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Credit union call report ยท Hibbing, MN

Hibbing Cooperative Credit Union Call Report

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Hibbing Cooperative Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 244 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Hibbing Cooperative Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number60164
Federal Reserve RSSD ID559898

The official copy: search charter number 60164 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Hibbing Cooperative Credit Union call report, Q2 2026

Statement of Financial Condition (35 items)
Hibbing Cooperative Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $1.0M
1b. Cash Items in Process of Collection AS0005 $136K
1c. Total Cash on Hand 730A $1.2M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $9.8M
2c. Cash on Deposit in Other Financial Institutions 730B2 $71K
2. Cash on Deposit (total) 730B $9.8M
3. Time Deposits in Banks and Credit Unions AS0007 $39.3M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $50.3M
9. Held-to-Maturity Debt Securities AS0073 $24.1M
11. TOTAL INVESTMENT SECURITIES AS0013 $24.1M
12b. Perpetual Contributed Capital 769B $531K
13. TOTAL OTHER INVESTMENTS AS0017 $531K
15a. Number of Total Loans and Leases 025A 2,637
15b. Total Loans and Leases 025B $32.7M
17. ACL on Loans and Leases AS0048 $223K
18c. Foreclosed/Repossessed - Vehicles AS0024 $3K
18e. Foreclosed/Repossessed Assets (total) 798A $3K
19. Land and Building 007 $27K
20. Other Fixed Assets 008 $89K
21. NCUA Share Insurance Capitalization Deposit 794 $851K
22d. Accrued Interest on Loans 009A $69K
22e. Accrued Interest on Investments 009B $165K
22f. All Other Assets 009C $275K
22g. Total Other Assets AS0036 $510K
23. TOTAL ASSETS 010 $108.9M
Accounts Payable and Other Liabilities 825 $137K
Accrued Dividends and Interest Payable 820A $1K
Member Shares of All Types 013 $88.3M
Total Shares and Deposits 018 $88.3M
Undivided Earnings 940 $18.6M
Other Reserves 658 $1.1M
Net Income (equity) 602 $1.1M
Total Net Worth 997 $20.8M
Net Worth Ratio 998 19.08%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $108.9M
Statement of Income and Expense (22 items)
Hibbing Cooperative Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $891K
3. Income from Investments 120 $1.3M
5. TOTAL INTEREST INCOME 115 $2.2M
6. Dividends on Shares 380 $50K
9. TOTAL INTEREST EXPENSE 350 $50K
10. NET INTEREST INCOME IS0010 $2.2M
12a. Credit Loss Expense - Loans and Leases IS0011 $20K
12e. Total Credit Loss Expense IS0017 $20K
13. Fee Income 131 $67K
14. Other Operating Income IS0020 $137K
23. TOTAL NON-INTEREST INCOME 117 $205K
24. Employee Compensation and Benefits 210 $424K
25. Travel and Conference 230 $3K
26. Office Occupancy 250 $37K
27. Office Operations 260 $135K
28. Educational and Promotional 270 $18K
29. Loan Servicing 280 $109K
30. Professional and Outside Services 290 $419K
32. Operating Fees 320 $15K
33. Miscellaneous Operating Expense 360 $56K
34. TOTAL NON-INTEREST EXPENSE 671 $1.2M
35. NET INCOME 661A $1.1M
Statement pages - all other filed accounts (23 items)

delinquency (21%), credit cards (21%)

