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Credit union call report ยท Aurora, IL

Fox Valley Credit Union Call Report

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Fox Valley Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 259 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Fox Valley Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number63286
Federal Reserve RSSD ID200499

The official copy: search charter number 63286 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Fox Valley Credit Union call report, Q2 2026

Statement of Financial Condition (30 items)
Fox Valley Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $593K
1c. Total Cash on Hand 730A $593K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $1.9M
2c. Cash on Deposit in Other Financial Institutions 730B2 $187K
2. Cash on Deposit (total) 730B $2.1M
3. Time Deposits in Banks and Credit Unions AS0007 $25.6M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $28.2M
8. Available-for-Sale Debt Securities AS0067 $1.5M
9. Held-to-Maturity Debt Securities AS0073 $34K
11. TOTAL INVESTMENT SECURITIES AS0013 $1.5M
12b. Perpetual Contributed Capital 769B $167K
13. TOTAL OTHER INVESTMENTS AS0017 $167K
15a. Number of Total Loans and Leases 025A 1,248
15b. Total Loans and Leases 025B $15.0M
17. ACL on Loans and Leases AS0048 $407K
19. Land and Building 007 $220K
20. Other Fixed Assets 008 $90K
21. NCUA Share Insurance Capitalization Deposit 794 $366K
22d. Accrued Interest on Loans 009A $58K
22e. Accrued Interest on Investments 009B $115K
22f. All Other Assets 009C $162K
22g. Total Other Assets AS0036 $335K
23. TOTAL ASSETS 010 $45.5M
Accounts Payable and Other Liabilities 825 $196K
Member Shares of All Types 013 $38.5M
Total Shares and Deposits 018 $38.5M
Undivided Earnings 940 $2.9M
Total Net Worth 997 $7.2M
Net Worth Ratio 998 15.81%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $45.5M
Statement of Income and Expense (23 items)
Fox Valley Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $491K
3. Income from Investments 120 $570K
5. TOTAL INTEREST INCOME 115 $1.1M
6. Dividends on Shares 380 $183K
9. TOTAL INTEREST EXPENSE 350 $183K
10. NET INTEREST INCOME IS0010 $877K
12a. Credit Loss Expense - Loans and Leases IS0011 $98K
12e. Total Credit Loss Expense IS0017 $98K
13. Fee Income 131 $88K
14. Other Operating Income IS0020 $47K
22. Other Non-Operating Income 440 $3K
23. TOTAL NON-INTEREST INCOME 117 $137K
24. Employee Compensation and Benefits 210 $420K
25. Travel and Conference 230 $12K
26. Office Occupancy 250 $79K
27. Office Operations 260 $275K
28. Educational and Promotional 270 $26K
29. Loan Servicing 280 $67K
30. Professional and Outside Services 290 $25K
32. Operating Fees 320 $9K
33. Miscellaneous Operating Expense 360 $9K
34. TOTAL NON-INTEREST EXPENSE 671 $921K
35. NET INCOME 661A -$4K
Statement pages - all other filed accounts (22 items)

delinquency (21%), credit cards (21%)

Fox Valley Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $726K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $8K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $6K
Loans Granted Year-to-Date 031A $247
Amount of Loans Granted Year-to-Date 031B $1.9M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $60K
Number of current members (not number of accounts) 083 3,417
Number of potential members 084 347,100
Interest Rate of Unsecured Credit Card Loans 521 1,299.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,286.00%
Interest Rate of New Vehicle Loans 523 554.00%
Interest Rate of Used Vehicle Loans 524 1,010.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $95K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $25K
Total Amount of All Other Shares 630 $203K
Amount of Regular Shares 657 $16.6M
Amount of Share Drafts 902 $6.1M
IRA/KEOGH Accounts - < 1 Year 906A $2.3M
Share Certificates - < 1 Year 908A $5.4M
Total Amount of Share Certificates 908C $5.7M
Total Amount of Money Market Shares 911 $7.6M
Number of Used Vehicle Loans 968 250
NCUA form-section FS220A (21 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Fox Valley Credit Union, NCUA form-section FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $38.1M
Total Shares - 1-3 Years 013B1 $359K
Total Shares - > 3 Years 013B2 $58K
Total Shares and Deposits - < 1 Year 018A $38.1M
Total Shares and Deposits - 1-3 Years 018B1 $359K
Total Shares and Deposits - > 3 Years 018B2 $58K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 14
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $3.2M
Amount of New Vehicle Loans 385 $2.2M
Amount of Unsecured Credit Card Loans 396 $1.3M
Amount of All Other Unsecured Loans/Lines of Credit 397 $1.3M
Share Certificates 451 $308
Number of Accounts for Share Drafts 452 1,444
IRA/KEOGH Accounts 453 $127
Number of Accounts for Regular Shares 454 3,590
All other shares 455 $149
Money Market Shares 458 $109
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 5,727
Number of credit union employees who are Full-Time (26 hours or more) 564A 11
Total credit lines 881 $2.0M
NCUA form-section FS220B (24 items)

