Credit Union Safety Analysis
Is International U a W Federal Credit Union Safe?
A health scorecard for International U a W Federal Credit Union against standard NCUA supervisory thresholds for capital, asset quality, earnings, and liquidity. Based on the Q2 2026 NCUA 5300 call report.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher, and adequately capitalized at 6%.
The share of loans 60+ days delinquent. Lower is better; the industry typically runs under 1%.
Net income as a share of average assets. Sustained positive earnings build net worth over time.
Loans as a share of member deposits (shares). Very high ratios can signal tighter on-hand liquidity.
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Free to use. The badge always shows International U a W Federal Credit Union’s most recent filed regulatory figures. It updates automatically each quarter, so it never goes stale.
This scorecard is an automated comparison of public NCUA 5300 figures against standard supervisory thresholds. It is not a credit rating, an NCUA examination result, or financial advice. Member deposits at federally insured credit unions are protected by the NCUSIF up to at least $250,000 per member. See the full International U a W Federal Credit Union profile or how this data updates.
Regulator records: NCUA credit union profile (charter 5123) · FFIEC NIC profile (RSSD 837671)
Frequently asked questions
Is International U a W Federal Credit Union well capitalized?
Its net worth ratio was 15.77%. NCUA considers a credit union well capitalized at 7% or higher.
Are deposits at International U a W Federal Credit Union insured?
Yes. Member deposits at federally insured credit unions are covered by the National Credit Union Share Insurance Fund (NCUSIF) up to at least $250,000 per member, backed by the full faith and credit of the United States.