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Credit union call report ยท Wagner, SD

Fort Randall Federal Credit Union Call Report

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Fort Randall Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 263 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Fort Randall Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number7067
Federal Reserve RSSD ID266682

The official copy: search charter number 7067 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Fort Randall Federal Credit Union call report, Q2 2026

Statement of Financial Condition (31 items)
Fort Randall Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $684K
1c. Total Cash on Hand 730A $684K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $2.0M
2. Cash on Deposit (total) 730B $2.0M
3. Time Deposits in Banks and Credit Unions AS0007 $11.4M
4. All Other Deposits AS0008 $74K
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $14.2M
12b. Perpetual Contributed Capital 769B $24K
12c. All Other Investments AS0016 $1.4M
13. TOTAL OTHER INVESTMENTS AS0017 $1.4M
15a. Number of Total Loans and Leases 025A 1,944
15b. Total Loans and Leases 025B $26.4M
17. ACL on Loans and Leases AS0048 $192K
19. Land and Building 007 $743K
20. Other Fixed Assets 008 $432K
21. NCUA Share Insurance Capitalization Deposit 794 $370K
22d. Accrued Interest on Loans 009A $82K
22e. Accrued Interest on Investments 009B $465K
22f. All Other Assets 009C $247K
22g. Total Other Assets AS0036 $795K
23. TOTAL ASSETS 010 $44.2M
Accounts Payable and Other Liabilities 825 $39K
Accrued Dividends and Interest Payable 820A $707
Member Shares of All Types 013 $36.4M
Total Shares and Deposits 018 $36.4M
Undivided Earnings 940 $7.5M
Other Reserves 658 $164K
Net Income (equity) 602 $35K
Total Net Worth 997 $7.7M
Net Worth Ratio 998 17.52%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $44.2M
Statement of Income and Expense (23 items)
Fort Randall Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $1.1M
3. Income from Investments 120 $283K
5. TOTAL INTEREST INCOME 115 $1.3M
6. Dividends on Shares 380 $173K
8. Interest on Borrowed Money 340 $34
9. TOTAL INTEREST EXPENSE 350 $173K
10. NET INTEREST INCOME IS0010 $1.2M
12a. Credit Loss Expense - Loans and Leases IS0011 $175K
12e. Total Credit Loss Expense IS0017 $175K
13. Fee Income 131 $113K
14. Other Operating Income IS0020 $145K
23. TOTAL NON-INTEREST INCOME 117 $258K
24. Employee Compensation and Benefits 210 $403K
25. Travel and Conference 230 $16K
26. Office Occupancy 250 $48K
27. Office Operations 260 $374K
28. Educational and Promotional 270 $82K
29. Loan Servicing 280 $21K
30. Professional and Outside Services 290 $63K
32. Operating Fees 320 $4K
33. Miscellaneous Operating Expense 360 $16K
34. TOTAL NON-INTEREST EXPENSE 671 $1.0M
35. NET INCOME 661A $229K
Statement pages - all other filed accounts (20 items)

delinquency (21%), credit cards (21%)

Fort Randall Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $262K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $136K
Loans Granted Year-to-Date 031A $1K
Amount of Loans Granted Year-to-Date 031B $6.9M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $295K
Number of current members (not number of accounts) 083 3,462
Number of potential members 084 36,067
Net Member Business Loan Balance 400A $922K
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,300.00%
Interest Rate of New Vehicle Loans 523 621.00%
Interest Rate of Used Vehicle Loans 524 903.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $150K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $34K
Amount of Regular Shares 657 $15.9M
Amount of Share Drafts 902 $11.5M
IRA/KEOGH Accounts - < 1 Year 906A $523K
Share Certificates - < 1 Year 908A $7.7M
Total Amount of Share Certificates 908C $8.4M
Total Amount of Money Market Shares 911 $42K
Number of Used Vehicle Loans 968 739
NCUA form-section FS220A (20 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Fort Randall Federal Credit Union, NCUA form-section FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $35.7M
Total Shares - 1-3 Years 013B1 $672K
Total Shares and Deposits - < 1 Year 018A $35.7M
Total Shares and Deposits - 1-3 Years 018B1 $672K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 35
Effective date of last audit 063 $62K
Amount of Used Vehicle Loans 370 $10.9M
Amount of New Vehicle Loans 385 $1.6M
Amount of All Other Unsecured Loans/Lines of Credit 397 $2.4M
Share Certificates 451 $421
Number of Accounts for Share Drafts 452 2,573
IRA/KEOGH Accounts 453 $45
Number of Accounts for Regular Shares 454 3,842
Money Market Shares 458 $2
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 6,883
Number of credit union employees who are Full-Time (26 hours or more) 564A 9
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 2
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $1.6M
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,682.00%
Total credit lines 881 $2.2M
NCUA form-section FS220B (14 items)

maturity and repricing buckets (40%), credit cards (17%)

