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Credit union call report ยท Farmington, UT

Horizon Utah Federal Credit Union Call Report

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Horizon Utah Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 320 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Horizon Utah Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number24746
Federal Reserve RSSD ID397595

The official copy: search charter number 24746 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Horizon Utah Federal Credit Union call report, Q2 2026

Statement of Financial Condition (34 items)
Horizon Utah Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $1.9M
1c. Total Cash on Hand 730A $1.9M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $1.0M
2b. Cash on Deposit in Federal Reserve Bank AS0003 $11.2M
2c. Cash on Deposit in Other Financial Institutions 730B2 $1.1M
2. Cash on Deposit (total) 730B $13.3M
3. Time Deposits in Banks and Credit Unions AS0007 $31.9M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $47.0M
9. Held-to-Maturity Debt Securities AS0073 $21.4M
11. TOTAL INVESTMENT SECURITIES AS0013 $21.4M
12b. Perpetual Contributed Capital 769B $570K
12c. All Other Investments AS0016 $2.5M
13. TOTAL OTHER INVESTMENTS AS0017 $3.1M
15a. Number of Total Loans and Leases 025A 10,311
15b. Total Loans and Leases 025B $90.1M
17. ACL on Loans and Leases AS0048 $2.1M
19. Land and Building 007 $17.3M
20. Other Fixed Assets 008 $1.0M
21. NCUA Share Insurance Capitalization Deposit 794 $1.5M
22d. Accrued Interest on Loans 009A $450K
22e. Accrued Interest on Investments 009B $242K
22f. All Other Assets 009C $5.1M
22g. Total Other Assets AS0036 $5.8M
23. TOTAL ASSETS 010 $185.2M
Accounts Payable and Other Liabilities 825 $1.5M
Accrued Dividends and Interest Payable 820A $157K
Member Shares of All Types 013 $162.2M
Total Shares and Deposits 018 $162.2M
Undivided Earnings 940 $3.0M
Other Reserves 658 $18.5M
Net Income (equity) 602 -$121K
Total Net Worth 997 $21.4M
Net Worth Ratio 998 11.54%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $185.2M
Statement of Income and Expense (23 items)
Horizon Utah Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $2.7M
3. Income from Investments 120 $1.4M
5. TOTAL INTEREST INCOME 115 $4.1M
6. Dividends on Shares 380 $1.2M
8. Interest on Borrowed Money 340 $41
9. TOTAL INTEREST EXPENSE 350 $1.2M
10. NET INTEREST INCOME IS0010 $2.8M
12a. Credit Loss Expense - Loans and Leases IS0011 $602K
12e. Total Credit Loss Expense IS0017 $602K
13. Fee Income 131 $302K
14. Other Operating Income IS0020 $592K
23. TOTAL NON-INTEREST INCOME 117 $894K
24. Employee Compensation and Benefits 210 $1.7M
25. Travel and Conference 230 $63K
26. Office Occupancy 250 $399K
27. Office Operations 260 $418K
28. Educational and Promotional 270 $121K
29. Loan Servicing 280 $330K
30. Professional and Outside Services 290 $213K
32. Operating Fees 320 $15K
33. Miscellaneous Operating Expense 360 $25K
34. TOTAL NON-INTEREST EXPENSE 671 $3.3M
35. NET INCOME 661A -$121K
Statement pages - all other filed accounts (23 items)

delinquency (21%), credit cards (21%)

Horizon Utah Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $1.1M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $613K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $58K
Loans Granted Year-to-Date 031A $726
Amount of Loans Granted Year-to-Date 031B $16.2M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $818K
Number of current members (not number of accounts) 083 12,392
Number of potential members 084 500,000
Net Member Business Loan Balance 400A $10K
Interest Rate of Unsecured Credit Card Loans 521 990.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,224.00%
Interest Rate of New Vehicle Loans 523 469.00%
Interest Rate of Used Vehicle Loans 524 469.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $661K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $174K
Total Amount of All Other Shares 630 $5.1M
Amount of Regular Shares 657 $35.9M
Amount of Share Drafts 902 $30.5M
IRA/KEOGH Accounts - < 1 Year 906A $3.1M
Share Certificates - < 1 Year 908A $22.9M
Total Amount of Share Certificates 908C $30.9M
Total Amount of Money Market Shares 911 $55.7M
Number of Used Vehicle Loans 968 2,357
NCUA data file FS220A (26 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Horizon Utah Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $153.2M
Total Shares - 1-3 Years 013B1 $7.4M
Total Shares - > 3 Years 013B2 $1.6M
Total Shares and Deposits - < 1 Year 018A $153.2M
Total Shares and Deposits - 1-3 Years 018B1 $7.4M
Total Shares and Deposits - > 3 Years 018B2 $1.6M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 90
Effective date of last audit 063 $62K
Amount of Used Vehicle Loans 370 $32.5M
Amount of New Vehicle Loans 385 $2.7M
Amount of Unsecured Credit Card Loans 396 $4.4M
Amount of All Other Unsecured Loans/Lines of Credit 397 $2.4M
Share Certificates 451 $2K
Number of Accounts for Share Drafts 452 8,829
IRA/KEOGH Accounts 453 $313
Number of Accounts for Regular Shares 454 13,099
All other shares 455 $3K
Money Market Shares 458 $2K
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 28,947
Number of credit union employees who are Full-Time (26 hours or more) 564A 40
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 5
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $2.0M
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,687.00%
Number of Outstanding Indirect Loans 617A 106
Total Amount of Outstanding Indirect Loans 618A $998K
Total credit lines 881 $19.1M
NCUA data file FS220B (27 items)

maturity and repricing buckets (40%), credit cards (17%)

