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Fort Billings Federal Credit Union Call Report

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Fort Billings Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 236 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Fort Billings Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number1167
Federal Reserve RSSD ID830579

The official copy: search charter number 1167 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Fort Billings Federal Credit Union call report, Q2 2026

Statement of Financial Condition (28 items)
Fort Billings Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $491K
1c. Total Cash on Hand 730A $491K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $7.4M
2. Cash on Deposit (total) 730B $7.4M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $7.9M
8. Available-for-Sale Debt Securities AS0067 $22.7M
11. TOTAL INVESTMENT SECURITIES AS0013 $22.7M
12b. Perpetual Contributed Capital 769B $902K
13. TOTAL OTHER INVESTMENTS AS0017 $902K
15a. Number of Total Loans and Leases 025A 1,413
15b. Total Loans and Leases 025B $30.8M
17. ACL on Loans and Leases AS0048 $132K
19. Land and Building 007 $765K
20. Other Fixed Assets 008 $289K
21. NCUA Share Insurance Capitalization Deposit 794 $572K
22d. Accrued Interest on Loans 009A $85K
22e. Accrued Interest on Investments 009B $94K
22f. All Other Assets 009C $232K
22g. Total Other Assets AS0036 $411K
23. TOTAL ASSETS 010 $64.2M
Accounts Payable and Other Liabilities 825 $99K
Member Shares of All Types 013 $58.3M
Total Shares and Deposits 018 $58.3M
Undivided Earnings 940 $4.7M
Other Reserves 658 $1.2M
Total Net Worth 997 $6.0M
Net Worth Ratio 998 9.34%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $64.2M
Statement of Income and Expense (22 items)
Fort Billings Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $829K
3. Income from Investments 120 $456K
5. TOTAL INTEREST INCOME 115 $1.3M
6. Dividends on Shares 380 $116K
9. TOTAL INTEREST EXPENSE 350 $116K
10. NET INTEREST INCOME IS0010 $1.2M
12a. Credit Loss Expense - Loans and Leases IS0011 $69K
12e. Total Credit Loss Expense IS0017 $69K
13. Fee Income 131 $81K
14. Other Operating Income IS0020 $142K
23. TOTAL NON-INTEREST INCOME 117 $222K
24. Employee Compensation and Benefits 210 $706K
25. Travel and Conference 230 $9K
26. Office Occupancy 250 $103K
27. Office Operations 260 $218K
28. Educational and Promotional 270 $45K
29. Loan Servicing 280 $80K
30. Professional and Outside Services 290 $142K
32. Operating Fees 320 $5K
33. Miscellaneous Operating Expense 360 $9K
34. TOTAL NON-INTEREST EXPENSE 671 $1.3M
35. NET INCOME 661A $3K
Statement pages - all other filed accounts (21 items)

delinquency (21%), credit cards (21%)

Fort Billings Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $409K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $60K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $974
Loans Granted Year-to-Date 031A $78
Amount of Loans Granted Year-to-Date 031B $2.3M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $60K
Number of current members (not number of accounts) 083 3,425
Number of potential members 084 20,000
Interest Rate of Unsecured Credit Card Loans 521 1,050.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,406.00%
Interest Rate of New Vehicle Loans 523 474.00%
Interest Rate of Used Vehicle Loans 524 593.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $62K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $1K
Amount of Regular Shares 657 $29.4M
Amount of Share Drafts 902 $16.5M
IRA/KEOGH Accounts - < 1 Year 906A $2.5M
Share Certificates - < 1 Year 908A $4.0M
Total Amount of Share Certificates 908C $5.5M
Total Amount of Money Market Shares 911 $3.4M
Number of Used Vehicle Loans 968 182
NCUA form-section FS220A (23 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Fort Billings Federal Credit Union, NCUA form-section FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $55.8M
Total Shares - 1-3 Years 013B1 $2.3M
Total Shares - > 3 Years 013B2 $173K
Total Shares and Deposits - < 1 Year 018A $55.8M
Total Shares and Deposits - 1-3 Years 018B1 $2.3M
Total Shares and Deposits - > 3 Years 018B2 $173K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 1
Effective date of last audit 063 $32K
Amount of Used Vehicle Loans 370 $3.1M
Amount of New Vehicle Loans 385 $3.5M
Amount of Unsecured Credit Card Loans 396 $1.7M
Amount of All Other Unsecured Loans/Lines of Credit 397 $294K
Share Certificates 451 $227
Number of Accounts for Share Drafts 452 2,059
IRA/KEOGH Accounts 453 $116
Number of Accounts for Regular Shares 454 3,814
Money Market Shares 458 $98
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 6,314
Number of credit union employees who are Full-Time (26 hours or more) 564A 14
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 4
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $14K
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,767.00%
Total credit lines 881 $5.2M
NCUA form-section FS220B (20 items)

