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Credit union call report ยท Panama City, FL

Hello Credit Union Call Report

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Hello Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 336 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Hello Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number63262
Federal Reserve RSSD ID197094

The official copy: search charter number 63262 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Hello Credit Union call report, Q2 2026

Statement of Financial Condition (35 items)
Hello Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $1.8M
1b. Cash Items in Process of Collection AS0005 $277K
1c. Total Cash on Hand 730A $2.0M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $9.4M
2c. Cash on Deposit in Other Financial Institutions 730B2 $598K
2. Cash on Deposit (total) 730B $9.9M
3. Time Deposits in Banks and Credit Unions AS0007 $7.0M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $19.0M
8. Available-for-Sale Debt Securities AS0067 $22.7M
11. TOTAL INVESTMENT SECURITIES AS0013 $22.7M
12b. Perpetual Contributed Capital 769B $1.6M
12c. All Other Investments AS0016 $422K
13. TOTAL OTHER INVESTMENTS AS0017 $2.0M
15a. Number of Total Loans and Leases 025A 5,819
15b. Total Loans and Leases 025B $100.2M
17. ACL on Loans and Leases AS0048 $1.4M
19. Land and Building 007 $5.0M
20. Other Fixed Assets 008 $363K
21. NCUA Share Insurance Capitalization Deposit 794 $1.3M
22a. Goodwill 009D2 $105K
22c. Other Intangible Assets AS0032 $8K
22d. Accrued Interest on Loans 009A $740K
22e. Accrued Interest on Investments 009B $185K
22f. All Other Assets 009C $9.7M
22g. Total Other Assets AS0036 $10.7M
23. TOTAL ASSETS 010 $159.9M
Accounts Payable and Other Liabilities 825 $1.8M
Member Shares of All Types 013 $135.2M
Total Shares and Deposits 018 $135.2M
Undivided Earnings 940 $20.6M
Other Reserves 658 $2.0M
Net Income (equity) 602 $324K
Total Net Worth 997 $22.9M
Net Worth Ratio 998 14.35%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $159.9M
Statement of Income and Expense (25 items)
Hello Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $3.0M
3. Income from Investments 120 $656K
5. TOTAL INTEREST INCOME 115 $3.6M
6. Dividends on Shares 380 $50K
7. Interest on Deposits 381 $378K
9. TOTAL INTEREST EXPENSE 350 $428K
10. NET INTEREST INCOME IS0010 $3.2M
12a. Credit Loss Expense - Loans and Leases IS0011 $452K
12e. Total Credit Loss Expense IS0017 $452K
13. Fee Income 131 $887K
14. Other Operating Income IS0020 $112K
18. Gain (Loss) on Disposition of Fixed Assets 430 -$5K
22. Other Non-Operating Income 440 $222K
23. TOTAL NON-INTEREST INCOME 117 $1.2M
24. Employee Compensation and Benefits 210 $1.5M
25. Travel and Conference 230 $97K
26. Office Occupancy 250 $198K
27. Office Operations 260 $549K
28. Educational and Promotional 270 $141K
29. Loan Servicing 280 $633K
30. Professional and Outside Services 290 $493K
32. Operating Fees 320 $21K
33. Miscellaneous Operating Expense 360 $79K
34. TOTAL NON-INTEREST EXPENSE 671 $3.7M
35. NET INCOME 661A $324K
Statement pages - all other filed accounts (23 items)

delinquency (21%), credit cards (21%)

