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Credit union call report ยท Jackson, MS

Hope Federal Credit Union Call Report

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Hope Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 498 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Hope Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number24829
Federal Reserve RSSD ID2342816

The official copy: search charter number 24829 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Hope Federal Credit Union call report, Q2 2026

Statement of Financial Condition (41 items)
Hope Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $5.4M
1b. Cash Items in Process of Collection AS0005 $669K
1c. Total Cash on Hand 730A $6.1M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $394K
2b. Cash on Deposit in Federal Reserve Bank AS0003 $22.8M
2c. Cash on Deposit in Other Financial Institutions 730B2 $45.9M
2. Cash on Deposit (total) 730B $69.1M
3. Time Deposits in Banks and Credit Unions AS0007 $228K
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $75.4M
8. Available-for-Sale Debt Securities AS0067 $125.0M
11. TOTAL INVESTMENT SECURITIES AS0013 $125.0M
12b. Perpetual Contributed Capital 769B $591K
12c. All Other Investments AS0016 $3.4M
13. TOTAL OTHER INVESTMENTS AS0017 $4.0M
14. Loans Held for Sale 003 $2.3M
15a. Number of Total Loans and Leases 025A 51,710
15b. Total Loans and Leases 025B $627.2M
17. ACL on Loans and Leases AS0048 $15.2M
18a. Foreclosed/Repossessed - Commercial RE AS0022 $4.2M
18b. Foreclosed/Repossessed - Consumer RE AS0023 $784K
18e. Foreclosed/Repossessed Assets (total) 798A $5.0M
19. Land and Building 007 $30.1M
20. Other Fixed Assets 008 $8.8M
21. NCUA Share Insurance Capitalization Deposit 794 $3.7M
22a. Goodwill 009D2 $2.3M
22d. Accrued Interest on Loans 009A $2.4M
22e. Accrued Interest on Investments 009B $628K
22f. All Other Assets 009C $9.7M
22g. Total Other Assets AS0036 $15.0M
23. TOTAL ASSETS 010 $881.4M
Accounts Payable and Other Liabilities 825 $21.1M
Accrued Dividends and Interest Payable 820A $1.7M
Borrowings (total) 860C $228.2M
Member Shares of All Types 013 $442.4M
Nonmember Deposits 880 $186.4M
Total Shares and Deposits 018 $628.8M
Undivided Earnings 940 $7.1M
Net Income (equity) 602 $120K
Total Net Worth 997 $142.6M
Net Worth Ratio 998 16.18%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $881.4M
Statement of Income and Expense (28 items)
Hope Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $17.0M
3. Income from Investments 120 $3.5M
4. Other Interest Income IS0005 $1.1M
5. TOTAL INTEREST INCOME 115 $21.6M
6. Dividends on Shares 380 $6.8M
8. Interest on Borrowed Money 340 $2.0M
9. TOTAL INTEREST EXPENSE 350 $8.8M
10. NET INTEREST INCOME IS0010 $12.8M
12a. Credit Loss Expense - Loans and Leases IS0011 $4.6M
12e. Total Credit Loss Expense IS0017 $4.6M
13. Fee Income 131 $2.8M
14. Other Operating Income IS0020 $12.5M
16. Gain (Loss) on Other Investments IS0047 -$41K
19. Gain (Loss) on Sale of Loans IS0029 $134K
20. Gain (Loss) on Sales of Other Real Estate Owned IS0030 $502
22. Other Non-Operating Income 440 $253K
23. TOTAL NON-INTEREST INCOME 117 $15.7M
24. Employee Compensation and Benefits 210 $12.3M
25. Travel and Conference 230 $265K
26. Office Occupancy 250 $145K
27. Office Operations 260 $5.8M
28. Educational and Promotional 270 $645K
29. Loan Servicing 280 $1.7M
30. Professional and Outside Services 290 $2.7M
32. Operating Fees 320 $55K
33. Miscellaneous Operating Expense 360 $255K
34. TOTAL NON-INTEREST EXPENSE 671 $23.8M
35. NET INCOME 661A $120K
Statement pages - all other filed accounts (27 items)

delinquency (21%), credit cards (21%)

