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Credit union call report ยท Springfield, MO

Foundation Credit Union Call Report

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Foundation Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 251 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Foundation Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number61157
Federal Reserve RSSD ID341299

The official copy: search charter number 61157 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Foundation Credit Union call report, Q2 2026

Statement of Financial Condition (30 items)
Foundation Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $259K
1c. Total Cash on Hand 730A $259K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $5.9M
2c. Cash on Deposit in Other Financial Institutions 730B2 $2.2M
2. Cash on Deposit (total) 730B $8.0M
3. Time Deposits in Banks and Credit Unions AS0007 $6.8M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $15.0M
9. Held-to-Maturity Debt Securities AS0073 $1.0M
11. TOTAL INVESTMENT SECURITIES AS0013 $1.0M
12b. Perpetual Contributed Capital 769B $49K
13. TOTAL OTHER INVESTMENTS AS0017 $49K
15a. Number of Total Loans and Leases 025A 37,508
15b. Total Loans and Leases 025B $57.9M
17. ACL on Loans and Leases AS0048 $234K
19. Land and Building 007 $1.9M
20. Other Fixed Assets 008 $44K
21. NCUA Share Insurance Capitalization Deposit 794 $567K
22d. Accrued Interest on Loans 009A $164K
22e. Accrued Interest on Investments 009B $20K
22f. All Other Assets 009C $116K
22g. Total Other Assets AS0036 $300K
23. TOTAL ASSETS 010 $76.6M
Accounts Payable and Other Liabilities 825 $1.1M
Member Shares of All Types 013 $64.5M
Total Shares and Deposits 018 $64.5M
Undivided Earnings 940 $9.2M
Other Reserves 658 $1.8M
Total Net Worth 997 $11.0M
Net Worth Ratio 998 14.31%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $76.6M
Statement of Income and Expense (24 items)
Foundation Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $1.7M
3. Income from Investments 120 $160K
5. TOTAL INTEREST INCOME 115 $1.9M
6. Dividends on Shares 380 $707K
8. Interest on Borrowed Money 340 $13K
9. TOTAL INTEREST EXPENSE 350 $720K
10. NET INTEREST INCOME IS0010 $1.1M
12a. Credit Loss Expense - Loans and Leases IS0011 $11K
12e. Total Credit Loss Expense IS0017 $11K
13. Fee Income 131 $124K
14. Other Operating Income IS0020 $25K
18. Gain (Loss) on Disposition of Fixed Assets 430 -$12K
23. TOTAL NON-INTEREST INCOME 117 $137K
24. Employee Compensation and Benefits 210 $552K
25. Travel and Conference 230 $5K
26. Office Occupancy 250 $83K
27. Office Operations 260 $181K
28. Educational and Promotional 270 $38K
29. Loan Servicing 280 $30K
30. Professional and Outside Services 290 $124K
32. Operating Fees 320 $6K
33. Miscellaneous Operating Expense 360 $27K
34. TOTAL NON-INTEREST EXPENSE 671 $1.0M
35. NET INCOME 661A $225K
Statement pages - all other filed accounts (20 items)

delinquency (21%), credit cards (21%)