Fort Randall Federal Credit Union, NCUA form-section FS220B, Q2 2026
Line item Account Q2 2026
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $140K
Total Uninsured Shares and Deposits > $250K (F+J) 068A $140K
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $36.3M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $62K
Amount of Regular Shares - < 1 Year 657A $15.9M
Amount of Share Drafts - < 1 Year 902A $11.5M
Total Amount of IRA/KEOGH Accounts 906C $523K
Share Certificates - 1-3 Years 908B1 $672K
Money Market Shares - < 1 Year 911A $42K
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $296K
Number of New Vehicle Loans 958 62
Total Shares 966 $7K
Number of All Other Unsecured Loans/Lines of Credit 994 828
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 7
NCUA form-section FS220C (7 items)

charge-offs and recoveries (27%), participation loans (18%)

Fort Randall Federal Credit Union, NCUA form-section FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Number of credit union branches (include the main office if member services are conducted at that location) 566 2
Supplemental Share Information - Accts Held by Member Government Depositors 631 $947K
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $3.3M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $139K
Amount of Participation Loans Purchased Year-to-Date 690 $904K
Outstanding balance of brokered certificates of deposit and share certificates 788 $2.0M
NCUA form-section FS220D (28 items)

member services and products offered (69%), CUSO relationships (27%)

Fort Randall Federal Credit Union, NCUA form-section FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
Financial Literacy Workshops 879B3 $1
Credit Management and Repair 879B6 $1
No Cost Bill Payer 879C2 $1
Student Scholarships 879C4 $1
Credit Builder 879D1 $1
Deposits and Shares Meeting 703.10(a) 879M $1
Brokered Certificates of Deposits 879N $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Offer Custodial Accounts PP0032 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA form-section FS220G (5 items)

loans and leases (32%), participation loans (18%)

Fort Randall Federal Credit Union, NCUA form-section FS220G, Q2 2026
Line item Account Q2 2026
Total Outstanding Amount of Participation Loans Purchased By Type 691L $171K
Outstanding Amount of Real Estate Participation Loans Purchased 691L2 $171K
Total Value of Investments in CUSOs 851 $125K
Total Aggregate Cash Outlay in CUSOs 853 $125K
Total Credit Lines at Corporate Credit Unions 884 $2.2M
NCUA form-section FS220H (1 item)

student loans (43%), delinquency (27%)

Fort Randall Federal Credit Union, NCUA form-section FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $2.2M
NCUA form-section FS220I (8 items)

vehicle lending (59%), delinquency (44%)

Fort Randall Federal Credit Union, NCUA form-section FS220I, Q2 2026
Line item Account Q2 2026
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $182K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $110K
Number of Reportable Delinquent Used Vehicle Loans 035E2 14
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $211K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $77K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $21K
Commercial Share Accounts 643 $2.2M
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $15K
NCUA form-section FS220J (3 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

