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Credit union call report ยท Macon, MO

Horizon Credit Union Call Report

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Horizon Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 265 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Horizon Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number63844
Federal Reserve RSSD ID834791

The official copy: search charter number 63844 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Horizon Credit Union call report, Q2 2026

Statement of Financial Condition (30 items)
Horizon Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $512K
1c. Total Cash on Hand 730A $512K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $9.6M
2c. Cash on Deposit in Other Financial Institutions 730B2 $196K
2. Cash on Deposit (total) 730B $9.8M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $10.3M
8. Available-for-Sale Debt Securities AS0067 $9.8M
11. TOTAL INVESTMENT SECURITIES AS0013 $9.8M
12b. Perpetual Contributed Capital 769B $129K
12c. All Other Investments AS0016 $16K
13. TOTAL OTHER INVESTMENTS AS0017 $145K
15a. Number of Total Loans and Leases 025A 22,222
15b. Total Loans and Leases 025B $36.3M
17. ACL on Loans and Leases AS0048 $193K
19. Land and Building 007 $1.6M
20. Other Fixed Assets 008 $35K
21. NCUA Share Insurance Capitalization Deposit 794 $477K
22d. Accrued Interest on Loans 009A $93K
22e. Accrued Interest on Investments 009B $54K
22f. All Other Assets 009C $129K
22g. Total Other Assets AS0036 $276K
23. TOTAL ASSETS 010 $58.8M
Accounts Payable and Other Liabilities 825 $613K
Accrued Dividends and Interest Payable 820A $2K
Member Shares of All Types 013 $51.3M
Total Shares and Deposits 018 $51.3M
Undivided Earnings 940 $7.0M
Total Net Worth 997 $7.0M
Net Worth Ratio 998 11.83%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $58.8M
Statement of Income and Expense (22 items)
Horizon Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $1.3M
3. Income from Investments 120 $237K
5. TOTAL INTEREST INCOME 115 $1.6M
6. Dividends on Shares 380 $390K
9. TOTAL INTEREST EXPENSE 350 $390K
10. NET INTEREST INCOME IS0010 $1.2M
12a. Credit Loss Expense - Loans and Leases IS0011 $87K
12e. Total Credit Loss Expense IS0017 $87K
13. Fee Income 131 $48K
14. Other Operating Income IS0020 $111K
23. TOTAL NON-INTEREST INCOME 117 $158K
24. Employee Compensation and Benefits 210 $660K
25. Travel and Conference 230 $2K
26. Office Occupancy 250 $58K
27. Office Operations 260 $333K
28. Educational and Promotional 270 $37K
29. Loan Servicing 280 $28K
30. Professional and Outside Services 290 $18K
32. Operating Fees 320 $5K
33. Miscellaneous Operating Expense 360 $19K
34. TOTAL NON-INTEREST EXPENSE 671 $1.2M
35. NET INCOME 661A $101K
Statement pages - all other filed accounts (22 items)

delinquency (21%), credit cards (21%)

Horizon Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $229K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $132K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $57K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $3K
Loans Granted Year-to-Date 031A $777
Amount of Loans Granted Year-to-Date 031B $10.4M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $305K
Number of current members (not number of accounts) 083 6,292
Number of potential members 084 25,000
Net Member Business Loan Balance 400A $160K
Interest Rate of Unsecured Credit Card Loans 521 1,390.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,269.00%
Interest Rate of New Vehicle Loans 523 572.00%
Interest Rate of Used Vehicle Loans 524 745.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $76K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $3K
Total Amount of All Other Shares 630 $1.1M
Amount of Regular Shares 657 $26.3M
Amount of Share Drafts 902 $7.5M
Share Certificates - < 1 Year 908A $9.8M
Total Amount of Share Certificates 908C $16.3M
Number of Used Vehicle Loans 968 13,899
NCUA data file FS220A (23 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Horizon Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $44.7M
Total Shares - 1-3 Years 013B1 $6.0M
Total Shares - > 3 Years 013B2 $547K
Total Shares and Deposits - < 1 Year 018A $44.7M
Total Shares and Deposits - 1-3 Years 018B1 $6.0M
Total Shares and Deposits - > 3 Years 018B2 $547K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 91
Amount of Delinquent Indirect Loans 041E $2K
Effective date of last audit 063 $62K
Amount of Used Vehicle Loans 370 $25.0M
Amount of New Vehicle Loans 385 $4.6M
Amount of Unsecured Credit Card Loans 396 $339K
Amount of All Other Unsecured Loans/Lines of Credit 397 $2.0M
Share Certificates 451 $287
Number of Accounts for Share Drafts 452 2,605
Number of Accounts for Regular Shares 454 6,390
All other shares 455 $307
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 9,589
Number of credit union employees who are Full-Time (26 hours or more) 564A 19
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 1
Number of Outstanding Indirect Loans 617A 18,280
Total Amount of Outstanding Indirect Loans 618A $429K
Total credit lines 881 $1.0M
NCUA data file FS220B (20 items)