Foundation Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $919K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $22K
Loans Granted Year-to-Date 031A $283
Amount of Loans Granted Year-to-Date 031B $8.9M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $190K
Number of current members (not number of accounts) 083 3,528
Number of potential members 084 516,216
Net Member Business Loan Balance 400A $344K
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,410.00%
Interest Rate of New Vehicle Loans 523 622.00%
Interest Rate of Used Vehicle Loans 524 733.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $199K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $121K
Amount of Regular Shares 657 $23.3M
Amount of Share Drafts 902 $1.2M
IRA/KEOGH Accounts - < 1 Year 906A $442K
Share Certificates - < 1 Year 908A $27.0M
Total Amount of Share Certificates 908C $28.4M
Total Amount of Money Market Shares 911 $11.2M
Number of Used Vehicle Loans 968 24,701
NCUA data file FS220A (23 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Foundation Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $63.1M
Total Shares - 1-3 Years 013B1 $589K
Total Shares - > 3 Years 013B2 $848K
Total Shares and Deposits - < 1 Year 018A $63.1M
Total Shares and Deposits - 1-3 Years 018B1 $589K
Total Shares and Deposits - > 3 Years 018B2 $848K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 142
Amount of Delinquent Indirect Loans 041E $40K
Effective date of last audit 063 $102K
Amount of Used Vehicle Loans 370 $12.5M
Amount of New Vehicle Loans 385 $8.6M
Amount of All Other Unsecured Loans/Lines of Credit 397 $179K
Share Certificates 451 $634
Number of Accounts for Share Drafts 452 1,059
IRA/KEOGH Accounts 453 $22
Number of Accounts for Regular Shares 454 3,379
Money Market Shares 458 $110
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 5,204
Number of credit union employees who are Full-Time (26 hours or more) 564A 14
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 2
Number of Outstanding Indirect Loans 617A 35,970
Total Amount of Outstanding Indirect Loans 618A $2.7M
Total credit lines 881 $6.0M
NCUA data file FS220B (17 items)

maturity and repricing buckets (40%), credit cards (17%)

Foundation Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $5.0M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $5.0M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $59.5M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $62K
Amount of Regular Shares - < 1 Year 657A $23.3M
Fair value of Held to Maturity Securities 801 $993K
Amount of Share Drafts - < 1 Year 902A $1.2M
Total Amount of IRA/KEOGH Accounts 906C $442K
Share Certificates - 1-3 Years 908B1 $589K
Share Certificates - > 3 Years 908B2 $848K
Money Market Shares - < 1 Year 911A $11.2M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $2.3M
Number of New Vehicle Loans 958 12,296
Total Shares 966 $5K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $71K
Number of All Other Unsecured Loans/Lines of Credit 994 84
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 22
NCUA data file FS220C (8 items)

charge-offs and recoveries (27%), participation loans (18%)

Foundation Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Total Amount of Indirect Loans Charged Off Year-to-Date 550E $8K
Total Amount of All Participation Loans Charged Off Year-to-Date 550F $8K
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $6K
Total Amount of All Year-to-Date Recoveries on Charged-Off Participation Loans 551F $6K
Number of credit union branches (include the main office if member services are conducted at that location) 566 2
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $15.3M
Outstanding balance of brokered certificates of deposit and share certificates 788 $6.8M
NCUA data file FS220D (20 items)

member services and products offered (69%), CUSO relationships (27%)

Foundation Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
Does the credit union provide member services through a credit union shared branch services center? 566A $1
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Brokered Certificates of Deposits 879N $1
Low-cost wire transfers 879W $1
Loan Payments 887F $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Offer Custodial Accounts PP0032 $1
Offer Non-Custodial Accounts PP0033 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
CU offer Shared service network PP0058 $1
NCUA data file FS220G (4 items)

loans and leases (32%), participation loans (18%)

Foundation Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Outstanding Amount of Participation Loans Purchased By Type 691L $815K
Total Value of Investments in CUSOs 851 $20K
Total Aggregate Cash Outlay in CUSOs 853 $20K
Total Credit Lines at Corporate Credit Unions 884 $6.0M
NCUA data file FS220I (14 items)

vehicle lending (59%), delinquency (44%)

