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Credit union call report ยท Bremerton, WA

Kitsap Credit Union Call Report

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Kitsap Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 503 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Kitsap Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number68576
Federal Reserve RSSD ID754693

The official copy: search charter number 68576 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Kitsap Credit Union call report, Q2 2026

Statement of Financial Condition (38 items)
Kitsap Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $16.1M
1c. Total Cash on Hand 730A $16.1M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $5K
2b. Cash on Deposit in Federal Reserve Bank AS0003 $73.9M
2c. Cash on Deposit in Other Financial Institutions 730B2 $18.2M
2. Cash on Deposit (total) 730B $92.0M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $108.1M
6. Equity Securities AS0055 $10.0M
8. Available-for-Sale Debt Securities AS0067 $281.9M
11. TOTAL INVESTMENT SECURITIES AS0013 $291.9M
12b. Perpetual Contributed Capital 769B $84K
12c. All Other Investments AS0016 $4.2M
13. TOTAL OTHER INVESTMENTS AS0017 $4.3M
15a. Number of Total Loans and Leases 025A 80,798
15b. Total Loans and Leases 025B $2.01B
17. ACL on Loans and Leases AS0048 $39.4M
18b. Foreclosed/Repossessed - Consumer RE AS0023 $135K
18c. Foreclosed/Repossessed - Vehicles AS0024 $2.7M
18d. Foreclosed/Repossessed - Other AS0025 $685K
18e. Foreclosed/Repossessed Assets (total) 798A $3.6M
19. Land and Building 007 $24.9M
20. Other Fixed Assets 008 $4.2M
21. NCUA Share Insurance Capitalization Deposit 794 $20.6M
22a. Goodwill 009D2 $192K
22d. Accrued Interest on Loans 009A $10.8M
22e. Accrued Interest on Investments 009B $1.1M
22f. All Other Assets 009C $67.4M
22g. Total Other Assets AS0036 $79.5M
23. TOTAL ASSETS 010 $2.51B
Accounts Payable and Other Liabilities 825 $29.2M
ACL on Off-Balance-Sheet Exposures LI0003 $446
Borrowings (total) 860C $55.0M
Member Shares of All Types 013 $2.26B
Total Shares and Deposits 018 $2.26B
Undivided Earnings 940 $192.7M
Total Net Worth 997 $209.3M
Net Worth Ratio 998 8.33%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $2.51B
Statement of Income and Expense (25 items)
Kitsap Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $67.2M
3. Income from Investments 120 $9.7M
5. TOTAL INTEREST INCOME 115 $76.9M
6. Dividends on Shares 380 $21.7M
8. Interest on Borrowed Money 340 $5.4M
9. TOTAL INTEREST EXPENSE 350 $27.1M
10. NET INTEREST INCOME IS0010 $49.8M
12a. Credit Loss Expense - Loans and Leases IS0011 $14.8M
12d. Credit Loss Expense - Off-Balance-Sheet IS0016 $402
12e. Total Credit Loss Expense IS0017 $14.8M
13. Fee Income 131 $5.1M
14. Other Operating Income IS0020 $7.4M
23. TOTAL NON-INTEREST INCOME 117 $12.5M
24. Employee Compensation and Benefits 210 $22.4M
25. Travel and Conference 230 $138K
26. Office Occupancy 250 $1.7M
27. Office Operations 260 $10.2M
28. Educational and Promotional 270 $1.4M
29. Loan Servicing 280 $1.6M
30. Professional and Outside Services 290 $4.6M
31. Member Insurance 310 $16K
32. Operating Fees 320 $106K
33. Miscellaneous Operating Expense 360 $1.3M
34. TOTAL NON-INTEREST EXPENSE 671 $43.5M
35. NET INCOME 661A $4.0M
Statement pages - all other filed accounts (26 items)

delinquency (21%), credit cards (21%)

