Skip to main content

Credit union call report ยท Rochester, NY

Greece Community Federal Credit Union Call Report

BankRegReports is independent of Greece Community Federal Credit Union and never asks for online banking logins or passwords.

Greece Community Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 216 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Greece Community Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number24274
Federal Reserve RSSD ID353993

The official copy: search charter number 24274 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Greece Community Federal Credit Union call report, Q2 2026

Statement of Financial Condition (29 items)
Greece Community Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $174K
1c. Total Cash on Hand 730A $174K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $928K
2c. Cash on Deposit in Other Financial Institutions 730B2 $2.3M
2. Cash on Deposit (total) 730B $3.2M
3. Time Deposits in Banks and Credit Unions AS0007 $2.4M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $5.7M
9. Held-to-Maturity Debt Securities AS0073 $500K
11. TOTAL INVESTMENT SECURITIES AS0013 $500K
12b. Perpetual Contributed Capital 769B $20K
12c. All Other Investments AS0016 $10K
13. TOTAL OTHER INVESTMENTS AS0017 $30K
15a. Number of Total Loans and Leases 025A 539
15b. Total Loans and Leases 025B $6.6M
17. ACL on Loans and Leases AS0048 $39K
21. NCUA Share Insurance Capitalization Deposit 794 $108K
22d. Accrued Interest on Loans 009A $30K
22f. All Other Assets 009C $22K
22g. Total Other Assets AS0036 $52K
23. TOTAL ASSETS 010 $13.0M
Accounts Payable and Other Liabilities 825 $15K
Member Shares of All Types 013 $11.4M
Total Shares and Deposits 018 $11.4M
Undivided Earnings 940 $963K
Other Reserves 658 $570K
Net Income (equity) 602 $58K
Total Net Worth 997 $1.6M
Net Worth Ratio 998 12.28%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $13.0M
Statement of Income and Expense (20 items)
Greece Community Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $254K
3. Income from Investments 120 $43K
5. TOTAL INTEREST INCOME 115 $296K
6. Dividends on Shares 380 $21K
9. TOTAL INTEREST EXPENSE 350 $21K
10. NET INTEREST INCOME IS0010 $275K
13. Fee Income 131 $25K
22. Other Non-Operating Income 440 $2K
23. TOTAL NON-INTEREST INCOME 117 $27K
24. Employee Compensation and Benefits 210 $134K
25. Travel and Conference 230 $2K
26. Office Occupancy 250 $12K
27. Office Operations 260 $49K
28. Educational and Promotional 270 $957
29. Loan Servicing 280 $11K
30. Professional and Outside Services 290 $32K
32. Operating Fees 320 $1K
33. Miscellaneous Operating Expense 360 $2K
34. TOTAL NON-INTEREST EXPENSE 671 $243K
35. NET INCOME 661A $58K
Statement pages - all other filed accounts (18 items)

delinquency (21%), credit cards (21%)

Greece Community Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $188K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $2K
Loans Granted Year-to-Date 031A $63
Amount of Loans Granted Year-to-Date 031B $706K
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $3K
Number of current members (not number of accounts) 083 1,324
Number of potential members 084 90,000
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,050.00%
Interest Rate of New Vehicle Loans 523 579.00%
Interest Rate of Used Vehicle Loans 524 748.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $48K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $7K
Amount of Regular Shares 657 $7.6M
Amount of Share Drafts 902 $1.7M
Share Certificates - < 1 Year 908A $996K
Total Amount of Share Certificates 908C $1.2M
Total Amount of Money Market Shares 911 $886K
Number of Used Vehicle Loans 968 172
NCUA data file FS220A (19 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Greece Community Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $11.2M
Total Shares - 1-3 Years 013B1 $179K
Total Shares and Deposits - < 1 Year 018A $11.2M
Total Shares and Deposits - 1-3 Years 018B1 $179K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 2
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $1.8M
Amount of New Vehicle Loans 385 $1.2M
Amount of All Other Unsecured Loans/Lines of Credit 397 $657K
Share Certificates 451 $58
Number of Accounts for Share Drafts 452 438
Number of Accounts for Regular Shares 454 1,580
Money Market Shares 458 $10
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 2,086
Number of credit union employees who are Full-Time (26 hours or more) 564A 3
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 1
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $182K
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,666.00%
Total credit lines 881 $1.0M
NCUA data file FS220B (12 items)

maturity and repricing buckets (40%), credit cards (17%)

Greece Community Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $11.4M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $32K
Amount of Regular Shares - < 1 Year 657A $7.6M
Fair value of Held to Maturity Securities 801 $498K
Amount of Share Drafts - < 1 Year 902A $1.7M
Share Certificates - 1-3 Years 908B1 $179K
Money Market Shares - < 1 Year 911A $886K
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $323K
Number of New Vehicle Loans 958 77
Total Shares 966 $2K
Number of All Other Unsecured Loans/Lines of Credit 994 181
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 6
NCUA data file FS220C (4 items)

charge-offs and recoveries (27%), participation loans (18%)