Fort Randall Federal Credit Union, NCUA form-section FS220J, Q2 2026
Line item Account Q2 2026
Other Investments 789D $1.4M
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $1.4M
Amounts reported in Asset section of the Statement of Financial Condition to fund Charitable Donation Accounts 789H $248K
NCUA form-section FS220L (20 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Fort Randall Federal Credit Union, NCUA form-section FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $2K
Total Amount of Loans & Leases on Loan Schedule 025B1 $26.4M
Outstanding Balance of Member Commercial Loans Secured by Farmland 042A5 $152K
Outstanding Balance of Member Commercial Loans to finance agricultural production and other loans to farmers 042A6 $243K
Amount of Agricultural Commercial Loans 042A9 $394K
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $823K
Total outstanding balance of commercial loans to members 400A1 $922K
Outstanding balance of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 400H2 $311K
Outstanding balance of Member Commercial and Industrial loans 400L2 $216K
Amount of Commercial Loans/Lines of Credit Not Real Estate Secured 400P $459K
Outstanding balance of all member and non-member commercial loans 400T1 $922K
Interest Rate of Commercial Loans/Lines of Credit Real Estate Secured 525 400.00%
Interest Rate of Commercial Loans/Lines of Credit Not Real Estate Secured 526 750.00%
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 600.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 600.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 700.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $3.0M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $6.8M
Total Outstanding Balance of real estate secured member commercial loans 718A3 $463K
Amount of Commercial Loans/Lines of Credit Real Estate Secured 718A5 $463K
NCUA form-section FS220M (17 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Fort Randall Federal Credit Union, NCUA form-section FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $1.7M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $483K
Total Unfunded Commitments for Non-Commercial Loans 816T $2.2M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $49K
Total number of member commercial loans 900A1 $13
Number of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 900H2 1
Total number of real estate secured member commercial loans 900K2 $2
Number of Commercial Loans/Lines of Credit Real Estate Secured 900K4 2
Number of Member Commercial and Industrial loans 900L2 5
Number of Commercial Loans/Lines of Credit Not Real Estate Secured 900P 11
Total Number of Member and Nonmember commercial loans 900T1 $13
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 78
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 17
Number of member commercial loans Secured by Farmland 961A5 1
Number of member commercial loans to finance agricultural production and other loans to farmers 961A6 6
Number of Agricultural Commercial Loans 961A9 7
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 207
NCUA form-section FS220N (3 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Fort Randall Federal Credit Union, NCUA form-section FS220N, Q2 2026
Line item Account Q2 2026
Total Liabilities LI0069 $36.4M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $90K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $44.2M
NCUA form-section FS220P (13 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Fort Randall Federal Credit Union, NCUA form-section FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $73K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $11K
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $3K
All Other Unsecured Loans/Lines of Credit DL0022 $39K
All Other Unsecured Loans/Lines of Credit DL0023 $58K
All Other Unsecured Loans/Lines of Credit DL0024 $26K
All Other Unsecured Loans/Lines of Credit DL0027 $84K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $21
Used Vehicle Loans DL0037 $101K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $15K
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0057 $26K
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $159K
Amount of Consumer Loans in Non-Accrual Status DL0145 $2K
NCUA form-section FS220Q (18 items)

investment portfolio detail (69%)

Fort Randall Federal Credit Union, NCUA form-section FS220Q, Q2 2026
Line item Account Q2 2026
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $7.0M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $4.5M
Investment Maturity Distribution - Time Deposits - Total NV0116 $11.4M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - <=1 Year NV0141 $222K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >1-3 Years NV0142 $24K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >5-10 Years NV0144 $1.1M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $1.4M
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $7.2M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $4.5M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $1.1M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $12.8M
RBC Total Equity RB0001 $7.7M
RBC Allowance for Credit Losses RB0002 $192K
RBC Total Additions RB0005 $192K
RBC Total Deductions RB0009 $370K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $7.6M
RBC Risk-Based Capital Numerator RB0012 $7.6M
Participation Loans: Participations Purchased - Purchased Year-To-Date - Amount - 1- to 4-Family Residential Property SL0045 $904K
NCUA form-section FS220R (32 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Fort Randall Federal Credit Union, NCUA form-section FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $1.4M
RBC Schedule Total Consumer Loans RB0060 $17.8M
RBC Schedule Total Commercial Loans RB0068 $922K
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $192K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $192K
RBC Schedule Total Loans RB0079 $26.2M
RBC Total for Risk Weighting Total Loans RB0081 -$192K
RBC Total Loans 0% Weight RB0082 -$192K
RBC Schedule Total Other Assets RB0088 $2.3M
RBC Total for Risk Weighting Other Assets RB0090 $370K
RBC Other Assets 0% Weight RB0091 $370K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $44.2M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $178K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $178K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $44.2M
RBC Allowance for Credit Losses (Loans) RB0177 $192K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0010 $78
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0011 $6.8M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Balloon/Hybrid 5 Years or Less RL0012 $966K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $6.8M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $966K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Fixed Rate RL0024 17.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Fixed Rate RL0025 822,598.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Fixed Rate RL0026 119,480.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $823K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $119K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $95
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $7.7M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $1.1M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $7.5M
Total Shares SH0013 $36.4M
Total Shares and Deposits SH0018 $36.4M

Fort Randall Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Fort Randall Federal Credit Union call report?

The Fort Randall Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Fort Randall Federal Credit Union file?

Fort Randall Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Fort Randall Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Fort Randall Federal Credit Union is 7067.

How often does Fort Randall Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Fort Randall Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.