Horizon Utah Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $48K
Number - Total Delinquent Credit Card Loans 045A 28
Total Amount of Delinquent Unsecured Credit Card Loans 045B $102K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $8.6M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $8.6M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $153.6M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $62K
All other shares - < 1 Year 630A $5.1M
Amount of Regular Shares - < 1 Year 657A $35.9M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $71K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $13K
Fair value of Held to Maturity Securities 801 $20.5M
Is your credit union a member of a Federal Home Loan Bank? 896 $1
Amount of Share Drafts - < 1 Year 902A $30.5M
IRA/KEOGH Accounts - 1-3 Years 906B1 $747K
IRA/KEOGH Accounts - > 3 Years 906B2 $211K
Total Amount of IRA/KEOGH Accounts 906C $4.0M
Share Certificates - 1-3 Years 908B1 $6.6M
Share Certificates - > 3 Years 908B2 $1.4M
Money Market Shares - < 1 Year 911A $55.7M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $219K
Number of New Vehicle Loans 958 80
Total Shares 966 $29K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $21K
Number of Unsecured Credit Card Loans 993 2,930
Number of All Other Unsecured Loans/Lines of Credit 994 3,090
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 14
NCUA data file FS220C (7 items)

charge-offs and recoveries (27%), participation loans (18%)

Horizon Utah Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Total Amount of All Participation Loans Charged Off Year-to-Date 550F $57K
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $1K
Total Amount of All Year-to-Date Recoveries on Charged-Off Participation Loans 551F $43K
Number of credit union branches (include the main office if member services are conducted at that location) 566 5
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $10.5M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $1.2M
NCUA data file FS220D (21 items)

member services and products offered (69%), CUSO relationships (27%)

Horizon Utah Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Education 879B2 $1
Mortgage Processing 879G $1
Deposits and Shares Meeting 703.10(a) 879M $1
Brokered Certificates of Deposits 879N $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
Loan Payments 887F $1
Bill Payment 887J $1
External or Third-Party Account Aggregation 887M $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA data file FS220G (6 items)

loans and leases (32%), participation loans (18%)

Horizon Utah Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Outstanding Amount of Participation Loans Purchased By Type 691L $28.0M
Outstanding Amount of Real Estate Participation Loans Purchased 691L2 $5.1M
Total Value of Investments in CUSOs 851 $176K
Total Aggregate Cash Outlay in CUSOs 853 $132K
Assets Pledged to Secure Borrowings 878 $9.5M
Total Credit Lines at Corporate Credit Unions 884 $11.6M
NCUA data file FS220H (3 items)

student loans (43%), delinquency (27%)

Horizon Utah Federal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $30.7M
Total number of TDR loans outstanding 1000F $4
Total amount of TDR loans outstanding 1001F $32K
NCUA data file FS220I (12 items)

vehicle lending (59%), delinquency (44%)

Horizon Utah Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $71K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $560K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $169K
Number of Reportable Delinquent Used Vehicle Loans 035E2 30
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $230K
Amount of New Vehicle Loans YTD Charge Offs 550C1 $9K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $409K
Amount of New Vehicle Loans YTD Recoveries 551C1 $163
Amount of Used Vehicle Loans YTD Recoveries 551C2 $88K
Commercial Share Accounts 643 $2.1M
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $41K
Number of International Remittances originated Year-to-Date 928 7
NCUA data file FS220J (2 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

