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Credit union call report ยท Birmingham, AL

Health Credit Union Call Report

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Health Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 247 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Health Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number62664
Federal Reserve RSSD ID985394

The official copy: search charter number 62664 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Health Credit Union call report, Q2 2026

Statement of Financial Condition (27 items)
Health Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $248K
1c. Total Cash on Hand 730A $248K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $387K
2c. Cash on Deposit in Other Financial Institutions 730B2 $13
2. Cash on Deposit (total) 730B $387K
3. Time Deposits in Banks and Credit Unions AS0007 $6.2M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $6.9M
12b. Perpetual Contributed Capital 769B $280K
13. TOTAL OTHER INVESTMENTS AS0017 $280K
15a. Number of Total Loans and Leases 025A 2,168
15b. Total Loans and Leases 025B $19.8M
17. ACL on Loans and Leases AS0048 $349K
19. Land and Building 007 $508K
20. Other Fixed Assets 008 $6K
21. NCUA Share Insurance Capitalization Deposit 794 $204K
22d. Accrued Interest on Loans 009A $83K
22f. All Other Assets 009C $159K
22g. Total Other Assets AS0036 $242K
23. TOTAL ASSETS 010 $27.6M
Accounts Payable and Other Liabilities 825 $293K
Member Shares of All Types 013 $21.1M
Total Shares and Deposits 018 $21.1M
Undivided Earnings 940 $1.1M
Other Reserves 658 $5.1M
Total Net Worth 997 $6.2M
Net Worth Ratio 998 22.33%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $27.6M
Statement of Income and Expense (24 items)
Health Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $726K
3. Income from Investments 120 $113K
5. TOTAL INTEREST INCOME 115 $839K
6. Dividends on Shares 380 $24K
7. Interest on Deposits 381 $129K
8. Interest on Borrowed Money 340 $1K
9. TOTAL INTEREST EXPENSE 350 $154K
10. NET INTEREST INCOME IS0010 $685K
12a. Credit Loss Expense - Loans and Leases IS0011 $240K
12e. Total Credit Loss Expense IS0017 $240K
13. Fee Income 131 $46K
14. Other Operating Income IS0020 $71K
23. TOTAL NON-INTEREST INCOME 117 $117K
24. Employee Compensation and Benefits 210 $284K
25. Travel and Conference 230 $21K
26. Office Occupancy 250 $11K
27. Office Operations 260 $29K
28. Educational and Promotional 270 $12K
29. Loan Servicing 280 $22K
30. Professional and Outside Services 290 $153K
32. Operating Fees 320 $3K
33. Miscellaneous Operating Expense 360 $7K
34. TOTAL NON-INTEREST EXPENSE 671 $543K
35. NET INCOME 661A $18K
Statement pages - all other filed accounts (24 items)

delinquency (21%), credit cards (21%)

Health Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $816K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $79K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $22K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $80K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $94K
Loans Granted Year-to-Date 031A $433
Amount of Loans Granted Year-to-Date 031B $3.9M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $340K
Number of current members (not number of accounts) 083 2,114
Number of potential members 084 10,000
Interest Rate of Unsecured Credit Card Loans 521 1,300.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,350.00%
Interest Rate of New Vehicle Loans 523 650.00%
Interest Rate of Used Vehicle Loans 524 750.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $234K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $32K
Total Amount of All Other Shares 630 $802K
Amount of Regular Shares 657 $8.0M
Amount of Share Drafts 902 $3.8M
IRA/KEOGH Accounts - < 1 Year 906A $550K
Share Certificates - < 1 Year 908A $7.3M
Total Amount of Share Certificates 908C $7.5M
Total Amount of Money Market Shares 911 $461K
Number of Used Vehicle Loans 968 688
NCUA data file FS220A (21 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Health Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $20.9M
Total Shares - 1-3 Years 013B1 $199K
Total Shares and Deposits - < 1 Year 018A $20.9M
Total Shares and Deposits - 1-3 Years 018B1 $199K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 41
Effective date of last audit 063 $32K
Amount of Used Vehicle Loans 370 $9.0M
Amount of New Vehicle Loans 385 $3.8M
Amount of Unsecured Credit Card Loans 396 $1.9M
Amount of All Other Unsecured Loans/Lines of Credit 397 $1.7M
Share Certificates 451 $220
Number of Accounts for Share Drafts 452 1,035
IRA/KEOGH Accounts 453 $25
Number of Accounts for Regular Shares 454 2,126
All other shares 455 $361
Money Market Shares 458 $14
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 3,781
Number of credit union employees who are Full-Time (26 hours or more) 564A 5
Number of Outstanding Indirect Loans 617A 76
Total Amount of Outstanding Indirect Loans 618A $2.7M
Total credit lines 881 $2.2M
NCUA data file FS220B (23 items)

maturity and repricing buckets (40%), credit cards (17%)

Health Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $38K
Amount of Delinquent Unsecured Credit Card Loans as of - 6 to less than 12 months delinquent 027B $17K
Number - Total Delinquent Credit Card Loans 045A 10
Total Amount of Delinquent Unsecured Credit Card Loans 045B $94K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $619K
Total Uninsured Shares and Deposits > $250K (F+J) 068A $619K
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $20.5M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $62K
All other shares - < 1 Year 630A $802K
Amount of Regular Shares - < 1 Year 657A $8.0M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $12K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $47
Amount of Share Drafts - < 1 Year 902A $3.8M
Total Amount of IRA/KEOGH Accounts 906C $550K
Share Certificates - 1-3 Years 908B1 $199K
Money Market Shares - < 1 Year 911A $461K
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $170K
Number of New Vehicle Loans 958 360
Total Shares 966 $4K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $314K
Number of Unsecured Credit Card Loans 993 306
Number of All Other Unsecured Loans/Lines of Credit 994 770
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 7
NCUA data file FS220C (4 items)

charge-offs and recoveries (27%), participation loans (18%)

