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Credit union call report ยท Wyoming, MI

GR Consumers Credit Union Call Report

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GR Consumers Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 254 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

GR Consumers Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number68332
Federal Reserve RSSD ID183677

The official copy: search charter number 68332 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

GR Consumers Credit Union call report, Q2 2026

Statement of Financial Condition (28 items)
GR Consumers Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $292K
1c. Total Cash on Hand 730A $292K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $1.9M
2. Cash on Deposit (total) 730B $1.9M
3. Time Deposits in Banks and Credit Unions AS0007 $20.8M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $23.1M
12b. Perpetual Contributed Capital 769B $222K
13. TOTAL OTHER INVESTMENTS AS0017 $222K
15a. Number of Total Loans and Leases 025A 2,102
15b. Total Loans and Leases 025B $23.5M
17. ACL on Loans and Leases AS0048 $158K
19. Land and Building 007 $3.8M
20. Other Fixed Assets 008 $307K
21. NCUA Share Insurance Capitalization Deposit 794 $404K
22d. Accrued Interest on Loans 009A $57K
22e. Accrued Interest on Investments 009B $82K
22f. All Other Assets 009C $728K
22g. Total Other Assets AS0036 $866K
23. TOTAL ASSETS 010 $52.0M
Accounts Payable and Other Liabilities 825 $674K
Accrued Dividends and Interest Payable 820A $21K
Member Shares of All Types 013 $42.7M
Total Shares and Deposits 018 $42.7M
Undivided Earnings 940 $8.5M
Net Income (equity) 602 $115K
Total Net Worth 997 $8.7M
Net Worth Ratio 998 16.64%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $52.0M
Statement of Income and Expense (23 items)
GR Consumers Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $688K
3. Income from Investments 120 $414K
5. TOTAL INTEREST INCOME 115 $1.1M
6. Dividends on Shares 380 $32K
7. Interest on Deposits 381 $188K
9. TOTAL INTEREST EXPENSE 350 $220K
10. NET INTEREST INCOME IS0010 $882K
12a. Credit Loss Expense - Loans and Leases IS0011 $10K
12e. Total Credit Loss Expense IS0017 $10K
13. Fee Income 131 $137K
14. Other Operating Income IS0020 $153K
23. TOTAL NON-INTEREST INCOME 117 $290K
24. Employee Compensation and Benefits 210 $401K
25. Travel and Conference 230 $13K
26. Office Occupancy 250 $97K
27. Office Operations 260 $234K
28. Educational and Promotional 270 $71K
29. Loan Servicing 280 $95K
30. Professional and Outside Services 290 $125K
32. Operating Fees 320 $6K
33. Miscellaneous Operating Expense 360 $4K
34. TOTAL NON-INTEREST EXPENSE 671 $1.0M
35. NET INCOME 661A $115K
Statement pages - all other filed accounts (21 items)

delinquency (21%), credit cards (21%)

GR Consumers Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $225K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $13K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $15K
Loans Granted Year-to-Date 031A $171
Amount of Loans Granted Year-to-Date 031B $4.3M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $38K
Number of current members (not number of accounts) 083 2,782
Number of potential members 084 1,156,665
Interest Rate of Unsecured Credit Card Loans 521 1,465.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,500.00%
Interest Rate of New Vehicle Loans 523 450.00%
Interest Rate of Used Vehicle Loans 524 450.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $42K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $16K
Amount of Regular Shares 657 $17.5M
Amount of Share Drafts 902 $7.6M
IRA/KEOGH Accounts - < 1 Year 906A $1.5M
Share Certificates - < 1 Year 908A $8.7M
Total Amount of Share Certificates 908C $8.8M
Total Amount of Money Market Shares 911 $7.3M
Number of Used Vehicle Loans 968 586
NCUA form-section FS220A (24 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