Hope Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $17.6M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $4.5M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $530K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $103K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $36K
Loans Granted Year-to-Date 031A $1K
Amount of Loans Granted Year-to-Date 031B $94.8M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $12.3M
Number of current members (not number of accounts) 083 49,735
Number of potential members 084 160,000
Net Member Business Loan Balance 400A $233.9M
Non-Member Deposits 457 $287
Interest Rate of Unsecured Credit Card Loans 521 1,600.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,000.00%
Interest Rate of New Vehicle Loans 523 399.00%
Interest Rate of Used Vehicle Loans 524 499.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $3.8M
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $649K
Total Amount of All Other Shares 630 $42.4M
Amount of Regular Shares 657 $88.9M
Balance Outstanding of All Interest Only & Payment Option 1st Mortgage Loans. 704C1 $470K
Amount of Share Drafts 902 $68.4M
IRA/KEOGH Accounts - < 1 Year 906A $3.7M
Share Certificates - < 1 Year 908A $127.1M
Total Amount of Share Certificates 908C $172.0M
Total Amount of Money Market Shares 911 $66.4M
Number of Used Vehicle Loans 968 30,434
NCUA data file FS220A (33 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Hope Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $396.9M
Total Shares - 1-3 Years 013B1 $40.9M
Total Shares - > 3 Years 013B2 $4.6M
Total Shares and Deposits - < 1 Year 018A $486.5M
Total Shares and Deposits - 1-3 Years 018B1 $135.1M
Total Shares and Deposits - > 3 Years 018B2 $7.2M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 368
Amount of Delinquent Indirect Loans 041E $4K
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $23.2M
Amount of New Vehicle Loans 385 $8.6M
Amount of Unsecured Credit Card Loans 396 $1.7M
Amount of All Other Unsecured Loans/Lines of Credit 397 $6.7M
Share Certificates 451 $1K
Number of Accounts for Share Drafts 452 20,729
IRA/KEOGH Accounts 453 $310
Number of Accounts for Regular Shares 454 35,174
All other shares 455 $5K
Money Market Shares 458 $710
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 63,783
Number of credit union employees who are Full-Time (26 hours or more) 564A 259
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 25
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $2.6M
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,651.00%
Number of Outstanding Indirect Loans 617A 40,722
Total Amount of Outstanding Indirect Loans 618A $1.2M
Total credit lines 881 $347.0M
Draws against lines of credit, less than 1 year 883A $50.2M
Draws against lines of credit, 1 to 3 years 883B1 $28.1M
Draws against lines of credit, more than 3 years 883B2 $5.5M
Draws against lines of credit, total amount 883C $83.8M
Total Subordinated Debt included in Net Worth 925A $135.5M
High School Number of Branches PP0031 $1
NCUA data file FS220B (38 items)

maturity and repricing buckets (40%), credit cards (17%)

