Credit union call report ยท New York, NY
Generations United Federal Credit Union Call Report
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Generations United Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 224 filed line items, in the form's order. Dollar amounts are whole dollars as filed.
| Call report form | NCUA 5300 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| NCUA charter number | 24947 |
| Federal Reserve RSSD ID | 5878576 |
The official copy: search charter number 24947 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.
Generations United Federal Credit Union call report, Q2 2026
Statement of Financial Condition (26 items)
| Line item | Account | Q2 2026 |
|---|---|---|
| 2a. Cash on Deposit in Corporate Credit Unions | 730B1 | $511K |
| 2b. Cash on Deposit in Federal Reserve Bank | AS0003 | $302K |
| 2c. Cash on Deposit in Other Financial Institutions | 730B2 | $8K |
| 2. Cash on Deposit (total) | 730B | $821K |
| 3. Time Deposits in Banks and Credit Unions | AS0007 | $1.9M |
| 5. TOTAL CASH AND OTHER DEPOSITS | AS0009 | $2.7M |
| 8. Available-for-Sale Debt Securities | AS0067 | $697K |
| 11. TOTAL INVESTMENT SECURITIES | AS0013 | $697K |
| 15a. Number of Total Loans and Leases | 025A | 1,632 |
| 15b. Total Loans and Leases | 025B | $3.2M |
| 16. Allowance for Losses on Loans and Leases | 719 | $48K |
| 20. Other Fixed Assets | 008 | $31K |
| 21. NCUA Share Insurance Capitalization Deposit | 794 | $20K |
| 22d. Accrued Interest on Loans | 009A | $18K |
| 22e. Accrued Interest on Investments | 009B | $7K |
| 22f. All Other Assets | 009C | $392K |
| 22g. Total Other Assets | AS0036 | $417K |
| 23. TOTAL ASSETS | 010 | $7.0M |
| Accounts Payable and Other Liabilities | 825 | $1.5M |
| Member Shares of All Types | 013 | $1.7M |
| Nonmember Deposits | 880 | $750K |
| Total Shares and Deposits | 018 | $2.5M |
| Undivided Earnings | 940 | $3.1M |
| Total Net Worth | 997 | $3.1M |
| Net Worth Ratio | 998 | 44.44% |
| TOTAL LIABILITIES, SHARES, AND EQUITY | 014 | $7.0M |
Statement of Income and Expense (16 items)
| Line item | Account | Q2 2026 |
|---|---|---|
| 1. Interest on Loans and Leases | 110 | $109K |
| 3. Income from Investments | 120 | $70K |
| 5. TOTAL INTEREST INCOME | 115 | $179K |
| 6. Dividends on Shares | 380 | $34K |
| 8. Interest on Borrowed Money | 340 | $305 |
| 9. TOTAL INTEREST EXPENSE | 350 | $35K |
| 10. NET INTEREST INCOME | IS0010 | $145K |
| 11. Provision for Loan and Lease Losses | 300 | $3K |
| 13. Fee Income | 131 | $6K |
| 23. TOTAL NON-INTEREST INCOME | 117 | $6K |
| 24. Employee Compensation and Benefits | 210 | $100K |
| 26. Office Occupancy | 250 | $44K |
| 27. Office Operations | 260 | $103K |
| 30. Professional and Outside Services | 290 | $121K |
| 34. TOTAL NON-INTEREST EXPENSE | 671 | $369K |
| 35. NET INCOME | 661A | -$221K |
Statement pages - all other filed accounts (20 items)
delinquency (21%), credit cards (21%)
| Line item | Account | Q2 2026 |
|---|---|---|
| Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent | 020B | $52K |
| Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent | 021B | $11K |
| Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent | 022B | $5K |
| Loans Granted Year-to-Date | 031A | $1K |
| Amount of Loans Granted Year-to-Date | 031B | $2.2M |
| Total Amount of Delinquent Loans & Leases (Two or more months) | 041B | $27K |
| Number of current members (not number of accounts) | 083 | 267 |
| Number of potential members | 084 | 600,000 |
| Non-Member Deposits | 457 | $3 |
| Interest Rate of Unsecured Credit Card Loans | 521 | 1,035.00% |
| Interest Rate of All Other Unsecured Loans/Lines of Credit | 522 | 916.00% |
| Interest Rate of Used Vehicle Loans | 524 | 786.00% |