maturity and repricing buckets (40%), credit cards (17%)

Fort Billings Federal Credit Union, NCUA form-section FS220B, Q2 2026
Line item Account Q2 2026
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $2.4M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $2.4M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $55.9M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $32K
Amount of Regular Shares - < 1 Year 657A $29.4M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $29K
Amount of Share Drafts - < 1 Year 902A $16.5M
IRA/KEOGH Accounts - 1-3 Years 906B1 $852K
IRA/KEOGH Accounts - > 3 Years 906B2 $132K
Total Amount of IRA/KEOGH Accounts 906C $3.5M
Share Certificates - 1-3 Years 908B1 $1.4M
Share Certificates - > 3 Years 908B2 $41K
Money Market Shares - < 1 Year 911A $3.4M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $480K
Number of New Vehicle Loans 958 135
Total Shares 966 $6K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $3K
Number of Unsecured Credit Card Loans 993 579
Number of All Other Unsecured Loans/Lines of Credit 994 78
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 28
NCUA form-section FS220C (7 items)

charge-offs and recoveries (27%), participation loans (18%)

Fort Billings Federal Credit Union, NCUA form-section FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Total Amount of All Participation Loans Charged Off Year-to-Date 550F $9K
Total Amount of All Year-to-Date Recoveries on Charged-Off Participation Loans 551F $155
Number of credit union branches (include the main office if member services are conducted at that location) 566 2
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $2.7M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $1.9M
Outstanding balance of brokered certificates of deposit and share certificates 788 $21.4M
NCUA form-section FS220D (17 items)

member services and products offered (69%), CUSO relationships (27%)

Fort Billings Federal Credit Union, NCUA form-section FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
No Cost Bill Payer 879C2 $1
Credit Builder 879D1 $1
Deposits and Shares Meeting 703.10(a) 879M $1
Brokered Certificates of Deposits 879N $1
Low-cost wire transfers 879W $1
Loan Application 887B $1
Loan Payments 887F $1
Bill Payment 887J $1
e-Statements 887R $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
NCUA form-section FS220G (3 items)

loans and leases (32%), participation loans (18%)

Fort Billings Federal Credit Union, NCUA form-section FS220G, Q2 2026
Line item Account Q2 2026
Total Outstanding Amount of Participation Loans Purchased By Type 691L $2.1M
Outstanding Amount of Real Estate Participation Loans Purchased 691L2 $2.1M
Total Credit Lines at Corporate Credit Unions 884 $5.2M
NCUA form-section FS220H (1 item)

student loans (43%), delinquency (27%)

Fort Billings Federal Credit Union, NCUA form-section FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $7.5M
NCUA form-section FS220I (4 items)

vehicle lending (59%), delinquency (44%)