Hope Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 6 to less than 12 months delinquent 027B $10
Number - Total Delinquent Credit Card Loans 045A 3
Total Amount of Delinquent Unsecured Credit Card Loans 045B $2K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $124.4M
Total Uninsured Nonmember Shares and Deposits > $250K (G+H+I) 067A2 $59.4M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $183.8M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $445.0M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $92K
All other shares - < 1 Year 630A $42.4M
Amount of Regular Shares - < 1 Year 657A $88.9M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $347K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $2K
Total Amount of All First Mortgage Loans which have been sold in the secondary market year-to-date 736 $5.9M
Total Borrowings - < 1 Year 860A $55.3M
Total Borrowings - 1-3 Years 860B1 $32.6M
Total Borrowings - > 3 Years 860B2 $140.3M
Subordinated Debt - < 1 Year 867A $5.1M
Subordinated Debt - 1-3 Years 867B1 $4.5M
Subordinated Debt - > 3 Years 867B2 $134.9M
Total Amount of Subordinated Debt 867C $144.4M
Non-Member Deposits - < 1 Year 880A $89.6M
Non-Member Deposits - 1-3 Years 880B1 $94.2M
Non-Member Deposits - > 3 Years 880B2 $2.6M
Is your credit union a member of a Federal Home Loan Bank? 896 $1
Amount of Share Drafts - < 1 Year 902A $68.4M
IRA/KEOGH Accounts - 1-3 Years 906B1 $335K
IRA/KEOGH Accounts - > 3 Years 906B2 $293K
Total Amount of IRA/KEOGH Accounts 906C $4.3M
Share Certificates - 1-3 Years 908B1 $40.5M
Share Certificates - > 3 Years 908B2 $4.3M
Money Market Shares - < 1 Year 911A $66.4M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $1.8M
Number of New Vehicle Loans 958 11,848
Total Shares 966 $63K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $14.1M
Number of Unsecured Credit Card Loans 993 994
Number of All Other Unsecured Loans/Lines of Credit 994 5,145
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 36
NCUA data file FS220C (8 items)

charge-offs and recoveries (27%), participation loans (18%)

Hope Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Total Amount of Indirect Loans Charged Off Year-to-Date 550E $15K
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $20K
Number of credit union branches (include the main office if member services are conducted at that location) 566 17
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $349.0M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $629K
Supplemental Share Information - Dollar Amount of Share Drafts Swept to Regular Shares or Money Market Accounts as Part of an Official Sweep Program. 641 $852K
Amount of Participation Loans Sold Year-to-Date 691 $192K
NCUA data file FS220D (36 items)

member services and products offered (69%), CUSO relationships (27%)

Hope Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
Does the credit union provide member services through a credit union shared branch services center? 566A $1
Does the credit union plan to add any new branches or expand existing facilities in the next 12 months? 566B $1
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
Financial Literacy Workshops 879B3 $1
First Time Homebuyer Program 879B4 $1
Online Financial Literacy 879B7 $1
Bilingual Services 879C1 $1
No Cost Bill Payer 879C2 $1
Credit Builder 879D1 $1
Mortgage Processing 879G $1
Approved Mortgage Seller 879H $1
Deposits and Shares Meeting 703.10(a) 879M $1
Brokered Deposits (All deposits acquired through a third party) 879T $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
External or Third-Party Account Aggregation 887M $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
High School PP0030 $1
Offer Custodial Accounts PP0032 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
CU offer Shared service network PP0058 $1
NCUA data file FS220G (6 items)

loans and leases (32%), participation loans (18%)

Hope Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Outstanding Amount of Participation Loans Purchased By Type 691L $16.2M
Outstanding Amount of Real Estate Participation Loans Purchased 691L2 $225K
Total Outstanding Amount of Participation Loans Sold By Type 691N $20.0M
Number of Outstanding Int Only & Payment Option 1st Mtg Loans 704C2 2
Total Value of Investments in CUSOs 851 $128K
Assets Pledged to Secure Borrowings 878 $291.6M
NCUA data file FS220H (3 items)

student loans (43%), delinquency (27%)

Hope Federal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $28.2M
Total number of TDR loans outstanding 1000F $2K
Total amount of TDR loans outstanding 1001F $21.2M
NCUA data file FS220I (20 items)

vehicle lending (59%), delinquency (44%)

