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Credit union call report ยท Kahuku, HI

Kahuku Federal Credit Union Call Report

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Kahuku Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 183 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Kahuku Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number2275
Federal Reserve RSSD ID300577

The official copy: search charter number 2275 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Kahuku Federal Credit Union call report, Q2 2026

Statement of Financial Condition (29 items)
Kahuku Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $34K
1c. Total Cash on Hand 730A $34K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $1.4M
2c. Cash on Deposit in Other Financial Institutions 730B2 $225K
2. Cash on Deposit (total) 730B $1.6M
3. Time Deposits in Banks and Credit Unions AS0007 $569K
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $2.2M
12b. Perpetual Contributed Capital 769B $653
13. TOTAL OTHER INVESTMENTS AS0017 $653
15a. Number of Total Loans and Leases 025A 473
15b. Total Loans and Leases 025B $5.6M
16. Allowance for Losses on Loans and Leases 719 $260K
19. Land and Building 007 $6K
21. NCUA Share Insurance Capitalization Deposit 794 $64K
22d. Accrued Interest on Loans 009A $31K
22f. All Other Assets 009C $44K
22g. Total Other Assets AS0036 $75K
23. TOTAL ASSETS 010 $7.7M
Accounts Payable and Other Liabilities 825 $19K
Accrued Dividends and Interest Payable 820A $1K
Member Shares of All Types 013 $6.1M
Nonmember Deposits 880 $497K
Total Shares and Deposits 018 $6.6M
Undivided Earnings 940 $1.2M
Other Reserves 658 $42K
Net Income (equity) 602 -$168K
Total Net Worth 997 $1.1M
Net Worth Ratio 998 14.03%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $7.7M
Statement of Income and Expense (21 items)
Kahuku Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $274K
3. Income from Investments 120 $10K
5. TOTAL INTEREST INCOME 115 $285K
6. Dividends on Shares 380 $58K
9. TOTAL INTEREST EXPENSE 350 $58K
10. NET INTEREST INCOME IS0010 $226K
11. Provision for Loan and Lease Losses 300 $188K
13. Fee Income 131 $47K
22. Other Non-Operating Income 440 $13K
23. TOTAL NON-INTEREST INCOME 117 $59K
24. Employee Compensation and Benefits 210 $125K
25. Travel and Conference 230 $19K
26. Office Occupancy 250 $18K
27. Office Operations 260 $59K
28. Educational and Promotional 270 $2K
29. Loan Servicing 280 $2K
30. Professional and Outside Services 290 $38K
32. Operating Fees 320 $1K
33. Miscellaneous Operating Expense 360 $2K
34. TOTAL NON-INTEREST EXPENSE 671 $266K
35. NET INCOME 661A -$168K
Statement pages - all other filed accounts (20 items)

delinquency (21%), credit cards (21%)

Kahuku Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $623K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $205K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $217K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $12K
Loans Granted Year-to-Date 031A $86
Amount of Loans Granted Year-to-Date 031B $1.1M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $521K
Number of current members (not number of accounts) 083 2,116
Number of potential members 084 180,000
Non-Member Deposits 457 $2
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,200.00%
Interest Rate of New Vehicle Loans 523 700.00%
Interest Rate of Used Vehicle Loans 524 800.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $120K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $17K
Amount of Regular Shares 657 $3.6M
Amount of Share Drafts 902 $525K
Share Certificates - < 1 Year 908A $2.0M
Total Amount of Share Certificates 908C $2.0M
Number of Used Vehicle Loans 968 100
NCUA data file FS220A (16 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Kahuku Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $6.1M
Total Shares and Deposits - < 1 Year 018A $6.6M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 36
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $1.2M
Amount of New Vehicle Loans 385 $2.2M
Amount of All Other Unsecured Loans/Lines of Credit 397 $2.2M
Share Certificates 451 $56
Number of Accounts for Share Drafts 452 274
Number of Accounts for Regular Shares 454 1,577
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 1,909
Number of credit union employees who are Full-Time (26 hours or more) 564A 2
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 1
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $104K
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,634.00%
Total credit lines 881 $500K
NCUA data file FS220B (13 items)

maturity and repricing buckets (40%), credit cards (17%)

