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Credit union call report ยท Brentwood, TN

Koin Credit Union Call Report

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Koin Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 254 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Koin Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number68172
Federal Reserve RSSD ID702199

The official copy: search charter number 68172 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Koin Credit Union call report, Q2 2026

Statement of Financial Condition (29 items)
Koin Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $210K
1c. Total Cash on Hand 730A $210K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $1.2M
2. Cash on Deposit (total) 730B $1.2M
3. Time Deposits in Banks and Credit Unions AS0007 $8.5M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $9.9M
9. Held-to-Maturity Debt Securities AS0073 $2.3M
11. TOTAL INVESTMENT SECURITIES AS0013 $2.3M
12b. Perpetual Contributed Capital 769B $298K
12c. All Other Investments AS0016 $1.4M
13. TOTAL OTHER INVESTMENTS AS0017 $1.7M
15a. Number of Total Loans and Leases 025A 1,050
15b. Total Loans and Leases 025B $20.6M
17. ACL on Loans and Leases AS0048 $176K
20. Other Fixed Assets 008 $63K
21. NCUA Share Insurance Capitalization Deposit 794 $302K
22d. Accrued Interest on Loans 009A $29K
22e. Accrued Interest on Investments 009B $43K
22f. All Other Assets 009C $98K
22g. Total Other Assets AS0036 $169K
23. TOTAL ASSETS 010 $34.9M
Accounts Payable and Other Liabilities 825 $53K
Member Shares of All Types 013 $31.6M
Total Shares and Deposits 018 $31.6M
Undivided Earnings 940 $1.9M
Other Reserves 658 $1.3M
Total Net Worth 997 $3.2M
Net Worth Ratio 998 9.17%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $34.9M
Statement of Income and Expense (22 items)
Koin Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $579K
3. Income from Investments 120 $238K
5. TOTAL INTEREST INCOME 115 $817K
6. Dividends on Shares 380 $151K
9. TOTAL INTEREST EXPENSE 350 $151K
10. NET INTEREST INCOME IS0010 $666K
12a. Credit Loss Expense - Loans and Leases IS0011 $56K
12e. Total Credit Loss Expense IS0017 $56K
13. Fee Income 131 $14K
14. Other Operating Income IS0020 $251K
23. TOTAL NON-INTEREST INCOME 117 $265K
24. Employee Compensation and Benefits 210 $382K
25. Travel and Conference 230 $5K
26. Office Occupancy 250 $33K
27. Office Operations 260 $74K
28. Educational and Promotional 270 $29K
29. Loan Servicing 280 $47K
30. Professional and Outside Services 290 $187K
32. Operating Fees 320 $5K
33. Miscellaneous Operating Expense 360 $8K
34. TOTAL NON-INTEREST EXPENSE 671 $771K
35. NET INCOME 661A $104K
Statement pages - all other filed accounts (21 items)

delinquency (21%), credit cards (21%)

Koin Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $144K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $30K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $24K
Loans Granted Year-to-Date 031A $85
Amount of Loans Granted Year-to-Date 031B $1.4M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $137K
Number of current members (not number of accounts) 083 2,153
Number of potential members 084 6,726
Interest Rate of Unsecured Credit Card Loans 521 974.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,250.00%
Interest Rate of New Vehicle Loans 523 210.00%
Interest Rate of Used Vehicle Loans 524 584.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $43K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $7K
Amount of Regular Shares 657 $8.0M
Amount of Share Drafts 902 $7.1M
IRA/KEOGH Accounts - < 1 Year 906A $121K
Share Certificates - < 1 Year 908A $6.5M
Total Amount of Share Certificates 908C $7.6M
Total Amount of Money Market Shares 911 $8.8M
Number of Used Vehicle Loans 968 225
NCUA data file FS220A (20 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Koin Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $30.5M
Total Shares - 1-3 Years 013B1 $1.0M
Total Shares - > 3 Years 013B2 $108K
Total Shares and Deposits - < 1 Year 018A $30.5M
Total Shares and Deposits - 1-3 Years 018B1 $1.0M
Total Shares and Deposits - > 3 Years 018B2 $108K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 18
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $3.1M
Amount of New Vehicle Loans 385 $1.1M
Amount of Unsecured Credit Card Loans 396 $583K
Amount of All Other Unsecured Loans/Lines of Credit 397 $1.0M
Share Certificates 451 $372
Number of Accounts for Share Drafts 452 1,191
IRA/KEOGH Accounts 453 $14
Number of Accounts for Regular Shares 454 2,316
Money Market Shares 458 $221
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 4,114
Number of credit union employees who are Full-Time (26 hours or more) 564A 8
Total credit lines 881 $3.5M
NCUA data file FS220B (22 items)

maturity and repricing buckets (40%), credit cards (17%)

Koin Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Number - Total Delinquent Credit Card Loans 045A 10
Total Amount of Delinquent Unsecured Credit Card Loans 045B $30K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $2.9M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $2.9M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $28.7M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $32K
Amount of Regular Shares - < 1 Year 657A $8.0M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $7K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $800
Fair value of Held to Maturity Securities 801 $2.3M
Amount of Share Drafts - < 1 Year 902A $7.1M
Total Amount of IRA/KEOGH Accounts 906C $121K
Share Certificates - 1-3 Years 908B1 $1.0M
Share Certificates - > 3 Years 908B2 $108K
Money Market Shares - < 1 Year 911A $8.8M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $516K
Number of New Vehicle Loans 958 59
Total Shares 966 $4K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $7K
Number of Unsecured Credit Card Loans 993 380
Number of All Other Unsecured Loans/Lines of Credit 994 220
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 16
NCUA data file FS220C (5 items)

charge-offs and recoveries (27%), participation loans (18%)

