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Credit union call report ยท Dorchester, MA

First Responders Credit Union Call Report

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First Responders Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 379 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

First Responders Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number67837
Federal Reserve RSSD ID167499

The official copy: search charter number 67837 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

First Responders Credit Union call report, Q2 2026

Statement of Financial Condition (38 items)
First Responders Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $855K
1b. Cash Items in Process of Collection AS0005 $1.4M
1c. Total Cash on Hand 730A $2.3M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $34K
2b. Cash on Deposit in Federal Reserve Bank AS0003 $49.1M
2c. Cash on Deposit in Other Financial Institutions 730B2 $98K
2. Cash on Deposit (total) 730B $49.3M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $51.5M
8. Available-for-Sale Debt Securities AS0067 $31.5M
11. TOTAL INVESTMENT SECURITIES AS0013 $31.5M
12b. Perpetual Contributed Capital 769B $500K
12c. All Other Investments AS0016 $2.7M
13. TOTAL OTHER INVESTMENTS AS0017 $3.2M
15a. Number of Total Loans and Leases 025A 8,540
15b. Total Loans and Leases 025B $352.2M
17. ACL on Loans and Leases AS0048 $1.6M
19. Land and Building 007 $2.7M
20. Other Fixed Assets 008 $831K
21. NCUA Share Insurance Capitalization Deposit 794 $3.0M
22b. Mortgage Servicing Rights 779 $563K
22d. Accrued Interest on Loans 009A $1.0M
22e. Accrued Interest on Investments 009B $641K
22f. All Other Assets 009C $6.9M
22g. Total Other Assets AS0036 $9.1M
23. TOTAL ASSETS 010 $452.6M
Accounts Payable and Other Liabilities 825 $3.8M
Accrued Dividends and Interest Payable 820A $3
ACL on Off-Balance-Sheet Exposures LI0003 $7K
Borrowings (total) 860C $10.0M
Member Shares of All Types 013 $377.1M
Nonmember Deposits 880 $3.9M
Total Shares and Deposits 018 $381.0M
Undivided Earnings 940 $55.2M
Other Reserves 658 $1.6M
Net Income (equity) 602 $1.7M
Total Net Worth 997 $58.5M
Net Worth Ratio 998 12.93%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $452.6M
Statement of Income and Expense (26 items)
First Responders Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $9.5M
3. Income from Investments 120 $1.3M
5. TOTAL INTEREST INCOME 115 $10.9M
6. Dividends on Shares 380 $3.3M
8. Interest on Borrowed Money 340 $220K
9. TOTAL INTEREST EXPENSE 350 $3.5M
10. NET INTEREST INCOME IS0010 $7.4M
12a. Credit Loss Expense - Loans and Leases IS0011 $180K
12d. Credit Loss Expense - Off-Balance-Sheet IS0016 $1K
12e. Total Credit Loss Expense IS0017 $181K
13. Fee Income 131 $252K
14. Other Operating Income IS0020 $904K
22. Other Non-Operating Income 440 -$24K
23. TOTAL NON-INTEREST INCOME 117 $1.1M
24. Employee Compensation and Benefits 210 $3.5M
25. Travel and Conference 230 $187K
26. Office Occupancy 250 $335K
27. Office Operations 260 $907K
28. Educational and Promotional 270 $301K
29. Loan Servicing 280 $139K
30. Professional and Outside Services 290 $1.2M
31. Member Insurance 310 $43K
32. Operating Fees 320 $25K
33. Miscellaneous Operating Expense 360 $34K
34. TOTAL NON-INTEREST EXPENSE 671 $6.6M
35. NET INCOME 661A $1.7M
Statement pages - all other filed accounts (26 items)

delinquency (21%), credit cards (21%)

