Skip to main content

Credit union call report ยท El Paso, TX

GECU Federal Credit Union Call Report

BankRegReports is independent of GECU Federal Credit Union and never asks for online banking logins or passwords.

GECU Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 509 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

GECU Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number24941
Federal Reserve RSSD ID364690

The official copy: search charter number 24941 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

GECU Federal Credit Union call report, Q2 2026

Statement of Financial Condition (44 items)
GECU Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $60.1M
1b. Cash Items in Process of Collection AS0005 $49.9M
1c. Total Cash on Hand 730A $110.1M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $34.7M
2b. Cash on Deposit in Federal Reserve Bank AS0003 $85.4M
2c. Cash on Deposit in Other Financial Institutions 730B2 $2.3M
2. Cash on Deposit (total) 730B $122.3M
3. Time Deposits in Banks and Credit Unions AS0007 $3.0M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $235.4M
6. Equity Securities AS0055 $43.0M
7. Trading Debt Securities AS0061 $69.6M
8. Available-for-Sale Debt Securities AS0067 $3.8M
9. Held-to-Maturity Debt Securities AS0073 $390.9M
11. TOTAL INVESTMENT SECURITIES AS0013 $507.3M
12b. Perpetual Contributed Capital 769B $656K
12c. All Other Investments AS0016 $11.3M
13. TOTAL OTHER INVESTMENTS AS0017 $12.0M
14. Loans Held for Sale 003 $413K
15a. Number of Total Loans and Leases 025A 211,986
15b. Total Loans and Leases 025B $3.85B
17. ACL on Loans and Leases AS0048 $66.1M
18c. Foreclosed/Repossessed - Vehicles AS0024 $1.2M
18e. Foreclosed/Repossessed Assets (total) 798A $1.2M
19. Land and Building 007 $53.6M
20. Other Fixed Assets 008 $27.7M
21. NCUA Share Insurance Capitalization Deposit 794 $33.2M
22b. Mortgage Servicing Rights 779 $2.2M
22d. Accrued Interest on Loans 009A $13.3M
22e. Accrued Interest on Investments 009B $2.1M
22f. All Other Assets 009C $58.9M
22g. Total Other Assets AS0036 $76.5M
23. TOTAL ASSETS 010 $4.74B
Accounts Payable and Other Liabilities 825 $53.0M
Accrued Dividends and Interest Payable 820A $3.5M
ACL on Off-Balance-Sheet Exposures LI0003 $9K
Borrowings (total) 860C $200.0M
Member Shares of All Types 013 $3.79B
Nonmember Deposits 880 $66.6M
Total Shares and Deposits 018 $3.85B
Undivided Earnings 940 $593.3M
Net Income (equity) 602 $32.7M
Total Net Worth 997 $626.0M
Net Worth Ratio 998 13.61%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $4.74B
Statement of Income and Expense (30 items)
GECU Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $132.6M
3. Income from Investments 120 $9.4M
5. TOTAL INTEREST INCOME 115 $142.1M
6. Dividends on Shares 380 $31.6M
8. Interest on Borrowed Money 340 $4.2M
9. TOTAL INTEREST EXPENSE 350 $35.8M
10. NET INTEREST INCOME IS0010 $106.3M
12a. Credit Loss Expense - Loans and Leases IS0011 $22.8M
12d. Credit Loss Expense - Off-Balance-Sheet IS0016 $2K
12e. Total Credit Loss Expense IS0017 $22.8M
13. Fee Income 131 $19.6M
14. Other Operating Income IS0020 $17.8M
15. Gain (Loss) on Equity/Trading Securities IS0046 $1.3M
16. Gain (Loss) on Other Investments IS0047 -$106K
18. Gain (Loss) on Disposition of Fixed Assets 430 $1.0M
19. Gain (Loss) on Sale of Loans IS0029 $44K
22. Other Non-Operating Income 440 $757K
23. TOTAL NON-INTEREST INCOME 117 $40.4M
24. Employee Compensation and Benefits 210 $36.2M
25. Travel and Conference 230 $754K
26. Office Occupancy 250 $4.9M
27. Office Operations 260 $35.5M
28. Educational and Promotional 270 $5.7M
29. Loan Servicing 280 $2.4M
30. Professional and Outside Services 290 $1.8M
31. Member Insurance 310 $2K
32. Operating Fees 320 $223K
33. Miscellaneous Operating Expense 360 $3.8M
34. TOTAL NON-INTEREST EXPENSE 671 $91.2M
35. NET INCOME 661A $32.7M
Statement pages - all other filed accounts (27 items)

delinquency (21%), credit cards (21%)

