0044 $1
Person-to-Person payments PP0045 $1
Investment security exchange services PP0046 $1
Communication PP0047 $1
Located in Metropolitan Statistical Area (MSA) PR0001 $1
home purchase loan or refinanced a home purchase loan PR0002 $1
Originated closed-end mortgages in each of the two preceding calendar years or originated open-end lines of credit in each of the two preceding calendar years in excess of the HMDA Loan-Volume Threshold? PR0003 $1

First Florida Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the First Florida Credit Union call report?

The First Florida Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does First Florida Credit Union file?

First Florida Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the First Florida Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for First Florida Credit Union is 61170.

How often does First Florida Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

First Florida Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.