Kitsap Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $23.6M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $5.8M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $2.7M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $349K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $1.1M
Loans Granted Year-to-Date 031A $9K
Amount of Loans Granted Year-to-Date 031B $321.0M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $15.8M
Number of current members (not number of accounts) 083 166,096
Number of potential members 084 8,074,082
Net Member Business Loan Balance 400A $90.8M
Interest Rate of Unsecured Credit Card Loans 521 1,115.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,349.00%
Interest Rate of New Vehicle Loans 523 789.00%
Interest Rate of Used Vehicle Loans 524 789.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $15.0M
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $1.4M
Total Amount of All Other Shares 630 $304K
Amount of Regular Shares 657 $335.5M
Appropriation for Non-Conforming Investments (SCU ONLY) 668 $10.2M
Amount of Share Drafts 902 $468.9M
IRA/KEOGH Accounts - < 1 Year 906A $48.0M
Share Certificates - < 1 Year 908A $634.4M
Total Amount of Share Certificates 908C $658.9M
Total Amount of Money Market Shares 911 $745.7M
Number of Used Vehicle Loans 968 31,151
NCUA data file FS220A (27 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Kitsap Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $2.23B
Total Shares - 1-3 Years 013B1 $30.3M
Total Shares - > 3 Years 013B2 $1.6M
Total Shares and Deposits - < 1 Year 018A $2.23B
Total Shares and Deposits - 1-3 Years 018B1 $30.3M
Total Shares and Deposits - > 3 Years 018B2 $1.6M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 644
Amount of Delinquent Indirect Loans 041E $11.3M
Effective date of last audit 063 $92K
Amount of Used Vehicle Loans 370 $569.5M
Amount of New Vehicle Loans 385 $227.5M
Amount of Unsecured Credit Card Loans 396 $90.6M
Amount of All Other Unsecured Loans/Lines of Credit 397 $43.0M
Share Certificates 451 $17K
Number of Accounts for Share Drafts 452 80,198
IRA/KEOGH Accounts 453 $3K
Number of Accounts for Regular Shares 454 86,752
All other shares 455 $48
Money Market Shares 458 $15K
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 202,758
Number of credit union employees who are Full-Time (26 hours or more) 564A 336
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 8
Number of Outstanding Indirect Loans 617A 39,100
Total Amount of Outstanding Indirect Loans 618A $946.3M
Total credit lines 881 $1.03B
Draws against lines of credit, less than 1 year 883A $55.0M
Draws against lines of credit, total amount 883C $55.0M
NCUA data file FS220B (27 items)

maturity and repricing buckets (40%), credit cards (17%)

Kitsap Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $197K
Number - Total Delinquent Credit Card Loans 045A 139
Total Amount of Delinquent Unsecured Credit Card Loans 045B $714K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $192.1M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $192.1M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $2.07B
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $82K
All other shares - < 1 Year 630A $304K
Amount of Regular Shares - < 1 Year 657A $335.5M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $2.2M
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $130K
Total Borrowings - < 1 Year 860A $55.0M
Is your credit union a member of a Federal Home Loan Bank? 896 $1
Amount of Share Drafts - < 1 Year 902A $468.9M
IRA/KEOGH Accounts - 1-3 Years 906B1 $6.7M
IRA/KEOGH Accounts - > 3 Years 906B2 $633K
Total Amount of IRA/KEOGH Accounts 906C $55.4M
Share Certificates - 1-3 Years 908B1 $23.6M
Share Certificates - > 3 Years 908B2 $979K
Money Market Shares - < 1 Year 911A $745.7M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $1.2M
Number of New Vehicle Loans 958 7,089
Total Shares 966 $203K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $7.6M
Number of Unsecured Credit Card Loans 993 22,249
Number of All Other Unsecured Loans/Lines of Credit 994 6,965
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 24
NCUA data file FS220C (7 items)

charge-offs and recoveries (27%), participation loans (18%)

Kitsap Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Total Amount of Indirect Loans Charged Off Year-to-Date 550E $11.1M
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $1.1M
Number of credit union branches (include the main office if member services are conducted at that location) 566 14
Supplemental Share Information - Accts Held by Member Government Depositors 631 $17.9M
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $413.2M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $21.4M
NCUA data file FS220D (30 items)

member services and products offered (69%), CUSO relationships (27%)