Hello Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $2.2M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $116K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $10K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $98K
Loans Granted Year-to-Date 031A $577
Amount of Loans Granted Year-to-Date 031B $14.1M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $320K
Number of current members (not number of accounts) 083 10,724
Number of potential members 084 590,966
Interest Rate of Unsecured Credit Card Loans 521 1,181.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,500.00%
Interest Rate of New Vehicle Loans 523 555.00%
Interest Rate of Used Vehicle Loans 524 753.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $667K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $155K
Total Amount of All Other Shares 630 $85K
Amount of Regular Shares 657 $64.9M
Amount of Share Drafts 902 $37.4M
IRA/KEOGH Accounts - < 1 Year 906A $4.0M
Share Certificates - < 1 Year 908A $20.9M
Total Amount of Share Certificates 908C $21.5M
Total Amount of Money Market Shares 911 $6.8M
Number of Used Vehicle Loans 968 1,188
NCUA data file FS220A (25 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Hello Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $134.1M
Total Shares - 1-3 Years 013B1 $753K
Total Shares - > 3 Years 013B2 $286K
Total Shares and Deposits - < 1 Year 018A $134.1M
Total Shares and Deposits - 1-3 Years 018B1 $753K
Total Shares and Deposits - > 3 Years 018B2 $286K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 19
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $22.0M
Amount of New Vehicle Loans 385 $24.1M
Amount of Unsecured Credit Card Loans 396 $4.4M
Amount of All Other Unsecured Loans/Lines of Credit 397 $2.7M
Share Certificates 451 $577
Number of Accounts for Share Drafts 452 9,475
IRA/KEOGH Accounts 453 $198
Number of Accounts for Regular Shares 454 11,125
All other shares 455 $33
Money Market Shares 458 $249
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 21,657
Number of credit union employees who are Full-Time (26 hours or more) 564A 36
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 2
Number of Outstanding Indirect Loans 617A 75
Total Amount of Outstanding Indirect Loans 618A $2.4M
Total credit lines 881 $6.7M
Other Comprehensive Income (unless already included in item 33 or 34) 945B $166K
NCUA data file FS220B (23 items)

maturity and repricing buckets (40%), credit cards (17%)

Hello Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $5.1M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $5.1M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $130.0M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $92K
All other shares - < 1 Year 630A $85K
Amount of Regular Shares - < 1 Year 657A $64.9M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $63K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $13K
Total Amount of All First Mortgage Loans which have been sold in the secondary market year-to-date 736 $1.4M
Amount of Share Drafts - < 1 Year 902A $37.4M
IRA/KEOGH Accounts - 1-3 Years 906B1 $215K
IRA/KEOGH Accounts - > 3 Years 906B2 $237K
Total Amount of IRA/KEOGH Accounts 906C $4.5M
Share Certificates - 1-3 Years 908B1 $538K
Share Certificates - > 3 Years 908B2 $49K
Money Market Shares - < 1 Year 911A $6.8M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $291K
Number of New Vehicle Loans 958 835
Total Shares 966 $22K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $566K
Number of Unsecured Credit Card Loans 993 2,337
Number of All Other Unsecured Loans/Lines of Credit 994 915
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 11
NCUA data file FS220C (6 items)

charge-offs and recoveries (27%), participation loans (18%)

Hello Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Number of credit union branches (include the main office if member services are conducted at that location) 566 5
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $10.6M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $1.3M
Amount of Participation Loans Purchased Year-to-Date 690 $1.2M
Outstanding balance of brokered certificates of deposit and share certificates 788 $16.8M
NCUA data file FS220D (27 items)

member services and products offered (69%), CUSO relationships (27%)

Hello Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
Does the credit union provide member services through a credit union shared branch services center? 566A $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Education 879B2 $1
Financial Literacy Workshops 879B3 $1
No Cost Bill Payer 879C2 $1
Credit Builder 879D1 $1
Mortgage Processing 879G $1
Approved Mortgage Seller 879H $1
Brokered Certificates of Deposits 879N $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Offer Non-Custodial Accounts PP0033 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
CU offer Shared service network PP0058 $1
NCUA data file FS220G (4 items)

loans and leases (32%), participation loans (18%)

Hello Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Outstanding Amount of Participation Loans Purchased By Type 691L $32.4M
Total Value of Investments in CUSOs 851 $82K
Total Aggregate Cash Outlay in CUSOs 853 $82K
Total Credit Lines at Corporate Credit Unions 884 $6.7M
NCUA data file FS220H (3 items)

student loans (43%), delinquency (27%)

Hello Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $16.0M
Total number of TDR loans outstanding 1000F $6
Total amount of TDR loans outstanding 1001F $141K
NCUA data file FS220I (16 items)

vehicle lending (59%), delinquency (44%)