First Responders Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $510K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $839K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $260K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $24K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $155K
Loans Granted Year-to-Date 031A $822
Amount of Loans Granted Year-to-Date 031B $29.9M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $2.4M
Number of current members (not number of accounts) 083 12,150
Number of potential members 084 126,000
Net Member Business Loan Balance 400A $66K
Non-Member Deposits 457 $19
Interest Rate of Unsecured Credit Card Loans 521 1,390.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 799.00%
Interest Rate of New Vehicle Loans 523 499.00%
Interest Rate of Used Vehicle Loans 524 449.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $179K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $68K
Total Amount of All Other Shares 630 $1.4M
Amount of Regular Shares 657 $117.7M
Amount of Share Drafts 902 $55.8M
IRA/KEOGH Accounts - < 1 Year 906A $4.5M
Share Certificates - < 1 Year 908A $111.9M
Total Amount of Share Certificates 908C $125.8M
Total Amount of Money Market Shares 911 $70.3M
Number of Used Vehicle Loans 968 950
NCUA form-section FS220A (26 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

First Responders Credit Union, NCUA form-section FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $361.6M
Total Shares - 1-3 Years 013B1 $13.2M
Total Shares - > 3 Years 013B2 $2.3M
Total Shares and Deposits - < 1 Year 018A $361.9M
Total Shares and Deposits - 1-3 Years 018B1 $13.7M
Total Shares and Deposits - > 3 Years 018B2 $5.3M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 62
Effective date of last audit 063 $32K
Amount of Used Vehicle Loans 370 $16.2M
Amount of New Vehicle Loans 385 $6.0M
Amount of Unsecured Credit Card Loans 396 $8.0M
Amount of All Other Unsecured Loans/Lines of Credit 397 $20.0M
Share Certificates 451 $2K
Number of Accounts for Share Drafts 452 8,371
IRA/KEOGH Accounts 453 $158
Number of Accounts for Regular Shares 454 14,691
All other shares 455 $1K
Money Market Shares 458 $2K
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 27,975
Number of credit union employees who are Full-Time (26 hours or more) 564A 47
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 3
Amount of real estate loans sold but serviced by the credit union 779A $31.4M
Total credit lines 881 $108.2M
Draws against lines of credit, less than 1 year 883A $4.0M
Draws against lines of credit, 1 to 3 years 883B1 $6.0M
Draws against lines of credit, total amount 883C $10.0M
NCUA form-section FS220B (36 items)

maturity and repricing buckets (40%), credit cards (17%)

First Responders Credit Union, NCUA form-section FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $118K
Amount of Delinquent Unsecured Credit Card Loans as of - 6 to less than 12 months delinquent 027B $17K
Amount of Delinquent Unsecured Credit Card Loans as of - 12 months and over delinquent 028B $5K
Number - Total Delinquent Credit Card Loans 045A 27
Total Amount of Delinquent Unsecured Credit Card Loans 045B $228K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $69.5M
Total Uninsured Nonmember Shares and Deposits > $250K (G+H+I) 067A2 $1.6M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $71.1M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $309.9M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $22K
All other shares - < 1 Year 630A $1.4M
Amount of Regular Shares - < 1 Year 657A $117.7M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $71K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $21K
Total Borrowings - < 1 Year 860A $4.0M
Total Borrowings - 1-3 Years 860B1 $6.0M
Does you credit union maintain share/deposit insurance coverage other than the NCUSIF? 875 $1
Dollar amount of shares and/or deposits insured by the company named above 877 $71.1M
Non-Member Deposits - < 1 Year 880A $355K
Non-Member Deposits - 1-3 Years 880B1 $501K
Non-Member Deposits - > 3 Years 880B2 $3.0M
Is your credit union a member of a Federal Home Loan Bank? 896 $1
Amount of Share Drafts - < 1 Year 902A $55.8M
IRA/KEOGH Accounts - 1-3 Years 906B1 $1.4M
IRA/KEOGH Accounts - > 3 Years 906B2 $234K
Total Amount of IRA/KEOGH Accounts 906C $6.1M
Share Certificates - 1-3 Years 908B1 $11.8M
Share Certificates - > 3 Years 908B2 $2.1M
Money Market Shares - < 1 Year 911A $70.3M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $6.0M
Number of New Vehicle Loans 958 232
Total Shares 966 $28K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $236K
Number of Unsecured Credit Card Loans 993 3,459
Number of All Other Unsecured Loans/Lines of Credit 994 2,213
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 39
NCUA form-section FS220C (4 items)

charge-offs and recoveries (27%), participation loans (18%)