GECU Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $50.0M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $13.9M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $10.6M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $2.8M
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $5.7M
Loans Granted Year-to-Date 031A $110K
Amount of Loans Granted Year-to-Date 031B $832.3M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $38.4M
Number of current members (not number of accounts) 083 441,043
Number of potential members 084 5,236,839
Net Member Business Loan Balance 400A $621.8M
Non-Member Deposits 457 $7
Interest Rate of Unsecured Credit Card Loans 521 1,191.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,429.00%
Interest Rate of New Vehicle Loans 523 600.00%
Interest Rate of Used Vehicle Loans 524 600.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $24.7M
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $1.6M
Total Amount of All Other Shares 630 $14.4M
Amount of Regular Shares 657 $1.33B
Balance Outstanding of All Interest Only & Payment Option 1st Mortgage Loans. 704C1 $4.8M
Amount of Share Drafts 902 $863.7M
IRA/KEOGH Accounts - < 1 Year 906A $179.5M
Share Certificates - < 1 Year 908A $972.5M
Total Amount of Share Certificates 908C $1.11B
Total Amount of Money Market Shares 911 $182.9M
Number of Used Vehicle Loans 968 54,890
NCUA data file FS220A (33 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

GECU Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
The average of the current and three preceding quarter-end balances 010C $4.60B
Total Shares - < 1 Year 013A $3.54B
Total Shares - 1-3 Years 013B1 $188.2M
Total Shares - > 3 Years 013B2 $56.4M
Total Shares and Deposits - < 1 Year 018A $3.61B
Total Shares and Deposits - 1-3 Years 018B1 $188.2M
Total Shares and Deposits - > 3 Years 018B2 $56.4M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 4,334
Amount of Delinquent Indirect Loans 041E $19.6M
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $1.24B
Amount of New Vehicle Loans 385 $792.8M
Amount of Unsecured Credit Card Loans 396 $305.5M
Amount of All Other Unsecured Loans/Lines of Credit 397 $207.3M
Share Certificates 451 $32K
Number of Accounts for Share Drafts 452 265,811
IRA/KEOGH Accounts 453 $9K
Number of Accounts for Regular Shares 454 409,770
All other shares 455 $7K
Money Market Shares 458 $2K
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 724,817
Number of credit union employees who are Full-Time (26 hours or more) 564A 799
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 35
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $118.8M
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,728.00%
Number of Outstanding Indirect Loans 617A 54,398
Total Amount of Outstanding Indirect Loans 618A $1.50B
Amount of real estate loans sold but serviced by the credit union 779A $639.4M
Amount of Borrowings Subject to Early Repayment at Lender's Option 865A $200.0M
Total credit lines 881 $2.02B
Draws against lines of credit, 1 to 3 years 883B1 $200.0M
Draws against lines of credit, total amount 883C $200.0M
Other Comprehensive Income (unless already included in item 33 or 34) 945B $176K
NCUA data file FS220B (33 items)

maturity and repricing buckets (40%), credit cards (17%)