Hello Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $629K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $1.1M
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $108K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $10K
Number of Reportable Delinquent New Vehicle Loans 035E1 1
Number of Reportable Delinquent Used Vehicle Loans 035E2 14
Amount of Reportable Delinquent New Vehicle Loans 041C1 $34K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $262K
Amount of New Vehicle Loans YTD Charge Offs 550C1 $86K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $408K
Amount of New Vehicle Loans YTD Recoveries 551C1 $22K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $75K
Commercial Share Accounts 643 $3.6M
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $25K
Amount of Grants Awarded Year-to-Date 926 $8K
Amount of Grants Received Year-to-Date 927 $314K
NCUA data file FS220J (2 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

Hello Credit Union, NCUA data file FS220J, Q2 2026
Line item Account Q2 2026
Other Assets - Split Dollar Life Insurance Arrangements - Collateral Assignment 789E $3.4M
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $3.4M
NCUA data file FS220L (32 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Hello Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $6K
Total Amount of Loans & Leases on Loan Schedule 025B1 $100.2M
Total number of purchased commercial loans or participation interests to nonmembers purchased YTD 090B1 $2
Number of purchased or participation interests in commercial loans secured by owner occupied non-farm, non- residential property to nonmembers purchased YTD 090H3 1
Total Number of purchased or participation interests in commercial loans secured by real estate to nonmembers YTD 090K3 $1
Number of purchased or participation interests in commercial and industrial loans to nonmembers purchased YTD 090L3 1
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $4.6M
Total outstanding balance of nonmember commercial loans 400B1 $32.4M
Outstanding balance of purchased or participation interests in commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 400H3 $497K
Outstanding balance of purchased or participation interests in Commercial and Industrial loans to nonmembers 400L3 $31.9M
Amount of Commercial Loans/Lines of Credit Not Real Estate Secured 400P $31.9M
Outstanding balance of all member and non-member commercial loans 400T1 $32.4M
Total Dollar amount of nonmember commercial loans purchased YTD 475B1 $1.2M
Dollar Amount of Purchased or participation interests in commercial loans to nonmembers Secured by Owner Occupied, Non-Farm, Non-Residential Property purchased YTD 475H3 $500K
Total Dollar amount of real estate secured commercial loans to nonmembers purchased YTD 475K3 $500K
Dollar Amount of Purchased or participation interests in Commercial and Industrial loans to nonmembers purchased YTD 475L3 $741K
Interest Rate of Commercial Loans/Lines of Credit Real Estate Secured 525 664.00%
Interest Rate of Commercial Loans/Lines of Credit Not Real Estate Secured 526 409.00%
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 715.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 557.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 721.00%
Number of Commercial Small Business Administration Loans Outstanding 691B1 4
Outstanding Balance of Commercial Small Business Administration Loans 691C1 $914K
Guaranteed Portion of Commercial Small Business Administration Loans 691C2 $911K
Outstanding Amount of Commercial Loans Excluding C&D Participation Loans Purchased 691L8 $32.4M
Number of Commercial Other Government Guaranteed Loans Outstanding 691P 75
Outstanding Balance of Commercial Other Government Guaranteed Loans 691P1 $31.0M
Guaranteed Portion of Commercial Other Government Guaranteed Loans 691P2 $30.8M
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $6.4M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $3.6M
Total Outstanding Balance of real estate secured nonmember commercial loans 718A4 $497K
Amount of Commercial Loans/Lines of Credit Real Estate Secured 718A5 $497K
NCUA data file FS220M (15 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Hello Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $2.1M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $11.1M
Total Other Unfunded Commitments (Non-Commercial) 816B5 $187K
Total Unfunded Commitments for Non-Commercial Loans 816T $16.0M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $2.7M
Total number of nonmember commercial loans 900B1 $80
Number of purchased or participation interests in commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 900H3 1
Total number of real estate secured nonmember commercial loans 900K3 $1
Number of Commercial Loans/Lines of Credit Real Estate Secured 900K4 1
Number of purchased or Participation Interest in Commercial and Industrial loans to nonmembers 900L3 79
Number of Commercial Loans/Lines of Credit Not Real Estate Secured 900P 79
Total Number of Member and Nonmember commercial loans 900T1 $80
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 69
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 105
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 290
NCUA data file FS220N (7 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Hello Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Available-for-sale Debt Securities <=1 Year AS0062 $4.4M
Available-for-sale Debt Securities >1 and <=3 Years AS0063 $9.4M
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $8.9M
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$180K
Total Liabilities LI0069 $137.0M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $951K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $159.9M
NCUA data file FS220P (19 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Hello Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $61K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $43K
Loan Loss Information - YTD Charge Offs - All Other Secured Non-Real Estate Loans/Lines of Credit CH0015 $48K
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $3K
All Other Unsecured Loans/Lines of Credit DL0022 $41K
All Other Unsecured Loans/Lines of Credit DL0023 $16K
All Other Unsecured Loans/Lines of Credit DL0027 $16K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $3
New Vehicle Loans DL0030 $34K
Used Vehicle Loans DL0037 $144K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $201K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0052 $8K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $8K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $1
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0064 $140K
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $194K
Amount of Consumer Loans in Non-Accrual Status DL0145 $223K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 75
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $2.4M
NCUA data file FS220Q (30 items)