First Responders Credit Union, NCUA form-section FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Number of credit union branches (include the main office if member services are conducted at that location) 566 1
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $94.8M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $3.8M
NCUA form-section FS220D (33 items)

member services and products offered (69%), CUSO relationships (27%)

First Responders Credit Union, NCUA form-section FS220D, Q2 2026
Line item Account Q2 2026
Does the credit union provide member services through a credit union shared branch services center? 566A $1
Does the credit union plan to add any new branches or expand existing facilities in the next 12 months? 566B $1
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
Financial Literacy Workshops 879B3 $1
First Time Homebuyer Program 879B4 $1
Bilingual Services 879C1 $1
No Cost Bill Payer 879C2 $1
Student Scholarships 879C4 $1
Mortgage Processing 879G $1
Approved Mortgage Seller 879H $1
Brokered Deposits (All deposits acquired through a third party) 879T $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
External or Third-Party Account Aggregation 887M $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Offer Non-Custodial Accounts PP0033 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
CU offer Shared service network PP0058 $1
NCUA form-section FS220G (7 items)

loans and leases (32%), participation loans (18%)

First Responders Credit Union, NCUA form-section FS220G, Q2 2026
Line item Account Q2 2026
Total Outstanding Amount of Participation Loans Purchased By Type 691L $6.1M
Total Outstanding Amount of Participation Loans Sold By Type 691N $9.6M
Outstanding Amount of Real Estate Participation Loans Sold 691N2 $9.6M
Total Value of Investments in CUSOs 851 $222K
Total Aggregate Cash Outlay in CUSOs 853 $222K
Assets Pledged to Secure Borrowings 878 $178.7M
Total Credit Lines at Corporate Credit Unions 884 $2.5M
NCUA form-section FS220H (12 items)

student loans (43%), delinquency (27%)

First Responders Credit Union, NCUA form-section FS220H, Q2 2026
Line item Account Q2 2026
Amount of Non-Federally Guaranteed Student Loans - 1 to <2 months 020T $10K
Amount of Non-Federally Guaranteed Student Loans - 2 to <6 months 021T $78K
Amount of Non-Federally Guaranteed Student Loans - 6 to <12 months 022T $26K
Total Amount of Reportable Delinquency Non-Federally Guaranteed Student Loans 041T $112K
Total number of reportable Non-Federally Guaranteed Student Loans delinquent 053E $4
Non-Federally Guaranteed Student Loans YTD Recoveries 551T $18K
Interest Rate on Non-Federally Guaranteed Student Loans 595A 939.00%
Amount of Non-Federally Guaranteed Student Loans 698A $1.8M
Total Unfunded Commitments for all loan types 816A $48.3M
Number of Non-Federally Guaranteed Student Loans 963A 51
Total number of TDR loans outstanding 1000F $1
Total amount of TDR loans outstanding 1001F $400K
NCUA form-section FS220I (11 items)

vehicle lending (59%), delinquency (44%)

First Responders Credit Union, NCUA form-section FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $104K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $28K
Amount of Used Vehicle Loans Delinquent >=360 days 023C2 $3K
Number of Reportable Delinquent Used Vehicle Loans 035E2 1
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $3K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $9K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $185
Commercial Share Accounts 643 $32.5M
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $36K
Draws Against LOCs from FHLB 885A3 $10.0M
Total Draws Againts LOCs 885A4 $10.0M
NCUA form-section FS220J (5 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

First Responders Credit Union, NCUA form-section FS220J, Q2 2026
Line item Account Q2 2026
Other Investments 789D $2.4M
Other Assets - Split Dollar Life Insurance Arrangements - Collateral Assignment 789E $2.8M
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $5.2M
Total Derivative Transactions Outstanding - Total Derivatives - Total Notional Amount 1030 $10.0M
Total Derivative Transactions Outstanding - Total Derivatives - Net Fair Value Gain (Loss) 1030C $1.1M
NCUA form-section FS220L (20 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

