Skip to main content

Greater Chautauqua Federal Credit Union

Falconer, NY Credit Union Est. 1940 NCUA #3759 NCUA

Data as of · sourced from NCUA 5300 call reports. How we update

Latest · June 30, 2026

Greater Chautauqua Federal Credit Union is a federally insured credit union headquartered in Falconer, NY, established in 1940. As of June 30, 2026, it served 9,488 members and reported total assets of $102.3M. All figures are standardized from the credit union's NCUA 5300 call report.

Frequently asked about Greater Chautauqua Federal Credit Union

How big is Greater Chautauqua Federal Credit Union?

Greater Chautauqua Federal Credit Union reported approximately $102.3M in total assets and 9,488 members as of Q2 2026.

Is Greater Chautauqua Federal Credit Union well capitalized?

Its net worth ratio was 11.38%. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.

Credit Union Profile

Headquarters
Falconer, NY 14733
Charter Type
Federal credit union
Primary Regulator
NCUA
Insurance
NCUSIF
Established
1940
NCUA Charter #
3759
RSSD ID
319672
Members
9,488
Potential members
125,000

Size & Membership

Total assets $102.3M
Total shares & deposits $90.5M
Total loans $43.7M
Members 9,488

Profitability

Return on assets (ROA) 1.00%
Return on equity (ROE) 8.77%
Net interest margin 3.54%
Efficiency ratio 76.47%
Cost of funds 1.14%

Capital & Asset Quality

Net worth $11.6M
Net worth ratio 11.38%
Net worth category Well capitalized
Delinquency ratio 0.88%
Loan-to-share ratio 48.26%
Yield on assets 4.67%

Net worth category is computed by BankRegReports from the net worth ratio, using NCUA's 7, 6, 4 and 2 percent thresholds. It is not NCUA's determination, which can differ.

Quarterly trends

Last 6 quarters from this credit union's own NCUA 5300 call reports. Balances are as of each quarter end; ratios are annualized.

Assets, loans and shares

Balances at each quarter end. Shares are the credit-union term for member deposits.

Net worth

Balances at each quarter end. Net worth is the credit-union equivalent of equity capital.

Net worth ratio

Net worth over total assets. NCUA calls a credit union well capitalized at 7% and undercapitalized below 6%.

Loan-to-share ratio

Loans over shares and deposits: how much of member money is lent out rather than invested or held in cash.

Delinquency ratio

Loans 60 or more days past due as a share of total loans.

Return on assets and return on equity

Annualized, so each point is a rate rather than a running total.

Net interest margin

Annualized. Interest income less interest expense, over average earning assets.

Members

Reported member count at each quarter end.

Quarterly trend: last 6 quarters

Quarter-over-quarter movement in the four ratios NCUA watches most, from Greater Chautauqua Federal Credit Union's own NCUA 5300 call report filings.

Quarter Net worth ratio ROA Delinquency Loan-to-share
June 30, 2026 11.38% 1.00% 0.88% 48.26%
March 31, 2026 11.28% 1.03% 0.87% 48.46%
December 31, 2025 11.18% 0.94% 1.05% 50.51%
September 30, 2025 11.17% 1.33% 1.03% 52.02%
June 30, 2025 10.85% 1.35% 1.17% 51.69%
March 31, 2025 10.37% 1.11% 1.19% 49.84%

Scroll sideways to see every column.

Source: NCUA 5300 Call Report, standardized by BankRegReports. Credit unions are insured by the National Credit Union Share Insurance Fund (NCUSIF), not the FDIC. See how often this data updates or learn more about our data.