Greece Community Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Number of credit union branches (include the main office if member services are conducted at that location) 566 2
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $339K
Outstanding balance of brokered certificates of deposit and share certificates 788 $500K
NCUA data file FS220D (19 items)

member services and products offered (69%), CUSO relationships (27%)

Greece Community Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
No Cost Bill Payer 879C2 $1
Student Scholarships 879C4 $1
Payday Alternative Loans (PAL loans) (FCU Only) 879D9 $1
Brokered Certificates of Deposits 879N $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA data file FS220G (1 item)

loans and leases (32%), participation loans (18%)

Greece Community Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Credit Lines at Corporate Credit Unions 884 $1.0M
NCUA data file FS220H (6 items)

student loans (43%), delinquency (27%)

Greece Community Federal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Number of Payday Alternative Loans (PAL loans) Granted Year-to-Date (FCU only) 031C 2
Amount of Payday Alternative Loans (PAL loans) Granted Year-to-Date (FCU only) 031D $1K
Amount of Payday Alternative Loans (PAL loans) 397A $833
Interest Rate of Payday Alternative Loans (PAL loans) 522A 1,800.00%
Total Unfunded Commitments for all loan types 816A $2.5M
Number of Payday Alternative Loans (PAL loans) 994A 2
NCUA data file FS220I (8 items)

vehicle lending (59%), delinquency (44%)

Greece Community Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $118K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $2K
Number of Reportable Delinquent Used Vehicle Loans 035E2 2
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $3K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $39K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $878
Commercial Share Accounts 643 $84K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $199
NCUA data file FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Greece Community Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $539
Total Amount of Loans & Leases on Loan Schedule 025B1 $6.6M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $2.5M
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 771.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 415.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 981.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $145K
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $338K
NCUA data file FS220M (7 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Greece Community Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $2.4M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $56K
Total Other Unfunded Commitments (Non-Commercial) 816B5 $5K
Total Unfunded Commitments for Non-Commercial Loans 816T $2.5M
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 3
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 88
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 16
NCUA data file FS220N (3 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Greece Community Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Held-to-Maturity Debt Securities <=1 Year AS0068 $500K
Total Liabilities LI0069 $11.4M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $13.0M
NCUA data file FS220P (8 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Greece Community Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $9K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $6K
All Other Unsecured Loans/Lines of Credit DL0022 $11K
Used Vehicle Loans DL0037 $2K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $9K
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0064 $50K
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $2K
Amount of Consumer Loans in Non-Accrual Status DL0145 $2K
NCUA data file FS220Q (22 items)

investment portfolio detail (69%)

Greece Community Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Held-to-maturity Amortized Cost - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0077 $500K
Held-to-maturity Fair Value - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0078 $498K
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $500K
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $900K
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $950K
Investment Maturity Distribution - Time Deposits - >3-5 Years NV0113 $500K
Investment Maturity Distribution - Time Deposits - Total NV0116 $2.4M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $500K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >3-5 Years NV0143 $10K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >5-10 Years NV0144 $20K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $30K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $1.4M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $950K
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $510K
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $20K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $2.9M
RBC Total Equity RB0001 $1.6M
RBC Allowance for Credit Losses RB0002 $39K
RBC Total Additions RB0005 $39K
RBC Total Deductions RB0009 $108K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $1.5M
RBC Risk-Based Capital Numerator RB0012 $1.5M
NCUA data file FS220R (32 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Greece Community Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $530K
RBC Schedule Total Consumer Loans RB0060 $3.8M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $39K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $39K
RBC Schedule Total Loans RB0079 $6.5M
RBC Total for Risk Weighting Total Loans RB0081 -$39K
RBC Total Loans 0% Weight RB0082 -$39K
RBC Schedule Total Other Assets RB0088 $160K
RBC Total for Risk Weighting Other Assets RB0090 $108K
RBC Other Assets 0% Weight RB0091 $108K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $13.0M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $69K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $69K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $13.0M
RBC Allowance for Credit Losses (Loans) RB0177 $39K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 2.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 275,852.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 1.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 62,225.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $338K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 2.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 5,720.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 85.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 2,468,838.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 263,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $2.5M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $263K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $90
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $2.8M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $263K
Total Shares SH0013 $11.4M
Total Shares and Deposits SH0018 $11.4M

Greece Community Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Greece Community Federal Credit Union call report?

The Greece Community Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Greece Community Federal Credit Union file?

Greece Community Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Greece Community Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Greece Community Federal Credit Union is 24274.

How often does Greece Community Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Greece Community Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.