GECU Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $2.7M
Amount of Delinquent Unsecured Credit Card Loans as of - 6 to less than 12 months delinquent 027B $350K
Amount of Delinquent Unsecured Credit Card Loans as of - 12 months and over delinquent 028B $26K
Number - Total Delinquent Credit Card Loans 045A 1,591
Total Amount of Delinquent Unsecured Credit Card Loans 045B $5.4M
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $265.4M
Total Uninsured Nonmember Shares and Deposits > $250K (G+H+I) 067A2 $65.0M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $330.4M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $3.52B
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $12K
All other shares - < 1 Year 630A $14.4M
Amount of Regular Shares - < 1 Year 657A $1.33B
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $7.2M
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $620K
Total Amount of All First Mortgage Loans which have been sold in the secondary market year-to-date 736 $5.0M
Fair value of Held to Maturity Securities 801 $383.1M
Total Borrowings - 1-3 Years 860B1 $200.0M
Non-Member Deposits - < 1 Year 880A $66.6M
Is your credit union a member of a Federal Home Loan Bank? 896 $1
Amount of Share Drafts - < 1 Year 902A $863.7M
IRA/KEOGH Accounts - 1-3 Years 906B1 $72.6M
IRA/KEOGH Accounts - > 3 Years 906B2 $35.0M
Total Amount of IRA/KEOGH Accounts 906C $287.1M
Share Certificates - 1-3 Years 908B1 $115.6M
Share Certificates - > 3 Years 908B2 $21.4M
Money Market Shares - < 1 Year 911A $182.9M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $35.4M
Number of New Vehicle Loans 958 23,509
Total Shares 966 $725K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $9.9M
Number of Unsecured Credit Card Loans 993 72,538
Number of All Other Unsecured Loans/Lines of Credit 994 48,915
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 119
NCUA data file FS220C (8 items)

charge-offs and recoveries (27%), participation loans (18%)

GECU Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Total Amount of Indirect Loans Charged Off Year-to-Date 550E $8.8M
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $348K
Number of credit union branches (include the main office if member services are conducted at that location) 566 24
Supplemental Share Information - Accounts Held by Non-Member Government Depositors 632 $64.9M
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $759.6M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $141.6M
Other Contingent Liabilities 818A $1.9M
NCUA data file FS220D (37 items)

member services and products offered (69%), CUSO relationships (27%)

GECU Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
Does the credit union plan to add any new branches or expand existing facilities in the next 12 months? 566B $1
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
Financial Literacy Workshops 879B3 $1
First Time Homebuyer Program 879B4 $1
Online Financial Literacy 879B7 $1
Bilingual Services 879C1 $1
No Cost Bill Payer 879C2 $1
No Cost Tax Prep. Services 879C3 $1
Credit Builder 879D1 $1
Payday Alternative Loans (PAL loans) (FCU Only) 879D9 $1
Mortgage Processing 879G $1
Approved Mortgage Seller 879H $1
Brokered Certificates of Deposits 879N $1
Brokered Deposits (All deposits acquired through a third party) 879T $1
International Remittances 879V $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
External or Third-Party Account Aggregation 887M $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Offer Custodial Accounts PP0032 $1
Offer Non-Custodial Accounts PP0033 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA data file FS220G (6 items)

loans and leases (32%), participation loans (18%)

GECU Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Number of Outstanding Int Only & Payment Option 1st Mtg Loans 704C2 2
Amount of Outstanding Int Only & Payment Option 1st Mtg Loans Granted YTD 704C3 $4.4M
Total Value of Investments in CUSOs 851 $3.4M
Total Aggregate Cash Outlay in CUSOs 853 $2.5M
Assets Pledged to Secure Borrowings 878 $3.87B
Total Credit Lines at Corporate Credit Unions 884 $295.0M
NCUA data file FS220H (14 items)

student loans (43%), delinquency (27%)

GECU Federal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Amount of Non-Federally Guaranteed Student Loans - 1 to <2 months 020T $2K
Payday Alternative Loans (PAL loans) (FCU only) 180-359 days delinquent 128B $261
Total Number of Reportable Delinquent Loans for Payday Alternative Loans (PAL loans) (FCU only) 130A $1
Total Reportable Payday Alternative Loans (PAL loans) (FCU only) Delinquent Loans 130B $261
YTD Charge Offs of Payday Alternative Loans (PAL loans) (FCU only) 136 $461
Amount of Payday Alternative Loans (PAL loans) 397A $261
Interest Rate of Payday Alternative Loans (PAL loans) 522A 2,790.00%
Interest Rate on Non-Federally Guaranteed Student Loans 595A 1,393.00%
Amount of Non-Federally Guaranteed Student Loans 698A $61K
Total Unfunded Commitments for all loan types 816A $373.6M
Number of Non-Federally Guaranteed Student Loans 963A 14
Number of Payday Alternative Loans (PAL loans) 994A 1
Total number of TDR loans outstanding 1000F $523
Total amount of TDR loans outstanding 1001F $8.6M
NCUA data file FS220I (23 items)

vehicle lending (59%), delinquency (44%)

