Skip to main content

Credit union call report ยท New York, NY

I Am Federal Credit Union Call Report

BankRegReports is independent of I Am Federal Credit Union and never asks for online banking logins or passwords.

I Am Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 243 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

I Am Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number24670
Federal Reserve RSSD ID725291

The official copy: search charter number 24670 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

I Am Federal Credit Union call report, Q2 2026

Statement of Financial Condition (30 items)
I Am Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $400
1c. Total Cash on Hand 730A $400
2a. Cash on Deposit in Corporate Credit Unions 730B1 $2.7M
2c. Cash on Deposit in Other Financial Institutions 730B2 $1.3M
2. Cash on Deposit (total) 730B $3.9M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $3.9M
8. Available-for-Sale Debt Securities AS0067 $47.2M
9. Held-to-Maturity Debt Securities AS0073 $14.4M
11. TOTAL INVESTMENT SECURITIES AS0013 $61.6M
12b. Perpetual Contributed Capital 769B $120K
12c. All Other Investments AS0016 $37K
13. TOTAL OTHER INVESTMENTS AS0017 $157K
15a. Number of Total Loans and Leases 025A 4,425
15b. Total Loans and Leases 025B $35.7M
17. ACL on Loans and Leases AS0048 $836K
20. Other Fixed Assets 008 $44K
21. NCUA Share Insurance Capitalization Deposit 794 $900K
22d. Accrued Interest on Loans 009A $109K
22e. Accrued Interest on Investments 009B $177K
22f. All Other Assets 009C $1.4M
22g. Total Other Assets AS0036 $1.7M
23. TOTAL ASSETS 010 $103.2M
Accounts Payable and Other Liabilities 825 -$281K
Member Shares of All Types 013 $93.0M
Total Shares and Deposits 018 $93.0M
Undivided Earnings 940 $11.9M
Net Income (equity) 602 $227K
Total Net Worth 997 $12.1M
Net Worth Ratio 998 11.76%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $103.2M
Statement of Income and Expense (22 items)
I Am Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $1.6M
3. Income from Investments 120 $951K
5. TOTAL INTEREST INCOME 115 $2.5M
6. Dividends on Shares 380 $399K
9. TOTAL INTEREST EXPENSE 350 $399K
10. NET INTEREST INCOME IS0010 $2.1M
12a. Credit Loss Expense - Loans and Leases IS0011 $490K
12e. Total Credit Loss Expense IS0017 $490K
13. Fee Income 131 $391K
14. Other Operating Income IS0020 $9K
23. TOTAL NON-INTEREST INCOME 117 $401K
24. Employee Compensation and Benefits 210 $929K
25. Travel and Conference 230 $26K
26. Office Occupancy 250 $93K
27. Office Operations 260 $609K
28. Educational and Promotional 270 $20K
29. Loan Servicing 280 $32K
30. Professional and Outside Services 290 $82K
32. Operating Fees 320 $8K
33. Miscellaneous Operating Expense 360 $9K
34. TOTAL NON-INTEREST EXPENSE 671 $1.8M
35. NET INCOME 661A $227K
Statement pages - all other filed accounts (19 items)

delinquency (21%), credit cards (21%)

I Am Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $766K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $588K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $149K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $519K
Loans Granted Year-to-Date 031A $816
Amount of Loans Granted Year-to-Date 031B $5.3M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $1.6M
Number of current members (not number of accounts) 083 15,139
Number of potential members 084 998,000
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,232.00%
Interest Rate of New Vehicle Loans 523 644.00%
Interest Rate of Used Vehicle Loans 524 667.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $635K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $73K
Amount of Regular Shares 657 $74.6M
Amount of Share Drafts 902 $4.8M
Share Certificates - < 1 Year 908A $12.1M
Total Amount of Share Certificates 908C $13.6M
Number of Used Vehicle Loans 968 217
NCUA data file FS220A (16 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