maturity and repricing buckets (40%), credit cards (17%)

Horizon Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Number - Total Delinquent Credit Card Loans 045A 2
Total Amount of Delinquent Unsecured Credit Card Loans 045B $6K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $2.7M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $2.7M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $48.5M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $52K
All other shares - < 1 Year 630A $1.1M
Amount of Regular Shares - < 1 Year 657A $26.3M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $2K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $220
Amount of Share Drafts - < 1 Year 902A $7.5M
Share Certificates - 1-3 Years 908B1 $6.0M
Share Certificates - > 3 Years 908B2 $547K
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $160K
Number of New Vehicle Loans 958 6,620
Total Shares 966 $9K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $85K
Number of Unsecured Credit Card Loans 993 585
Number of All Other Unsecured Loans/Lines of Credit 994 761
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 4
NCUA data file FS220C (8 items)

charge-offs and recoveries (27%), participation loans (18%)

Horizon Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Total Amount of Indirect Loans Charged Off Year-to-Date 550E $3K
Total Amount of All Participation Loans Charged Off Year-to-Date 550F $12K
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $3K
Total Amount of All Year-to-Date Recoveries on Charged-Off Participation Loans 551F $3K
Number of credit union branches (include the main office if member services are conducted at that location) 566 2
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $5.3M
Outstanding balance of brokered certificates of deposit and share certificates 788 $9.8M
NCUA data file FS220D (19 items)

member services and products offered (69%), CUSO relationships (27%)

Horizon Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
No Cost Bill Payer 879C2 $1
Student Scholarships 879C4 $1
Brokered Certificates of Deposits 879N $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
Remote Deposit Capture 887U $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA data file FS220G (2 items)

loans and leases (32%), participation loans (18%)

Horizon Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Outstanding Amount of Participation Loans Purchased By Type 691L $676K
Total Credit Lines at Corporate Credit Unions 884 $1.0M
NCUA data file FS220H (1 item)

student loans (43%), delinquency (27%)

Horizon Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $3.4M
NCUA data file FS220I (15 items)

vehicle lending (59%), delinquency (44%)