maturity and repricing buckets (40%), credit cards (17%)

Fox Valley Credit Union, NCUA form-section FS220B, Q2 2026
Line item Account Q2 2026
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $2.0M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $2.0M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $36.6M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $122K
All other shares - < 1 Year 630A $203K
Amount of Regular Shares - < 1 Year 657A $16.6M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $25K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $3K
Fair value of Held to Maturity Securities 801 $34K
Does you credit union maintain share/deposit insurance coverage other than the NCUSIF? 875 $1
Dollar amount of shares and/or deposits insured by the company named above 877 $2.0M
Amount of Share Drafts - < 1 Year 902A $6.1M
IRA/KEOGH Accounts - 1-3 Years 906B1 $144K
IRA/KEOGH Accounts - > 3 Years 906B2 $9K
Total Amount of IRA/KEOGH Accounts 906C $2.4M
Share Certificates - 1-3 Years 908B1 $215K
Share Certificates - > 3 Years 908B2 $50K
Money Market Shares - < 1 Year 911A $7.6M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $624K
Number of New Vehicle Loans 958 121
Total Shares 966 $6K
Number of Unsecured Credit Card Loans 993 486
Number of All Other Unsecured Loans/Lines of Credit 994 312
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 12
NCUA form-section FS220C (4 items)

charge-offs and recoveries (27%), participation loans (18%)

Fox Valley Credit Union, NCUA form-section FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Number of credit union branches (include the main office if member services are conducted at that location) 566 3
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $750K
Outstanding balance of brokered certificates of deposit and share certificates 788 $13.3M
NCUA form-section FS220D (22 items)

member services and products offered (69%), CUSO relationships (27%)

Fox Valley Credit Union, NCUA form-section FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
Financial Literacy Workshops 879B3 $1
Bilingual Services 879C1 $1
No Cost Bill Payer 879C2 $1
Credit Builder 879D1 $1
Brokered Certificates of Deposits 879N $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
Loan Payments 887F $1
Bill Payment 887J $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
NCUA form-section FS220G (4 items)

loans and leases (32%), participation loans (18%)

Fox Valley Credit Union, NCUA form-section FS220G, Q2 2026
Line item Account Q2 2026
Equity Acquired in Merger 658A $4.3M
Total Credit Lines at Corporate Credit Unions 884 $2.0M
Current Quarter's Total Adjusted Retained Earnings acquired through Business Combinations 1004 $4.3M
Prior Quarter-End Adjusted Retained Earnings acquired through Business Combinations 1004A $4.3M
NCUA form-section FS220H (1 item)

student loans (43%), delinquency (27%)

Fox Valley Credit Union, NCUA form-section FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $3.5M
NCUA form-section FS220I (10 items)

vehicle lending (59%), delinquency (44%)