I Am Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $91.5M
Total Shares - 1-3 Years 013B1 $1.6M
Total Shares and Deposits - < 1 Year 018A $91.5M
Total Shares and Deposits - 1-3 Years 018B1 $1.6M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 201
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $4.3M
Amount of New Vehicle Loans 385 $1.6M
Amount of All Other Unsecured Loans/Lines of Credit 397 $20.5M
Share Certificates 451 $433
Number of Accounts for Share Drafts 452 4,909
Number of Accounts for Regular Shares 454 16,562
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 21,904
Number of credit union employees who are Full-Time (26 hours or more) 564A 16
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $6.0M
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,659.00%
NCUA data file FS220B (15 items)

maturity and repricing buckets (40%), credit cards (17%)

I Am Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $595K
Total Uninsured Shares and Deposits > $250K (F+J) 068A $595K
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $92.4M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $92K
Amount of Regular Shares - < 1 Year 657A $74.6M
Fair value of Held to Maturity Securities 801 $14.3M
Is your credit union a member of a Federal Home Loan Bank? 896 $1
Amount of Share Drafts - < 1 Year 902A $4.8M
Share Certificates - 1-3 Years 908B1 $1.6M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $89K
Number of New Vehicle Loans 958 61
Total Shares 966 $22K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $6K
Number of All Other Unsecured Loans/Lines of Credit 994 4,035
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 10
NCUA data file FS220C (5 items)

charge-offs and recoveries (27%), participation loans (18%)

I Am Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Total Amount of All Participation Loans Charged Off Year-to-Date 550F $2K
Number of credit union branches (include the main office if member services are conducted at that location) 566 1
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $6.1M
Outstanding balance of brokered certificates of deposit and share certificates 788 $14.4M
NCUA data file FS220D (23 items)

member services and products offered (69%), CUSO relationships (27%)

I Am Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
Financial Literacy Workshops 879B3 $1
Online Financial Literacy 879B7 $1
Bilingual Services 879C1 $1
Payday Alternative Loans (PAL loans) (FCU Only) 879D9 $1
Deposits and Shares Meeting 703.10(a) 879M $1
Brokered Certificates of Deposits 879N $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
CU offer Shared service network PP0058 $1
NCUA data file FS220G (2 items)

loans and leases (32%), participation loans (18%)

I Am Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Outstanding Amount of Participation Loans Purchased By Type 691L $2.8M
Outstanding Amount of Real Estate Participation Loans Purchased 691L2 $2.7M
NCUA data file FS220H (1 item)

student loans (43%), delinquency (27%)

I Am Federal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $295K
NCUA data file FS220I (5 items)

vehicle lending (59%), delinquency (44%)

I Am Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $33K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $54K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $2K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $3K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $3K
NCUA data file FS220J (2 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

I Am Federal Credit Union, NCUA data file FS220J, Q2 2026
Line item Account Q2 2026
Other Assets - Split Dollar Life Insurance Arrangements - Collateral Assignment 789E $1.2M
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $1.2M
NCUA data file FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

I Am Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $4K
Total Amount of Loans & Leases on Loan Schedule 025B1 $35.7M
Amount of All Other Real Estate Loans/Lines of Credit 386B $2.7M
Interest Rate of All Other Real Estate Loans/Lines of Credit 562B 274.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 415.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 499.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $205K
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $6.4M
NCUA data file FS220M (6 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

I Am Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $14K
Total Unfunded Commitments for Non-Commercial Loans 816T $295K
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $280K
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 47
Number of All Other Real Estate Loans/Lines of Credit 960B 14
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 51
NCUA data file FS220N (12 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