Fort Billings Federal Credit Union, NCUA form-section FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $36K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $77K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $155
Commercial Share Accounts 643 $1.4M
NCUA form-section FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Fort Billings Federal Credit Union, NCUA form-section FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $1K
Total Amount of Loans & Leases on Loan Schedule 025B1 $30.8M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $13.5M
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 538.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 390.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 395.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $105K
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $8.6M
NCUA form-section FS220M (7 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Fort Billings Federal Credit Union, NCUA form-section FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $2.3M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $4.2M
Total Unfunded Commitments for Non-Commercial Loans 816T $7.5M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $917K
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 75
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 353
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 11
NCUA form-section FS220N (7 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Fort Billings Federal Credit Union, NCUA form-section FS220N, Q2 2026
Line item Account Q2 2026
Available-for-sale Debt Securities <=1 Year AS0062 $6.4M
Available-for-sale Debt Securities >1 and <=3 Years AS0063 $14.6M
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $1.7M
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$133K
Total Liabilities LI0069 $58.4M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $48K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $64.2M
NCUA form-section FS220P (11 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Fort Billings Federal Credit Union, NCUA form-section FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $13K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $1K
Loan Loss Information - YTD Charge Offs - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien CH0019 $20K
All Other Unsecured Loans/Lines of Credit DL0022 $255
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0057 $257K
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0064 $38K
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0067 $60K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0069 $60K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0070 $1
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Participation Loans Purchased under 701.22 DL0142 $60K
Amount of Consumer Loans in Non-Accrual Status DL0145 $60K
NCUA form-section FS220Q (22 items)

investment portfolio detail (69%)

Fort Billings Federal Credit Union, NCUA form-section FS220Q, Q2 2026
Line item Account Q2 2026
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0015 $1.5M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0016 $1.5M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0023 $1.5M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0024 $1.5M
Available-for-sale Amortized Cost - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0075 $21.4M
Available-for-sale Fair Value - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0076 $21.3M
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $22.9M
Total Fair Value Available-for-Sale Debt Securities NV0084 $22.7M
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $22.7M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - <=1 Year NV0141 $902K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $902K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $7.3M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $14.6M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $1.7M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $23.6M
RBC Total Equity RB0001 $6.0M
RBC Allowance for Credit Losses RB0002 $132K
RBC Total Additions RB0005 $132K
RBC Total Deductions RB0009 $572K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $5.6M
RBC Risk-Based Capital Numerator RB0012 $5.6M
Participation Loans: Participations Purchased - Outstanding Balance - Amount - Vehicle - Non-commercial SL0036 $253
NCUA form-section FS220R (33 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Fort Billings Federal Credit Union, NCUA form-section FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $23.6M
RBC Schedule Total Consumer Loans RB0060 $8.7M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $132K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $132K
RBC Schedule Total Loans RB0079 $30.7M
RBC Total for Risk Weighting Total Loans RB0081 -$132K
RBC Total Loans 0% Weight RB0082 -$132K
RBC Schedule Total Other Assets RB0088 $2.0M
RBC Total for Risk Weighting Other Assets RB0090 $572K
RBC Other Assets 0% Weight RB0091 $572K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $64.2M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $440K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $440K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $64.2M
RBC Allowance for Credit Losses (Loans) RB0177 $132K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 46.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 6,445,370.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 29.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 2,147,782.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $8.6M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Fixed Rate RL0024 250.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Fixed Rate RL0025 11,343,807.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Fixed Rate RL0026 899,824.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 110.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 2,202,868.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $13.5M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $900K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $435
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $22.1M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $900K
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $3.0M
Total Shares SH0013 $58.3M
Total Shares and Deposits SH0018 $58.3M
NCUA form-section FS220S (2 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Fort Billings Federal Credit Union, NCUA form-section FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Mortgage Lending PP0039 $1

Fort Billings Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Fort Billings Federal Credit Union call report?

The Fort Billings Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Fort Billings Federal Credit Union file?

Fort Billings Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Fort Billings Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Fort Billings Federal Credit Union is 1167.

How often does Fort Billings Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Fort Billings Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.