First Responders Credit Union, NCUA form-section FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $9K
Total Amount of Loans & Leases on Loan Schedule 025B1 $352.2M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $49.2M
Total outstanding balance of commercial loans to members 400A1 $66K
Total outstanding balance of nonmember commercial loans 400B1 $6.1M
Outstanding balance of purchased or participation interests in commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 400J3 $2.1M
Outstanding balance of Member Commercial and Industrial loans 400L2 $66K
Outstanding balance of purchased or participation interests in commercial loans to nonmembers Secured by Multifamily Property 400M1 $3.9M
Amount of Commercial Loans/Lines of Credit Not Real Estate Secured 400P $66K
Outstanding balance of all member and non-member commercial loans 400T1 $6.1M
Interest Rate of Commercial Loans/Lines of Credit Real Estate Secured 525 409.00%
Interest Rate of Commercial Loans/Lines of Credit Not Real Estate Secured 526 624.00%
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 450.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 535.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 449.00%
Outstanding Amount of Commercial Loans Excluding C&D Participation Loans Purchased 691L8 $6.1M
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $673K
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $244.2M
Total Outstanding Balance of real estate secured nonmember commercial loans 718A4 $6.1M
Amount of Commercial Loans/Lines of Credit Real Estate Secured 718A5 $6.1M
NCUA form-section FS220M (16 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

First Responders Credit Union, NCUA form-section FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $30.0M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $16.5M
Total Other Unfunded Commitments (Non-Commercial) 816B5 $1.8M
Total Unfunded Commitments for Non-Commercial Loans 816T $48.3M
Total number of member commercial loans 900A1 $1
Total number of nonmember commercial loans 900B1 $3
Number of purchased or participation interests in commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 900J3 1
Total number of real estate secured nonmember commercial loans 900K3 $3
Number of Commercial Loans/Lines of Credit Real Estate Secured 900K4 3
Number of Member Commercial and Industrial loans 900L2 1
Number of purchased or participation interests in commercial loans Secured by Multifamily Property to nonmembers 900M1 2
Number of Commercial Loans/Lines of Credit Not Real Estate Secured 900P 1
Total Number of Member and Nonmember commercial loans 900T1 $4
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 804
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 774
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 53
NCUA form-section FS220N (8 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

First Responders Credit Union, NCUA form-section FS220N, Q2 2026
Line item Account Q2 2026
Available-for-sale Debt Securities <=1 Year AS0062 $13.6M
Available-for-sale Debt Securities >1 and <=3 Years AS0063 $4.1M
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $5.3M
Available-for-sale Debt Securities >5 and <= 10 Years AS0065 $8.4M
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$700K
Total Liabilities LI0069 $394.8M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $441K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $452.6M
NCUA form-section FS220P (28 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

First Responders Credit Union, NCUA form-section FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $99K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $28K
Amount of real estate loans included in Accounts 718A3 and 718A4 above that contractually refinance, reprice, or mature within the next 5 years. CM0099 $6.1M
Unsecured Credit Card Loans DL0002 $88K
Non-Federally Guaranteed Student Loans DL0016 $8K
All Other Unsecured Loans/Lines of Credit DL0022 $51K
All Other Unsecured Loans/Lines of Credit DL0023 $91K
All Other Unsecured Loans/Lines of Credit DL0024 $119K
All Other Unsecured Loans/Lines of Credit DL0025 $78K
All Other Unsecured Loans/Lines of Credit DL0026 $16K
All Other Unsecured Loans/Lines of Credit DL0027 $304K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $20
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $7K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $7K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $1
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0058 $846K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0059 $524K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $1.4M
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $5
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0064 $162K
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0065 $235K
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0067 $139K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0069 $374K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0070 $4
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $1.3M
Amount of Consumer Loans in Non-Accrual Status DL0145 $1.8M
Interest Rate Derivative Swaps Total Notional Amount DT0005 10,000,000.00%
Interest Rate Derivative Swaps Net Fair Value Gain (Loss) DT0006 1,104,733.00%
NCUA form-section FS220Q (30 items)

investment portfolio detail (69%)