Horizon Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $194K
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $177
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $117K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $40K
Number of Reportable Delinquent New Vehicle Loans 035E1 4
Number of Reportable Delinquent Used Vehicle Loans 035E2 73
Amount of Reportable Delinquent New Vehicle Loans 041C1 $177
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $231K
Amount of New Vehicle Loans YTD Charge Offs 550C1 $10K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $47K
Amount of New Vehicle Loans YTD Recoveries 551C1 $1K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $2K
Commercial Share Accounts 643 $1.9M
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $6K
Number of International Remittances originated Year-to-Date 928 2
NCUA data file FS220L (16 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Horizon Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $22K
Total Amount of Loans & Leases on Loan Schedule 025B1 $36.3M
Outstanding Balance of Member Commercial Loans Secured by Farmland 042A5 $112K
Amount of Agricultural Commercial Loans 042A9 $112K
Total outstanding balance of commercial loans to members 400A1 $160K
Outstanding balance of Member Commercial and Industrial loans 400L2 $48K
Amount of Commercial Loans/Lines of Credit Not Real Estate Secured 400P $48K
Outstanding balance of all member and non-member commercial loans 400T1 $160K
Interest Rate of Commercial Loans/Lines of Credit Real Estate Secured 525 500.00%
Interest Rate of Commercial Loans/Lines of Credit Not Real Estate Secured 526 750.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 408.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 759.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $3.9M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $287K
Total Outstanding Balance of real estate secured member commercial loans 718A3 $112K
Amount of Commercial Loans/Lines of Credit Real Estate Secured 718A5 $112K
NCUA data file FS220M (14 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Horizon Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $1.4M
Total Other Unfunded Commitments (Non-Commercial) 816B5 $58K
Total Unfunded Commitments for Non-Commercial Loans 816T $3.4M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $1.9M
Total number of member commercial loans 900A1 $3
Total number of real estate secured member commercial loans 900K2 $1
Number of Commercial Loans/Lines of Credit Real Estate Secured 900K4 1
Number of Member Commercial and Industrial loans 900L2 2
Number of Commercial Loans/Lines of Credit Not Real Estate Secured 900P 2
Total Number of Member and Nonmember commercial loans 900T1 $3
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 3
Number of member commercial loans Secured by Farmland 961A5 1
Number of Agricultural Commercial Loans 961A9 1
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 351
NCUA data file FS220N (6 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Horizon Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Available-for-sale Debt Securities <=1 Year AS0062 $6.1M
Available-for-sale Debt Securities >1 and <=3 Years AS0063 $3.5M
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $245K
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$74K
Total Liabilities LI0069 $51.9M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $58.8M
NCUA data file FS220P (20 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Horizon Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $17K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $340
Unsecured Credit Card Loans DL0002 $6K
All Other Unsecured Loans/Lines of Credit DL0022 $8K
All Other Unsecured Loans/Lines of Credit DL0023 $2K
All Other Unsecured Loans/Lines of Credit DL0024 $14K
All Other Unsecured Loans/Lines of Credit DL0025 $2K
All Other Unsecured Loans/Lines of Credit DL0027 $18K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $9
Used Vehicle Loans DL0037 $74K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $23K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $35K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0053 $15K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $50K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $3
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $116K
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Participation Loans Purchased under 701.22 DL0142 $2K
Amount of Consumer Loans in Non-Accrual Status DL0145 $189K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 18,280
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $429K
NCUA data file FS220Q (18 items)

investment portfolio detail (69%)

Horizon Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Available-for-sale Amortized Cost - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0079 $9.9M
Available-for-sale Fair Value - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0080 $9.8M
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $9.9M
Total Fair Value Available-for-Sale Debt Securities NV0084 $9.8M
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $9.8M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >1-3 Years NV0142 $145K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $145K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $6.1M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $3.6M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $245K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $9.9M
RBC Total Equity RB0001 $7.0M
RBC Allowance for Credit Losses RB0002 $193K
RBC Total Additions RB0005 $193K
RBC Total Deductions RB0009 $477K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $6.7M
RBC Risk-Based Capital Numerator RB0012 $6.7M
Participation Loans: Participations Purchased - Outstanding Balance - Amount - Vehicle - Non-commercial SL0036 $676K
NCUA data file FS220R (29 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Horizon Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $9.9M
RBC Schedule Total Consumer Loans RB0060 $35.9M
RBC Schedule Total Commercial Loans RB0068 $160K
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $193K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $193K
RBC Schedule Total Loans RB0079 $36.1M
RBC Total for Risk Weighting Total Loans RB0081 -$193K
RBC Total Loans 0% Weight RB0082 -$193K
RBC Schedule Total Other Assets RB0088 $2.4M
RBC Total for Risk Weighting Other Assets RB0090 $477K
RBC Other Assets 0% Weight RB0091 $477K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $58.8M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $284K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $284K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $58.8M
RBC Allowance for Credit Losses (Loans) RB0177 $193K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 1.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 135,741.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 2.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 151,529.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $287K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $3
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $287K
Total Shares SH0013 $51.3M
Total Shares and Deposits SH0018 $51.3M
Number of Outstanding Loans Purchased from Other Financial Institutions SL0018 84
Amount of Outstanding Loans Purchased from Other Financial Institutions SL0019 $248K
Number of Outstanding Loans Purchased from Other Sources SL0020 18,280
Amount of Outstanding Loans Purchased from Other Sources SL0021 $429K

Horizon Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Horizon Credit Union call report?

The Horizon Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Horizon Credit Union file?

Horizon Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Horizon Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Horizon Credit Union is 63844.

How often does Horizon Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Horizon Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.