| Total Amount of All Loans Charged Off Year-to-Date | 550 | $5K |
| Total Amount of All Year-to-Date Recoveries on Charged-Off Loans | 551 | $2 |
| Amount of Regular Shares | 657 | $688K |
| Amount of Share Drafts | 902 | $261K |
| Share Certificates - < 1 Year | 908A | $647K |
| Total Amount of Share Certificates | 908C | $722K |
| Total Amount of Money Market Shares | 911 | $30K |
| Number of Used Vehicle Loans | 968 | 498 |
NCUA data file FS220A (16 items)
loans and leases (25%), income and expense (25%), shares and deposits (19%)
| Line item | Account | Q2 2026 |
|---|---|---|
| Total Shares - < 1 Year | 013A | $1.6M |
| Total Shares - 1-3 Years | 013B1 | $75K |
| Total Shares and Deposits - < 1 Year | 018A | $2.1M |
| Total Shares and Deposits - 1-3 Years | 018B1 | $325K |
| Number of Total Delinquent Loans & Leases (Two or more months) | 041A | 11 |
| Effective date of last audit | 063 | $122K |
| Amount of Used Vehicle Loans | 370 | $538K |
| Amount of Unsecured Credit Card Loans | 396 | $124K |
| Amount of All Other Unsecured Loans/Lines of Credit | 397 | $1.7M |
| Share Certificates | 451 | $34 |
| Number of Accounts for Share Drafts | 452 | 140 |
| Number of Accounts for Regular Shares | 454 | 298 |
| Money Market Shares | 458 | $1 |
| Number of Accounts for Total Shares and Deposits (Sum of items 15-16) | 460 | 476 |
| Number of credit union employees who are Full-Time (26 hours or more) | 564A | 4 |
| Total credit lines | 881 | $750K |
NCUA data file FS220B (15 items)
maturity and repricing buckets (40%), credit cards (17%)
| Line item | Account | Q2 2026 |
|---|---|---|
| Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent | 026B | $7K |
| Amount of Delinquent Unsecured Credit Card Loans as of - 6 to less than 12 months delinquent | 027B | $5K |
| Number - Total Delinquent Credit Card Loans | 045A | 9 |
| Total Amount of Delinquent Unsecured Credit Card Loans | 045B | $23K |
| Total Insured Shares and Deposits > $250K (item 17 less item K) | 069A | $2.5M |
| Effective date of the most recent Supervisory Committee verification of Member's accounts | 603 | $122K |
| Amount of Regular Shares - < 1 Year | 657A | $688K |
| Non-Member Deposits - < 1 Year | 880A | $500K |
| Non-Member Deposits - 1-3 Years | 880B1 | $250K |
| Amount of Share Drafts - < 1 Year | 902A | $261K |
| Share Certificates - 1-3 Years | 908B1 | $75K |
| Money Market Shares - < 1 Year | 911A | $30K |
| Total Shares | 966 | $473 |
| Number of Unsecured Credit Card Loans | 993 | 28 |
| Number of All Other Unsecured Loans/Lines of Credit | 994 | 1,093 |
NCUA data file FS220C (4 items)
charge-offs and recoveries (27%), participation loans (18%)
| Line item | Account | Q2 2026 |
|---|---|---|
| Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records | 064 | $5 |
| Number of credit union branches (include the main office if member services are conducted at that location) | 566 | 1 |
| Amount of Participation Loans Purchased Year-to-Date | 690 | $2.1M |
| Outstanding balance of brokered certificates of deposit and share certificates | 788 | $750K |
NCUA data file FS220D (27 items)
member services and products offered (69%), CUSO relationships (27%)
| Line item | Account | Q2 2026 |
|---|---|---|
| No Cost Share Drafts | 879A4 | $1 |
| Share Certificates with Low Minimum Balance Requirements | 879A5 | $1 |
| Financial Education | 879B2 | $1 |
| Credit Management and Repair | 879B6 | $1 |
| No Cost Bill Payer | 879C2 | $1 |
| Credit Builder | 879D1 | $1 |
| Brokered Certificates of Deposits | 879N | $1 |
| Brokered Deposits (All deposits acquired through a third party) | 879T | $1 |
| Low-cost wire transfers | 879W | $1 |
| Member Application | 887A | $1 |