Kitsap Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
Financial Literacy Workshops 879B3 $1
First Time Homebuyer Program 879B4 $1
Online Financial Literacy 879B7 $1
Bilingual Services 879C1 $1
No Cost Bill Payer 879C2 $1
Mortgage Processing 879G $1
Approved Mortgage Seller 879H $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
External or Third-Party Account Aggregation 887M $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Point-of-sale-Processing PI0012 $1
Offer Custodial Accounts PP0032 $1
Offer Non-Custodial Accounts PP0033 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA data file FS220G (8 items)

loans and leases (32%), participation loans (18%)

Kitsap Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Equity Acquired in Merger 658A $1.2M
Total Outstanding Amount of Participation Loans Purchased By Type 691L $296.6M
Outstanding Amount of Real Estate Participation Loans Purchased 691L2 $296.6M
Total Outstanding Amount of Participation Loans Sold By Type 691N $9.2M
Total Value of Investments in CUSOs 851 $125K
Assets Pledged to Secure Borrowings 878 $1.37B
Current Quarter's Total Adjusted Retained Earnings acquired through Business Combinations 1004 $2.4M
Prior Quarter-End Adjusted Retained Earnings acquired through Business Combinations 1004A $2.4M
NCUA data file FS220H (3 items)

student loans (43%), delinquency (27%)

Kitsap Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $433.2M
Total number of TDR loans outstanding 1000F $214
Total amount of TDR loans outstanding 1001F $6.0M
NCUA data file FS220I (19 items)

vehicle lending (59%), delinquency (44%)

Kitsap Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $4.7M
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $13.1M
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $598K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $2.4M
Amount of New Vehicle Loans Delinquent 180 to 359 days 022C1 $585K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $1.2M
Amount of Used Vehicle Loans Delinquent >=360 days 023C2 $57K
Number of Reportable Delinquent New Vehicle Loans 035E1 54
Number of Reportable Delinquent Used Vehicle Loans 035E2 305
Amount of Reportable Delinquent New Vehicle Loans 041C1 $2.2M
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $6.6M
Amount of New Vehicle Loans YTD Charge Offs 550C1 $1.8M
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $6.1M
Amount of New Vehicle Loans YTD Recoveries 551C1 $200K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $668K
Commercial Share Accounts 643 $127.3M
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $386K
Draws Against LOCs from FHLB 885A3 $55.0M
Total Draws Againts LOCs 885A4 $55.0M
NCUA data file FS220J (4 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