GR Consumers Credit Union, NCUA form-section FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $42.5M
Total Shares - 1-3 Years 013B1 $74K
Total Shares - > 3 Years 013B2 $64K
Total Shares and Deposits - < 1 Year 018A $42.5M
Total Shares and Deposits - 1-3 Years 018B1 $74K
Total Shares and Deposits - > 3 Years 018B2 $64K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 6
Effective date of last audit 063 $92K
Amount of Used Vehicle Loans 370 $8.5M
Amount of New Vehicle Loans 385 $1.1M
Amount of Unsecured Credit Card Loans 396 $1.4M
Amount of All Other Unsecured Loans/Lines of Credit 397 $606K
Share Certificates 451 $387
Number of Accounts for Share Drafts 452 1,897
IRA/KEOGH Accounts 453 $104
Number of Accounts for Regular Shares 454 3,933
Money Market Shares 458 $170
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 6,491
Number of credit union employees who are Full-Time (26 hours or more) 564A 8
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 5
Number of Outstanding Indirect Loans 617A 22
Total Amount of Outstanding Indirect Loans 618A $203K
Total credit lines 881 $5.0M
Other Comprehensive Income (unless already included in item 33 or 34) 945B $15K
NCUA form-section FS220B (22 items)

maturity and repricing buckets (40%), credit cards (17%)

GR Consumers Credit Union, NCUA form-section FS220B, Q2 2026
Line item Account Q2 2026
Number - Total Delinquent Credit Card Loans 045A 1
Total Amount of Delinquent Unsecured Credit Card Loans 045B $1K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $1.2M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $1.2M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $41.5M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $32K
Amount of Regular Shares - < 1 Year 657A $17.5M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $9K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $6K
Amount of Share Drafts - < 1 Year 902A $7.6M
IRA/KEOGH Accounts - 1-3 Years 906B1 $25K
Total Amount of IRA/KEOGH Accounts 906C $1.5M
Share Certificates - 1-3 Years 908B1 $49K
Share Certificates - > 3 Years 908B2 $64K
Money Market Shares - < 1 Year 911A $7.3M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $422K
Number of New Vehicle Loans 958 47
Total Shares 966 $6K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $8K
Number of Unsecured Credit Card Loans 993 920
Number of All Other Unsecured Loans/Lines of Credit 994 337
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 16
NCUA form-section FS220C (7 items)

charge-offs and recoveries (27%), participation loans (18%)

GR Consumers Credit Union, NCUA form-section FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $4
Total Amount of Indirect Loans Charged Off Year-to-Date 550E $5K
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $7
Number of credit union branches (include the main office if member services are conducted at that location) 566 1
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $2.7M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $460K
Outstanding balance of brokered certificates of deposit and share certificates 788 $17.6M
NCUA form-section FS220D (24 items)

member services and products offered (69%), CUSO relationships (27%)

GR Consumers Credit Union, NCUA form-section FS220D, Q2 2026
Line item Account Q2 2026
Does the credit union provide member services through a credit union shared branch services center? 566A $1
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Education 879B2 $1
Bilingual Services 879C1 $1
No Cost Bill Payer 879C2 $1
Mortgage Processing 879G $1
Brokered Certificates of Deposits 879N $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Offer Non-Custodial Accounts PP0033 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
CU offer Shared service network PP0058 $1
NCUA form-section FS220G (4 items)

loans and leases (32%), participation loans (18%)

GR Consumers Credit Union, NCUA form-section FS220G, Q2 2026
Line item Account Q2 2026
Total Value of Investments in CUSOs 851 $409K
Total Amount Loaned to CUSOs 852 $60K
Total Aggregate Cash Outlay in CUSOs 853 $280K
Total Credit Lines at Corporate Credit Unions 884 $5.0M
NCUA form-section FS220H (1 item)

student loans (43%), delinquency (27%)

GR Consumers Credit Union, NCUA form-section FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $4.4M
NCUA form-section FS220I (8 items)

vehicle lending (59%), delinquency (44%)