Horizon Utah Federal Credit Union, NCUA data file FS220J, Q2 2026
Line item Account Q2 2026
Other Assets - Split Dollar Life Insurance Arrangements - Collateral Assignment 789E $3.5M
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $3.5M
NCUA data file FS220L (14 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Horizon Utah Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $10K
Total Amount of Loans & Leases on Loan Schedule 025B1 $90.1M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $29.3M
Total outstanding balance of commercial loans to members 400A1 $10K
Outstanding balance of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 400J2 $10K
Outstanding balance of all member and non-member commercial loans 400T1 $10K
Interest Rate of Commercial Loans/Lines of Credit Real Estate Secured 525 501.00%
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 675.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 613.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 744.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $3.6M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $15.2M
Total Outstanding Balance of real estate secured member commercial loans 718A3 $10K
Amount of Commercial Loans/Lines of Credit Real Estate Secured 718A5 $10K
NCUA data file FS220M (13 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Horizon Utah Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $15.5M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $9.1M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $3.1M
Total Unfunded Commitments for Non-Commercial Loans 816T $30.7M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $3.0M
Total number of member commercial loans 900A1 $1
Number of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 900J2 1
Total number of real estate secured member commercial loans 900K2 $1
Number of Commercial Loans/Lines of Credit Real Estate Secured 900K4 1
Total Number of Member and Nonmember commercial loans 900T1 $1
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 70
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 1,550
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 233
NCUA data file FS220N (6 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Horizon Utah Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Held-to-Maturity Debt Securities <=1 Year AS0068 $3.0M
Held-to-Maturity Debt Securities >1 and <=3 Years AS0069 $10.9M
Held-to-Maturity Debt Securities >3 and <=5 Years AS0070 $4.2M
Held-to-Maturity Debt Securities >5 and <= 10 Years AS0071 $3.4M
Total Liabilities LI0069 $163.8M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $185.2M
NCUA data file FS220P (34 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Horizon Utah Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $107K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $27K
Loan Loss Information - YTD Charge Offs - All Other Secured Non-Real Estate Loans/Lines of Credit CH0015 $9K
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $3K
Loan Loss Information - YTD Charge Offs - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien CH0019 $57K
Loan Loss Information - YTD Recoveries - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien CH0020 $43K
Amount of real estate loans included in Accounts 718A3 and 718A4 above that contractually refinance, reprice, or mature within the next 5 years. CM0099 $10K
Unsecured Credit Card Loans DL0002 $54K
All Other Unsecured Loans/Lines of Credit DL0022 $73K
All Other Unsecured Loans/Lines of Credit DL0023 $25K
All Other Unsecured Loans/Lines of Credit DL0024 $45K
All Other Unsecured Loans/Lines of Credit DL0027 $70K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $19
Used Vehicle Loans DL0037 $61K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $197K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $26K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0052 $5K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $31K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $5
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0059 $260K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $260K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $1
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0064 $113K
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0065 $40K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0066 $86K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0069 $125K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0070 $7
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $205K
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Participation Loans Purchased under 701.22 DL0142 $125K
Amount of Consumer Loans in Non-Accrual Status DL0145 $565K
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Number of Modified Loans DL0148 $2
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Amount of Modified Loans DL0149 $14K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 106
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $998K
NCUA data file FS220Q (28 items)

investment portfolio detail (69%)

Horizon Utah Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Line of Credit Limit - Federal Home Loan Bank LQ0040 $7.5M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Federal Home Loan Bank LQ0043 $9.5M
Held-to-maturity Amortized Cost - US Government Obligations NV0001 $16.0M
Held-to-maturity Fair Value - US Government Obligations NV0002 $15.9M
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0017 $5.4M
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0018 $4.7M
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0021 $5.4M
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0022 $4.7M
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $21.4M
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $12.0M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $17.9M
Investment Maturity Distribution - Time Deposits - >3-5 Years NV0113 $2.0M
Investment Maturity Distribution - Time Deposits - Total NV0116 $31.9M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $21.4M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - <=1 Year NV0141 $3.1M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $3.1M
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $18.1M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $28.7M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $6.1M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $3.4M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $56.3M
RBC Total Equity RB0001 $21.4M
RBC Allowance for Credit Losses RB0002 $2.1M
RBC Total Additions RB0005 $2.1M
RBC Total Deductions RB0009 $1.5M
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $22.0M
RBC Risk-Based Capital Numerator RB0012 $22.0M
Participation Loans: Participations Purchased - Outstanding Balance - Amount - All Other SL0056 $22.9M
NCUA data file FS220R (37 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Horizon Utah Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $24.5M
RBC Schedule Total Consumer Loans RB0060 $45.7M
RBC Schedule Total Commercial Loans RB0068 $10K
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $2.1M
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $2.1M
RBC Schedule Total Loans RB0079 $88.0M
RBC Total for Risk Weighting Total Loans RB0081 -$2.1M
RBC Total Loans 0% Weight RB0082 -$2.1M
RBC Schedule Total Other Assets RB0088 $25.7M
RBC Total for Risk Weighting Other Assets RB0090 $1.5M
RBC Other Assets 0% Weight RB0091 $1.5M
RBC Total from Schedule On-Balance Sheet Assets RB0099 $185.2M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 -$586K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 -$586K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $185.2M
RBC Allowance for Credit Losses (Loans) RB0177 $2.1M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 69.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 13,388,244.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 1,871,350.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 29.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 1,781,316.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $15.2M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $1.9M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 9.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 305,969.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 85,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 1,512.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 28,980,769.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 865,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $29.3M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $950K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $2K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $44.5M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $2.8M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $6.5M
Total Shares SH0013 $162.2M
Total Shares and Deposits SH0018 $162.2M
NCUA data file FS220S (4 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Horizon Utah Federal Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Person-to-Person payments PP0045 $1
Located in Metropolitan Statistical Area (MSA) PR0001 $1
home purchase loan or refinanced a home purchase loan PR0002 $1

Horizon Utah Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Horizon Utah Federal Credit Union call report?

The Horizon Utah Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Horizon Utah Federal Credit Union file?

Horizon Utah Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Horizon Utah Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Horizon Utah Federal Credit Union is 24746.

How often does Horizon Utah Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Horizon Utah Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.