Kitsap Credit Union, NCUA data file FS220J, Q2 2026
Line item Account Q2 2026
Investments Not Authorized by the FCU Act or NCUA Rules and Regulations (SCU ONLY). Exclude investments listed in Line 20 a. or b. (below). 784A $10.2M
Other Assets - Split Dollar Life Insurance Arrangements - Collateral Assignment 789E $5.9M
Other Assets - Other Insurance 789E2 $5.6M
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $11.5M
NCUA data file FS220L (37 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Kitsap Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $81K
Total Amount of Loans & Leases on Loan Schedule 025B1 $2.01B
Total number of commercial loans to members granted or purchased YTD 090A1 $18
Number of Member Unsecured Commercial Loans granted or purchased YTD 090C5 1
Number of Member Unsecured Revolving Lines of Credit granted for Commercial Purposes granted or purchased YTD 090C6 9
Number of member commercial loans Secured by Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 090H2 2
Total Number of member commercial real estate secured loans granted or purchased YTD 090K2 $4
Number of Member Commercial and industrial loans granted or purchased YTD 090L2 4
Number of member construction and development commercial loans 143A3 7
Outstanding balance of member construction and development commercial loans 143B3 $6.6M
Number of member construction and development commercial loans granted or purchased YTD 143C3 2
Dollar Amount of member construction and development commercial loans granted or purchased YTD 143D3 $1.5M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $351.6M
Total outstanding balance of commercial loans to members 400A1 $86.8M
Outstanding balance of Unsecured Member Commercial Loans 400C5 $96K
Outstanding balance of Unsecured Revolving Lines of Credit Granted to Members for Commercial Purposes 400C6 $201K
Outstanding balance of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 400H2 $24.3M
Outstanding balance of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 400J2 $50.2M
Outstanding balance of Member Commercial and Industrial loans 400L2 $752K
Outstanding balance of member commercial loans Secured Multifamily Property 400M $4.6M
Amount of Commercial Loans/Lines of Credit Not Real Estate Secured 400P $1.0M
Outstanding balance of all member and non-member commercial loans 400T1 $86.8M
Total Dollar amount of member commercial loans granted or purchased YTD 475A1 $4.3M
Dollar Amount of Member Unsecured Commercial Loans granted or purchased YTD 475C5 $100K
Dollar Amount of Member Commercial Unsecured Revolving Lines of Credit Granted or purchased YTD 475C6 $575K
Dollar Amount of Member Commercial loans Secured by Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 475H2 $1.9M
Total Dollar amount of real estate secured member commercial loans granted or purchased YTD 475K2 $3.4M
Dollar Amount of Member Commercial and Industrial loans granted or purchased YTD 475L2 $200K
Interest Rate of Commercial Loans/Lines of Credit Real Estate Secured 525 650.00%
Interest Rate of Commercial Loans/Lines of Credit Not Real Estate Secured 526 650.00%
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 675.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 587.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 199.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $255.7M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $384.7M
Total Outstanding Balance of real estate secured member commercial loans 718A3 $85.8M
Amount of Commercial Loans/Lines of Credit Real Estate Secured 718A5 $85.8M
NCUA data file FS220M (21 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Kitsap Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $162.5M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $237.1M
Total Unfunded Commitments for Commercial Loans 814K $3.5M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $4.6M
Total Other Unfunded Commitments (Non-Commercial) 816B5 $2.6M
Total Unfunded Commitments for Non-Commercial Loans 816T $429.7M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $22.8M
Total number of member commercial loans 900A1 $110
Number of Member Unsecured Commercial Loans 900C5 1
Number of Member Unsecured Revolving Lines of Credit Granted to Members for Commercial Purposes 900C6 14
Number of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 900H2 36
Number of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 900J2 28
Total number of real estate secured member commercial loans 900K2 $80
Number of Commercial Loans/Lines of Credit Real Estate Secured 900K4 80
Number of Member Commercial and Industrial loans 900L2 15
Number of member commercial loans Secured by Multifamily Property 900M 9
Number of Commercial Loans/Lines of Credit Not Real Estate Secured 900P 30
Total Number of Member and Nonmember commercial loans 900T1 $110
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 2,070