Hope Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $99K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $644K
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $345
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $88K
Number of Reportable Delinquent New Vehicle Loans 035E1 49
Number of Reportable Delinquent Used Vehicle Loans 035E2 154
Amount of Reportable Delinquent New Vehicle Loans 041C1 $107K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $355K
Amount of New Vehicle Loans YTD Charge Offs 550C1 $172K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $618K
Amount of New Vehicle Loans YTD Recoveries 551C1 $13K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $248K
Commercial Share Accounts 643 $247.7M
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $424K
Total Other Credit Lines 884D $156.4M
Draws Against LOCs from Other Sources 885A2 $144.4M
Draws Against LOCs from FHLB 885A3 $73.8M
Total Draws Againts LOCs 885A4 $228.2M
Amount of Grants Awarded Year-to-Date 926 $1.3M
Amount of Grants Received Year-to-Date 927 $1.3M
NCUA data file FS220L (55 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Hope Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $52K
Total Amount of Loans & Leases on Loan Schedule 025B1 $627.2M
Outstanding Balance of Member Commercial Loans Secured by Farmland 042A5 $536K
Amount of Agricultural Commercial Loans 042A9 $536K
Total number of commercial loans to members granted or purchased YTD 090A1 $18
Number of Member Unsecured Commercial Loans granted or purchased YTD 090C5 1
Number of member commercial loans Secured by Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 090H2 4
Number of member commercial loans Secured by Non-Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 090J2 2
Total Number of member commercial real estate secured loans granted or purchased YTD 090K2 $14
Number of Member Commercial and industrial loans granted or purchased YTD 090L2 3
Number of member commercial loans Secured by Multifamily Property granted or purchased YTD 090M 8
Number of member construction and development commercial loans 143A3 8
Number of purchased or participation interests in commercial loans secured by construction and development property to nonmembers 143A4 8
Outstanding balance of member construction and development commercial loans 143B3 $4.0M
Outstanding balance of purchased or participation interests in commercial loans secured by construction and development property to nonmembers 143B4 $16.7M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $3.2M
Amount of All Other Real Estate Loans/Lines of Credit 386B $1.1M
Total outstanding balance of commercial loans to members 400A1 $220.2M
Total outstanding balance of nonmember commercial loans 400B1 $71.6M
Outstanding balance of Unsecured Member Commercial Loans 400C5 $429K
Outstanding balance of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 400H2 $68.7M
Outstanding balance of purchased or participation interests in commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 400H3 $14.5M
Outstanding balance of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 400J2 $20.9M
Outstanding balance of purchased or participation interests in commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 400J3 $4.3M
Outstanding balance of Member Commercial and Industrial loans 400L2 $26.2M
Outstanding balance of purchased or participation interests in Commercial and Industrial loans to nonmembers 400L3 $5.4M
Outstanding balance of member commercial loans Secured Multifamily Property 400M $99.5M
Outstanding balance of purchased or participation interests in commercial loans to nonmembers Secured by Multifamily Property 400M1 $30.7M
Amount of Commercial Loans/Lines of Credit Not Real Estate Secured 400P $32.0M
Outstanding balance of all member and non-member commercial loans 400T1 $291.8M
Total Dollar amount of member commercial loans granted or purchased YTD 475A1 $38.3M
Dollar Amount of Member Unsecured Commercial Loans granted or purchased YTD 475C5 $72K
Dollar Amount of Member Commercial loans Secured by Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 475H2 $21.9M
Dollar Amount of Member Commercial loans Secured by Non-Owner Occupied Non-Farm, Non-Residential Property granted or purchased YTD 475J2 $2.5M