Kahuku Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $132K
Total Uninsured Shares and Deposits > $250K (F+J) 068A $132K
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $6.5M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $92K
Amount of Regular Shares - < 1 Year 657A $3.6M
Non-Member Deposits - < 1 Year 880A $497K
Amount of Share Drafts - < 1 Year 902A $525K
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $85K
Number of New Vehicle Loans 958 91
Total Shares 966 $2K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $68K
Number of All Other Unsecured Loans/Lines of Credit 994 278
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 6
NCUA data file FS220C (3 items)

charge-offs and recoveries (27%), participation loans (18%)

Kahuku Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $4
Number of credit union branches (include the main office if member services are conducted at that location) 566 1
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $1.5M
NCUA data file FS220D (11 items)

member services and products offered (69%), CUSO relationships (27%)

Kahuku Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Credit Builder 879D1 $1
International Remittances 879V $1
Low-cost wire transfers 879W $1
Loan Application 887B $1
Loan Payments 887F $1
Informational Website PI0007 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Offer Custodial Accounts PP0032 $1
NCUA data file FS220G (1 item)

loans and leases (32%), participation loans (18%)

Kahuku Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Credit Lines at Corporate Credit Unions 884 $500K
NCUA data file FS220H (3 items)

student loans (43%), delinquency (27%)

Kahuku Federal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $4.0M
Total number of TDR loans outstanding 1000F $5
Total amount of TDR loans outstanding 1001F $135K
NCUA data file FS220I (15 items)

vehicle lending (59%), delinquency (44%)

Kahuku Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $260K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $119K
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $51K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $101K
Amount of New Vehicle Loans Delinquent 180 to 359 days 022C1 $8K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $142K
Amount of Used Vehicle Loans Delinquent >=360 days 023C2 $12K
Number of Reportable Delinquent New Vehicle Loans 035E1 6
Number of Reportable Delinquent Used Vehicle Loans 035E2 16
Amount of Reportable Delinquent New Vehicle Loans 041C1 $107K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $293K
Amount of New Vehicle Loans YTD Charge Offs 550C1 $70K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $21K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $9K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $9K
NCUA data file FS220L (4 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Kahuku Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $473
Total Amount of Loans & Leases on Loan Schedule 025B1 $5.6M
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 325.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $55K
NCUA data file FS220M (3 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Kahuku Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Other Unfunded Commitments (Non-Commercial) 816B5 $4.0M
Total Unfunded Commitments for Non-Commercial Loans 816T $4.0M
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 4
NCUA data file FS220N (2 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Kahuku Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Total Liabilities LI0069 $6.6M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $7.7M
NCUA data file FS220P (11 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Kahuku Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $29K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $7K
All Other Unsecured Loans/Lines of Credit DL0022 $244K
All Other Unsecured Loans/Lines of Credit DL0024 $53K
All Other Unsecured Loans/Lines of Credit DL0025 $68K
All Other Unsecured Loans/Lines of Credit DL0027 $121K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $14
New Vehicle Loans DL0030 $48K
Used Vehicle Loans DL0037 $39K
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $87K
Amount of Consumer Loans in Non-Accrual Status DL0145 $368K
NCUA data file FS220Q (13 items)

investment portfolio detail (69%)

Kahuku Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $569K
Investment Maturity Distribution - Time Deposits - Total NV0116 $569K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $653
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $653
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $569K
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $653
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $570K
RBC Total Equity RB0001 $1.1M
RBC Allowance for Credit Losses RB0002 $260K
RBC Total Additions RB0005 $260K
RBC Total Deductions RB0009 $64K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $1.3M
RBC Risk-Based Capital Numerator RB0012 $1.3M
NCUA data file FS220R (18 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Kahuku Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $653
RBC Schedule Total Consumer Loans RB0060 $5.6M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $260K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $260K
RBC Schedule Total Loans RB0079 $5.4M
RBC Total for Risk Weighting Total Loans RB0081 -$260K
RBC Total Loans 0% Weight RB0082 -$260K
RBC Schedule Total Other Assets RB0088 $145K
RBC Total for Risk Weighting Other Assets RB0090 $64K
RBC Other Assets 0% Weight RB0091 $64K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $7.7M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 -$197K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 -$197K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $7.7M
RBC Allowance for Credit Losses (Loans) RB0177 $260K
Total Shares SH0013 $6.1M
Total Shares and Deposits SH0018 $6.6M
Total Non-Member Deposits SH0880 $497K

Kahuku Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Kahuku Federal Credit Union call report?

The Kahuku Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Kahuku Federal Credit Union file?

Kahuku Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Kahuku Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Kahuku Federal Credit Union is 2275.

How often does Kahuku Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Kahuku Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.