investment portfolio detail (69%)

Hello Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0015 $9.0M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0016 $8.9M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0023 $9.0M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0024 $8.9M
Available-for-sale Amortized Cost - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0075 $13.9M
Available-for-sale Fair Value - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0076 $13.8M
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $22.9M
Total Fair Value Available-for-Sale Debt Securities NV0084 $22.7M
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $5.0M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $500K
Investment Maturity Distribution - Time Deposits - >3-5 Years NV0113 $1.5M
Investment Maturity Distribution - Time Deposits - Total NV0116 $7.0M
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $22.7M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >1-3 Years NV0142 $422K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $1.6M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $2.0M
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $9.4M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $10.3M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $10.4M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $1.6M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $31.8M
Assets Used to Fund Employee Benefit or Deferred Compensation Plans - Collateral Assignment - Remaining Premiums NV0169 $245K
Assets Used to Fund Employee Benefit or Deferred Compensation Plans - Collateral Assignment - Cash Surrender Value NV0170 $3.3M
RBC Total Equity RB0001 $22.9M
RBC Allowance for Credit Losses RB0002 $1.4M
RBC Total Additions RB0005 $1.4M
RBC Total Deductions RB0009 $1.4M
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $23.0M
RBC Risk-Based Capital Numerator RB0012 $23.0M
Participation Loans: Participations Purchased - Purchased Year-To-Date - Amount - Commercial Loans excluding Construction & Development SL0049 $1.2M
NCUA data file FS220R (41 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Hello Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $24.8M
RBC Schedule Total Consumer Loans RB0060 $59.6M
RBC Schedule Total Commercial Loans RB0068 $32.4M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $1.4M
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $1.4M
RBC Schedule Total Loans RB0079 $98.8M
RBC Total for Risk Weighting Total Loans RB0081 -$1.4M
RBC Total Loans 0% Weight RB0082 -$1.4M
RBC Schedule Total Other Assets RB0088 $17.3M
RBC Total for Risk Weighting Other Assets RB0090 $1.4M
RBC Other Assets 0% Weight RB0091 $1.4M
RBC Total from Schedule On-Balance Sheet Assets RB0099 $159.9M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 -$41K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 -$41K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $159.9M
RBC Allowance for Credit Losses (Loans) RB0177 $1.4M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 22.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 1,705,024.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 18.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 498,921.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 29.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 1,430,001.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Adjustable Rate RL0015 468,650.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $3.6M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $469K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 2.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 59,739.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 103.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 4,539,071.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 854,917.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $4.6M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $855K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $174
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $8.2M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $1.3M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $6.2M
Total Shares SH0013 $135.2M
Total Shares and Deposits SH0018 $135.2M
Number of Loans Sold, Year-to-date SL0022 5
Amount of Loans Sold, Year-to-date SL0023 $1.4M
Number of First Mortgage loans sold on the secondary market, Year-to-date SL0024 5
NCUA data file FS220S (3 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Hello Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Person-to-Person payments PP0045 $1
Communication PP0047 $1

Hello Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Hello Credit Union call report?

The Hello Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Hello Credit Union file?

Hello Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Hello Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Hello Credit Union is 63262.

How often does Hello Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Hello Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.