Health Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Total Amount of All Participation Loans Charged Off Year-to-Date 550F $3K
Number of credit union branches (include the main office if member services are conducted at that location) 566 1
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $4.2M
NCUA data file FS220D (15 items)

member services and products offered (69%), CUSO relationships (27%)

Health Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Student Scholarships 879C4 $1
Low-cost wire transfers 879W $1
Loan Payments 887F $1
External or Third-Party Account Aggregation 887M $1
e-Statements 887R $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
CU offer Shared service network PP0058 $1
NCUA data file FS220G (2 items)

loans and leases (32%), participation loans (18%)

Health Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Outstanding Amount of Participation Loans Purchased By Type 691L $42K
Total Credit Lines at Corporate Credit Unions 884 $2.2M
NCUA data file FS220H (3 items)

student loans (43%), delinquency (27%)

Health Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $1.3M
Total number of TDR loans outstanding 1000F $10
Total amount of TDR loans outstanding 1001F $156K
NCUA data file FS220I (12 items)

vehicle lending (59%), delinquency (44%)

Health Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $297K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $282K
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $244
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $10K
Number of Reportable Delinquent New Vehicle Loans 035E1 11
Number of Reportable Delinquent Used Vehicle Loans 035E2 6
Amount of Reportable Delinquent New Vehicle Loans 041C1 $374
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $117K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $151K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $14K
Commercial Share Accounts 643 $130K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $25K
NCUA data file FS220L (6 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Health Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $2K
Total Amount of Loans & Leases on Loan Schedule 025B1 $19.8M
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 450.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 425.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $686K
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $2.7M
NCUA data file FS220M (6 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Health Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $646K
Total Other Unfunded Commitments (Non-Commercial) 816B5 $603K
Total Unfunded Commitments for Non-Commercial Loans 816T $1.3M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $18K
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 19
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 25
NCUA data file FS220N (3 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Health Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Total Liabilities LI0069 $21.4M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $43K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $27.6M
NCUA data file FS220P (29 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Health Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $48K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $6K
Loan Loss Information - YTD Charge Offs - All Other Secured Non-Real Estate Loans/Lines of Credit CH0015 $23K
Loan Loss Information - YTD Recoveries - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien CH0018 $12K
Unsecured Credit Card Loans DL0002 $39K
All Other Unsecured Loans/Lines of Credit DL0022 $63K
All Other Unsecured Loans/Lines of Credit DL0023 $4K
All Other Unsecured Loans/Lines of Credit DL0024 $26K
All Other Unsecured Loans/Lines of Credit DL0027 $30K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $10
New Vehicle Loans DL0030 $130
Used Vehicle Loans DL0037 $107K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $24K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $9K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0052 $4K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0053 $6K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $19K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $3
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0057 $56K
Delinquent Loans by Collateral Type - >=360 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0061 $80K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $80K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $1
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $160K
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Participation Loans Purchased under 701.22 DL0142 $5K
Amount of Commercial Loans in Non-Accrual Status DL0146 $38K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 57
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $2.2M
Number of Indirect Loans - All Other Loans IN0007 19
Amount of Indirect Loans - All Other Loans IN0008 $571K
NCUA data file FS220Q (19 items)

investment portfolio detail (69%)

Health Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $3.2M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $1.7M
Investment Maturity Distribution - Time Deposits - >3-5 Years NV0113 $1.2M
Investment Maturity Distribution - Time Deposits - Total NV0116 $6.2M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $280K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $280K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $3.2M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $1.7M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $1.2M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $280K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $6.5M
RBC Total Equity RB0001 $6.2M
RBC Allowance for Credit Losses RB0002 $349K
RBC Total Additions RB0005 $349K
RBC Total Deductions RB0009 $204K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $6.3M
RBC Risk-Based Capital Numerator RB0012 $6.3M
Participation Loans: Participations Purchased - Outstanding Balance - Amount - Vehicle - Non-commercial SL0036 $9K
Participation Loans: Participations Purchased - Outstanding Balance - Amount - All Other SL0056 $32K
NCUA data file FS220R (26 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Health Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $280K
RBC Schedule Total Consumer Loans RB0060 $17.1M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $349K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $349K
RBC Schedule Total Loans RB0079 $19.4M
RBC Total for Risk Weighting Total Loans RB0081 -$349K
RBC Total Loans 0% Weight RB0082 -$349K
RBC Schedule Total Other Assets RB0088 $960K
RBC Total for Risk Weighting Other Assets RB0090 $204K
RBC Other Assets 0% Weight RB0091 $204K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $27.6M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 -$145K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 -$145K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $27.6M
RBC Allowance for Credit Losses (Loans) RB0177 $349K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 1.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 124,735.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 5.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 287,832.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 13.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 2,256,056.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $2.7M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $19
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $2.7M
Total Shares SH0013 $21.1M
Total Shares and Deposits SH0018 $21.1M
NCUA data file FS220S (3 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Health Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Acquire participation loans PP0044 $1
Person-to-Person payments PP0045 $1

Health Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Health Credit Union call report?

The Health Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Health Credit Union file?

Health Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Health Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Health Credit Union is 62664.

How often does Health Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Health Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.