Hibbing Cooperative Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $371K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $163K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $7K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $13K
Loans Granted Year-to-Date 031A $475
Amount of Loans Granted Year-to-Date 031B $6.4M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $295K
Number of current members (not number of accounts) 083 8,076
Number of potential members 084 20,000
Interest Rate of Unsecured Credit Card Loans 521 1,290.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,200.00%
Interest Rate of New Vehicle Loans 523 459.00%
Interest Rate of Used Vehicle Loans 524 549.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $17K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $3K
Total Amount of All Other Shares 630 $438K
Amount of Regular Shares 657 $61.8M
Amount of Share Drafts 902 $22.4M
IRA/KEOGH Accounts - < 1 Year 906A $1.6M
Share Certificates - < 1 Year 908A $290K
Total Amount of Share Certificates 908C $290K
Total Amount of Money Market Shares 911 $1.8M
Number of Used Vehicle Loans 968 628
NCUA data file FS220A (18 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Hibbing Cooperative Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $88.3M
Total Shares and Deposits - < 1 Year 018A $88.3M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 32
Effective date of last audit 063 $62K
Amount of Used Vehicle Loans 370 $8.6M
Amount of New Vehicle Loans 385 $7.2M
Amount of Unsecured Credit Card Loans 396 $484K
Amount of All Other Unsecured Loans/Lines of Credit 397 $502K
Share Certificates 451 $17
Number of Accounts for Share Drafts 452 3,847
IRA/KEOGH Accounts 453 $78
Number of Accounts for Regular Shares 454 7,922
All other shares 455 $638
Money Market Shares 458 $113
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 12,615
Number of credit union employees who are Full-Time (26 hours or more) 564A 12
Total credit lines 881 $5.9M
Other Comprehensive Income (unless already included in item 33 or 34) 945B -$290K
NCUA data file FS220B (22 items)

maturity and repricing buckets (40%), credit cards (17%)

Hibbing Cooperative Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $2K
Number - Total Delinquent Credit Card Loans 045A 2
Total Amount of Delinquent Unsecured Credit Card Loans 045B $3K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $1.4M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $1.4M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $86.9M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $122K
All other shares - < 1 Year 630A $438K
Amount of Regular Shares - < 1 Year 657A $61.8M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $908
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $161
Fair value of Held to Maturity Securities 801 $24.0M
Amount of Share Drafts - < 1 Year 902A $22.4M
Total Amount of IRA/KEOGH Accounts 906C $1.6M
Money Market Shares - < 1 Year 911A $1.8M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $105K
Number of New Vehicle Loans 958 279
Total Shares 966 $13K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $4K
Number of Unsecured Credit Card Loans 993 696
Number of All Other Unsecured Loans/Lines of Credit 994 364
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 7
NCUA data file FS220C (4 items)

charge-offs and recoveries (27%), participation loans (18%)

Hibbing Cooperative Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $4
Number of credit union branches (include the main office if member services are conducted at that location) 566 1
Supplemental Share Information - Accts Held by Member Government Depositors 631 $367K
Outstanding balance of brokered certificates of deposit and share certificates 788 $38.4M
NCUA data file FS220D (12 items)

member services and products offered (69%), CUSO relationships (27%)

Hibbing Cooperative Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Brokered Certificates of Deposits 879N $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
Loan Payments 887F $1
e-Statements 887R $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
NCUA data file FS220G (1 item)

loans and leases (32%), participation loans (18%)

Hibbing Cooperative Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Credit Lines at Corporate Credit Unions 884 $860K
NCUA data file FS220H (3 items)

student loans (43%), delinquency (27%)

Hibbing Cooperative Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $1.7M
Total number of TDR loans outstanding 1000F $1
Total amount of TDR loans outstanding 1001F $25K
NCUA data file FS220I (11 items)

vehicle lending (59%), delinquency (44%)