GECU Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $11.6M
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $23.7M
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $2.6M
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $5.9M
Amount of New Vehicle Loans Delinquent 180 to 359 days 022C1 $2.7M
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $6.4M
Amount of New Vehicle Loans Delinquent >=360 days 023C1 $650K
Amount of Used Vehicle Loans Delinquent >=360 days 023C2 $1.2M
Number of Reportable Delinquent New Vehicle Loans 035E1 396
Number of Reportable Delinquent Used Vehicle Loans 035E2 1,085
Amount of Reportable Delinquent New Vehicle Loans 041C1 $8.5M
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $15.9M
Amount of New Vehicle Loans YTD Charge Offs 550C1 $2.8M
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $8.0M
Amount of New Vehicle Loans YTD Recoveries 551C1 $148K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $283K
Commercial Share Accounts 643 $128.6M
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $885K
Draws Against LOCs from FHLB 885A3 $200.0M
Total Draws Againts LOCs 885A4 $200.0M
Amount of Grants Awarded Year-to-Date 926 $77K
Amount of Grants Received Year-to-Date 927 $77K
Number of International Remittances originated Year-to-Date 928 110
NCUA data file FS220J (4 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

GECU Federal Credit Union, NCUA data file FS220J, Q2 2026
Line item Account Q2 2026
Other Investments 789D $81.4M
Other Assets - Split Dollar Life Insurance Arrangements - Collateral Assignment 789E $31.4M
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $112.8M
Amounts reported in Asset section of the Statement of Financial Condition to fund Charitable Donation Accounts 789H $34.2M
NCUA data file FS220L (42 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

GECU Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $212K
Total Amount of Loans & Leases on Loan Schedule 025B1 $3.85B
Total number of commercial loans to members granted or purchased YTD 090A1 $46
Number of Member Unsecured Revolving Lines of Credit granted for Commercial Purposes granted or purchased YTD 090C6 1
Number of member commercial loans Secured by Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 090H2 6
Number of member commercial loans Secured by Non-Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 090J2 29
Total Number of member commercial real estate secured loans granted or purchased YTD 090K2 $45
Number of member commercial loans Secured by Multifamily Property granted or purchased YTD 090M 1
Number of member construction and development commercial loans 143A3 21
Outstanding balance of member construction and development commercial loans 143B3 $106.2M
Number of member construction and development commercial loans granted or purchased YTD 143C3 9
Dollar Amount of member construction and development commercial loans granted or purchased YTD 143D3 $3.5M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $122.1M
Amount of All Other Real Estate Loans/Lines of Credit 386B $1.9M
Total outstanding balance of commercial loans to members 400A1 $582.3M
Outstanding balance of Unsecured Member Commercial Loans 400C5 $854K
Outstanding balance of Unsecured Revolving Lines of Credit Granted to Members for Commercial Purposes 400C6 $743K
Outstanding balance of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 400H2 $50.4M
Outstanding balance of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 400J2 $390.9M
Outstanding balance of Member Commercial and Industrial loans 400L2 $5.0M
Outstanding balance of member commercial loans Secured Multifamily Property 400M $28.3M
Amount of Commercial Loans/Lines of Credit Not Real Estate Secured 400P $6.6M
Outstanding balance of all member and non-member commercial loans 400T1 $582.3M
Total Dollar amount of member commercial loans granted or purchased YTD 475A1 $98.8M
Dollar Amount of Member Commercial Unsecured Revolving Lines of Credit Granted or purchased YTD 475C6 $131K
Dollar Amount of Member Commercial loans Secured by Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 475H2 $4.1M
Dollar Amount of Member Commercial loans Secured by Non-Owner Occupied Non-Farm, Non-Residential Property granted or purchased YTD 475J2 $91.0M
Total Dollar amount of real estate secured member commercial loans granted or purchased YTD 475K2 $98.7M
Dollar Amount of Member Commercial loans Secured by Multifamily Property granted or purchased YTD 475M $155K
Interest Rate of Commercial Loans/Lines of Credit Real Estate Secured 525 595.00%
Interest Rate of Commercial Loans/Lines of Credit Not Real Estate Secured 526 684.00%
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 914.00%
Interest Rate of All Other Real Estate Loans/Lines of Credit 562B 493.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 493.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 335.00%
Number of Commercial Small Business Administration Loans Outstanding 691B1 7
Outstanding Balance of Commercial Small Business Administration Loans 691C1 $942K
Guaranteed Portion of Commercial Small Business Administration Loans 691C2 $673K
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $33.6M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $566.4M
Total Outstanding Balance of real estate secured member commercial loans 718A3 $575.7M
Amount of Commercial Loans/Lines of Credit Real Estate Secured 718A5 $575.7M
NCUA data file FS220M (22 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