| Loan Application | 887B | $1 |
| New Share Account | 887E | $1 |
| Loan Payments | 887F | $1 |
| Bill Payment | 887J | $1 |
| Electronic Signature Authentication/Certification | 887P | $1 |
| e-Statements | 887R | $1 |
| External Transfers/Payment ? ACH | 887S | $1 |
| Remote Deposit Capture | 887U | $1 |
| MobilePmts | 887V | $1 |
| Informational Website | PI0007 | $1 |
| Mobile Application | PI0008 | $1 |
| Online Banking | PI0009 | $1 |
| Person-to-Person | PI0011 | $1 |
| Point-of-sale-Processing | PI0012 | $1 |
| Offer Custodial Accounts | PP0032 | $1 |
| Does the CU offer an ATM Network that is surcharge free? | PP0034 | $1 |
| CU offer Shared service network | PP0058 | $1 |
NCUA data file FS220G (3 items)
loans and leases (32%), participation loans (18%)
| Line item | Account | Q2 2026 |
|---|---|---|
| Total Outstanding Amount of Participation Loans Purchased By Type | 691L | $3.0M |
| Assets Pledged to Secure Borrowings | 878 | $750K |
| Total Credit Lines at Corporate Credit Unions | 884 | $750K |
NCUA data file FS220H (1 item)
student loans (43%), delinquency (27%)
| Line item | Account | Q2 2026 |
|---|---|---|
| Total Unfunded Commitments for all loan types | 816A | $155K |
NCUA data file FS220L (21 items)
commercial and business lending (90%), participation loans (36%), real estate lending (18%)
| Line item | Account | Q2 2026 |
|---|---|---|
| Total Number of Loans & Leases on Loan Schedule | 025A1 | $2K |
| Total Amount of Loans & Leases on Loan Schedule | 025B1 | $3.2M |
| Total number of purchased commercial loans or participation interests to nonmembers purchased YTD | 090B1 | $2 |
| Number of purchased or participation interests in commercial loans secured by owner occupied non-farm, non- residential property to nonmembers purchased YTD | 090H3 | 1 |
| Number of purchased or participation interests in commercial loans secured by non-owner occupied non-farm, non-residential property to nonmembers purchased YTD | 090J3 | 1 |
| Total Number of purchased or participation interests in commercial loans secured by real estate to nonmembers YTD | 090K3 | $2 |
| Total outstanding balance of nonmember commercial loans | 400B1 | $893K |
| Outstanding balance of purchased or participation interests in commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property to nonmembers | 400H3 | $284K |
| Outstanding balance of purchased or participation interests in commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property to nonmembers | 400J3 | $208K |
| Outstanding balance of purchased or participation interests in Commercial and Industrial loans to nonmembers | 400L3 | $401K |
| Amount of Commercial Loans/Lines of Credit Not Real Estate Secured | 400P | $401K |
| Outstanding balance of all member and non-member commercial loans | 400T1 | $893K |
| Total Dollar amount of nonmember commercial loans purchased YTD | 475B1 | $493K |
| Dollar Amount of Purchased or participation interests in commercial loans to nonmembers Secured by Owner Occupied, Non-Farm, Non-Residential Property purchased YTD | 475H3 | $285K |
| Dollar Amount of Purchased or participation interests in commercial loans to nonmembers Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property purchased YTD | 475J3 | $208K |
| Total Dollar amount of real estate secured commercial loans to nonmembers purchased YTD | 475K3 | $493K |
| Interest Rate of Commercial Loans/Lines of Credit Real Estate Secured | 525 | 675.00% |
| Interest Rate of Commercial Loans/Lines of Credit Not Real Estate Secured | 526 | 690.00% |
| Outstanding Amount of Commercial Loans Excluding C&D Participation Loans Purchased | 691L8 | $893K |