Hibbing Cooperative Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $34K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $184K
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $39K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $87K
Number of Reportable Delinquent New Vehicle Loans 035E1 1
Number of Reportable Delinquent Used Vehicle Loans 035E2 9
Amount of Reportable Delinquent New Vehicle Loans 041C1 $39K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $120K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $9K
Commercial Share Accounts 643 $988K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $3K
NCUA data file FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Hibbing Cooperative Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $3K
Total Amount of Loans & Leases on Loan Schedule 025B1 $32.7M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $3.0M
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 599.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 549.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 539.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $6.8M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $6.2M
NCUA data file FS220M (6 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Hibbing Cooperative Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $1.6M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $172K
Total Unfunded Commitments for Non-Commercial Loans 816T $1.7M
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 110
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 71
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 489
NCUA data file FS220N (6 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Hibbing Cooperative Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Held-to-Maturity Debt Securities <=1 Year AS0068 $8.5M
Held-to-Maturity Debt Securities >1 and <=3 Years AS0069 $10.9M
Held-to-Maturity Debt Securities >3 and <=5 Years AS0070 $4.5M
Held-to-Maturity Debt Securities >5 and <= 10 Years AS0071 $248K
Total Liabilities LI0069 $88.4M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $108.9M
NCUA data file FS220P (18 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Hibbing Cooperative Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $7K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $3K
Unsecured Credit Card Loans DL0002 $485
All Other Unsecured Loans/Lines of Credit DL0022 $7K
All Other Unsecured Loans/Lines of Credit DL0023 $8K
All Other Unsecured Loans/Lines of Credit DL0024 $19K
All Other Unsecured Loans/Lines of Credit DL0026 $4K
All Other Unsecured Loans/Lines of Credit DL0027 $31K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $11
Used Vehicle Loans DL0037 $34K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $133K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $83K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0052 $15K
Delinquent Loans by Collateral Type - >=360 days - All Other Secured Non-Real Estate Loans/Lines of Credit DL0054 $3K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $101K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $9
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $125K
Amount of Consumer Loans in Non-Accrual Status DL0145 $4K
NCUA data file FS220Q (22 items)

investment portfolio detail (69%)

Hibbing Cooperative Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Held-to-maturity Amortized Cost - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0073 $24.1M
Held-to-maturity Fair Value - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0074 $24.0M
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $24.1M
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $32.4M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $5.4M
Investment Maturity Distribution - Time Deposits - >3-5 Years NV0113 $1.5M
Investment Maturity Distribution - Time Deposits - Total NV0116 $39.3M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $24.1M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $531K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $531K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $40.9M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $16.3M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $6.0M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $248K
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $531K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $63.9M
RBC Total Equity RB0001 $20.8M
RBC Allowance for Credit Losses RB0002 $223K
RBC Total Additions RB0005 $223K
RBC Total Deductions RB0009 $851K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $20.1M
RBC Risk-Based Capital Numerator RB0012 $20.1M
NCUA data file FS220R (32 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Hibbing Cooperative Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Total Borrowing Capacity at Central Liquidity Facility LQ0060 $5.0M
RBC Schedule Total Investments RB0039 $24.6M
RBC Schedule Total Consumer Loans RB0060 $23.5M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $223K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $223K
RBC Schedule Total Loans RB0079 $32.5M
RBC Total for Risk Weighting Total Loans RB0081 -$223K
RBC Total Loans 0% Weight RB0082 -$223K
RBC Schedule Total Other Assets RB0088 $1.5M
RBC Total for Risk Weighting Other Assets RB0090 $851K
RBC Other Assets 0% Weight RB0091 $851K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $108.9M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $628K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $628K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $108.9M
RBC Allowance for Credit Losses (Loans) RB0177 $223K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 110.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 6,199,654.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 1,202,594.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $6.2M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $1.2M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 71.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 3,011,513.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 903,232.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $3.0M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $903K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $181
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $9.2M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $2.1M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $1.1M
Total Shares SH0013 $88.3M
Total Shares and Deposits SH0018 $88.3M
NCUA data file FS220S (1 item)

member services and products offered (29%), HMDA and entity identifiers (24%)

Hibbing Cooperative Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Located in Metropolitan Statistical Area (MSA) PR0001 $1

Hibbing Cooperative Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Hibbing Cooperative Credit Union call report?

The Hibbing Cooperative Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Hibbing Cooperative Credit Union file?

Hibbing Cooperative Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Hibbing Cooperative Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Hibbing Cooperative Credit Union is 60164.

How often does Hibbing Cooperative Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Hibbing Cooperative Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.