GECU Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $3K
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $248.8M
Total Unfunded Commitments for Commercial Loans 814K $40.2M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $6.4M
Total Other Unfunded Commitments (Non-Commercial) 816B5 $1.2M
Total Unfunded Commitments for Non-Commercial Loans 816T $333.4M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $76.9M
Total number of member commercial loans 900A1 $264
Number of Member Unsecured Commercial Loans 900C5 6
Number of Member Unsecured Revolving Lines of Credit Granted to Members for Commercial Purposes 900C6 4
Number of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 900H2 71
Number of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 900J2 121
Total number of real estate secured member commercial loans 900K2 $253
Number of Commercial Loans/Lines of Credit Real Estate Secured 900K4 253
Number of Member Commercial and Industrial loans 900L2 1
Number of member commercial loans Secured by Multifamily Property 900M 40
Number of Commercial Loans/Lines of Credit Not Real Estate Secured 900P 11
Total Number of Member and Nonmember commercial loans 900T1 $264
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 6,442
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 2,343
Number of All Other Real Estate Loans/Lines of Credit 960B 51
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 3,019
NCUA data file FS220N (19 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

GECU Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Equity Securities <=1 Year AS0050 $1.3M
Equity Securities >3 and <=5 Years AS0052 $13.4M
Equity Securities >5 and <= 10 Years AS0053 $15.3M
Equity Securities > 10 Years AS0054 $13.1M
Trading Debt Securities <=1 Year AS0056 $3.7M
Trading Debt Securities >1 and <=3 Years AS0057 $9.1M
Trading Debt Securities >3 and <=5 Years AS0058 $29.4M
Trading Debt Securities >5 and <= 10 Years AS0059 $15.6M
Trading Debt Securities > 10 Years AS0060 $11.8M
Available-for-sale Debt Securities >1 and <=3 Years AS0063 $1.9M
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $2.0M
Held-to-Maturity Debt Securities <=1 Year AS0068 $250.6M
Held-to-Maturity Debt Securities >1 and <=3 Years AS0069 $77.5M
Held-to-Maturity Debt Securities >3 and <=5 Years AS0070 $22.8M
Held-to-Maturity Debt Securities >5 and <= 10 Years AS0071 $40.0M
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$57K
Total Liabilities LI0069 $4.11B
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $13.1M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $4.74B
NCUA data file FS220P (42 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

GECU Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $6.7M
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $520K
Loan Loss Information - YTD Recoveries - Commercial Loans/Lines of Credit - Commercial and Industrial Loans CH0036 $5K
Amount of real estate loans included in Accounts 718A3 and 718A4 above that contractually refinance, reprice, or mature within the next 5 years. CM0099 $216.0M
Unsecured Credit Card Loans DL0002 $2.4M
All Other Unsecured Loans/Lines of Credit DL0022 $4.3M
All Other Unsecured Loans/Lines of Credit DL0023 $1.6M
All Other Unsecured Loans/Lines of Credit DL0024 $2.0M
All Other Unsecured Loans/Lines of Credit DL0025 $652K
All Other Unsecured Loans/Lines of Credit DL0026 $104K
All Other Unsecured Loans/Lines of Credit DL0027 $4.3M
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $1K
New Vehicle Loans DL0030 $2.6M
Used Vehicle Loans DL0037 $2.4M
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $16K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $2K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $2K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $1
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0057 $3.5M
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0058 $1.6M
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0059 $744K
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0060 $462K
Delinquent Loans by Collateral Type - >=360 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0061 $731K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $3.5M
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $34
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0064 $1.3M
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0065 $622K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0066 $79K
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0067 $17K
Delinquent Loans by Collateral Type - >=360 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0068 $35K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0069 $753K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0070 $12
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $11.2M
Amount of Consumer Loans in Non-Accrual Status DL0145 $27.3M
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Number of Modified Loans DL0148 $105
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Amount of Modified Loans DL0149 $1.8M
Number of Indirect Loans - New and Used Vehicle Loans IN0001 54,398
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $1.50B
Off-Balance Sheet Exposures - Totally Unconditionally Cancelable Unfunded Commitments for All Loan Types LQ0013 $333.2M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Commercial Loans LQ0014 $40.2M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Consumer Loans - Secured and Real Estate LQ0015 $203K
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments -Total LQ0017 $40.4M
NCUA data file FS220Q (54 items)