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 4,314
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 6,850
NCUA data file FS220N (12 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Kitsap Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Equity Securities >5 and <= 10 Years AS0053 $10.0M
Available-for-sale Debt Securities <=1 Year AS0062 $23.5M
Available-for-sale Debt Securities >1 and <=3 Years AS0063 $45.0M
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $66.5M
Available-for-sale Debt Securities >5 and <= 10 Years AS0065 $98.9M
Available-for-sale Debt Securities > 10 Years AS0066 $47.9M
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$46.2M
Total Liabilities LI0069 $2.35B
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $12.0M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $2.51B
Number of Loans Purchased from Other Sources YTD (Whole or partial loans) SL0012 9
Amount of Loans Purchased from Other Sources YTD (Whole or partial loans) SL0013 $7.5M
NCUA data file FS220P (51 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Kitsap Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $1.1M
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $131K
Loan Loss Information - YTD Charge Offs - All Other Secured Non-Real Estate Loans/Lines of Credit CH0015 $3.8M
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $248K
Loan Loss Information - YTD Recoveries - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien CH0018 $18K
Loan Loss Information - YTD Recoveries - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien CH0020 $35K
Amount of real estate loans included in Accounts 718A3 and 718A4 above that contractually refinance, reprice, or mature within the next 5 years. CM0099 $80.5M
Unsecured Credit Card Loans DL0002 $517K
All Other Unsecured Loans/Lines of Credit DL0022 $494K
All Other Unsecured Loans/Lines of Credit DL0023 $170K
All Other Unsecured Loans/Lines of Credit DL0024 $148K
All Other Unsecured Loans/Lines of Credit DL0027 $318K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $48
New Vehicle Loans DL0030 $1.0M
Used Vehicle Loans DL0037 $2.9M
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $2.7M
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $1.1M
All Other Secured Non-Real Estate Loans/Lines of Credit DL0052 $1.9M
All Other Secured Non-Real Estate Loans/Lines of Credit DL0053 $477K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $3.4M
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $74
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0057 $140K
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0058 $729K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0059 $349K
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0060 $40K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $1.1M
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $5
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0064 $1.2M
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0065 $516K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0066 $129K
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0067 $379K
Delinquent Loans by Collateral Type - >=360 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0068 $291K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0069 $1.3M
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0070 $18
Dollar Amount of Reportable Delinquency - 90 - 179 Days Delinquent - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0122 $147K
Total Dollar Amount of Reportable Delinquency - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0125 $147K
Total Number of Reportable Delinquent Loans - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0126 $1
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $6.9M
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Participation Loans Purchased under 701.22 DL0142 $708K
Amount of Consumer Loans in Non-Accrual Status DL0145 $8.9M
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Number of Modified Loans DL0148 $19
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Amount of Modified Loans DL0149 $521K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 33,633
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $726.3M
Number of Indirect Loans - All Other Loans IN0007 5,467
Amount of Indirect Loans - All Other Loans IN0008 $220.0M
Off-Balance Sheet Exposures - Totally Unconditionally Cancelable Unfunded Commitments for All Loan Types LQ0013 $267.1M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Commercial Loans LQ0014 $3.2M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Consumer Loans - Secured and Real Estate LQ0015 $162.5M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Consumer Loans - Unsecured LQ0016 $383K
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments -Total LQ0017 $166.1M
NCUA data file FS220Q (41 items)