Total Dollar amount of real estate secured member commercial loans granted or purchased YTD 475K2 $37.7M
Dollar Amount of Member Commercial and Industrial loans granted or purchased YTD 475L2 $466K
Dollar Amount of Member Commercial loans Secured by Multifamily Property granted or purchased YTD 475M $13.3M
Interest Rate of Commercial Loans/Lines of Credit Real Estate Secured 525 700.00%
Interest Rate of Commercial Loans/Lines of Credit Not Real Estate Secured 526 700.00%
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 750.00%
Interest Rate of All Other Real Estate Loans/Lines of Credit 562B 700.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 617.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 750.00%
Outstanding Amount of Commercial Construction & Development Loans Purchased 691L9 $2.3M
Outstanding Amount of Commercial Loans Excluding C&D Participation Loans Sold 691N8 $1.1M
Number of Commercial Other Government Guaranteed Loans Outstanding 691P 2
Outstanding Balance of Commercial Other Government Guaranteed Loans 691P1 $934K
Guaranteed Portion of Commercial Other Government Guaranteed Loans 691P2 $215K
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $6.9M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $284.0M
Total Outstanding Balance of real estate secured member commercial loans 718A3 $193.5M
Total Outstanding Balance of real estate secured nonmember commercial loans 718A4 $66.2M
Amount of Commercial Loans/Lines of Credit Real Estate Secured 718A5 $259.8M
Amount of Outstanding commercial participations sold but retained servicing (including unfunded commitments) 1061 $23.1M
Number of Outstanding commercial participations sold but retained servicing (including unfunded commitments) 1061A 19
NCUA data file FS220M (28 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Hope Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $25K
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $2.7M
Total Unfunded Commitments for Commercial Loans 814K $16.0M
Total Other Unfunded Commitments (Non-Commercial) 816B5 $4.4M
Total Unfunded Commitments for Non-Commercial Loans 816T $12.3M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $5.1M
Total number of member commercial loans 900A1 $173
Total number of nonmember commercial loans 900B1 $51
Number of Member Unsecured Commercial Loans 900C5 5
Number of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 900H2 51
Number of purchased or participation interests in commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 900H3 12
Number of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 900J2 14
Number of purchased or participation interests in commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 900J3 5
Total number of real estate secured member commercial loans 900K2 $153
Total number of real estate secured nonmember commercial loans 900K3 $47
Number of Commercial Loans/Lines of Credit Real Estate Secured 900K4 200
Number of Member Commercial and Industrial loans 900L2 15
Number of purchased or Participation Interest in Commercial and Industrial loans to nonmembers 900L3 4
Number of member commercial loans Secured by Multifamily Property 900M 78
Number of purchased or participation interests in commercial loans Secured by Multifamily Property to nonmembers 900M1 22
Number of Commercial Loans/Lines of Credit Not Real Estate Secured 900P 24
Total Number of Member and Nonmember commercial loans 900T1 $224
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 2,489
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 45
Number of All Other Real Estate Loans/Lines of Credit 960B 25
Number of member commercial loans Secured by Farmland 961A5 2
Number of Agricultural Commercial Loans 961A9 2
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 506
NCUA data file FS220N (14 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Hope Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Available-for-sale Debt Securities <=1 Year AS0062 $33.0M
Available-for-sale Debt Securities >1 and <=3 Years AS0063 $28.0M
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $35.2M
Available-for-sale Debt Securities >5 and <= 10 Years AS0065 $17.9M
Available-for-sale Debt Securities > 10 Years AS0066 $10.9M
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$5.7M