Foundation Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $213K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $225K
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $14K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $9K
Number of Reportable Delinquent New Vehicle Loans 035E1 34
Number of Reportable Delinquent Used Vehicle Loans 035E2 107
Amount of Reportable Delinquent New Vehicle Loans 041C1 $66K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $120K
Amount of New Vehicle Loans YTD Charge Offs 550C1 $56K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $45K
Amount of New Vehicle Loans YTD Recoveries 551C1 $26K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $86K
Commercial Share Accounts 643 $12K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $2K
NCUA data file FS220L (13 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Foundation Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $38K
Total Amount of Loans & Leases on Loan Schedule 025B1 $57.9M
Outstanding Balance of Member Commercial Loans Secured by Farmland 042A5 $344K
Amount of Agricultural Commercial Loans 042A9 $344K
Total outstanding balance of commercial loans to members 400A1 $344K
Outstanding balance of all member and non-member commercial loans 400T1 $344K
Interest Rate of Commercial Loans/Lines of Credit Real Estate Secured 525 680.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 558.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 625.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $3.3M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $33.0M
Total Outstanding Balance of real estate secured member commercial loans 718A3 $344K
Amount of Commercial Loans/Lines of Credit Real Estate Secured 718A5 $344K
NCUA data file FS220M (8 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Foundation Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total number of member commercial loans 900A1 $1
Total number of real estate secured member commercial loans 900K2 $1
Number of Commercial Loans/Lines of Credit Real Estate Secured 900K4 1
Total Number of Member and Nonmember commercial loans 900T1 $1
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 225
Number of member commercial loans Secured by Farmland 961A5 1
Number of Agricultural Commercial Loans 961A9 1
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 201
NCUA data file FS220N (4 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Foundation Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Held-to-Maturity Debt Securities <=1 Year AS0068 $1.0M
Total Liabilities LI0069 $65.6M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $47K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $76.6M
NCUA data file FS220P (14 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Foundation Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Secured Non-Real Estate Loans/Lines of Credit CH0015 $97K
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $9K
New Vehicle Loans DL0030 $52K
Used Vehicle Loans DL0037 $111K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $14K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $4K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $4K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $1
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0057 $468K
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $167K
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Participation Loans Purchased under 701.22 DL0142 $3K
Amount of Consumer Loans in Non-Accrual Status DL0145 $22K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 35,970
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $2.7M
NCUA data file FS220Q (23 items)

investment portfolio detail (69%)

Foundation Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0013 $1.0M
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0014 $993K
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0021 $1.0M
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0022 $993K
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $1.0M
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $3.8M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $2.8M
Investment Maturity Distribution - Time Deposits - >3-5 Years NV0113 $250K
Investment Maturity Distribution - Time Deposits - Total NV0116 $6.8M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $1.0M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - <=1 Year NV0141 $49K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $49K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $4.8M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $2.8M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $250K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $7.8M
RBC Total Equity RB0001 $11.0M
RBC Allowance for Credit Losses RB0002 $234K
RBC Total Additions RB0005 $234K
RBC Total Deductions RB0009 $567K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $10.6M
RBC Risk-Based Capital Numerator RB0012 $10.6M
Participation Loans: Participations Purchased - Outstanding Balance - Amount - Vehicle - Non-commercial SL0036 $815K
NCUA data file FS220R (27 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Foundation Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $1.0M
RBC Schedule Total Consumer Loans RB0060 $24.6M
RBC Schedule Total Commercial Loans RB0068 $344K
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $234K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $234K
RBC Schedule Total Loans RB0079 $57.7M
RBC Total for Risk Weighting Total Loans RB0081 -$234K
RBC Total Loans 0% Weight RB0082 -$234K
RBC Schedule Total Other Assets RB0088 $2.9M
RBC Total for Risk Weighting Other Assets RB0090 $567K
RBC Other Assets 0% Weight RB0091 $567K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $76.6M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $333K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $333K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $76.6M
RBC Allowance for Credit Losses (Loans) RB0177 $234K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0010 $225
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0011 $33.0M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Balloon/Hybrid 5 Years or Less RL0012 $2.1M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $33.0M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $2.1M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $225
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $33.0M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $2.1M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $33.0M
Total Shares SH0013 $64.5M
Total Shares and Deposits SH0018 $64.5M
NCUA data file FS220S (2 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Foundation Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Located in Metropolitan Statistical Area (MSA) PR0001 $1
home purchase loan or refinanced a home purchase loan PR0002 $1

Foundation Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Foundation Credit Union call report?

The Foundation Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Foundation Credit Union file?

Foundation Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Foundation Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Foundation Credit Union is 61157.

How often does Foundation Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Foundation Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.