investment portfolio detail (69%)

GECU Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Off-Balance Sheet Exposures - Financial Standby Letters of Credit LQ0022 $68.1M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Corporate Credit Unions LQ0035 $825.2M
Borrowing Arrangements - Line of Credit Limit - Federal Home Loan Bank LQ0040 $937.3M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Federal Home Loan Bank LQ0043 $1.55B
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - FRB LQ0047 $1.50B
Total Borrowings LQ0860 $200.0M
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0013 $29.0M
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0014 $29.0M
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0021 $29.0M
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0022 $29.0M
Held-to-maturity Amortized Cost - Federal Agency Securities - Non-Guaranteed - Agency/GSE Debt Instruments - Non-Guaranteed NV0025 $361.8M
Held-to-maturity Fair Value - Federal Agency Securities - Non-Guaranteed - Agency/GSE Debt Instruments - Non-Guaranteed NV0026 $354.0M
Available-for-sale Amortized Cost - Federal Agency Securities - Non-Guaranteed - Agency/GSE Non-Debt Instruments - Non-Guaranteed NV0031 $3.9M
Available-for-sale Fair Value - Federal Agency Securities - Non-Guaranteed - Agency/GSE Non-Debt Instruments - Non-Guaranteed NV0032 $3.8M
Held-to-maturity Amortized Cost - Federal Agency Securities - Non-Guaranteed - Total Federal Agency Securities - Non-Guaranteed NV0033 $361.8M
Held-to-maturity Fair Value - Federal Agency Securities - Non-Guaranteed - Total Federal Agency Securities - Non-Guaranteed NV0034 $354.0M
Available-for-sale Amortized Cost - Federal Agency Securities - Non-Guaranteed - Total Federal Agency Securities - Non-Guaranteed NV0035 $3.9M
Available-for-sale Fair Value - Federal Agency Securities - Non-Guaranteed - Total Federal Agency Securities - Non-Guaranteed NV0036 $3.8M
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $390.9M
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $3.9M
Total Fair Value Available-for-Sale Debt Securities NV0084 $3.8M
Trading Investments - Securities Issued by States and Political Subdivisions in the U.S. NV0102 $197K
Trading Investments - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0103 $3.8M
Trading - All Other Investments - Trading NV0104 $65.5M
Total Trading Debt Securities NV0105 $69.6M
Trading Investments - Equity Securities - Common Stock NV0106 $13.1M
Trading Investments - Equity Securities - Registered Investment Companies NV0107 $16.1M
Trading Investments - Equity Securities - Other Equities NV0108 $13.9M
Trading Investments - Equity Securities - Total Equity Securities NV0109 $43.0M
Total Trading Debt and Equity Securities NV0110 $112.6M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $3.0M
Investment Maturity Distribution - Time Deposits - Total NV0116 $3.0M
Investment Maturity Distribution - Equity Securities - Total NV0122 $43.0M
Investment Maturity Distribution - Trading Debt Securities - Total NV0128 $69.6M
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $3.8M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $390.9M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >1-3 Years NV0142 $12.0M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $12.0M
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $255.5M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $103.5M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $67.5M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $70.9M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $24.8M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $522.3M
Investment - Memoranda - Realized Gains (Losses) - Realized Gains (Losses) on Available for Sale Securities NV0160 -$106K
Total Gain (Loss) on Investments NV0162 -$106K
Assets Used to Fund Employee Benefit or Deferred Compensation Plans - Collateral Assignment - Remaining Premiums NV0169 $12.8M
Assets Used to Fund Employee Benefit or Deferred Compensation Plans - Collateral Assignment - Cash Surrender Value NV0170 $13.6M
RBC Total Equity RB0001 $626.0M
RBC Allowance for Credit Losses RB0002 $66.1M
RBC Total Additions RB0005 $66.1M
RBC Total Deductions RB0009 $33.2M
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $658.9M
RBC Risk-Based Capital Numerator RB0012 $658.9M
NCUA data file FS220R (58 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