Total Liabilities LI0069 $879.8M
Number of Non-Commercial Small Business Administration Loans LN0050 4
Outstanding Balance of Non-Commercial Small Business Administration Loans LN0051 $285K
Guaranteed Portion of Non-Commercial Small Business Administration Loans LN0052 $246K
Number of Non-Commercial Other Government Guaranteed Loans LN0053 77
Outstanding Balance of Non-Commercial Other Government Guaranteed Loans LN0054 $6.0M
Guaranteed Portion of Non-Commercial Other Government Guaranteed Loans LN0055 $6.0M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $881.4M
NCUA data file FS220P (46 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Hope Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $876K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $312K
Loan Loss Information - YTD Charge Offs - All Other Secured Non-Real Estate Loans/Lines of Credit CH0015 $9K
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $10K
Loan Loss Information - YTD Charge Offs - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien CH0017 $1.5M
Loan Loss Information - YTD Recoveries - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien CH0018 $33K
Loan Loss Information - YTD Recoveries - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien CH0020 $3K
Loan Loss Information - YTD Charge Offs - All Other (Non-Commercial) Real Estate Loans/Lines of Credit CH0021 $140K
Loan Loss Information - YTD Recoveries - All Other (Non-Commercial) Real Estate Loans/Lines of Credit CH0022 $3K
Loan Loss Information - YTD Charge Offs - Commercial Loans/Lines of Credit - Commercial and Industrial Loans CH0035 $165K
Loan Loss Information - YTD Recoveries - Commercial Loans/Lines of Credit - Commercial and Industrial Loans CH0036 $24K
Amount of real estate loans included in Accounts 718A3 and 718A4 above that contractually refinance, reprice, or mature within the next 5 years. CM0099 $105.6M
Unsecured Credit Card Loans DL0002 $2K
All Other Unsecured Loans/Lines of Credit DL0022 $146K
All Other Unsecured Loans/Lines of Credit DL0023 $67K
All Other Unsecured Loans/Lines of Credit DL0024 $45K
All Other Unsecured Loans/Lines of Credit DL0027 $112K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $52
New Vehicle Loans DL0030 $106K
Used Vehicle Loans DL0037 $268K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $64K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $25K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0052 $9K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $35K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $5
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0057 $16.6M
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0058 $6.7M
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0059 $4.3M
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0060 $530K
Delinquent Loans by Collateral Type - >=360 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0061 $103K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $11.6M
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $104
Dollar Amount of Reportable Delinquency - 90 - 179 Days Delinquent - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0122 $73K
Total Dollar Amount of Reportable Delinquency - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0125 $73K
Total Number of Reportable Delinquent Loans - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0126 $1
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $7.1M
Amount of Consumer Loans in Non-Accrual Status DL0145 $12.9M
Amount of Commercial Loans in Non-Accrual Status DL0146 $11.8M
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Number of Modified Loans DL0148 $285
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Amount of Modified Loans DL0149 $14.6M
Number of Indirect Loans - New and Used Vehicle Loans IN0001 40,722
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $1.2M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Commercial Loans LQ0014 $16.0M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Consumer Loans - Secured and Real Estate LQ0015 $4.4M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Consumer Loans - Unsecured LQ0016 $7.8M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments -Total LQ0017 $28.2M
NCUA data file FS220Q (42 items)

