Skip to main content

Credit union call report ยท Joplin, MO

Joplin Metro Credit Union Call Report

BankRegReports is independent of Joplin Metro Credit Union and never asks for online banking logins or passwords.

Joplin Metro Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 250 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Joplin Metro Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number64691
Federal Reserve RSSD ID983596

The official copy: search charter number 64691 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Joplin Metro Credit Union call report, Q2 2026

Statement of Financial Condition (31 items)
Joplin Metro Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $1.1M
1b. Cash Items in Process of Collection AS0005 -$277K
1c. Total Cash on Hand 730A $776K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $4.4M
2c. Cash on Deposit in Other Financial Institutions 730B2 $254K
2. Cash on Deposit (total) 730B $4.6M
3. Time Deposits in Banks and Credit Unions AS0007 $8.4M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $13.8M
12b. Perpetual Contributed Capital 769B $179K
12c. All Other Investments AS0016 $509K
13. TOTAL OTHER INVESTMENTS AS0017 $689K
15a. Number of Total Loans and Leases 025A 44,630
15b. Total Loans and Leases 025B $41.9M
17. ACL on Loans and Leases AS0048 $275K
19. Land and Building 007 $831K
20. Other Fixed Assets 008 $166K
21. NCUA Share Insurance Capitalization Deposit 794 $455K
22d. Accrued Interest on Loans 009A $135K
22e. Accrued Interest on Investments 009B $9K
22f. All Other Assets 009C $91K
22g. Total Other Assets AS0036 $236K
23. TOTAL ASSETS 010 $57.8M
Accounts Payable and Other Liabilities 825 $243K
Member Shares of All Types 013 $47.3M
Total Shares and Deposits 018 $47.3M
Undivided Earnings 940 $9.8M
Other Reserves 658 $123K
Net Income (equity) 602 $330K
Total Net Worth 997 $10.2M
Net Worth Ratio 998 17.73%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $57.8M
Statement of Income and Expense (22 items)
Joplin Metro Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $1.5M
3. Income from Investments 120 $189K
5. TOTAL INTEREST INCOME 115 $1.7M
6. Dividends on Shares 380 $101K
7. Interest on Deposits 381 $12K
9. TOTAL INTEREST EXPENSE 350 $113K
10. NET INTEREST INCOME IS0010 $1.6M
12a. Credit Loss Expense - Loans and Leases IS0011 $114K
12e. Total Credit Loss Expense IS0017 $114K
13. Fee Income 131 $355K
14. Other Operating Income IS0020 $111K
23. TOTAL NON-INTEREST INCOME 117 $466K
24. Employee Compensation and Benefits 210 $616K
25. Travel and Conference 230 $6K
26. Office Occupancy 250 $78K
27. Office Operations 260 $207K
28. Educational and Promotional 270 $19K
29. Loan Servicing 280 $86K
30. Professional and Outside Services 290 $289K
32. Operating Fees 320 $54K
34. TOTAL NON-INTEREST EXPENSE 671 $1.4M
35. NET INCOME 661A $596K
Statement pages - all other filed accounts (22 items)

delinquency (21%), credit cards (21%)

Joplin Metro Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $642K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $157K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $30K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $29K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $13K
Loans Granted Year-to-Date 031A $607
Amount of Loans Granted Year-to-Date 031B $8.8M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $325K
Number of current members (not number of accounts) 083 5,934
Number of potential members 084 6,900
Interest Rate of Unsecured Credit Card Loans 521 1,199.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,054.00%
Interest Rate of New Vehicle Loans 523 562.00%
Interest Rate of Used Vehicle Loans 524 731.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $67K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $14K
Amount of Regular Shares 657 $26.0M
Amount of Share Drafts 902 $15.0M
IRA/KEOGH Accounts - < 1 Year 906A $1.6M
Share Certificates - < 1 Year 908A $4.5M
Total Amount of Share Certificates 908C $4.7M
Number of Used Vehicle Loans 968 29,779
NCUA data file FS220A (19 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Joplin Metro Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $47.1M
Total Shares - 1-3 Years 013B1 $140K
Total Shares - > 3 Years 013B2 $28K
Total Shares and Deposits - < 1 Year 018A $47.1M
Total Shares and Deposits - 1-3 Years 018B1 $140K
Total Shares and Deposits - > 3 Years 018B2 $28K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 194
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $24.5M
Amount of New Vehicle Loans 385 $5.9M
Amount of Unsecured Credit Card Loans 396 $2.8M
Amount of All Other Unsecured Loans/Lines of Credit 397 $2.4M
Share Certificates 451 $192
Number of Accounts for Share Drafts 452 3,186
IRA/KEOGH Accounts 453 $64
Number of Accounts for Regular Shares 454 7,118
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 10,560
Number of credit union employees who are Full-Time (26 hours or more) 564A 19
Total credit lines 881 $1.5M
NCUA data file FS220B (21 items)

maturity and repricing buckets (40%), credit cards (17%)

Joplin Metro Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $15K
Amount of Delinquent Unsecured Credit Card Loans as of - 6 to less than 12 months delinquent 027B $5K
Number - Total Delinquent Credit Card Loans 045A 5
Total Amount of Delinquent Unsecured Credit Card Loans 045B $22K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $318K
Total Uninsured Shares and Deposits > $250K (F+J) 068A $318K
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $47.0M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $122K
Amount of Regular Shares - < 1 Year 657A $26.0M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $30K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $2K
Amount of Share Drafts - < 1 Year 902A $15.0M
Total Amount of IRA/KEOGH Accounts 906C $1.6M
Share Certificates - 1-3 Years 908B1 $140K
Share Certificates - > 3 Years 908B2 $28K
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $204K
Number of New Vehicle Loans 958 12,528
Total Shares 966 $11K
Number of Unsecured Credit Card Loans 993 1,568
Number of All Other Unsecured Loans/Lines of Credit 994 505
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 25
NCUA data file FS220C (6 items)

charge-offs and recoveries (27%), participation loans (18%)