| Total Outstanding Balance of real estate secured nonmember commercial loans | 718A4 | $492K |
| Amount of Commercial Loans/Lines of Credit Real Estate Secured | 718A5 | $492K |
NCUA data file FS220M (10 items)
commercial and business lending (89%), real estate lending (26%), participation loans (23%)
| Line item | Account | Q2 2026 |
|---|---|---|
| Total Unfunded Commitments for Credit Card Lines (Non-Commercial) | 812C | $155K |
| Total Unfunded Commitments for Non-Commercial Loans | 816T | $155K |
| Total number of nonmember commercial loans | 900B1 | $13 |
| Number of purchased or participation interests in commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property to nonmembers | 900H3 | 1 |
| Number of purchased or participation interests in commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property to nonmembers | 900J3 | 1 |
| Total number of real estate secured nonmember commercial loans | 900K3 | $2 |
| Number of Commercial Loans/Lines of Credit Real Estate Secured | 900K4 | 2 |
| Number of purchased or Participation Interest in Commercial and Industrial loans to nonmembers | 900L3 | 11 |
| Number of Commercial Loans/Lines of Credit Not Real Estate Secured | 900P | 11 |
| Total Number of Member and Nonmember commercial loans | 900T1 | $13 |
NCUA data file FS220N (5 items)
investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)
| Line item | Account | Q2 2026 |
|---|---|---|
| Available-for-sale Debt Securities <=1 Year | AS0062 | $400K |
| Available-for-sale Debt Securities >1 and <=3 Years | AS0063 | $298K |
| Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities | EQ0009 | -$4K |
| Total Liabilities | LI0069 | $3.9M |
| Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility | NW0010 | $7.0M |
NCUA data file FS220P (12 items)
commercial and business lending (52%), delinquency (49%), real estate lending (23%)
| Line item | Account | Q2 2026 |
|---|---|---|
| Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit | CH0007 | $5K |
| Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit | CH0008 | $2 |
| Unsecured Credit Card Loans | DL0002 | $10K |
| All Other Unsecured Loans/Lines of Credit | DL0022 | $13K |
| All Other Unsecured Loans/Lines of Credit | DL0023 | $402 |
| All Other Unsecured Loans/Lines of Credit | DL0024 | $3K |
| All Other Unsecured Loans/Lines of Credit | DL0027 | $4K |
| All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans | DL0028 | $2 |
| Dollar Amount of Reportable Delinquency - 30 - 59 Days Delinquent - Commercial Loans/Lines of Credit - Commercial and Industrial Loans | DL0120 | $39K |
| Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases | DL0141 | $11K |
| Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Participation Loans Purchased under 701.22 | DL0142 | $4K |
| Amount of Consumer Loans in Non-Accrual Status | DL0145 | $3K |
NCUA data file FS220Q (23 items)
investment portfolio detail (69%)
| Line item | Account | Q2 2026 |
|---|---|---|
| Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Corporate Credit Unions | LQ0035 | $750K |
| Available-for-sale Amortized Cost - US Government Obligations | NV0003 | $700K |
| Available-for-sale Fair Value - US Government Obligations | NV0004 | $697K |
| Total Amortized Cost Available-for-Sale Debt Securities | NV0083 | $700K |
| Total Fair Value Available-for-Sale Debt Securities | NV0084 | $697K |
| Investment Maturity Distribution - Time Deposits - <=1 Year | NV0111 | $1.7M |
| Investment Maturity Distribution - Time Deposits - >1-3 Years | NV0112 | $177K |
| Investment Maturity Distribution - Time Deposits - Total | NV0116 | $1.9M |
| Investment Maturity Distribution - Available-for-Sale Debt Securities - Total | NV0134 | $697K |
