Skip to main content

Credit union call report ยท Mount Vernon, NY

Greater Centennial Federal Credit Union Call Report

BankRegReports is independent of Greater Centennial Federal Credit Union and never asks for online banking logins or passwords.

Greater Centennial Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 96 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Greater Centennial Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number19775
Federal Reserve RSSD ID315487

The official copy: search charter number 19775 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Greater Centennial Federal Credit Union call report, Q2 2026

Statement of Financial Condition (18 items)
Greater Centennial Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
2a. Cash on Deposit in Corporate Credit Unions 730B1 $105K
2b. Cash on Deposit in Federal Reserve Bank AS0003 $89K
2. Cash on Deposit (total) 730B $195K
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $195K
15a. Number of Total Loans and Leases 025A 11
15b. Total Loans and Leases 025B $61K
16. Allowance for Losses on Loans and Leases 719 $2K
21. NCUA Share Insurance Capitalization Deposit 794 $2K
23. TOTAL ASSETS 010 $256K
Accrued Dividends and Interest Payable 820A $2K
Member Shares of All Types 013 $225K
Total Shares and Deposits 018 $225K
Undivided Earnings 940 $17K
Other Reserves 658 $7K
Net Income (equity) 602 $6K
Total Net Worth 997 $29K
Net Worth Ratio 998 11.43%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $256K
Statement of Income and Expense (15 items)
Greater Centennial Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $4K
3. Income from Investments 120 $261
5. TOTAL INTEREST INCOME 115 $4K
8. Interest on Borrowed Money 340 $172
9. TOTAL INTEREST EXPENSE 350 $172
10. NET INTEREST INCOME IS0010 $4K
13. Fee Income 131 $231
14. Other Operating Income IS0020 $5K
23. TOTAL NON-INTEREST INCOME 117 $5K
24. Employee Compensation and Benefits 210 $2K
27. Office Operations 260 $194
30. Professional and Outside Services 290 $7K
31. Member Insurance 310 $1K
34. TOTAL NON-INTEREST EXPENSE 671 $10K
35. NET INCOME 661A -$1K
Statement pages - all other filed accounts (6 items)

delinquency (21%), credit cards (21%)

Greater Centennial Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $8K
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $8K
Number of current members (not number of accounts) 083 181
Number of potential members 084 3,000
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,250.00%
Amount of Regular Shares 657 $225K
NCUA data file FS220A (8 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Greater Centennial Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $225K
Total Shares and Deposits - < 1 Year 018A $225K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 2
Effective date of last audit 063 $122K
Amount of All Other Unsecured Loans/Lines of Credit 397 $61K
Number of Accounts for Regular Shares 454 184
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 184
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 1
NCUA data file FS220B (7 items)

maturity and repricing buckets (40%), credit cards (17%)

Greater Centennial Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $225K
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $122K
Amount of Regular Shares - < 1 Year 657A $225K
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $25K
Total Shares 966 $184
Number of All Other Unsecured Loans/Lines of Credit 994 11
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 2
NCUA data file FS220C (2 items)

charge-offs and recoveries (27%), participation loans (18%)

Greater Centennial Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $6
Number of credit union branches (include the main office if member services are conducted at that location) 566 1
NCUA data file FS220D (10 items)

member services and products offered (69%), CUSO relationships (27%)

Greater Centennial Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
Financial Literacy Workshops 879B3 $1
No Cost Tax Prep. Services 879C3 $1
Student Scholarships 879C4 $1
Member Application 887A $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Informational Website PI0007 $1
NCUA data file FS220L (2 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Greater Centennial Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $11
Total Amount of Loans & Leases on Loan Schedule 025B1 $61K
NCUA data file FS220N (2 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Greater Centennial Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Total Liabilities LI0069 $227K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $256K
NCUA data file FS220P (4 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Greater Centennial Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
All Other Unsecured Loans/Lines of Credit DL0025 $8K
All Other Unsecured Loans/Lines of Credit DL0027 $8K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $2
Amount of Consumer Loans in Non-Accrual Status DL0145 $3K
NCUA data file FS220Q (6 items)

investment portfolio detail (69%)

Greater Centennial Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
RBC Total Equity RB0001 $29K
RBC Allowance for Credit Losses RB0002 $2K
RBC Total Additions RB0005 $2K
RBC Total Deductions RB0009 $2K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $29K
RBC Risk-Based Capital Numerator RB0012 $29K
NCUA data file FS220R (16 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Greater Centennial Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Consumer Loans RB0060 $61K
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $2K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $2K
RBC Schedule Total Loans RB0079 $59K
RBC Total for Risk Weighting Total Loans RB0081 -$2K
RBC Total Loans 0% Weight RB0082 -$2K
RBC Schedule Total Other Assets RB0088 $2K
RBC Total for Risk Weighting Other Assets RB0090 $2K
RBC Other Assets 0% Weight RB0091 $2K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $256K
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $37
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $37
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $256K
RBC Allowance for Credit Losses (Loans) RB0177 $2K
Total Shares SH0013 $225K
Total Shares and Deposits SH0018 $225K

Greater Centennial Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Greater Centennial Federal Credit Union call report?

The Greater Centennial Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Greater Centennial Federal Credit Union file?

Greater Centennial Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Greater Centennial Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Greater Centennial Federal Credit Union is 19775.

How often does Greater Centennial Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Greater Centennial Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.