Skip to main content

Credit union call report ยท Amite, LA

Fourth Ward Federal Credit Union Call Report

BankRegReports is independent of Fourth Ward Federal Credit Union and never asks for online banking logins or passwords.

Fourth Ward Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 110 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Fourth Ward Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number7877
Federal Reserve RSSD ID570688

The official copy: search charter number 7877 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Fourth Ward Federal Credit Union call report, Q2 2026

Statement of Financial Condition (17 items)
Fourth Ward Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
2c. Cash on Deposit in Other Financial Institutions 730B2 $63K
2. Cash on Deposit (total) 730B $63K
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $63K
12c. All Other Investments AS0016 $389K
13. TOTAL OTHER INVESTMENTS AS0017 $389K
15a. Number of Total Loans and Leases 025A 63
15b. Total Loans and Leases 025B $497K
16. Allowance for Losses on Loans and Leases 719 $27K
21. NCUA Share Insurance Capitalization Deposit 794 $8K
23. TOTAL ASSETS 010 $930K
Member Shares of All Types 013 $789K
Total Shares and Deposits 018 $789K
Other Reserves 658 $118K
Net Income (equity) 602 $23K
Total Net Worth 997 $141K
Net Worth Ratio 998 15.15%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $930K
Statement of Income and Expense (11 items)
Fourth Ward Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $27K
3. Income from Investments 120 $5K
5. TOTAL INTEREST INCOME 115 $32K
10. NET INTEREST INCOME IS0010 $32K
13. Fee Income 131 $6
23. TOTAL NON-INTEREST INCOME 117 $6
26. Office Occupancy 250 $4K
27. Office Operations 260 $9K
28. Educational and Promotional 270 $2K
34. TOTAL NON-INTEREST EXPENSE 671 $15K
35. NET INCOME 661A $17K
Statement pages - all other filed accounts (11 items)

delinquency (21%), credit cards (21%)

Fourth Ward Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $26K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $24K
Loans Granted Year-to-Date 031A $14
Amount of Loans Granted Year-to-Date 031B $69K
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $50K
Number of current members (not number of accounts) 083 224
Number of potential members 084 500
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,500.00%
Interest Rate of Used Vehicle Loans 524 1,000.00%
Amount of Regular Shares 657 $789K
Number of Used Vehicle Loans 968 6
NCUA data file FS220A (9 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Fourth Ward Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $789K
Total Shares and Deposits - < 1 Year 018A $789K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 6
Effective date of last audit 063 $92K
Amount of Used Vehicle Loans 370 $85K
Amount of All Other Unsecured Loans/Lines of Credit 397 $185K
Number of Accounts for Regular Shares 454 224
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 224
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 1
NCUA data file FS220B (7 items)

maturity and repricing buckets (40%), credit cards (17%)

Fourth Ward Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $789K
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $62K
Amount of Regular Shares - < 1 Year 657A $789K
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $57K
Total Shares 966 $224
Number of All Other Unsecured Loans/Lines of Credit 994 42
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 7
NCUA data file FS220C (2 items)

charge-offs and recoveries (27%), participation loans (18%)

Fourth Ward Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Number of credit union branches (include the main office if member services are conducted at that location) 566 3
NCUA data file FS220D (2 items)

member services and products offered (69%), CUSO relationships (27%)

Fourth Ward Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
Financial Counseling 879B1 $1
Financial Education 879B2 $1
NCUA data file FS220I (4 items)

vehicle lending (59%), delinquency (44%)

Fourth Ward Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $26K
Amount of Used Vehicle Loans Delinquent >=360 days 023C2 $4K
Number of Reportable Delinquent Used Vehicle Loans 035E2 2
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $31K
NCUA data file FS220L (6 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Fourth Ward Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $63
Total Amount of Loans & Leases on Loan Schedule 025B1 $497K
Amount of All Other Real Estate Loans/Lines of Credit 386B $32K
Interest Rate of All Other Real Estate Loans/Lines of Credit 562B 1,000.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 1,000.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $195K
NCUA data file FS220M (2 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Fourth Ward Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Number of All Other Real Estate Loans/Lines of Credit 960B 1
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 14
NCUA data file FS220N (2 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Fourth Ward Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Total Liabilities LI0069 $789K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $930K
NCUA data file FS220P (3 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Fourth Ward Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
All Other Unsecured Loans/Lines of Credit DL0026 $20K
All Other Unsecured Loans/Lines of Credit DL0027 $20K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $4
NCUA data file FS220Q (12 items)

investment portfolio detail (69%)

Fourth Ward Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Investment Maturity Distribution - Investments in Natural Person Credit Unions - <=1 Year NV0141 $317K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >1-3 Years NV0142 $72K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $389K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $317K
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $72K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $389K
RBC Total Equity RB0001 $141K
RBC Allowance for Credit Losses RB0002 $27K
RBC Total Additions RB0005 $27K
RBC Total Deductions RB0009 $8K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $160K
RBC Risk-Based Capital Numerator RB0012 $160K
NCUA data file FS220R (22 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Fourth Ward Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $389K
RBC Schedule Total Consumer Loans RB0060 $497K
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $27K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $27K
RBC Schedule Total Loans RB0079 $470K
RBC Total for Risk Weighting Total Loans RB0081 -$27K
RBC Total Loans 0% Weight RB0082 -$27K
RBC Schedule Total Other Assets RB0088 $8K
RBC Total for Risk Weighting Other Assets RB0090 $8K
RBC Other Assets 0% Weight RB0091 $8K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $930K
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 -$20K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 -$20K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $930K
RBC Allowance for Credit Losses (Loans) RB0177 $27K
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Number of Loans Outstanding RL0032 1.00%
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Amount of Loans Outstanding RL0033 32,438.00%
All Other (Non-commercial) Real Estate - Amount of Loans Outstanding - Total RL0044 $32K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $1
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $32K
Total Shares SH0013 $789K
Total Shares and Deposits SH0018 $789K

Fourth Ward Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Fourth Ward Federal Credit Union call report?

The Fourth Ward Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Fourth Ward Federal Credit Union file?

Fourth Ward Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Fourth Ward Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Fourth Ward Federal Credit Union is 7877.

How often does Fourth Ward Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Fourth Ward Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.