investment portfolio detail (69%)

Hope Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Line of Credit Limit - Federal Home Loan Bank LQ0040 $148.4M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Federal Home Loan Bank LQ0043 $201.7M
Borrowing Arrangements - Outstanding Term & Other Borrowings - FRB LQ0046 $10.0M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - FRB LQ0047 $72.4M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Other Sources LQ0053 $17.5M
Total Borrowings LQ0860 $228.2M
Available-for-sale Amortized Cost - US Government Obligations NV0003 $6.9M
Available-for-sale Fair Value - US Government Obligations NV0004 $6.9M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0015 $7.2M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0016 $6.7M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0019 $84.1M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0020 $79.7M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0023 $91.3M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0024 $86.4M
Available-for-sale Amortized Cost - Securities Issued by States and Political Subdivisions in the U.S. NV0071 $32.4M
Available-for-sale Fair Value - Securities Issued by States and Political Subdivisions in the U.S. NV0072 $31.7M
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $130.7M
Total Fair Value Available-for-Sale Debt Securities NV0084 $125.0M
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $228K
Investment Maturity Distribution - Time Deposits - Total NV0116 $228K
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $125.0M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >1-3 Years NV0142 $3.4M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $591K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $4.0M
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $33.2M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $31.4M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $35.2M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $17.9M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $11.5M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $129.2M
Investment - Memoranda - Realized Gains (Losses) - Realized Gains (Losses) on Available for Sale Securities NV0160 -$41K
Total Gain (Loss) on Investments NV0162 -$41K
RBC Total Equity RB0001 $7.2M
RBC Allowance for Credit Losses RB0002 $15.2M
RBC Total Additions RB0005 $15.2M
RBC Total Deductions RB0009 $5.9M
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $16.4M
RBC Risk-Based Capital Numerator RB0012 $16.4M
Participation Loans: Participations Sold - Sold Year-To-Date - Amount - Commercial Loans excluding Construction & Development SL0051 $125K
Participation Loans: Participations Purchased - Outstanding Balance - Amount - All Other SL0056 $13.7M
Participation Loans: Participations Sold - Retained Balance Outstanding - All Other SL0058 $18.9M
Participation Loans: Participations Sold - Sold Year-To-Date - Amount - All Other SL0059 $67K
NCUA data file FS220R (62 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Hope Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Total Borrowing Capacity at Federal Reserve Bank LQ0061 $42.1M
CCULR Election to opt into the Complex Credit Union Leverage Ratio LR0001 1.00%
CCULR Off-Balance sheet exposures LR0002 $28.2M
CCULR Off-Balance sheet exposures ratio LR0003 320.00%
CCULR Goodwill and Other Intangible Assets LR0006 $2.3M
CCULR Goodwill and Other Intangible Assets Ratio LR0007 25.00%
RBC Schedule Total Investments RB0039 $129.0M
RBC Schedule Total Consumer Loans RB0060 $48.2M
RBC Schedule Total Commercial Loans RB0068 $291.8M
RBC Adjustments to Loans Held for Sale RB0075 -$2.3M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $15.2M
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $15.2M
RBC Schedule Total Loans RB0079 $614.3M
RBC Adjustments to Total Loans RB0080 -$2.3M
RBC Total for Risk Weighting Total Loans RB0081 -$15.2M
RBC Total Loans 0% Weight RB0082 -$15.2M
RBC Schedule Total Other Assets RB0088 $62.7M
RBC Total for Risk Weighting Other Assets RB0090 $5.9M
RBC Other Assets 0% Weight RB0091 $5.9M
RBC Total from Schedule On-Balance Sheet Assets RB0099 $881.4M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 -$9.3M
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 -$9.3M
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $881.4M
RBC Allowance for Credit Losses (Loans) RB0177 $15.2M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 2,329.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 267,031,582.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 46,673,373.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 136.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 13,449,696.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 2,958,296.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid >5 Years RL0007 $13
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0008 $1.7M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0010 $2
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0011 $425K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 9.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 1,480,971.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $284.0M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $49.6M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 44.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 3,185,856.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 206,500.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Adjustable Rate RL0021 1.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Adjustable Rate RL0022 5,664.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $3.2M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $206K
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Number of Loans Outstanding RL0032 22.00%
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Amount of Loans Outstanding RL0033 988,311.00%
All Other (Non-commercial) Real Estate - Closed-End - Adjustable Rate - Number of Loans Outstanding RL0035 3.00%
All Other (Non-commercial) Real Estate - Closed-End - Adjustable Rate - Amount of Loans Outstanding RL0036 97,753.00%
All Other (Non-commercial) Real Estate - Amount of Loans Outstanding - Total RL0044 $1.1M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $3K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $288.3M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $49.8M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $6.0M
Total Shares SH0013 $442.4M
Total Shares and Deposits SH0018 $628.8M
Total Non-Member Deposits SH0880 $186.4M
Number of Outstanding Loans Purchased from Other Sources SL0020 40,722
Amount of Outstanding Loans Purchased from Other Sources SL0021 $1.2M
Number of Loans Sold, Year-to-date SL0022 27
Amount of Loans Sold, Year-to-date SL0023 $5.9M
Number of First Mortgage loans sold on the secondary market, Year-to-date SL0024 27
NCUA data file FS220S (11 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Hope Federal Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Legal Entity Identifier (LEI) PG0001 $2.3M
Does the CU use financial technology companies to provide member services? PP0037 $1
Auto Lending PP0038 $1
Mortgage Lending PP0039 $1
Secured personal loans PP0040 $1
Unsecured personal loans PP0041 $1
Person-to-Person payments PP0045 $1
Communication PP0047 $1
Located in Metropolitan Statistical Area (MSA) PR0001 $1
home purchase loan or refinanced a home purchase loan PR0002 $1
Originated closed-end mortgages in each of the two preceding calendar years or originated open-end lines of credit in each of the two preceding calendar years in excess of the HMDA Loan-Volume Threshold? PR0003 $1

Hope Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Hope Federal Credit Union call report?

The Hope Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Hope Federal Credit Union file?

Hope Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Hope Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Hope Federal Credit Union is 24829.

How often does Hope Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Hope Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.