GECU Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Total Borrowing Capacity at Federal Reserve Bank LQ0061 $790.1M
CCULR Election to opt into the Complex Credit Union Leverage Ratio LR0001 1.00%
CCULR Off-Balance sheet exposures LR0002 $108.6M
CCULR Off-Balance sheet exposures ratio LR0003 229.00%
CCULR Trading Assets and Trading Liabilities LR0004 $112.6M
CCULR Trading Assets and Trading Liabilities Ratio LR0005 237.00%
RBC Schedule Total Investments RB0039 $519.3M
RBC Schedule Total Consumer Loans RB0060 $2.58B
RBC Schedule Total Commercial Loans RB0068 $582.3M
RBC Adjustments to Loans Held for Sale RB0075 -$413K
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $66.1M
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $66.1M
RBC Schedule Total Loans RB0079 $3.79B
RBC Adjustments to Total Loans RB0080 -$413K
RBC Total for Risk Weighting Total Loans RB0081 -$66.1M
RBC Total Loans 0% Weight RB0082 -$66.1M
RBC Schedule Total Other Assets RB0088 $192.1M
RBC Total for Risk Weighting Other Assets RB0090 $33.2M
RBC Other Assets 0% Weight RB0091 $33.2M
RBC Total from Schedule On-Balance Sheet Assets RB0099 $4.74B
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 -$32.9M
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 -$32.9M
RBC All other off-balance sheet exposures RB0133 $68.1M
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $4.74B
RBC Allowance for Credit Losses (Loans) RB0177 $66.1M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 3,678.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 401,843,568.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 40,257,108.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 2,759.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 163,730,517.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 20,955,892.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 6.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 795,222.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $566.4M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $61.2M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 2,343.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 122,144,234.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 16,096,663.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $122.1M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $16.1M
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Number of Loans Outstanding RL0032 51.00%
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Amount of Loans Outstanding RL0033 1,876,920.00%
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Amount of Loans Granted YTD RL0034 22,200.00%
All Other (Non-commercial) Real Estate - Amount of Loans Outstanding - Total RL0044 $1.9M
All Other (Non-commercial) Real Estate - Amount of Loans Granted YTD - Total RL0045 $22K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $9K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $690.4M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $77.3M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $169.5M
Total Shares SH0013 $3.79B
Total Shares and Deposits SH0018 $3.85B
Total Non-Member Deposits SH0880 $66.6M
Number of Loans Sold, Year-to-date SL0022 23
Amount of Loans Sold, Year-to-date SL0023 $5.0M
Number of First Mortgage loans sold on the secondary market, Year-to-date SL0024 23
Number of Real Estate Loans Sold with Servicing Retained, Year-to-date SL0028 23
Amount of Real Estate Loans Sold with Servicing Retained, Year-to-date SL0029 $5.0M
Number of Outstanding Real Estate Loans Sold with Servicing Retained SL0030 6,308
NCUA data file FS220S (13 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

GECU Federal Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Auto Lending PP0038 $1
Mortgage Lending PP0039 $1
Secured personal loans PP0040 $1
Unsecured personal loans PP0041 $1
Lead generation for new members PP0042 $1
Lead generation for share accounts PP0043 $1
Person-to-Person payments PP0045 $1
Investment security exchange services PP0046 $1
Communication PP0047 $1
Located in Metropolitan Statistical Area (MSA) PR0001 $1
home purchase loan or refinanced a home purchase loan PR0002 $1
Originated closed-end mortgages in each of the two preceding calendar years or originated open-end lines of credit in each of the two preceding calendar years in excess of the HMDA Loan-Volume Threshold? PR0003 $1

GECU Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the GECU Federal Credit Union call report?

The GECU Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does GECU Federal Credit Union file?

GECU Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the GECU Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for GECU Federal Credit Union is 24941.

How often does GECU Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

GECU Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.