Joplin Metro Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Total Amount of All Participation Loans Charged Off Year-to-Date 550F $9K
Total Amount of All Year-to-Date Recoveries on Charged-Off Participation Loans 551F $7K
Number of credit union branches (include the main office if member services are conducted at that location) 566 2
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $460K
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $602K
NCUA data file FS220D (22 items)

member services and products offered (69%), CUSO relationships (27%)

Joplin Metro Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
Does the credit union provide member services through a credit union shared branch services center? 566A $1
Does the credit union plan to add any new branches or expand existing facilities in the next 12 months? 566B $1
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
No Cost Bill Payer 879C2 $1
Student Scholarships 879C4 $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Offer Custodial Accounts PP0032 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
CU offer Shared service network PP0058 $1
NCUA data file FS220G (2 items)

loans and leases (32%), participation loans (18%)

Joplin Metro Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Outstanding Amount of Participation Loans Purchased By Type 691L $822K
Total Credit Lines at Corporate Credit Unions 884 $1.5M
NCUA data file FS220H (3 items)

student loans (43%), delinquency (27%)

Joplin Metro Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $7.1M
Total number of TDR loans outstanding 1000F $8
Total amount of TDR loans outstanding 1001F $59K
NCUA data file FS220I (13 items)

vehicle lending (59%), delinquency (44%)

Joplin Metro Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $120K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $347K
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $23K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $94K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $25K
Number of Reportable Delinquent New Vehicle Loans 035E1 39
Number of Reportable Delinquent Used Vehicle Loans 035E2 140
Amount of Reportable Delinquent New Vehicle Loans 041C1 $24K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $198K
Amount of New Vehicle Loans YTD Charge Offs 550C1 $2K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $27K
Amount of New Vehicle Loans YTD Recoveries 551C1 $2K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $8K
NCUA data file FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Joplin Metro Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $45K
Total Amount of Loans & Leases on Loan Schedule 025B1 $41.9M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $2.8M
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 849.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 804.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 690.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $2.4M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $1.0M
NCUA data file FS220M (8 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Joplin Metro Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $1.1M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $5.9M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $87K
Total Unfunded Commitments for Non-Commercial Loans 816T $7.1M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $11K
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 22
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 69
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 159
NCUA data file FS220N (3 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Joplin Metro Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Total Liabilities LI0069 $47.6M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $74K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $57.8M
NCUA data file FS220P (17 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Joplin Metro Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $8K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $2K
Unsecured Credit Card Loans DL0002 $2K
All Other Unsecured Loans/Lines of Credit DL0022 $12K
All Other Unsecured Loans/Lines of Credit DL0023 $29K
All Other Unsecured Loans/Lines of Credit DL0024 $3K
All Other Unsecured Loans/Lines of Credit DL0027 $33K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $6
New Vehicle Loans DL0030 $655
Used Vehicle Loans DL0037 $78K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0052 $20K
Delinquent Loans by Collateral Type - >=360 days - All Other Secured Non-Real Estate Loans/Lines of Credit DL0054 $29K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $49K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $4
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0064 $151K
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $110K
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Participation Loans Purchased under 701.22 DL0142 $4K
NCUA data file FS220Q (17 items)

investment portfolio detail (69%)

Joplin Metro Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $4.7M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $3.8M
Investment Maturity Distribution - Time Deposits - Total NV0116 $8.4M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - <=1 Year NV0141 $179K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >3-5 Years NV0143 $509K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $689K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $4.8M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $3.8M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $509K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $9.1M
RBC Total Equity RB0001 $10.2M
RBC Allowance for Credit Losses RB0002 $275K
RBC Total Additions RB0005 $275K
RBC Total Deductions RB0009 $455K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $10.1M
RBC Risk-Based Capital Numerator RB0012 $10.1M
Participation Loans: Participations Purchased - Outstanding Balance - Amount - Vehicle - Non-commercial SL0036 $822K
NCUA data file FS220R (30 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Joplin Metro Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $689K
RBC Schedule Total Consumer Loans RB0060 $38.1M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $275K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $275K
RBC Schedule Total Loans RB0079 $41.6M
RBC Total for Risk Weighting Total Loans RB0081 -$275K
RBC Total Loans 0% Weight RB0082 -$275K
RBC Schedule Total Other Assets RB0088 $1.7M
RBC Total for Risk Weighting Other Assets RB0090 $455K
RBC Other Assets 0% Weight RB0091 $455K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $57.8M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $180K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $180K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $57.8M
RBC Allowance for Credit Losses (Loans) RB0177 $275K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 22.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 1,002,496.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Adjustable Rate RL0015 3,635.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $1.0M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $4K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 69.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 2,809,497.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 135,998.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $2.8M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $136K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $91
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $3.8M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $140K
Total Shares SH0013 $47.3M
Total Shares and Deposits SH0018 $47.3M
NCUA data file FS220S (6 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Joplin Metro Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Auto Lending PP0038 $1
Secured personal loans PP0040 $1
Unsecured personal loans PP0041 $1
Person-to-Person payments PP0045 $1
Communication PP0047 $1

Joplin Metro Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Joplin Metro Credit Union call report?

The Joplin Metro Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Joplin Metro Credit Union file?

Joplin Metro Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Joplin Metro Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Joplin Metro Credit Union is 64691.

How often does Joplin Metro Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Joplin Metro Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.