investment portfolio detail (69%)

Kitsap Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Line of Credit Limit - Federal Home Loan Bank LQ0040 $450.3M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Federal Home Loan Bank LQ0043 $558.4M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - FRB LQ0047 $809.0M
Total Borrowings LQ0860 $55.0M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0015 $60.6M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0016 $57.3M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0019 $267.4M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0020 $224.5M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0023 $328.0M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0024 $281.9M
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $328.0M
Total Fair Value Available-for-Sale Debt Securities NV0084 $281.9M
Trading Investments - Equity Securities - Other Equities NV0108 $10.0M
Trading Investments - Equity Securities - Total Equity Securities NV0109 $10.0M
Total Trading Debt and Equity Securities NV0110 $10.0M
Investment Maturity Distribution - Equity Securities - Total NV0122 $10.0M
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $281.9M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >1-3 Years NV0142 $4.0M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $334K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $4.3M
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $23.5M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $49.0M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $66.5M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $108.9M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $48.2M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $296.2M
Assets Used to Fund Employee Benefit or Deferred Compensation Plans - Collateral Assignment - Cash Surrender Value NV0170 $6.0M
RBC Total Equity RB0001 $204.1M
RBC Allowance for Credit Losses RB0002 $39.4M
RBC Total Additions RB0005 $39.4M
RBC Total Deductions RB0009 $20.8M
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $222.8M
RBC Risk-Based Capital Numerator RB0012 $222.8M
RBC Total for Risk Weighting Cash and Deposits in Financial Institutions or Reserve Banks RB0014 $108.1M
RBC Cash and Deposits in Financial Institutions or Reserve Banks 0% Weight RB0015 $104.3M
RBC Cash and Deposits in Financial Institutions or Reserve Banks 100% Weight RB0017 $3.8M
RBC Total for Risk Weighting Securities RB0019 $291.9M
RBC Securities 0% Weight RB0020 $732K
RBC Securities 20% Weight RB0021 $281.1M
RBC Securities 300% Weight RB0024 $10.0M
Participation Loans: Participations Sold - Retained Balance Outstanding - Vehicle-Non-commercial SL0038 $9.2M
NCUA data file FS220R (115 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Kitsap Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Total Borrowing Capacity at Federal Reserve Bank LQ0061 $578.7M
CCULR Off-Balance sheet exposures LR0002 $166.1M
CCULR Off-Balance sheet exposures ratio LR0003 662.00%
CECL Transition Provision (as determined under 702.703(c)) NW0004 $4.0M
RBC Total for Risk Weighting Other Investments RB0029 $4.3M
RBC Other Investments 20% Weight RB0031 $4.0M
RBC Other Investments 150% Weight RB0033 $84K
RBC Other Investments 400% Weight RB0035 $250K
RBC Schedule Total Investments RB0039 $296.2M
RBC Total for Risk Weighting Total Investments RB0041 $296.2M
RBC Total Investments 0% Weight RB0042 $732K
RBC Total Investments 20% Weight RB0043 $285.1M
RBC Total Investments 150% Weight RB0046 $84K
RBC Total Investments 300% Weight RB0047 $10.0M
RBC Total Investments 400% Weight RB0048 $250K
RBC Total for Risk Weighting First Lien Residential Real Estate Loans RB0052 $384.7M
RBC First Lien Residential Real Estate Loans 50% Weight RB0053 $384.3M
RBC First Lien Residential Real Estate Loans 100% Weight RB0055 $388K
RBC Total for Risk Weighting Junior Lien Residential Real Estate Loans RB0057 $351.6M
RBC Junior Lien Residential Real Estate Loans 100% Weight RB0058 $350.8M
RBC Junior Lien Residential Real Estate Loans 150% Weight RB0059 $799K
RBC Schedule Total Consumer Loans RB0060 $1.19B
RBC Total for Risk Weighting Consumer Loans RB0062 $1.19B
RBC Consumer Loans 0% Weight RB0063 $2.8M
RBC Consumer Loans 75% Weight RB0065 $1.04B
RBC Consumer Loans 100% Weight RB0066 $133.2M
RBC Consumer Loans 150% Weight RB0067 $7.6M
RBC Schedule Total Commercial Loans RB0068 $86.8M
RBC Total for Risk Weighting Commercial Loans RB0070 $86.8M
RBC Commercial Loans 100% Weight RB0073 $86.7M
RBC Commercial Loans 150% Weight RB0074 $147K
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $39.4M
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $39.4M
RBC Schedule Total Loans RB0079 $1.97B
RBC Total for Risk Weighting Total Loans RB0081 $1.97B
RBC Total Loans 0% Weight RB0082 -$36.7M
RBC Total Loans 50% Weight RB0084 $384.3M
RBC Total Loans 75% Weight RB0085 $1.04B
RBC Total Loans 100% Weight RB0086 $571.1M
RBC Total Loans 150% Weight RB0087 $8.5M
RBC Schedule Total Other Assets RB0088 $132.6M
RBC Total for Risk Weighting Other Assets RB0090 $132.6M
RBC Other Assets 0% Weight RB0091 $20.8M
RBC Other Assets 100% Weight RB0092 $111.9M
RBC Total from Schedule On-Balance Sheet Assets RB0099 $2.51B
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $2.51B
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $89.1M
RBC Total Risk Weighted On-Balance Sheet Assets 20% Weight RB0102 $285.1M
RBC Total Risk Weighted On-Balance Sheet Assets 50% Weight RB0103 $384.3M
RBC Total Risk Weighted On-Balance Sheet Assets 75% Weight RB0104 $1.04B