First Responders Credit Union, NCUA form-section FS220Q, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Corporate Credit Unions LQ0035 $5.5M
Borrowing Arrangements - Line of Credit Limit - Federal Home Loan Bank LQ0040 $99.7M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Federal Home Loan Bank LQ0043 $163.1M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - FRB LQ0047 $9.9M
Total Borrowings LQ0860 $10.0M
Available-for-sale Amortized Cost - US Government Obligations NV0003 $2.0M
Available-for-sale Fair Value - US Government Obligations NV0004 $2.0M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0019 $30.2M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0020 $29.5M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0023 $30.2M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0024 $29.5M
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $32.2M
Total Fair Value Available-for-Sale Debt Securities NV0084 $31.5M
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $31.5M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >1-3 Years NV0142 $2.7M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $500K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $3.2M
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $13.6M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $6.8M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $5.3M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $8.4M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $500K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $34.7M
Assets Used to Fund Employee Benefit or Deferred Compensation Plans - Collateral Assignment - Cash Surrender Value NV0170 $3.4M
RBC Total Equity RB0001 $58.5M
RBC Allowance for Credit Losses RB0002 $1.6M
RBC Total Additions RB0005 $1.6M
RBC Total Deductions RB0009 $3.0M
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $57.1M
RBC Risk-Based Capital Numerator RB0012 $57.1M
NCUA form-section FS220R (48 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

First Responders Credit Union, NCUA form-section FS220R, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Total Borrowing Capacity at Federal Reserve Bank LQ0061 $6.0M
RBC Schedule Total Investments RB0039 $34.7M
RBC Schedule Total Consumer Loans RB0060 $52.6M
RBC Schedule Total Commercial Loans RB0068 $6.1M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $1.6M
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $1.6M
RBC Schedule Total Loans RB0079 $350.6M
RBC Total for Risk Weighting Total Loans RB0081 -$1.6M
RBC Total Loans 0% Weight RB0082 -$1.6M
RBC Schedule Total Other Assets RB0088 $15.7M
RBC Total for Risk Weighting Other Assets RB0090 $3.0M
RBC Other Assets 0% Weight RB0091 $3.0M
RBC Total from Schedule On-Balance Sheet Assets RB0099 $452.6M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $1.5M
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $1.5M
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $452.6M
RBC Allowance for Credit Losses (Loans) RB0177 $1.6M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 443.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 145,942,612.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 1,404,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 152.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 21,393,329.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 160,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid >5 Years RL0007 $83
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0008 $34.6M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0010 $98
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0011 $40.3M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Balloon/Hybrid 5 Years or Less RL0012 $6.0M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 28.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 1,954,397.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Adjustable Rate RL0015 340,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $244.2M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $8.0M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 7.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 308,110.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 767.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 48,933,045.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 8,725,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $49.2M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $8.7M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $2K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $293.4M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $16.7M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $98.3M
Total Shares SH0013 $377.1M
Total Shares and Deposits SH0018 $381.0M
Total Non-Member Deposits SH0880 $3.9M
Number of Outstanding Real Estate Loans Sold with Servicing Retained SL0030 149
NCUA form-section FS220S (5 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

First Responders Credit Union, NCUA form-section FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Person-to-Person payments PP0045 $1
Located in Metropolitan Statistical Area (MSA) PR0001 $1
home purchase loan or refinanced a home purchase loan PR0002 $1
Originated closed-end mortgages in each of the two preceding calendar years or originated open-end lines of credit in each of the two preceding calendar years in excess of the HMDA Loan-Volume Threshold? PR0003 $1

First Responders Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the First Responders Credit Union call report?

The First Responders Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does First Responders Credit Union file?

First Responders Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the First Responders Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for First Responders Credit Union is 67837.

How often does First Responders Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

First Responders Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.