I Am Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Available-for-sale Debt Securities <=1 Year AS0062 $7.8M
Available-for-sale Debt Securities >1 and <=3 Years AS0063 $15.0M
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $14.8M
Available-for-sale Debt Securities >5 and <= 10 Years AS0065 $9.3M
Available-for-sale Debt Securities > 10 Years AS0066 $337K
Held-to-Maturity Debt Securities <=1 Year AS0068 $5.7M
Held-to-Maturity Debt Securities >1 and <=3 Years AS0069 $4.6M
Held-to-Maturity Debt Securities >3 and <=5 Years AS0070 $4.1M
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$1.7M
Total Liabilities LI0069 $92.7M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $298K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $103.2M
NCUA data file FS220P (16 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

I Am Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $633K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $70K
All Other Unsecured Loans/Lines of Credit DL0022 $305K
All Other Unsecured Loans/Lines of Credit DL0023 $304K
All Other Unsecured Loans/Lines of Credit DL0024 $401K
All Other Unsecured Loans/Lines of Credit DL0025 $149K
All Other Unsecured Loans/Lines of Credit DL0026 $5K
All Other Unsecured Loans/Lines of Credit DL0027 $860K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $199
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0057 $373K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0059 $187K
Delinquent Loans by Collateral Type - >=360 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0061 $514K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $701K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $2
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $304K
Amount of Consumer Loans in Non-Accrual Status DL0145 $668K
NCUA data file FS220Q (30 items)

investment portfolio detail (69%)

I Am Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0015 $9.5M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0016 $12.1M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0019 $36.4M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0020 $35.1M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0023 $45.9M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0024 $47.2M
Held-to-maturity Amortized Cost - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0073 $14.4M
Held-to-maturity Fair Value - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0074 $14.3M
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $14.4M
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $45.9M
Total Fair Value Available-for-Sale Debt Securities NV0084 $47.2M
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $47.2M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $14.4M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - <=1 Year NV0141 $157K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $157K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $13.7M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $19.6M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $18.9M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $9.3M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $337K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $61.7M
Assets Used to Fund Employee Benefit or Deferred Compensation Plans - Collateral Assignment - Remaining Premiums NV0169 $8.7M
Assets Used to Fund Employee Benefit or Deferred Compensation Plans - Collateral Assignment - Cash Surrender Value NV0170 $819K
RBC Total Equity RB0001 $12.1M
RBC Allowance for Credit Losses RB0002 $836K
RBC Total Additions RB0005 $836K
RBC Total Deductions RB0009 $900K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $12.1M
RBC Risk-Based Capital Numerator RB0012 $12.1M
Participation Loans: Participations Purchased - Outstanding Balance - Amount - Vehicle - Non-commercial SL0036 $30K
NCUA data file FS220R (28 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

I Am Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $61.7M
RBC Schedule Total Consumer Loans RB0060 $29.3M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $836K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $836K
RBC Schedule Total Loans RB0079 $34.9M
RBC Total for Risk Weighting Total Loans RB0081 -$836K
RBC Total Loans 0% Weight RB0082 -$836K
RBC Schedule Total Other Assets RB0088 $2.6M
RBC Total for Risk Weighting Other Assets RB0090 $900K
RBC Other Assets 0% Weight RB0091 $900K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $103.2M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $64K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $64K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $103.2M
RBC Allowance for Credit Losses (Loans) RB0177 $836K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 38.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 6,220,954.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 9.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 193,931.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $6.4M
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Number of Loans Outstanding RL0032 14.00%
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Amount of Loans Outstanding RL0033 2,744,413.00%
All Other (Non-commercial) Real Estate - Amount of Loans Outstanding - Total RL0044 $2.7M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $61
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $9.2M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $104K
Total Shares SH0013 $93.0M
Total Shares and Deposits SH0018 $93.0M
NCUA data file FS220S (3 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

I Am Federal Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
FinTech-Other PP0048 $1
Located in Metropolitan Statistical Area (MSA) PR0001 $1

I Am Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the I Am Federal Credit Union call report?

The I Am Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does I Am Federal Credit Union file?

I Am Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the I Am Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for I Am Federal Credit Union is 24670.

How often does I Am Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

I Am Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.