Koin Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Total Amount of All Participation Loans Charged Off Year-to-Date 550F $251
Total Amount of All Year-to-Date Recoveries on Charged-Off Participation Loans 551F $691
Number of credit union branches (include the main office if member services are conducted at that location) 566 1
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $3.0M
NCUA data file FS220D (23 items)

member services and products offered (69%), CUSO relationships (27%)

Koin Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
Does the credit union provide member services through a credit union shared branch services center? 566A $1
No Cost Share Drafts 879A4 $1
Financial Education 879B2 $1
Bilingual Services 879C1 $1
No Cost Bill Payer 879C2 $1
Student Scholarships 879C4 $1
International Remittances 879V $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
CU offer Shared service network PP0058 $1
NCUA data file FS220G (2 items)

loans and leases (32%), participation loans (18%)

Koin Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Outstanding Amount of Participation Loans Purchased By Type 691L $115K
Total Credit Lines at Corporate Credit Unions 884 $3.5M
NCUA data file FS220H (1 item)

student loans (43%), delinquency (27%)

Koin Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $2.7M
NCUA data file FS220I (8 items)

vehicle lending (59%), delinquency (44%)

Koin Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $34K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $26K
Number of Reportable Delinquent Used Vehicle Loans 035E2 5
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $101K
Amount of New Vehicle Loans YTD Charge Offs 550C1 $14K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $691
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $8K
Number of International Remittances originated Year-to-Date 928 8
NCUA data file FS220J (2 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

Koin Credit Union, NCUA data file FS220J, Q2 2026
Line item Account Q2 2026
Other Investments 789D $1.4M
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $1.4M
NCUA data file FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Koin Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $1K
Total Amount of Loans & Leases on Loan Schedule 025B1 $20.6M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $5.0M
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 700.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 263.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 858.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $86K
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $9.7M
NCUA data file FS220M (7 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Koin Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $1.3M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $1.3M
Total Other Unfunded Commitments (Non-Commercial) 816B5 $124K
Total Unfunded Commitments for Non-Commercial Loans 816T $2.7M
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 59
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 99
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 8
NCUA data file FS220N (6 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Koin Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Held-to-Maturity Debt Securities <=1 Year AS0068 $500K
Held-to-Maturity Debt Securities >1 and <=3 Years AS0069 $600K
Held-to-Maturity Debt Securities >3 and <=5 Years AS0070 $1.2M
Total Liabilities LI0069 $31.7M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $120K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $34.9M
NCUA data file FS220P (12 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Koin Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $21K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $5K
Unsecured Credit Card Loans DL0002 $30K
All Other Unsecured Loans/Lines of Credit DL0022 $25K
All Other Unsecured Loans/Lines of Credit DL0023 $2K
All Other Unsecured Loans/Lines of Credit DL0024 $4K
All Other Unsecured Loans/Lines of Credit DL0027 $6K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $3
Used Vehicle Loans DL0037 $75K
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0064 $60K
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $106K
Amount of Consumer Loans in Non-Accrual Status DL0145 $30K
NCUA data file FS220Q (27 items)

investment portfolio detail (69%)

Koin Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0013 $2.3M
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0014 $2.3M
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0021 $2.3M
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0022 $2.3M
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $2.3M
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $5.2M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $2.3M
Investment Maturity Distribution - Time Deposits - >3-5 Years NV0113 $1.1M
Investment Maturity Distribution - Time Deposits - Total NV0116 $8.5M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $2.3M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >5-10 Years NV0144 $1.4M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $298K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $1.7M
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $5.7M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $2.9M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $2.2M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $1.4M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $298K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $12.5M
RBC Total Equity RB0001 $3.2M
RBC Allowance for Credit Losses RB0002 $176K
RBC Total Additions RB0005 $176K
RBC Total Deductions RB0009 $302K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $3.1M
RBC Risk-Based Capital Numerator RB0012 $3.1M
Participation Loans: Participations Purchased - Outstanding Balance - Amount - Vehicle - Non-commercial SL0036 $1K
Participation Loans: Participations Purchased - Outstanding Balance - Amount - All Other SL0056 $113K
NCUA data file FS220R (34 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Koin Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $4.0M
RBC Schedule Total Consumer Loans RB0060 $5.9M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $176K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $176K
RBC Schedule Total Loans RB0079 $20.4M
RBC Total for Risk Weighting Total Loans RB0081 -$176K
RBC Total Loans 0% Weight RB0082 -$176K
RBC Schedule Total Other Assets RB0088 $535K
RBC Total for Risk Weighting Other Assets RB0090 $302K
RBC Other Assets 0% Weight RB0091 $302K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $34.9M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $126K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $126K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $34.9M
RBC Allowance for Credit Losses (Loans) RB0177 $176K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 38.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 7,720,123.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 21.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 1,970,243.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $9.7M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 14.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 482,045.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 68,500.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 85.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 4,511,886.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 415,297.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $5.0M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $484K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $158
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $14.7M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $484K
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $4.5M
Total Shares SH0013 $31.6M
Total Shares and Deposits SH0018 $31.6M
NCUA data file FS220S (5 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Koin Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Auto Lending PP0038 $1
Acquire participation loans PP0044 $1
Person-to-Person payments PP0045 $1
Communication PP0047 $1

Koin Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Koin Credit Union call report?

The Koin Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Koin Credit Union file?

Koin Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Koin Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Koin Credit Union is 68172.

How often does Koin Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Koin Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.