RBC Total Risk Weighted On-Balance Sheet Assets 100% Weight RB0105 $686.7M
RBC Total Risk Weighted On-Balance Sheet Assets 150% Weight RB0106 $8.6M
RBC Total Risk Weighted On-Balance Sheet Assets 300% Weight RB0108 $10.0M
RBC Total Risk Weighted On-Balance Sheet Assets 400% Weight RB0109 $250K
RBC Schedule Total Risk Weighted Assets - On-Balance Sheet RB0112 $1.76B
RBC Total Risk Weighted Assets - On-Balance Sheet 20% Weight RB0113 $57.0M
RBC Total Risk Weighted Assets On-Balance Sheet 50% Weight RB0114 $192.2M
RBC Total Risk Weighted Assets On-Balance Sheet 75% Weight RB0115 $782.1M
RBC Total Risk Weighted Assets On-Balance Sheet 100% Weight RB0116 $686.7M
RBC Total Risk Weighted Assets On-Balance Sheet 150% Weight RB0117 $12.9M
RBC Total Risk Weighted Assets On-Balance Sheet 300% Weight RB0119 $30.0M
RBC Total Risk Weighted Assets On-Balance Sheet 400% Weight RB0120 $1.0M
RBC Unfunded Commitment Commercial Loans Credit Equivalent Amount RB0123 $1.6M
RBC Unfunded Commitment Commercial Loans 100% Weight RB0124 $1.6M
RBC Unfunded Commitment Secured Consumer Loans Credit Equivalent Amount RB0125 $16.3M
RBC Unfunded Commitment Secured Consumer Loans 50% Weight RB0126 $3.5M
RBC Unfunded Commitment Secured Consumer Loans 100% Weight RB0128 $12.7M
RBC Unfunded Commitment Unsecured Consumer Loans Credit Equivalent Amount RB0129 $38K
RBC Unfunded Commitment Unsecured Consumer Loans 100% Weight RB0130 $38K
RBC Total Off-Balance Sheet and Derivative Credit Equivalent Amount RB0153 $17.9M
RBC Total Off-Balance Sheet and Derivative 50% Weight RB0158 $3.5M
RBC Total Off-Balance Sheet and Derivative 100% Weight RB0160 $14.3M
RBC Total Risk-Weighted Assets Off-Balance-Sheet and Derivative RB0162 $16.1M
RBC Total Risk-Weighted Assets Off-Balance-Sheet and Derivative 50% Weight RB0166 $1.8M
RBC Total Risk-Weighted Assets Off-Balance-Sheet and Derivative 100% Weight RB0168 $14.3M
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $2.52B
RBC Total Risk-Weighted Assets RB0171 $1.78B
RBC Total Risk Based Capital Ratio RB0172 1,253.00%
RBC Allowance for Credit Losses (Loans) RB0177 $39.4M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 890.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 234,438,945.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 6,273,978.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 678.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 59,062,344.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 4,030,982.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid >5 Years RL0007 $111
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0008 $58.5M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0009 $7.5M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0010 $37
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0011 $8.6M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 351.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 24,143,611.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Adjustable Rate RL0015 3,403,200.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $384.7M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $21.2M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 1,552.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 121,845,813.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 10,640,200.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Adjustable Rate RL0021 1.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Adjustable Rate RL0022 797.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 2,763.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 229,729,843.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 13,296,515.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $351.6M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $23.9M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $6K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $736.3M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $45.2M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $261.8M
Total Shares SH0013 $2.26B
Total Shares and Deposits SH0018 $2.26B
Number of Outstanding Loans Purchased from Other Financial Institutions SL0018 77
Amount of Outstanding Loans Purchased from Other Financial Institutions SL0019 $12.9M
Number of Outstanding Loans Purchased from Other Sources SL0020 80
Amount of Outstanding Loans Purchased from Other Sources SL0021 $48.6M
NCUA data file FS220S (12 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Kitsap Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Auto Lending PP0038 $1
Mortgage Lending PP0039 $1
Secured personal loans PP0040 $1
Unsecured personal loans PP0041 $1
Lead generation for new members PP0042 $1
Lead generation for share accounts PP0043 $1
Person-to-Person payments PP0045 $1
Communication PP0047 $1
Located in Metropolitan Statistical Area (MSA) PR0001 $1
home purchase loan or refinanced a home purchase loan PR0002 $1
Originated closed-end mortgages in each of the two preceding calendar years or originated open-end lines of credit in each of the two preceding calendar years in excess of the HMDA Loan-Volume Threshold? PR0003 $1

Kitsap Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Kitsap Credit Union call report?

The Kitsap Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Kitsap Credit Union file?

Kitsap Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Kitsap Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Kitsap Credit Union is 68576.

How often does Kitsap Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Kitsap Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.