GR Consumers Credit Union, NCUA form-section FS220I, Q2 2026
Line item Account Q2 2026
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $126K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $12K
Number of Reportable Delinquent Used Vehicle Loans 035E2 2
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $20K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $26K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $6K
Commercial Share Accounts 643 $253K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $13K
NCUA form-section FS220J (2 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

GR Consumers Credit Union, NCUA form-section FS220J, Q2 2026
Line item Account Q2 2026
Other Assets - Other Insurance 789E2 $164K
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $164K
NCUA form-section FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

GR Consumers Credit Union, NCUA form-section FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $2K
Total Amount of Loans & Leases on Loan Schedule 025B1 $23.5M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $2.5M
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 675.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 325.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 649.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $1.6M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $7.7M
NCUA form-section FS220M (9 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

GR Consumers Credit Union, NCUA form-section FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $860K
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $2.6M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $5K
Total Other Unfunded Commitments (Non-Commercial) 816B5 $226K
Total Unfunded Commitments for Non-Commercial Loans 816T $4.4M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $721K
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 80
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 54
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 78
NCUA form-section FS220N (2 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

GR Consumers Credit Union, NCUA form-section FS220N, Q2 2026
Line item Account Q2 2026
Total Liabilities LI0069 $43.4M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $52.0M
NCUA form-section FS220P (14 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

GR Consumers Credit Union, NCUA form-section FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $7K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $5K
Unsecured Credit Card Loans DL0002 $1K
All Other Unsecured Loans/Lines of Credit DL0022 $14K
All Other Unsecured Loans/Lines of Credit DL0023 $16K
All Other Unsecured Loans/Lines of Credit DL0024 $1K
All Other Unsecured Loans/Lines of Credit DL0027 $17K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $3
Used Vehicle Loans DL0037 $8K
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0064 $70K
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $25K
Amount of Consumer Loans in Non-Accrual Status DL0145 $13K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 22
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $203K
NCUA form-section FS220Q (17 items)

investment portfolio detail (69%)

GR Consumers Credit Union, NCUA form-section FS220Q, Q2 2026
Line item Account Q2 2026
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $11.4M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $8.4M
Investment Maturity Distribution - Time Deposits - >3-5 Years NV0113 $994K
Investment Maturity Distribution - Time Deposits - Total NV0116 $20.8M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $222K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $222K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $11.4M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $8.4M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $994K
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $222K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $21.1M
RBC Total Equity RB0001 $8.7M
RBC Allowance for Credit Losses RB0002 $158K
RBC Total Additions RB0005 $158K
RBC Total Deductions RB0009 $404K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $8.4M
RBC Risk-Based Capital Numerator RB0012 $8.4M
NCUA form-section FS220R (40 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

GR Consumers Credit Union, NCUA form-section FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $222K
RBC Schedule Total Consumer Loans RB0060 $13.3M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $158K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $158K
RBC Schedule Total Loans RB0079 $23.3M
RBC Total for Risk Weighting Total Loans RB0081 -$158K
RBC Total Loans 0% Weight RB0082 -$158K
RBC Schedule Total Other Assets RB0088 $5.4M
RBC Total for Risk Weighting Other Assets RB0090 $404K
RBC Other Assets 0% Weight RB0091 $404K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $52.0M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $246K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $246K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $52.0M
RBC Allowance for Credit Losses (Loans) RB0177 $158K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 21.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 4,273,536.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 865,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 51.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 3,430,979.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 140,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 8.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 23,344.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Adjustable Rate RL0015 15,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $7.7M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $1.0M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 34.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 1,308,978.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 252,100.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 20.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 1,196,271.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 620,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $2.5M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $872K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $134
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $10.2M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $1.9M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $257K
Total Shares SH0013 $42.7M
Total Shares and Deposits SH0018 $42.7M

GR Consumers Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the GR Consumers Credit Union call report?

The GR Consumers Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does GR Consumers Credit Union file?

GR Consumers Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the GR Consumers Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for GR Consumers Credit Union is 68332.

How often does GR Consumers Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

GR Consumers Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.