Fox Valley Credit Union, NCUA form-section FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $5K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $57K
Number of Reportable Delinquent New Vehicle Loans 035E1 1
Number of Reportable Delinquent Used Vehicle Loans 035E2 4
Amount of Reportable Delinquent New Vehicle Loans 041C1 $2K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $16K
Amount of New Vehicle Loans YTD Charge Offs 550C1 $29K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $23K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $20K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $984
NCUA form-section FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Fox Valley Credit Union, NCUA form-section FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $1K
Total Amount of Loans & Leases on Loan Schedule 025B1 $15.0M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $591K
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 763.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 485.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 217.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $100K
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $6.4M
NCUA form-section FS220M (7 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Fox Valley Credit Union, NCUA form-section FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $97K
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $3.0M
Total Unfunded Commitments for Non-Commercial Loans 816T $3.5M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $433K
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 55
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 12
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 12
NCUA form-section FS220N (6 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Fox Valley Credit Union, NCUA form-section FS220N, Q2 2026
Line item Account Q2 2026
Available-for-sale Debt Securities <=1 Year AS0062 $1.5M
Held-to-Maturity Debt Securities >5 and <= 10 Years AS0071 $34K
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$415K
Total Liabilities LI0069 $38.7M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $40K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $45.5M
NCUA form-section FS220P (14 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Fox Valley Credit Union, NCUA form-section FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $18K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $2K
All Other Unsecured Loans/Lines of Credit DL0022 $22K
All Other Unsecured Loans/Lines of Credit DL0023 $19K
All Other Unsecured Loans/Lines of Credit DL0024 $8K
All Other Unsecured Loans/Lines of Credit DL0027 $27K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $8
New Vehicle Loans DL0030 $2K
Used Vehicle Loans DL0037 $16K
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0057 $637K
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0058 $15K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $15K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $1
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $52K
NCUA form-section FS220Q (27 items)

investment portfolio detail (69%)

Fox Valley Credit Union, NCUA form-section FS220Q, Q2 2026
Line item Account Q2 2026
Held-to-maturity Amortized Cost - US Government Obligations NV0001 $34K
Held-to-maturity Fair Value - US Government Obligations NV0002 $34K
Available-for-sale Amortized Cost - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0079 $1.9M
Available-for-sale Fair Value - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0080 $1.5M
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $34K
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $1.9M
Total Fair Value Available-for-Sale Debt Securities NV0084 $1.5M
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $6.3M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $10.0M
Investment Maturity Distribution - Time Deposits - >3-5 Years NV0113 $9.2M
Investment Maturity Distribution - Time Deposits - Total NV0116 $25.6M
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $1.5M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $34K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $167K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $167K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $7.8M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $10.0M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $9.2M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $34K
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $167K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $27.2M
RBC Total Equity RB0001 $7.2M
RBC Allowance for Credit Losses RB0002 $407K
RBC Total Additions RB0005 $407K
RBC Total Deductions RB0009 $366K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $7.2M
RBC Risk-Based Capital Numerator RB0012 $7.2M
NCUA form-section FS220R (34 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Fox Valley Credit Union, NCUA form-section FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $1.7M
RBC Schedule Total Consumer Loans RB0060 $8.1M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $407K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $407K
RBC Schedule Total Loans RB0079 $14.6M
RBC Total for Risk Weighting Total Loans RB0081 -$407K
RBC Total Loans 0% Weight RB0082 -$407K
RBC Schedule Total Other Assets RB0088 $1.0M
RBC Total for Risk Weighting Other Assets RB0090 $366K
RBC Other Assets 0% Weight RB0091 $366K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $45.5M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 -$41K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 -$41K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $45.5M
RBC Allowance for Credit Losses (Loans) RB0177 $407K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 34.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 5,358,188.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 20.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 934,718.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 1.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 59,996.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $6.4M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 9.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 501,024.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 164,984.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Adjustable Rate RL0021 3.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Adjustable Rate RL0022 89,824.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $591K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $165K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $67
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $6.9M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $165K
Total Shares SH0013 $38.5M
Total Shares and Deposits SH0018 $38.5M
NCUA form-section FS220S (2 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Fox Valley Credit Union, NCUA form-section FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Mortgage Lending PP0039 $1

Fox Valley Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Fox Valley Credit Union call report?

The Fox Valley Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Fox Valley Credit Union file?

Fox Valley Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Fox Valley Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Fox Valley Credit Union is 63286.

How often does Fox Valley Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Fox Valley Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.