| Investment Maturity Distribution - Total Investment Securities - <=1 Year | NV0153 | $2.1M |
| Investment Maturity Distribution - Total Investment Securities - >1-3 Years | NV0154 | $474K |
| Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) | NV0158 | $2.6M |
| RBC Total Equity | RB0001 | $3.1M |
| RBC Allowance for Credit Losses | RB0002 | $48K |
| RBC Total Additions | RB0005 | $48K |
| RBC Total Deductions | RB0009 | $20K |
| RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction | RB0010 | $3.2M |
| RBC Risk-Based Capital Numerator | RB0012 | $3.2M |
| Participation Loans: Participations Purchased - Outstanding Balance - Amount - Vehicle - Non-commercial | SL0036 | $538K |
| Participation Loans: Participations Purchased - Purchased Year-To-Date - Amount - Vehicle - Non-commercial | SL0037 | $589K |
| Participation Loans: Participations Purchased - Purchased Year-To-Date - Amount - Commercial Loans excluding Construction & Development | SL0049 | $493K |
| Participation Loans: Participations Purchased - Outstanding Balance - Amount - All Other | SL0056 | $1.6M |
| Participation Loans: Participations Purchased - Purchased Year-To-Date - Amount - All Other | SL0057 | $1.0M |
NCUA data file FS220R (19 items)
risk-based capital and leverage ratio (68%), real estate lending (28%)
| Line item | Account | Q2 2026 |
|---|---|---|
| RBC Schedule Total Investments | RB0039 | $697K |
| RBC Schedule Total Consumer Loans | RB0060 | $2.3M |
| RBC Schedule Total Commercial Loans | RB0068 | $893K |
| RBC Total for Risk Weighting Allowance for Credit Losses (Loans) | RB0077 | $48K |
| RBC Allowance for Credit Losses (Loans) 0% Weight | RB0078 | $48K |
| RBC Schedule Total Loans | RB0079 | $3.2M |
| RBC Total for Risk Weighting Total Loans | RB0081 | -$48K |
| RBC Total Loans 0% Weight | RB0082 | -$48K |
| RBC Schedule Total Other Assets | RB0088 | $468K |
| RBC Total for Risk Weighting Other Assets | RB0090 | $20K |
| RBC Other Assets 0% Weight | RB0091 | $20K |
| RBC Total from Schedule On-Balance Sheet Assets | RB0099 | $7.0M |
| RBC Total Adjustments to Schedule On-Balance Sheet Assets | RB0100 | -$28K |
| RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight | RB0101 | -$28K |
| RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts | RB0170 | $7.0M |
| RBC Allowance for Credit Losses (Loans) | RB0177 | $48K |
| Total Shares | SH0013 | $1.7M |
| Total Shares and Deposits | SH0018 | $2.5M |
| Total Non-Member Deposits | SH0880 | $750K |
NCUA data file FS220S (6 items)
member services and products offered (29%), HMDA and entity identifiers (24%)
| Line item | Account | Q2 2026 |
|---|---|---|
| Does the CU use financial technology companies to provide member services? | PP0037 | $1 |
| Secured personal loans | PP0040 | $1 |
| Unsecured personal loans | PP0041 | $1 |
| Acquire participation loans | PP0044 | $1 |
| Person-to-Person payments | PP0045 | $1 |
| Communication | PP0047 | $1 |
Generations United Federal Credit Union call reports on file
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Generations United Federal Credit Union call report?
The Generations United Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.
What call report does Generations United Federal Credit Union file?
Generations United Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.
What is the Generations United Federal Credit Union call report number?
A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Generations United Federal Credit Union is 24947.
How often does Generations United Federal Credit Union file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31.
Generations United Federal Credit Union financials and ratios →
New to the 5300? What the NCUA 5300 call report is.